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Mortgage loan processor vs mortgage processor

The differences between mortgage loan processors and mortgage processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage loan processor and a mortgage processor. Additionally, a mortgage loan processor has an average salary of $43,594, which is higher than the $40,527 average annual salary of a mortgage processor.

The top three skills for a mortgage loan processor include customer service, FHA and va. The most important skills for a mortgage processor are customer service, FHA, and va.

Mortgage loan processor vs mortgage processor overview

Mortgage Loan ProcessorMortgage Processor
Yearly salary$43,594$40,527
Hourly rate$20.96$19.48
Growth rate-3%-3%
Number of jobs16,2769,057
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 52%
Average age4242
Years of experience44

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

What does a mortgage processor do?

A mortgage processor is responsible for reviewing mortgage loan applications, evaluating applicants' documents, and verifying their eligibility for approval. Mortgage processors consider the applicant's financial statements, credit score, and other possible mortgage options. They also interview loan applicants to confirm the accuracy of submitted documents and keep them updated with the progress and final decisions. A mortgage processor works closely with the underwriting department for loan applications subject for further review. The mortgage processor needs to have a broad knowledge of the banking industry and loan procedures to guide the applicants with their application inquiries and concerns.

Mortgage loan processor vs mortgage processor salary

Mortgage loan processors and mortgage processors have different pay scales, as shown below.

Mortgage Loan ProcessorMortgage Processor
Average salary$43,594$40,527
Salary rangeBetween $33,000 And $57,000Between $31,000 And $52,000
Highest paying CitySan Francisco, CAPhoenix, AZ
Highest paying stateMassachusettsArizona
Best paying companyAmplify Credit UnionCyberCoders
Best paying industryProfessionalProfessional

Differences between mortgage loan processor and mortgage processor education

There are a few differences between a mortgage loan processor and a mortgage processor in terms of educational background:

Mortgage Loan ProcessorMortgage Processor
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage loan processor vs mortgage processor demographics

Here are the differences between mortgage loan processors' and mortgage processors' demographics:

Mortgage Loan ProcessorMortgage Processor
Average age4242
Gender ratioMale, 21.7% Female, 78.3%Male, 24.2% Female, 75.8%
Race ratioBlack or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%Black or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 14.1% Asian, 6.6% White, 61.6% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage loan processor and mortgage processor duties and responsibilities

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Mortgage processor example responsibilities.

  • Manage applicant s mortgage applications from origination to closing, ensuring service excellence and adhering to federal and compliance guidelines
  • Function in processing role for streamline first market mortgage transactions pursuant to Fannie, Freddie, VA and FHA policy guidelines.
  • Support FNMA portfolio loans in default and imminent default loans with a focus on loan modifications.
  • Work directly with FNMA counselors to negotiate mortgage terms for the homeowner that will prevent foreclosure.
  • Comply with bank, investor and regulatory guidelines while having a strong understanding of RESPA, HDMA, and ECOA guidelines.
  • Generate accurate RESPA require disclosures.
  • Show more

Mortgage loan processor vs mortgage processor skills

Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%
Common mortgage processor skills
  • Customer Service, 24%
  • FHA, 6%
  • Va, 6%
  • Underwriting Guidelines, 6%
  • Property Appraisals, 6%
  • Origination, 5%

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