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Mortgage loan processor vs senior loan processor

The differences between mortgage loan processors and senior loan processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a mortgage loan processor, becoming a senior loan processor takes usually requires 4-6 years. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $43,594 average annual salary of a mortgage loan processor.

The top three skills for a mortgage loan processor include customer service, FHA and va. The most important skills for a senior loan processor are customer service, FHA, and va.

Mortgage loan processor vs senior loan processor overview

Mortgage Loan ProcessorSenior Loan Processor
Yearly salary$43,594$50,297
Hourly rate$20.96$24.18
Growth rate-3%4%
Number of jobs16,27621,995
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 50%
Average age4245
Years of experience46

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

Mortgage loan processor vs senior loan processor salary

Mortgage loan processors and senior loan processors have different pay scales, as shown below.

Mortgage Loan ProcessorSenior Loan Processor
Average salary$43,594$50,297
Salary rangeBetween $33,000 And $57,000Between $33,000 And $75,000
Highest paying CitySan Francisco, CABaltimore, MD
Highest paying stateMassachusettsHawaii
Best paying companyAmplify Credit UnionAccenture
Best paying industryProfessionalProfessional

Differences between mortgage loan processor and senior loan processor education

There are a few differences between a mortgage loan processor and a senior loan processor in terms of educational background:

Mortgage Loan ProcessorSenior Loan Processor
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage loan processor vs senior loan processor demographics

Here are the differences between mortgage loan processors' and senior loan processors' demographics:

Mortgage Loan ProcessorSenior Loan Processor
Average age4245
Gender ratioMale, 21.7% Female, 78.3%Male, 23.0% Female, 77.0%
Race ratioBlack or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%Black or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%
LGBT Percentage7%8%

Differences between mortgage loan processor and senior loan processor duties and responsibilities

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Mortgage loan processor vs senior loan processor skills

Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%
Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%

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