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Personal lines underwriter vs certified medical technician

The differences between personal lines underwriters and certified medical technicians can be seen in a few details. Each job has different responsibilities and duties. Additionally, a personal lines underwriter has an average salary of $69,706, which is higher than the $38,859 average annual salary of a certified medical technician.

The top three skills for a personal lines underwriter include insurance policies, underwriting decisions and loss ratio. The most important skills for a certified medical technician are patients, vital signs, and CPR.

Personal lines underwriter vs certified medical technician overview

Personal Lines UnderwriterCertified Medical Technician
Yearly salary$69,706$38,859
Hourly rate$33.51$18.68
Growth rate-4%5%
Number of jobs19,754164,424
Job satisfaction--
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 28%
Average age4444
Years of experience-12

What does a personal lines underwriter do?

A personal lines underwriter works at insurance companies to ensure that clients are eligible to receive insurance services. Their responsibilities include gathering and analyzing insurance applications, verifying client information, studying financial histories and occupational risks, and conducting interviews. They may also perform clerical support tasks such as preparing and processing documents, handling calls and correspondence, and updating databases. Moreover, a personal lines underwriter typically works in a team setting, which requires an active communication line for a smooth and efficient workflow.

What does a certified medical technician do?

Certified Medical Technicians are specialists in medical diagnoses by performing laboratory testing and analysis for hospitals and physicians. Their duties include lab sanitization to prepare for testing and collection, recording medical samples for testing, specimen preparation, blood drawing for donation and testing, and assisting physicians with sample collection as well as equipment handling in surgical rooms. They must also understand how to use complex and sensitive testing equipment such as cell counters, analyzers, microscopes, and centrifuges.

Personal lines underwriter vs certified medical technician salary

Personal lines underwriters and certified medical technicians have different pay scales, as shown below.

Personal Lines UnderwriterCertified Medical Technician
Average salary$69,706$38,859
Salary rangeBetween $43,000 And $111,000Between $28,000 And $53,000
Highest paying CityNew York, NYDenton, TX
Highest paying stateNew YorkAlaska
Best paying companyCapital GroupFavorite Healthcare Staffing
Best paying industryInsuranceHealth Care

Differences between personal lines underwriter and certified medical technician education

There are a few differences between a personal lines underwriter and a certified medical technician in terms of educational background:

Personal Lines UnderwriterCertified Medical Technician
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 28%
Most common majorBusinessNursing
Most common collegeUniversity of PennsylvaniaUniversity of Connecticut

Personal lines underwriter vs certified medical technician demographics

Here are the differences between personal lines underwriters' and certified medical technicians' demographics:

Personal Lines UnderwriterCertified Medical Technician
Average age4444
Gender ratioMale, 43.1% Female, 56.9%Male, 20.4% Female, 79.6%
Race ratioBlack or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.8% Asian, 5.7% White, 72.5% American Indian and Alaska Native, 0.4%Black or African American, 15.9% Unknown, 5.0% Hispanic or Latino, 14.6% Asian, 10.0% White, 53.8% American Indian and Alaska Native, 0.8%
LGBT Percentage9%8%

Differences between personal lines underwriter and certified medical technician duties and responsibilities

Personal lines underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Certified medical technician example responsibilities.

  • Maintain the cleanliness of storage areas, trays, centrifuges, refrigerators, freezers and work area.
  • Administer medications to patients according to their medication record as scheduled, as needed according to physician orders.
  • Perform laboratory test and procedures in areas including chemistry, hematology, urinalysis, coagulation, serology, and bacteriology.
  • Perform first aid and apply CPR when necessary.
  • Perform first aid or CPR during medical emergencies until paramedics arrive.
  • Assist the residents in their ADL needs and prepare their meals.
  • Show more

Personal lines underwriter vs certified medical technician skills

Common personal lines underwriter skills
  • Insurance Policies, 12%
  • Underwriting Decisions, 9%
  • Loss Ratio, 9%
  • Strong Analytical, 6%
  • Inspection Reports, 5%
  • Renewal Retention, 5%
Common certified medical technician skills
  • Patients, 17%
  • Vital Signs, 12%
  • CPR, 8%
  • Administer Medications, 7%
  • Resident Care, 6%
  • HIPAA, 6%

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