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The differences between risk management specialists and at-risk specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a risk management specialist and an at-risk specialist. Additionally, a risk management specialist has an average salary of $69,819, which is higher than the $58,801 average annual salary of an at-risk specialist.
The top three skills for a risk management specialist include risk assessments, powerpoint and patient safety. The most important skills for an at-risk specialist are risk management, customer service, and operational risk.
| Risk Management Specialist | At-Risk Specialist | |
| Yearly salary | $69,819 | $58,801 |
| Hourly rate | $33.57 | $28.27 |
| Growth rate | 17% | 9% |
| Number of jobs | 101,149 | 14,583 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 64% | Bachelor's Degree, 60% |
| Average age | 43 | 43 |
| Years of experience | 6 | 6 |
A risk management specialist is in charge of performing extensive research and analysis to determine the financial risks that a company may face. Through their expertise, a risk management analyst develops strategies to thwart these risks or lessen its impact and prevent significant financial losses. They may also devise programs and projects, providing support to employees as needed. Furthermore, they must recommend solutions in adherence to the company's policies and regulations, including its vision and mission.
An at-risk specialist is responsible for identifying risk events that may pose harm to the business reputation and financial stability of an organization. At-risk specialists strategize on plans and techniques to minimize financial loss and excessive costings, developing methods and opportunities that would increase the company's revenues and profits. They resolve insurance discrepancies and manage financial disputes that may have litigation impact on the business. An at-risk specialist reviews financial documents and incident reports, file claims, and process requirements for any fraudulent activities.
Risk management specialists and at-risk specialists have different pay scales, as shown below.
| Risk Management Specialist | At-Risk Specialist | |
| Average salary | $69,819 | $58,801 |
| Salary range | Between $40,000 And $119,000 | Between $33,000 And $103,000 |
| Highest paying City | Hoboken, NJ | Washington, DC |
| Highest paying state | New Jersey | Rhode Island |
| Best paying company | PayPal | PayPal |
| Best paying industry | Professional | Finance |
There are a few differences between a risk management specialist and an at-risk specialist in terms of educational background:
| Risk Management Specialist | At-Risk Specialist | |
| Most common degree | Bachelor's Degree, 64% | Bachelor's Degree, 60% |
| Most common major | Business | Business |
| Most common college | Stanford University | University of Pennsylvania |
Here are the differences between risk management specialists' and at-risk specialists' demographics:
| Risk Management Specialist | At-Risk Specialist | |
| Average age | 43 | 43 |
| Gender ratio | Male, 43.6% Female, 56.4% | Male, 43.2% Female, 56.8% |
| Race ratio | Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3% | Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3% |
| LGBT Percentage | 4% | 4% |