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Senior underwriter vs loan administrator

The differences between senior underwriters and loan administrators can be seen in a few details. Each job has different responsibilities and duties. Additionally, a senior underwriter has an average salary of $69,375, which is higher than the $42,859 average annual salary of a loan administrator.

The top three skills for a senior underwriter include customer service, portfolio and underwriting guidelines. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Senior underwriter vs loan administrator overview

Senior UnderwriterLoan Administrator
Yearly salary$69,375$42,859
Hourly rate$33.35$20.61
Growth rate-4%4%
Number of jobs6,72663,708
Job satisfaction--
Most common degreeBachelor's Degree, 71%Bachelor's Degree, 58%
Average age4445
Years of experience-6

What does a senior underwriter do?

A senior underwriter is responsible for evaluating the eligibility of an applicant for loan application processing. Senior underwriters verify the applicant's information, including their credit score and other valid documents, ensuring that the applicant fulfills the loan application's parameters. They check the applicant's portfolios and provide them the next necessary steps and the alternatives for loan types. A senior underwriter must have excellent knowledge of the loan processes and underwriting procedures to analyze applications and make accurate decisions.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Senior underwriter vs loan administrator salary

Senior underwriters and loan administrators have different pay scales, as shown below.

Senior UnderwriterLoan Administrator
Average salary$69,375$42,859
Salary rangeBetween $44,000 And $108,000Between $31,000 And $59,000
Highest paying CityNew York, NYSeattle, WA
Highest paying stateNew YorkHawaii
Best paying companyCapital GroupBNY Mellon
Best paying industryInsuranceFinance

Differences between senior underwriter and loan administrator education

There are a few differences between a senior underwriter and a loan administrator in terms of educational background:

Senior UnderwriterLoan Administrator
Most common degreeBachelor's Degree, 71%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior underwriter vs loan administrator demographics

Here are the differences between senior underwriters' and loan administrators' demographics:

Senior UnderwriterLoan Administrator
Average age4445
Gender ratioMale, 42.0% Female, 58.0%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 9.3% Unknown, 2.5% Hispanic or Latino, 9.4% Asian, 5.6% White, 72.9% American Indian and Alaska Native, 0.4%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage9%8%

Differences between senior underwriter and loan administrator duties and responsibilities

Senior underwriter example responsibilities.

  • Manage AUS findings and analyze approvals and results accordingly.
  • Perform underwriter approval/declines on FHA, VA, FmHA and conventional loan applications providing financing for one-to-four family residential properties.
  • Fix and n variable annuities.
  • Check for the accuracy and proper recording of UCC filings and mortgages.
  • Order and review flood searches, title reports, UCC searches, appraisals, insurance policies and binders, and contracts.
  • Review preliminary HUD-1 for accuracy.
  • Show more

Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
  • Show more

Senior underwriter vs loan administrator skills

Common senior underwriter skills
  • Customer Service, 11%
  • Portfolio, 8%
  • Underwriting Guidelines, 5%
  • Strong Analytical, 4%
  • SR, 4%
  • Excellent Interpersonal, 4%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

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