How is NMLS used?
Zippia reviewed thousands of resumes to understand how nmls is used in different jobs. Explore the list of common job responsibilities related to nmls below:
- Maintain SAFE compliance and NMLS license to meet yearly state and federal regulations.
- Familiarized with State and Federal regulations and NMLS certified.
- Registered under Nationwide Mortgage Licensing System (NMLS)
- Mortgage Consultant NMLS 1032941 Originating and Specializing in self-source mortgage sales as well as supporting multiple consumer branch centers.
- Registered with NMLS and S.A.F.E.
- Originate mortgages and complete pre-approvals on a daily basis.NMLS licensedLed team in applications on numerous occasions
Are NMLS skills in demand?
Yes, nmls skills are in demand today. Currently, 4,280 job openings list nmls skills as a requirement. The job descriptions that most frequently include nmls skills are home mortgage consultant, mortgage consultant, and mortgage banker.
How hard is it to learn NMLS?
Based on the average complexity level of the jobs that use nmls the most: home mortgage consultant, mortgage consultant, and mortgage banker. The complexity level of these jobs is challenging.
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What jobs can you get with NMLS skills?
You can get a job as a home mortgage consultant, mortgage consultant, and mortgage banker with nmls skills. After analyzing resumes and job postings, we identified these as the most common job titles for candidates with nmls skills.
Home Mortgage Consultant
Job description:
Mortgage Consultants work to help people or businesses find the right lenders to get a mortgage from. They work with customers to find options that fit their current circumstances and financial capacity. They deal with lending institutions (banks, credit unions, mortgage bankers, or savings and loan associations) and act on behalf of potential borrowers to get the best deals. Consultants prefer working as independent contractors and not work for lending institutions and convince real estate agents to recommend them to clients when they apply for a loan.
- Customer Service
- Financial Professionals
- NMLS
- Real Estate Transactions
- Customer Applications
- Credit Data
Mortgage Consultant
Job description:
A mortgage consultant is an individual who helps customers and businesses identify the best option for mortgage deals based on their financial resources. To maintain an excellent relationship with clients, mortgage consultants must possess a broad knowledge of the company's products to answer all the clients' queries and concerns. They help clients gather and analyze documents that are required for loan approval and create accurate mortgage information. They also develop relationships with banks and real estate agents to help promote bank mortgages for clients.
- Customer Service
- Origination
- NMLS
- Financial Services
- Loan Products
- Bank Products
Mortgage Banker
Job description:
A Mortgage Banker is specialized in offering financing to buy homes or refinance previous mortgages. They work as part of a banks loan department.
- Customer Service
- NMLS
- Federal Regulations
- Bank Products
- Loan Programs
- Origination
Banker
Job description:
A banker is primarily responsible for assisting clients with their banking needs, particularly when withdrawing, depositing, and paying. Aside from handling transactions, bankers are also mainly responsible for opening and closing accounts, processing requirements, verifying the validity of documentation, recommending services and other financial options to clients, and resolving inquiries and concerns. A banker may answer calls and correspondence, coordinate with other banking personnel, maintain accurate data, and discuss conditions to clients thoroughly. Furthermore, because a banker mainly works with clients, it is essential to attain customer satisfaction.
- Taking Care
- Financial Services
- Securities
- Bank Products
- NMLS
- Upselling
Loan Officer
Job description:
Loan officers are responsible for assisting borrowers on the best type of loans to avail and guiding the clients throughout the application process. A loan officer must be highly knowledgeable about different lending products, payment plans, loan regulations, and essential files for fast loan approval. Loan officers also act as the first point of contact, conducting an initial screening of the customers, process loan contracts and appropriate documentation, update account records, and respond to customer's inquiries. A loan officer also has the right to reject loan applicants who do not meet loan qualifications.
- Customer Service
- Origination
- Loan Origination
- FHA
- NMLS
- Loan Products
Personal Banker
Job description:
A personal banker is responsible for managing the customers' financial records and assisting them in various banking transactions. Personal bankers' duties also include handling customers' inquiries for financial plans, understanding the banking and financial industry principles, processing applications, verifying account details, and offering bank products based on the customers' needs. A personal banker must have excellent customer service and communication skills, providing the best options for the customers, and helping them achieve their financial goals.
- Customer Relationships
- Cross-Sell
- Customer Satisfaction
- NMLS
- Bank Products
- Financial Services
How much can you earn with NMLS skills?
You can earn up to $36,437 a year with nmls skills if you become a home mortgage consultant, the highest-paying job that requires nmls skills. Mortgage consultants can earn the second-highest salary among jobs that use Python, $38,934 a year.
| Job title | Average salary | Hourly rate |
|---|---|---|
| Home Mortgage Consultant | $36,437 | $18 |
| Mortgage Consultant | $38,934 | $19 |
| Mortgage Banker | $27,331 | $13 |
| Banker | $44,463 | $21 |
| Loan Officer | $45,817 | $22 |
Companies using NMLS in 2026
The top companies that look for employees with nmls skills are JPMorgan Chase & Co., U.S. Bank, and J.P. Morgan. In the millions of job postings we reviewed, these companies mention nmls skills most frequently.
| Rank | Company | % of all skills | Job openings |
|---|---|---|---|
| 1 | JPMorgan Chase & Co. | 22% | 12,848 |
| 2 | U.S. Bank | 15% | 2,712 |
| 3 | J.P. Morgan | 15% | 0 |
| 4 | Regions Bank | 11% | 934 |
| 5 | Fifth Third Bank | 4% | 1,196 |
Departments using NMLS
| Department | Average salary |
|---|---|
| Finance | $54,393 |
2 courses for NMLS skills
1. NMLS Safe Exam Essentials
Learn what you need to know for all five sections of the NMLS Safe Exam plus math and test strategies to improve your chance of passing. This test has a pass rate of just over 50% and the reason most fail is lack of preparation. Join us in this course to learn what you need to know. The 20-hour pre-license courses do not provide enough information on their own to pass and many online test prep sites are written by people who have not taken the test so you end up going over things that you will not be tested on. We discuss what you need to know to pass, nothing more, nothing less. A few examples of what we will go over: Federal Mortgage Laws including RESPA, TILA, ECOA, etc. Uniform State Content - What can keep you from being eligible for licensure? Who needs a license? Who doesn't?General Mortgage Knowledge - What is an FHA loan? Who is eligible for a USDA loan? What is a payment cap?Mortgage Loan Origination Activities - What does a loan originator do? What is a closing cost? What does loan to value mean?Ethics - What is occupancy fraud? Do I need to fill out a SAR?Math - How is an ARM rate calculated? What is per diem interest and how is it calculated?The test - What is the test like? What do I do if I don't know the answer to a question?...
2. NMLS SAFE Mortgage Loan Originator Practice Tests
This course includes 400+ practice exam questions including mortgage specific math. All questions have solution explanations so that you understand each and every concept. If you want to become a mortgage loan originator you must pass the SAFE Mortgage Loan Originator exam. This course focuses on teaching you to master the most common questions you will see in the SAFE Mortgage Loan Originator exam. Some courses overload you with common knowledge that you will never see in the exam which is a waste of time. In this course, you will reinforce the most important topics, terms, and definitions you need to know to pass on your first try. What should be your #1 goal when taking the SAFE Mortgage Loan Originator Test? PASS ON YOUR FIRST TRY OR YOUR MONEY BACK! This course is composed of simulated practice exams and key test questions that will appear in one form or another in your test. The SAFE Mortgage Loan Originator Test is a National test composed of 125 test questions of which only 115 are scored. The test allows for a total of 190 minutes in which you have to complete all test questions. For this reason you have to be prepared to answer quickly and accurately. This course will teach you through simulated practice test questions to:- Quickly determine question types and how to answer them- See and know the answer instead of guessing your way through the test- Practice hundreds to test questions on your smart phone or computer- Understand important mortgage definitions in order to understand test questions better- Improve your math skills when taking mortgage questions that require math calculations- Answer questions quickly and accurately- Understand key laws that are important when testingThis course is a comprehensive set of simulated test questions that will help you to identify and answer questions correctly the day of the exam. Your ability to consistently answer test questions correctly will determine your final test score. Some questions will intentionally repeat in different exams as they are questions you need to know since they will appear on the actual exam. By repeating them, it will reinforce your comprehension on the subject. The questions in the practice exams you will see in this course will cover the 5 main subjects which are: Federal mortgage-related lawsGeneral mortgage knowledgeMortgage loan origination activitiesEthicsUniform State ContentThis course includes:- 4 practice tests containing 100 questions and include the explanation and/or the math calculation for each one. - 1 practice test that contains 50 questions that have a high concentration of math content within those questions. Your instructorJoe Correa took and successfully passed the SAFE Mortgage Loan Originator Test on his 1st try and is a successful mortgage loan originator and owner of Finibi Mortgage, a Mortgage Brokerage Business based out of Orlando, Florida. Joe was a college math professor for years before entering the real estate and mortgage market and was always solicited by his students because of his ability to make difficult concepts easier to understand. Good luck in your test and practice, practice, practice if you want to be successful on test day! A course diploma will be available to you when all sections have been completed at 100% which you can save or print to show employers. For instructions on downloading your course diploma you can go to: https://support. udemy. com/hc/en-us/articles/229603868-Certificate-of-Completion...