Post job

Loan Officer jobs at Southern Trust Mortgage Co

- 185 jobs
  • Loan Officer

    Southern Trust Mortgage 4.0company rating

    Loan officer job at Southern Trust Mortgage Co

    Southern Trust Mortgage is a well established full-service residential mortgage lender operating in 11 states and DC and offers a diverse product line designed to compliment any borrower's need. Are you looking for a rewarding career in a fun, supportive environment? Join our team today! We have several branches along the east coast and support the ability to work remotely. We are seeking experienced Mortgage Loan Originators to become a part of our team! If you have a book of business - big or small - we'd love to hear from you! Looking for: NMLS licensed loan originators Proven proficiency with conventional, FHA, VA, and USDA loans Someone who possesses strong communication skills Detailed Oriented Dependable Excellent computer skills: MS Office Suite Sense of urgency, deadline driven Strong moral/ethical character PC Lender (Mortgage Director) knowledge a plus! Responsibilities include but are not limited to: Advise borrowers on financial status and payment methods Guide customers through the loan application process File loan applications and supporting documents Develop referral networks to locate prospects for loans Qualifications: Previous experience as a mortgage loan originator Familiarity with CFPB regulations and rules regarding loan origination compliance Ability to build rapport with clients Strong analytical and mathematical skills Excellent written and verbal communication skills Southern Trust lends in the following states: Virginia, Maryland, North Carolina, South Carolina, Florida, Georgia, Delaware, New Jersey, Pennsylvania, West Virginia, Tennessee and DC. Southern Trust Mortgage is an equal opportunity employer hiring applicants without regard to race, color, creed, religion, national origin, age, gender, pregnancy status, genetic information, military or veteran status, disability, or any other legally protected class or status under federal, state, or local law.
    $34k-59k yearly est. Auto-Apply 60d+ ago
  • MORTGAGE LOAN ORIGINATOR

    Southern Trust Mortgage 4.0company rating

    Loan officer job at Southern Trust Mortgage Co

    Southern Trust Mortgage is a well-established mortgage lender committed to making the home buying experience Simple, Creative, and Consistent. We are continuing to grow in the following states: Delaware, Florida, Georgia, Maryland, New Jersey, North Carolina Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia and the District of Columbia. We are seeking a Mortgage Loan Originator to become part of our team! No mortgage experience necessary! Our team is committed to providing loan officers best-in-class support including: STM Connect Mobile App - Access your pipeline, pull credit, upload docs, co-brand with Partners, and more right from your phone. In-House Marketing Agency - A fully-staffed creative team that specializes in design, web, and video support for you and your partners. Operations Team - No more round-robin-style operations. Know the people on your team and get deals done with confidence. Priority Approval - REAL loan approvals from an underwriter in less than 24 hours. This is a huge win in all lending situations, especially in competitive markets. Dedicated Branch and Regional Support - Hands-on mentorship at the branch and regional level from leadership who all have years of sales experience. Credit, Condo and Income Specialists - We have in-house staff to help you get those tough deals to closing. Responsibilities include but are not limited to: Guide customers through the mortgage loan application process Take loan applications and review supporting documents Develop referral networks to locate prospects for loans Qualifications: Previous sales experience preferred Familiarity with financial and lending practices is helpful but not required Ability to build rapport with clients is critical Strong analytical and mathematical skills Excellent written and verbal communication skills English fluency required, additional language skills are a major plus The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor are they intended to be an all-inclusive list of the skills and abilities required to do the job. Management may, at its discretion, assign or reassign duties and responsibilities to this job at any time. The duties and responsibilities in this job description may be subject to change at any time due to reasonable accommodation or other reasons. Southern Trust Mortgage is an equal opportunity employer hiring applicants without regard to race, color, creed, religion, national origin, age, gender, pregnancy status, genetic information, military or veteran status, disability, or any other legally protected class or status under federal, state, or local law.
    $30k-49k yearly est. Auto-Apply 25d ago
  • Mortgage Loan Consultant

    Capcenter 4.2company rating

    Richmond, VA jobs

    Loan Consultants are energetic sales professionals that provide unrivaled savings and service to clients who are buying, selling, or refinancing a home. Loan Consultants are licensed loan originators, but with a positive twist as leaders of CapCenter's innovative home purchase and refinance programs. They are experts on the entire home purchase process and offer clients the full array of CapCenter services, including representation by a CapCenter realtor for buying and selling a home, as well as purchase and refinance loan products. CapCenter's greatest asset is its loyal base of repeat clients who serve as ambassadors to their friends, family, and co-workers. It is the job of Loan Consultants to convert today's prospects into tomorrow's loyal clients to generate repeat business and customer referrals. As a sales professional you will also be expected to support business development by serving as the accountable executive over group relationships that you help to construct. Responsibilities: Serve as Client Representative. As the name implies, you are the client's representative and trusted advisor throughout the process. This means maintaining contact with the client to ensure that all members of CapCenter's professional teams properly perform their services to the client's satisfaction. Assuring the client's overall satisfaction is a core responsibility of the Loan Consultant. Land Business. Sell CapCenter's full-service home purchase and refinance programs to prospective clients. Programs include the mortgage loan program, and representation by a CapCenter realtor to buy or sell a home. Loan Consultants are experts in all CapCenter services and are responsible for getting hired as the client's primary representative, and to get CapCenter's realtors and other purchase professionals hired as appropriate to meet the client's needs and circumstances. Serve as Loan Originator. As a loan originator, the Loan Consultant is directly responsible for identifying and fulfilling the client's mortgage loan requirements. Successful Loan Consultants will develop more loan business than they can handle and will be supported by junior team members as needed. Generate Future Business. The Loan Consultant's job continues after the initial transaction is completed. An effective Loan Consultant generates repeat business and customer referrals from his or her past client base, assisted by CapCenter's marketing and e-commerce professionals. Business Development. Loan Consultants with a proven record of success may be assigned to attract and land prospective clients from businesses, groups and individuals through relationships developed in conjunction with the Company's marketing and business development professionals. Qualifications: Candidates for the Loan Consultant position must have confidence and genuine enthusiasm for helping clients achieve their goals in the area of real estate and home finance. Analytical skills and the ability to communicate effectively are necessary, along with the following minimum attributes and qualifications: Ability to multi-task in a fast paced environment using time management to meet deadlines. Must be a licensed Loan Originator or have the knowledge and desire to become licensed. Business, Economics, Accounting or Finance Degree, or 3+ years of financial service experience. In-depth understanding of the full Real Estate Purchase and Sales cycle. Proven professionalism, ethics and character. Competitive drive for constant improvement. CapCenter offers a competitive benefits package that includes a Base Salary, Commission, 401k, Health Insurance Benefits, and Paid Vacation. We are an Equal Employment Opportunity Employer.
    $34k-49k yearly est. 2d ago
  • Mortgage Loan Processor

    Capital Bank Career 4.5company rating

    Rockville, MD jobs

    About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Position Purpose Capital Bank is looking for a Mortgage Loan Processor to join our team. The Mortgage Loan Processor works closely with loan originators to process mortgage loans in order to provide a seamless customer experience. The Mortgage Loan Processor's primary function is to ensure the timely and accurate submission of loans to Underwriting. Position Responsibilities Gathers and analyzes documentation and other information to take each loan application from once setup to closing Contacts borrowers and referral sources as an introduction within 3 days (72 hours) of receipt Reviews all income documentation to ensure that is accurate and supports the guidelines in place for a specific loan product Reviews product guidelines to make sure that the loan fits and the necessary documentation is obtained, including: Verify 2 years of continued employment - document any gaps Review asset documentation Review credit report Review appraisal Review title work Review hazard insurance Obtain payoffs on refinances by contacting current mortgage holder Make sure all documentation is legible Obtain all required certifications from agent - termite, well, septic, etc. and review upon receipt. Actions as needed. Monitor daily closing schedule and make sure all loan are scheduled - if not scheduled notify Title Company, Agent and/or Loan Officer and schedule with closing department Submit loan to underwriting in appropriate file order Clear all Prior to Closing conditions. - Loans must be “clear to close” at least 48 hours prior to closing Advise borrower of loan decision and any required conditions Inputs proper loan information into Encompass so that data and supporting documentation are accurate. Contacts borrowers to obtain additional documentation as necessary to meet loan guidelines Follows Processing procedures as designated by Processing Manager Must meet crucial deadlines such as financing contingencies and closing dates Works with the MLO and/or LOA regarding missing/requested items Updates conversation logs in Encompass Minimum Education & Experience 3-5 years experience in a loan processing role with experience handling loans from start to finish. Recent experience in the mortgage industry as an assistant, loan processor or loan officer is preferred. Experience communicating with borrowers regarding lending requirements. Experience processing conventional, FHA and VA loans. Experience with Encompass software is required. Preferred Skills & Qualifications Strong background in calculating income is preferred. Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook. Excellent verbal and written communication skills. Proven customer service ability is required. Must have knowledge of lending terminology and the ability to effectively communicate to borrowers. Knowledge of underwriting would be helpful. Independent worker that can produce results Ability to take initiative Ability to work in a fast-paced environment and deliver accurate results. Compensation: Base Salary Range: $25.51 - $35.71 per hour. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, geographic location, and ability to meet qualifications within the job description. Working Arrangements 100% remote role We're currently hiring only within our core locations, which include Maryland (MD), District of Columbia (DC), Virginia (VA), Pennsylvania (PA), Delaware (DE), Indiana (IN), Illinois (IL), South Carolina (SC), Florida (FL), and North Carolina (NC). Why Join Us? Join a growing company with a culture that fosters an entrepreneurial spirit Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more! Company Contributions to your 401k - Regardless of your contribution Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more! Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, & Equal Opportunity Employer.
    $25.5-35.7 hourly 37d ago
  • Business Banking Loan Specialist II (Hybrid or Possible Remote - VA/DC/MD/NC Only)

    Atlantic Union Bank 4.3company rating

    Columbia, MD jobs

    This position is primarily responsible for partnering with Business Banking teammates collect documents required prior to loan closing, produce loan documents through the bank's internal documentation system and ensure loan closing requirements are met. Position Accountabilities * Ability to work effectively independently and be a team player * Responds to inquiries relating to his or her particular area or to requests from customers and other Bank personnel within given time frames and within established policy. * Supports other teams within the department * Understanding team processes and procedures and provide updates and/or improvements * Adhere to all applicable laws and regulations governing bank operations, including compliance with the Bank's BSA/AML Policy and Procedures * Order flood certification, title insurance, and other required third party information to insure proper documentation and perfection of collateral in adherence of policies, procedures and regulatory requirements * Proactively communicate loan status with Business Banking Managers and Assistants throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed * Must have a thorough understanding of commercial lending documentation (real estate, unsecured and simple secured loans) for proper generation of needed documents (credit agreements, promissory notes, renewals, etc.) and closing * Creates loan documentation for the most complex Business Banking transactions. * Acts as an advisor to Business Banking Specialists I on the proper way to document loans. * Creates all required loan documents, * Ensures loan is funded properly * Maintain thorough knowledge of documentation required to meet underwriting and compliance requirements * Prepare general ledger entries and/or wire transfers as needed * Ensure excellent service is provided to our internal partners and customers. * Identifies and resolves issues within assigned team * Performs all other job duties as assigned and provide assistance to support team * Provide high degree of professionalism and confidentiality in handling and having access to sensitive information. * Takes accountability for entire process from receipt of work to resolution and closure. * Provide recommendations on areas of opportunities * Ensure daily production goals are met and maintains quality * Proactively research potential issues and provide solutions; executing as appropriate and managing up * Participate on projects * Complete a Quality Assurance review to ensure proper documentation and perfection of collateral in adherence of policies, procedures and regulatory requirements is present * Proactively communicate loan status with loan officers throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed * Conduct automated and manual tests to ensure system updates are performing as intended * Maintain thorough knowledge of documentation required to meet underwriting and compliance requirements * Ensure loan documentation is scanned accurately (Post Closing) * Process, review, research, and file Loan Documentation, including notes, disclosures, security agreements, collateral and other documents. (Post-Closing) Organizational Relationship This position reports to the Manager - Business Banking Document Preparation Position Qualifications Education & Experience * High School diploma or equivalent required. * Minimum 3 years of commercial operations, loan processing or business lending experience required. * Banking/accounting/finance experience preferred * nCino experience preferred Knowledge & Skills * Experience with MS Office Suite * nCino and TruStage knowledge preferred * High level of accuracy and great attention to detail * Excellent customer service skills * Excellent oral and written communication skills * Detail oriented and quality focused * Flexible, able to adapt to change * Ability to prioritize tasks and meet deadlines * Able to handle multiple tasks * Experience with loan operations processes. * Familiar with loan documents * Familiar with regulatory and legal requirements for loan operations Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting ********************************************************* We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
    $54k-105k yearly est. 44d ago
  • Business Banking Loan Specialist II (Hybrid or Possible Remote - VA/DC/MD/NC Only)

    Atlantic Union Bank 4.3company rating

    Reston, VA jobs

    This position is primarily responsible for partnering with Business Banking teammates collect documents required prior to loan closing, produce loan documents through the bank's internal documentation system and ensure loan closing requirements are met. Position Accountabilities * Ability to work effectively independently and be a team player * Responds to inquiries relating to his or her particular area or to requests from customers and other Bank personnel within given time frames and within established policy. * Supports other teams within the department * Understanding team processes and procedures and provide updates and/or improvements * Adhere to all applicable laws and regulations governing bank operations, including compliance with the Bank's BSA/AML Policy and Procedures * Order flood certification, title insurance, and other required third party information to insure proper documentation and perfection of collateral in adherence of policies, procedures and regulatory requirements * Proactively communicate loan status with Business Banking Managers and Assistants throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed * Must have a thorough understanding of commercial lending documentation (real estate, unsecured and simple secured loans) for proper generation of needed documents (credit agreements, promissory notes, renewals, etc.) and closing * Creates loan documentation for the most complex Business Banking transactions. * Acts as an advisor to Business Banking Specialists I on the proper way to document loans. * Creates all required loan documents, * Ensures loan is funded properly * Maintain thorough knowledge of documentation required to meet underwriting and compliance requirements * Prepare general ledger entries and/or wire transfers as needed * Ensure excellent service is provided to our internal partners and customers. * Identifies and resolves issues within assigned team * Performs all other job duties as assigned and provide assistance to support team * Provide high degree of professionalism and confidentiality in handling and having access to sensitive information. * Takes accountability for entire process from receipt of work to resolution and closure. * Provide recommendations on areas of opportunities * Ensure daily production goals are met and maintains quality * Proactively research potential issues and provide solutions; executing as appropriate and managing up * Participate on projects * Complete a Quality Assurance review to ensure proper documentation and perfection of collateral in adherence of policies, procedures and regulatory requirements is present * Proactively communicate loan status with loan officers throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed * Conduct automated and manual tests to ensure system updates are performing as intended * Maintain thorough knowledge of documentation required to meet underwriting and compliance requirements * Ensure loan documentation is scanned accurately (Post Closing) * Process, review, research, and file Loan Documentation, including notes, disclosures, security agreements, collateral and other documents. (Post-Closing) Organizational Relationship This position reports to the Manager - Business Banking Document Preparation Position Qualifications Education & Experience * High School diploma or equivalent required. * Minimum 3 years of commercial operations, loan processing or business lending experience required. * Banking/accounting/finance experience preferred * nCino experience preferred Knowledge & Skills * Experience with MS Office Suite * nCino and TruStage knowledge preferred * High level of accuracy and great attention to detail * Excellent customer service skills * Excellent oral and written communication skills * Detail oriented and quality focused * Flexible, able to adapt to change * Ability to prioritize tasks and meet deadlines * Able to handle multiple tasks * Experience with loan operations processes. * Familiar with loan documents * Familiar with regulatory and legal requirements for loan operations Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting ********************************************************* We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
    $43k-85k yearly est. 44d ago
  • Business Banking Loan Specialist II (Hybrid or Possible Remote - VA/DC/MD/NC Only)

    Atlantic Union Bank Careers 4.3company rating

    Glen Allen, VA jobs

    This position is primarily responsible for partnering with Business Banking teammates collect documents required prior to loan closing, produce loan documents through the bank's internal documentation system and ensure loan closing requirements are met. Position Accountabilities Ability to work effectively independently and be a team player Responds to inquiries relating to his or her particular area or to requests from customers and other Bank personnel within given time frames and within established policy. Supports other teams within the department Understanding team processes and procedures and provide updates and/or improvements Adhere to all applicable laws and regulations governing bank operations, including compliance with the Bank's BSA/AML Policy and Procedures Order flood certification, title insurance, and other required third party information to insure proper documentation and perfection of collateral in adherence of policies, procedures and regulatory requirements Proactively communicate loan status with Business Banking Managers and Assistants throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed Must have a thorough understanding of commercial lending documentation (real estate, unsecured and simple secured loans) for proper generation of needed documents (credit agreements, promissory notes, renewals, etc.) and closing Creates loan documentation for the most complex Business Banking transactions. Acts as an advisor to Business Banking Specialists I on the proper way to document loans. Creates all required loan documents, Ensures loan is funded properly Maintain thorough knowledge of documentation required to meet underwriting and compliance requirements Prepare general ledger entries and/or wire transfers as needed Ensure excellent service is provided to our internal partners and customers. Identifies and resolves issues within assigned team Performs all other job duties as assigned and provide assistance to support team Provide high degree of professionalism and confidentiality in handling and having access to sensitive information. Takes accountability for entire process from receipt of work to resolution and closure. Provide recommendations on areas of opportunities Ensure daily production goals are met and maintains quality Proactively research potential issues and provide solutions; executing as appropriate and managing up Participate on projects Complete a Quality Assurance review to ensure proper documentation and perfection of collateral in adherence of policies, procedures and regulatory requirements is present Proactively communicate loan status with loan officers throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed Conduct automated and manual tests to ensure system updates are performing as intended Maintain thorough knowledge of documentation required to meet underwriting and compliance requirements Ensure loan documentation is scanned accurately (Post Closing) Process, review, research, and file Loan Documentation, including notes, disclosures, security agreements, collateral and other documents. (Post-Closing) Organizational Relationship This position reports to the Manager - Business Banking Document Preparation Position Qualifications Education & Experience High School diploma or equivalent required. Minimum 3 years of commercial operations, loan processing or business lending experience required. Banking/accounting/finance experience preferred nCino experience preferred Knowledge & Skills Experience with MS Office Suite nCino and TruStage knowledge preferred High level of accuracy and great attention to detail Excellent customer service skills Excellent oral and written communication skills Detail oriented and quality focused Flexible, able to adapt to change Ability to prioritize tasks and meet deadlines Able to handle multiple tasks Experience with loan operations processes. Familiar with loan documents Familiar with regulatory and legal requirements for loan operations Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits. We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
    $45k-90k yearly est. 43d ago
  • Business Banking Loan Specialist II (Hybrid or Possible Remote - VA/DC/MD/NC Only)

    Atlantic Union Bank 4.3company rating

    Glen Allen, VA jobs

    This position is primarily responsible for partnering with Business Banking teammates collect documents required prior to loan closing, produce loan documents through the bank's internal documentation system and ensure loan closing requirements are met. Position Accountabilities * Ability to work effectively independently and be a team player * Responds to inquiries relating to his or her particular area or to requests from customers and other Bank personnel within given time frames and within established policy. * Supports other teams within the department * Understanding team processes and procedures and provide updates and/or improvements * Adhere to all applicable laws and regulations governing bank operations, including compliance with the Bank's BSA/AML Policy and Procedures * Order flood certification, title insurance, and other required third party information to insure proper documentation and perfection of collateral in adherence of policies, procedures and regulatory requirements * Proactively communicate loan status with Business Banking Managers and Assistants throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed * Must have a thorough understanding of commercial lending documentation (real estate, unsecured and simple secured loans) for proper generation of needed documents (credit agreements, promissory notes, renewals, etc.) and closing * Creates loan documentation for the most complex Business Banking transactions. * Acts as an advisor to Business Banking Specialists I on the proper way to document loans. * Creates all required loan documents, * Ensures loan is funded properly * Maintain thorough knowledge of documentation required to meet underwriting and compliance requirements * Prepare general ledger entries and/or wire transfers as needed * Ensure excellent service is provided to our internal partners and customers. * Identifies and resolves issues within assigned team * Performs all other job duties as assigned and provide assistance to support team * Provide high degree of professionalism and confidentiality in handling and having access to sensitive information. * Takes accountability for entire process from receipt of work to resolution and closure. * Provide recommendations on areas of opportunities * Ensure daily production goals are met and maintains quality * Proactively research potential issues and provide solutions; executing as appropriate and managing up * Participate on projects * Complete a Quality Assurance review to ensure proper documentation and perfection of collateral in adherence of policies, procedures and regulatory requirements is present * Proactively communicate loan status with loan officers throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed * Conduct automated and manual tests to ensure system updates are performing as intended * Maintain thorough knowledge of documentation required to meet underwriting and compliance requirements * Ensure loan documentation is scanned accurately (Post Closing) * Process, review, research, and file Loan Documentation, including notes, disclosures, security agreements, collateral and other documents. (Post-Closing) Organizational Relationship This position reports to the Manager - Business Banking Document Preparation Position Qualifications Education & Experience * High School diploma or equivalent required. * Minimum 3 years of commercial operations, loan processing or business lending experience required. * Banking/accounting/finance experience preferred * nCino experience preferred Knowledge & Skills * Experience with MS Office Suite * nCino and TruStage knowledge preferred * High level of accuracy and great attention to detail * Excellent customer service skills * Excellent oral and written communication skills * Detail oriented and quality focused * Flexible, able to adapt to change * Ability to prioritize tasks and meet deadlines * Able to handle multiple tasks * Experience with loan operations processes. * Familiar with loan documents * Familiar with regulatory and legal requirements for loan operations Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting ********************************************************* We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
    $45k-90k yearly est. 44d ago
  • Mortgage Loan Specialist

    City National Bank of Wv 4.9company rating

    Winchester, VA jobs

    Job Description EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS Implements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank. Essential Functions Include: Establish loan production sales goals with the Mortgage Division Manager Actively sell, refer, deliver and promote mortgage loans Provide loan disclosure forms to applicants within regulatory guidelines Maintain a thorough knowledge of all mortgage loan programs offered and a working knowledge of competitive products and services Maintains a working knowledge of loan origination systems and procedures Serve as a liaison for ARM production for assigned Certified ARM Originators Position Requirements Include: College Degree Preferred Minimum of 3 years mortgage lending experience Must be compliant with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act and Regulation Z. Compliance includes a review of the candidate's financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment compliance with NMLS registration and corresponding background check requirements. Position Standards: Submits thorough loan applications with all applicable disclosures Communicates documentation requirements to borrows Generates sufficient loan volume to meet goals. Minimum annual goal of $10 million in originations is required Critical Skills: Good sales techniques Strong attention to detail Good problem solving skills Excellent communication skills
    $77k-148k yearly est. 14d ago
  • Mortgage Loan Specialist

    City National Bank 4.9company rating

    Winchester, VA jobs

    EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS Implements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank. Essential Functions Include: * Establish loan production sales goals with the Mortgage Division Manager * Actively sell, refer, deliver and promote mortgage loans * Provide loan disclosure forms to applicants within regulatory guidelines * Maintain a thorough knowledge of all mortgage loan programs offered and a working knowledge of competitive products and services * Maintains a working knowledge of loan origination systems and procedures * Serve as a liaison for ARM production for assigned Certified ARM Originators Position Requirements Include: * College Degree Preferred * Minimum of 3 years mortgage lending experience * Must be compliant with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act and Regulation Z. Compliance includes a review of the candidate's financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment compliance with NMLS registration and corresponding background check requirements. Position Standards: * Submits thorough loan applications with all applicable disclosures * Communicates documentation requirements to borrows * Generates sufficient loan volume to meet goals. Minimum annual goal of $10 million in originations is required Critical Skills: * Good sales techniques * Strong attention to detail * Good problem solving skills * Excellent communication skills *
    $77k-148k yearly est. 11d ago
  • Mortgage Loan Specialist

    City National Bank of Wv 4.9company rating

    Winchester, VA jobs

    EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS Implements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank. Essential Functions Include: Establish loan production sales goals with the Mortgage Division Manager Actively sell, refer, deliver and promote mortgage loans Provide loan disclosure forms to applicants within regulatory guidelines Maintain a thorough knowledge of all mortgage loan programs offered and a working knowledge of competitive products and services Maintains a working knowledge of loan origination systems and procedures Serve as a liaison for ARM production for assigned Certified ARM Originators Position Requirements Include: College Degree Preferred Minimum of 3 years mortgage lending experience Must be compliant with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act and Regulation Z. Compliance includes a review of the candidate's financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment compliance with NMLS registration and corresponding background check requirements. Position Standards: Submits thorough loan applications with all applicable disclosures Communicates documentation requirements to borrows Generates sufficient loan volume to meet goals. Minimum annual goal of $10 million in originations is required Critical Skills: Good sales techniques Strong attention to detail Good problem solving skills Excellent communication skills
    $77k-148k yearly est. Auto-Apply 60d+ ago
  • Inside Loan Originator

    Crosscountry Mortgage 4.1company rating

    Crofton, MD jobs

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: Establish a presence for CCM, including but not limited to, converting incoming leads. Analyze current rates and programs to provide accurate and timely information to borrowers. Negotiate terms and conditions with borrowers. Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. Manage personal pipeline to ensure service standards and financial goals are met. Learn various borrowing programs and processes and stay current with changes and new products. Learn and utilize various in-house technical systems and programs. Evaluate credit requests and determine trends in a given marketplace. Comply with all applicable federal and state compliance guidelines relative to the position. Available to work varying hours and overtime if needed. Qualifications and Skills: Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment. Experience collecting and analyzing borrower income and negotiating skills. Experience proactively soliciting new business. Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience converting leads and in-bound calls, preferred. NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus. State License under the terms of the SAFE Act*, a plus. Excellent analytical skills. Excellent communication and collaboration skills. Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $15.00 This position is compensated through commission earnings. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $15 hourly Auto-Apply 12d ago
  • Mortgage Originator

    Bayport Credit Union 3.9company rating

    Newport News, VA jobs

    The primary purpose of this position is to provide excellent member service to current and potential Credit Union members. This is accomplished by notifying current and potential credit union members of mortgage product details and evaluating each members' situation to suggest which mortgage product would most accurately meet their needs. Other duties include assisting members with filling out the mortgage application; reviewing applications for completeness, ensuring that all necessary documents are provided with the application, and sending out initial disclosures. The Mortgage Originator is also responsible for maintaining a loan application database, coordinating with Private Mortgage Insurance companies when applicable, and performing other duties as requested. ESSENTIAL FUNCTIONS AND SUPPORTING DUTIES: Meet with loan applicants to identify their needs and collect information to start the mortgage process. Acquire authorization to obtain credit reports. Obtain and review credit report data to determine potential eligibility and what product may best suite the applicants needs and or request. Upload all data into the loan operating system to ensure all RESPA and HMDA information is recorded properly. Utilize the data supplied by the applicant the Mortgage Loan Originator is to determine the loan amount, loan to value, and allowable debt to income based on product guidelines. Responsible for utilizing the appropriate underwriting engine to validate a conditional approval or denial. Issue a “conditional” pre-approval to purchase money applicant(s) if appropriate. Responsible for delivering a loan estimate to the applicant(s), loan application and disclosures within required timeframe to remain compliant. Explain Credit Union membership, appraisal fee, and set timelines. Gather necessary documents prior to submission. Maintain a company-provided cell phone with accessibility during and after working hours, to include evenings and weekends. Perform tasks and duties during non-traditional working hours to meet the needs of the member(s) and company, this may include evenings and weekends. Develop and maintain realtor relationships. Perform other duties as assigned. QUALIFICATIONS AND REQUIREMENTS: Required Education: Education equivalent to a four-year high school education plus some additional post-secondary technical course work Required Experience: 2 - 4 years of residential mortgage experience. Required Knowledge: Working knowledge of mortgage processes and mortgage loans (conventional, VA, FHA). Skills and Abilities: Ability to adhere to BayPort Credit Union's Core Values: Integrity, Be Bold, Compassion, Diversity, Innovation, It's On Me, and One Team. Ability to operate a PC, calculator, and other job-related office equipment. Strong customer service skills to include telephone skills, well organized and attentive to detail. Proficient computer skills including Microsoft Office programs such as Word, Outlook, and Excel. Ability to maintain current knowledge of department changes, processes, and procedures. This job description is not an all-inclusive list of the responsibilities, skills, working conditions or essential functions of this job. Management reserves the right to modify, add or remove essential functions as business needs warrant. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and reserve the right to perform pre-employment substance abuse testing.
    $32k-44k yearly est. 60d+ ago
  • Loan Specialist

    Regional Finance 4.1company rating

    Chesapeake, VA jobs

    Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $41k yearly Auto-Apply 5d ago
  • Loan Specialist

    Regional Finance 4.1company rating

    Chesapeake, VA jobs

    Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. * High degree of integrity. * Sales mentality. * Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $41k yearly 4d ago
  • Commercial Loan Group Loan Specialist

    Farm Credit Services of America 4.7company rating

    Mechanicsville, VA jobs

    Employing Unit: Colonial Farm Credit / Commercial Loan Group Loan Specialist (loan processor for Commercial Loan Group loans) Salary: $51,000+ commensurate with experience and qualifications plus superb benefits package provided to all employees including up to 9% 401k contributions and profit sharing program Position Summary: Colonial Farm Credit (*************************** is an agricultural credit cooperation and provides loans for: Farms and country homes Land purchase, home construction, and improvements Buildings, machinery, livestock and equipment Production capital for both full-time and part-time farmers Ag-related businesses We have an excellent employment opportunity for a Loan Specialist (processor) in our Commercial Loan Group. Under the general direction of the Commercial Loan Group Loan Operations Supervisor, this position is responsible for loan and accounting functions related to loan processing, loan closing, and loan servicing following procedures specific to Farm Credit, as well as a variety of administrative responsibilities including answering telephone, handling routine questions, and appropriately directing callers to other employees or resources as needed. This position works closely with the Commercial Loan Group relationship managers (loan officers), handles all aspects of loan closings following loan approval and post-closing, and is responsible for loan servicing (i.e., loan payments, loan disbursements, preparation of loan documents, and post-closing responsibilities). The position requires clear communication with attorneys/settlement agents Relations hip Managers (Loan Officers) borrowers. (Note: Farm Credit loans are not sold on the secondary market, but rather are maintained in our loan portfolio through the life of the loan.) Education, Experience, and Requirements (things you need to be successful) Minimum of three years of loan processing related work experience Real estate loan processor (knowledge of deeds, deeds of trust, mortgage notes, title insurance; commercial real estate transactions experience preferred) Computer experience with intermediate skills in Microsoft Outlook, Word, Excel and knowledge of loan processing software Commissioned as Notary Public (current commission or application to be filed coincident with employment) Ability to effectively handle multiple tasks and work independently (general supervision) Excellent communication (oral and written) skills and interpersonal skills Ability to maintain confidentiality Superior attention to detail Strong telephone, customer service, grammatical, and organizational skills Acceptable background reports (credit, criminal, driving, and drug) Knowledge of Farm Credit operations (preferred) High school graduate (minimum; Associate's degree from community or business college (preferred) Location: Mechanicsville Office, 7104 Mechanicsville Turnpike, Mechanicsville VA 23111 Supervisor: Debbie Schools, Loan Operations Supervisor Applications Accepted Through: Thursday, August 28, 2025 EOE/D/V
    $51k yearly Auto-Apply 60d+ ago
  • Mortgage Loan Specialist

    Burke & Herbert Bank & Trust 4.4company rating

    Winchester, VA jobs

    Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
    $33k-41k yearly est. 2d ago
  • Mortgage Loan Specialist

    Burke & Herbert Bank & Trust 4.4company rating

    Winchester, VA jobs

    Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
    $33k-41k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Specialist

    Burke & Herbert Bank 4.4company rating

    Winchester, VA jobs

    Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. * Meet with potential borrowers regarding their mortgage needs. * Present bank's mortgage products and services that meet borrower's financial goals. * Complete the borrower's application and analyze the borrowers financial and credit data. * Lock rate per company and regulatory guidelines. * Prepare or request all applicable loan documentation from the appropriate party or department. * Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. * Maintain communication with the borrower regarding the loan status. * Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. * Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) * Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. * Assist clients with monthly billing and collections cycle. * Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. * Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties * Look for referral opportunities within the company (insurance, deposits, etc.). * Other duties as assigned. Skills/Abilities * Requires strong networking and interpersonal skills. * Financial/quantitative skills. * Attention to detail. * Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience * Must be registered with NMLS Federal Registry. * Minimum of two years residential mortgage lending experience. * A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
    $33k-41k yearly est. 32d ago
  • Mortgage Loan Specialist

    Burke & Herbert Bank & Trust 4.4company rating

    Salisbury, MD jobs

    Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. This position is classified as non-exempt, and as such it is paid on an hourly basis. The pay range for this position is $19.23 per hour to $19.23 per hour. Other compensation includes a commission plan and overtime paid at one and one-half times the normal hourly rate for any hours worked in excess of 40 in a workweek. This position is classified as full-time and the benefits package includes health insurance, dental insurance, vision insurance. Employees may select from coverage options which range from employee only to family coverage. Full-time employees receive either Paid Time Off (PTO) or separate paid vacation and paid illness leave accrual. This is in addition to a paid holiday schedule, paid bereavement, and paid parental leave. Benefits also include company paid life insurance and paid long-term disability coverage. Our bank also offers a 401(k) with a company match. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
    $19.2 hourly Auto-Apply 32d ago

Learn more about Southern Trust Mortgage Co jobs

Most common jobs at Southern Trust Mortgage Co