Loan Officer jobs at Sun West Mortgage Company - 791 jobs
Chief Banking Officer
Farmers National Bank 4.7
Canfield, OH jobs
Corporate Main Office 20 South Broad Street Canfield, OH 44406, USA
Oversee and lead all Credit and non‑retail Lending divisions of the Company. Strategically plan, communicate and execute the Company lending, and credit quality philosophy by engaging internal and external resources to grow the loan portfolio within an acceptable risk profile. The CBO will coordinate with the CEO, CFO and other executives to establish goals, priorities, policies and processes that enable the Company to achieve expected performance levels related to lending and credit quality. The CBO will work to coordinate the establishment of lending goals for C&I, CRE, Ag, and Mortgage Lending, along with Treasury Management. Additionally, the CBO is responsible for setting and enforcing the overarching credit evaluation philosophy and practice for the organization. Included in this is the management and leadership of all Credit Support areas such as Loan Administration, Loan Document Processing, Credit Analysis, etc. As an executive, the CBO must also create and strengthen relationships with employees that provide open lines of communication to foster teamwork, trust and a supportive culture.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Ensure that all operational aspects of the Bank's Mortgage Lending and Underwriting activities operate in a safe and sound manner in the best interest of shareholders, the Board of Directors, customers, employees, and the public.
Lead the Commercial lending teams of Farmers National Bank by establishing appropriate strategies, goals and expectations for various loans by type and volume
Oversee the Company's Treasury Management sales and operations activities.
Ensure all Mortgage Lending operations are effectively integrated to achieve optimal outcomes for the Bank, our clients and Shareholders
Develop and implement strategies to accommodate current and future organizational plans, programs, and needs.
Provide the highest level of customer relations and service
Ensure compliance with Bank policies, procedures and processes.
Oversee the Mortgage Sales lines of business Meet and interact with various regulatory agencies, representatives and examiners (Federal Reserve, OCC, SEC, OTS, etc.) as necessary.
As necessary, meet with investors and analysts to report on the current status of the Company
Partners with Senior Leaders in Human Resources, Information Technology, Marketing, Risk Management and Audit to develop and implement effective processes/procedures, and promote a team‑oriented culture throughout the Company
Serve as a member of, or chairperson of various Sr. Management Committees as needed
Actively promote a positive and engaged partnership with the community by sitting on community boards and/or participating in/chairing local programs, charities or meetings
Serve as an active member of the Farmers National Bank Board of Directors
Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti‑Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.
Regular, predictable attendance is an essential requirement of this position.
Completes all other duties as assigned
SUPERVISORY RESPONSIBILITIES
Responsible for the overall direction, coordination, and evaluation of the Commercial and Mortgage departments. Expected to coach, train and evaluate department leaders in both informal and formal settings. Carry out supervisory responsibilities in accordance with the Bank's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; coach, train and evaluate department employees; addressing complaints and resolving problems.
EDUCATION AND/OR EXPERIENCE
Bachelor's degree from an accredited four (4) year college or university in Business Administration or a related field
Minimum of fifteen (15) years financial executive leadership experience; extensive experience in mortgage lending and Treasury Management highly preferred and/ or equivalent combination of education and experience
Must have a minimum of ten (10) years supervisory experience; managing multiple departments efficiently
Must have excellent verbal and written communication skills
Must have full knowledge of current banking regulations with regard to credit risk, general knowledge of all areas of banking operations, bank finance and risk management
Strong knowledge of credit policies and lending practices
Must possess excellent computer skills and knowledge; Proficient in Word, Excel, Internet navigation/research, and Outlook is expected
Must be able to travel on an as‑needed basis
QUALIFICATION REQUIRED
Bachelors or better in Finance or related field.
EEO STATEMENT
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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Atlantic Union Bank is hiring Mortgage LoanOfficers focusing on Tidewater Market, VA!
What's Needed: A minimum of two years' current experience as a Mortgage LoanOfficer is required, along with established relationships and production within a specific market.
Position Description:
Originates and completes mortgage loan applications, submits loan files to processing and provides the highest level of customer service to our customers. Designs and implements comprehensive business plan to increase sales and build relationships with referral sources.
Position Accountabilities:
Completes telephone, mail-away and face-to-face Loan Applications with clients and approves loan disclosures for distribution to clients. All required fields in the application to be completed including all third party information prior to approval.
Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.).
Prices loans and locks rates as per Company policy.
Reviews returned applications and documentation for completeness, accuracy, and compliance.
Runs AUS and reviews for findings and required documentation.
Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals and title requests. Conducts regular follow-ups with clients and referral sources.
Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.
Submits loan file allowing for stated turn times and works in conjunction with assigned Processor.
Maintains pipeline of all loans in process, tracks their progress and meets all contractual deadlines.
Assists all parties including the Processor during the entire process.
Meets or exceeds minimum production requirements.
Attends all settlements when possible.
Completes annual Business Plan and meets regularly with Sales Manager.
Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to both private and government insured mortgages.
Maintain a professional image and standards consistent with company policies and procedures.
Organizational Relationship:
Reports to Sales Manager/Branch Manager
Position Qualifications:
Education & Experience
Minimum of 2 years loanofficer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable.
NMLS registration required
Knowledge & Skills
Proven ability to read, write and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients.
Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines.
Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting about/careers/benefits.
We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
Qualifications
Experience2 years: Minimum of 2 years loanofficer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable. (required)
Licenses & CertificationsNMLS (required)
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$37k-55k yearly est. 4d ago
Business Loan Officer
Sound Credit Union 3.9
Lynnwood, WA jobs
Sound Credit Union is currently seeking a Business LoanOfficer to join our team! If you have a passion for working with branch employees and business owners to help generate business services and business loans, then this position at Sound might be the ideal opportunity for you. We offer a welcoming environment with opportunities for professional growth, a passion for community involvement and great benefits to support employee wellbeing.
Your Compensation:
Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered and provide room for growth over time. The target salary range for this position is $113,600 - $142,000, depending on previous experience and education. The full salary range is $113,600 - $170,400.
In this role you will be eligible to receive additional compensation through incentives.
Why Work with Us:
We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring that every voice is heard and valued.
Learn more about our company culture on our career's page!
Your Benefits:
100% employer paid premiums for medical, dental, vision, and disability for yourself and more than 70% for dependent's premiums.
401k match dollar for dollar up to 4% -
plus
an additional discretionary profit share.
Three weeks Paid Time Off (PTO) accrued annually to start, with increases over tenure.
Up to 40 hours of employer paid Work/Life Balance time, awarded annually.
10 employer paid Federal Holidays every year.
Up to 3% annual salary equivalent annual bonus may be awarded when the Credit Union meets its goals, paid each November.
Up to $50/month gym/lifestyle reimbursement.
Up to $5,000/year Tuition Assistance Program.
Incentives for multilingual speakers.
Employee Assistance Program (EAP) and Virtual Behavioral & Mental Health Services.
Free and/or discounted banking services and loans.
Employee Charitable Matching Program.
Free ORCA pass.
What You'll Do:
Responsibilities:
Develop and implement strategies for connecting with business members to build relationships, generate leads through the branch network, and engage in community activities.
Manage a portfolio of business accounts, performing ongoing monitoring and annual reviews.
Help generate business services and business loans, with an emphasis on Commercial Real Estate (CRE), Commercial Lines of Credit (LOC), Asset Based Loans (ABL), Commercial Term Loans and Small Business Administration (SBA) 504 and 7(a) loans.
Requirements:
5 years of experience in the business lending field required, preferably in a financial institution.
Bachelor's degree in business administration or related field, or equivalent experience preferred.
Must have valid driver's license, reliable transportation, proof of insurance, and a clean driving history.
In addition:
Must be bondable.
Employer sponsorship to secure or maintain employment authorization is not available.
Our Hours:
A hybrid schedule Monday - Friday: 8:00AM - 5:00PM, with the occasional need for afterhours work.
This position works 40+ hours per week as business needs dictate.
In your role you will have the ability to combine in-person and remote work.
About Sound Credit Union...
Sound Credit Union was founded in 1940 and is one of Washington State's largest credit unions. We have 26full-service branches located throughout the Puget Sound region. We live by our Guiding Principles of
Make a Connection, Be a Champion, and Doing the Right Thing
for our members, employees, and community. Visit our website at:careers/ to apply.
The Future is in Our Hands...
Sound Credit Union is proud to be an Equal Opportunity employer that values and celebrates the unique perspectives and experiences each person brings to our team. We welcome talent from all walks of life and actively foster an inclusive workplace where every team member can thrive and belong.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, veteran status, disability, age or any other protected status. We believe our differences make us stronger and are committed to building a team that represents a variety of backgrounds, perspectives, and skills.
$40k-47k yearly est. 4d ago
Mortgage Loan Originator
Honor Credit Union 3.8
Kalamazoo, MI jobs
Mortgage Loan Originator Location: Kalamazoo, MI Job Id: 3117 # of Openings: 1 Mortgage Loan Originator - Greater Kalamazoo Area (Full-Time) This is a Remote Work Eligible position. You will be required to work in the local markets to ensure business needs are met. ABOUT HONOR: At Honor Credit Union, we've been putting members first since 1934. Our team remains true to our member promise:
Providing Solutions For Your Financial Success.
Honor members enjoy extraordinary member service at 28 branches, and worldwide through online banking. OUR TEAM: As a team member at Honor Credit Union, you are genuinely part of a family. We leave the term "employee" at the door because you're much more than that; you're a valued member of the Honor Team and its success. We don't settle for good; we strive to be great, and that starts with the individuals that live out the "I Am Honor" promise every day. At our core, we are obsessed with providing extraordinary member experience with solutions for financial success. We are rooted in the belief that finances don't have to be intimidating and giving back to the communities we serve is essential. We are made up of outgoing, positive, friendly, and highly experienced individuals, which creates an inclusive, stimulating atmosphere. Smiling is the epitome of our culture, and like kindness, we believe smiling is contagious - it's no accident that you'll find a smiley face on all things Honor. COMMITMENTS TO LIVING "I AM HONOR":
Act with Urgency and Care - You have the direct authority and responsibility to act and seek out solutions.
The Platinum Rule - Treat others the way they want to be treated.
Make the Connection - Develop genuine relationships so you can provide a "WOW" experience.
See a Need, Fill a Need - Seize opportunities to help others meet their needs, whether they are known or unrealized.
Reason over Rules - Make decisions that are good for the person and good for Honor.
Cultivate Peace & Love - Uphold an environment where diversity is celebrated, kindness is contagious, and everyone belongs.
WHAT WE ARE LOOKING FOR: We are seeking an MLO with a proven track record in sales. If you're interested in being part of an elite team, have an entrepreneurial spirit, and are looking for great income potential, a career as a Mortgage Loan Originator for Honor Credit Union may be the right fit for you. Apply today!
Responsible for the origination of mortgage, land and construction loans.
Responsible for promoting mortgage products as a professional sales representative to prospective accounts via face-to-face, the Internet, email and telephone.
Responsible for making sales calls and attending networking with prospective referral partners.
Partners with our Community Assistant Vice Presidents and Business Development Officers to build new relationships.
Meets scheduling, documentation requirements and production expectations (assigned goals) as determined by the AVP of Real Estate Sales.
Must be or become registered as an MLO and have a nationwide Mortgage Licensing Number.
WHAT WE EXPECT FROM YOU:
EDUCATION/CERTIFICATION:
High School diploma or equivalent. Additional college coursework in business or related field preferred.
Must be/or become registered as an MLO and have a Nationwide Licensing Number.
EXPERIENCE REQUIRED:
One to two years of related loan processing and sales experience. Real estate background helpful.
KNOWLEDGE/SKILLS/ABILITIES:
Understanding of the foundation of determining credit worthiness.
Knowledge of company loan policies, products, procedures, processing and underwriting guidelines.
Familiarity with title reports, insurance, and appraisals.
Must have a demonstrated ability to keep finances in order.
Strong interpersonal and public relations skills.
Excellent sales and organizational abilities.
Well organized.
Problem solving abilities.
Able to use computer tracking system.
WHAT'S IN IT FOR YOU: Honor has excellent benefits for all full and part time team members. We offer:
Medical with prescription coverage, Dental, and Vision.
401k employer contribution & matching program.
Paid time off and paid holidays (including your birthday!).
Paid community volunteer hours.
Wellbeing spending account.
Various discounts on credit union products and services for team members & their families.
Additional perks included.
ADDITIONAL REQUIREMENTS: This position is subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all loanofficers engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the credit union determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.
Apply for this Position
$36k-50k yearly est. 4d ago
Mortgage Loan Officer
Farmers National Bank of Canfield 4.7
Dublin, OH jobs
SUMMARY: The primary purpose of this role is to source, qualify and originate 1-4 family, mortgage loans. While conducting this work the Loan Consultant will also be required to discover and refer cross-selling opportunities as necessary to partner divisions within the Bank (Trust, Insurance, etc.). Loan Consultants will also be responsible for coaching and training retail branch staff regarding mortgage loan products, referral cues and referral processes.
ESSENTIAL DUTIES and RESPONSIBILITIES:
Source, qualify and originate 1-4 family mortgage loans
Recognize and execute qualified cross-sell opportunities for other divisions such as Farmers Trust, Farmers Insurance, Commercial Lending and Private Client Services
Support and partner with assigned retail branch teams to assist clients and generate new mortgage opportunities
Develop and maintain profitable Centers Of Influence to help generate new business leads
Develop and maintain relationships within the real estate community
Collect, process and complete appropriate mortgage paperwork such as mortgage applications, tax statements, income data, etc.
Create and track various production and call reports on a monthly/quarterly/annual basis
Travel to multiple retail banking offices and client homes/offices on a daily basis
Generate new business leads through personal referrals and other centers of influence
Provide superior client service through meticulous attention to detail and to the client needs/wants
Ensure compliance with all government and regulatory requirements
Interview applicants and request specified information for loan application
Analyze applicant's financial status, credit, and property evaluation to determine feasibility of granting loan
Correspond with applicant or creditors to resolve questions regarding application information
Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.
Complete other duties as assigned
Regular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:
High School Diploma or G.E.D. required, Associate's Degree in business (real estate preferred)
Must be eligible for NMLS licensing or be currently licensed and in good standing
Minimum of 1 year experience in mortgage lending and/or processing
Thorough knowledge of Freddie Mac (FHLMC) and Fannie Mae (FNMA)
FHA/VA knowledge required
Proven understanding of mortgage terminology, documentation, and regulations
Proven organizational skills
Strong computer skills (Excel, Word)
E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
Qualifications
EducationHigh School (required)
Licenses & CertificationsNMLS (preferred)
Skills
Mortgage Lending (required)
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$35k-46k yearly est. 4d ago
Mortgage Loan Officer (VA/MD/NC & DC Roles Remote available!)
Atlantic Union Bank 4.3
Waldorf, MD jobs
Atlantic Union Bank is hiring Mortgage LoanOfficers, Sales Managers and Sales Teams focusing on VA, DC, MD & NC!! Nearby states are also viable.
Branch locations: Reston, Richmond, Fredericksburg, Virginia Beach, Staunton, Harrisonburg, Roanoke, Charlottesville, and Hagerstown.
What's Needed: A minimum of two years' current experience as a Mortgage LoanOfficer is required, along with established relationships and production within a specific market.
Position Description:
Originates and completes mortgage loan applications, submits loan files to processing and provides the highest level of customer service to our customers. Designs and implements comprehensive business plan to increase sales and build relationships with referral sources.
Position Accountabilities:
Completes telephone, mail-away and face-to-face Loan Applications with clients and approves loan disclosures for distribution to clients. All required fields in the application to be completed including all third party information prior to approval.
Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.).
Prices loans and locks rates as per Company policy.
Reviews returned applications and documentation for completeness, accuracy, and compliance.
Runs AUS and reviews for findings and required documentation.
Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals and title requests. Conducts regular follow-ups with clients and referral sources.
Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.
Submits loan file allowing for stated turn times and works in conjunction with assigned Processor.
Maintains pipeline of all loans in process, tracks their progress and meets all contractual deadlines.
Assists all parties including the Processor during the entire process.
Meets or exceeds minimum production requirements.
Attends all settlements when possible.
Completes annual Business Plan and meets regularly with Sales Manager.
Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to both private and government insured mortgages.
Maintain a professional image and standards consistent with company policies and procedures.
Organizational Relationship:
Reports to Sales Manager/Branch Manager
Position Qualifications:
Education & Experience
Minimum of 2 years loanofficer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable.
NMLS registration required
Knowledge & Skills
Proven ability to read, write and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients.
Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines.
Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting about/careers/benefits.
We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
Qualifications
Experience2 years: Minimum of 2 years loanofficer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable. (required)
Licenses & CertificationsNMLS (preferred)
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$41k-60k yearly est. 4d ago
Mortgage Loan Originator
Capital Bank Md 4.3
Rockville, MD jobs
About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
Capital Bank Home Loans, a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Many top ranked mortgage lenders have joined Capital Bank Home Loans and we are looking to grow the business further by bringing in branches or independent originators.
Position Purpose
We are currently hiring experienced Mortgage Loan Originators (MLO) or Teams who proactively identify, develop and maintain a quality network of external relationships and COI's that serve as a source of referrals for new mortgage lending opportunities. The Mortgage Loan Originator performs a wide range of duties related to the origination of residential mortgage loans while providing excellent customer service and effectively managing the pipeline.
Position Responsibilities
Market residential mortgage loan products to real estate agents, prospective homebuyers and/or builder sales representative.
Spend 25% or more of the workday conducting marketing activities and closing business outside of the work-site (including home office).
Originate loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non-discrimination regulations.
Assist the processor in securing needed documentation as required for loan approval.
Constantly review investor guidelines, in order to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor guidelines.
Maintain high levels of customer service while managing each applicant's and support staffs expectations.
Minimum Education & Experience
A minimum of 3 years' work experience originating residential mortgages.
Experience in originating loans for sale to FNMA, FHLMC, GNMA and/or CDA preferred.
Experience using a mortgage loan management system is required; Encompass experience highly preferred.
Technical Knowledge and Skills
Strong interpersonal, communication and customer service skills.
Proficient in Microsoft Office Suite including Word, Excel, PowerPoint, and Outlook.
Working Arrangements
100% remote role
We're currently hiring only within our core locations, which include Maryland (MD), District of Columbia (DC), Virginia (VA), Pennsylvania (PA), Delaware (DE), Indiana (IN), Illinois (IL), South Carolina (SC), Florida (FL), and North Carolina (NC).
Compensation
This is a 100% commission-based role.
Why Join Us?
Join a growing company with a culture that fosters an entrepreneurial spirit
Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
Company Contributions to your 401k - Regardless of your contribution
Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities
Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Back Mortgage LoanOfficer - Residential Lending #12-8241 Findlay, Ohio, United States Apply X Facebook LinkedIn Email Copy Location
This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be Findlay, OH.
Market Findlay Work Hours per Week 40 Requirements
Associate's degree or equivalent from two-year College or technical school; or six months to one year related experience and/or training, or equivalent combination of education and experience.
Knowledge of FNMA, FHLMC, FHA, and VA preferred and experience with related AUS a plus.
Mortgage loan origination lending background is required.
Job Description
SUMMARY:
Provide ongoing development of mortgage loan production including dissemination of loan products, pricing and various lending requirements to borrowers. Realtor groups and other related parties and Centers of Influence. Interview borrowers and gather specific information necessary to originate and provide for the timely processing, underwriting and closing of individual loan requests.
MATHEMATICAL SKILLS
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
Ability to apply concepts of basic algebra and geometry.
INTERPERSONAL SKILLS:
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Must possess developed oral and written skills to communicate with peers and team members in a positive manner, portraying respect and professionalism with all lines of business.
EMPLOYEE SKILLS:
Ability to work under pressure.
Maintain industry/product knowledge necessary for dissemination to general public.
Discuss and gather information regarding individual's mortgage needs.
Pre-qualify potential applicants.
Complete loan application, input into various software systems.
Obtain necessary documentation, analyze and discuss credit issues and DTI ratios with customer.
Follow through and assist as needed with processing and closing of mortgage loan.
Promote mortgage programs to realtors and other group organizations.
Be an active member of the local board of realtors, attending realtor luncheons. Volunteer for various committees; attend trade, home shows and open houses as required.
Maintain active membership in Chamber of Commerce and other related functions.
Keep borrower informed of processing/closing events of loan file.
Promote and cross-sell all bank products and services available.
Work with assigned branches to provide information, training and direction regarding mortgage loan products and programs.
OTHER REQUIREMENTS:
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
SAFE Act Requirements: Must be willing to register and maintain registry with the Nationwide Mortgage Licensing System and Registry (NMLS) and comply with SAFE Act requirements.
Full-Time/Part-Time Full-time Area of Interest Lending All Locations Findlay, Ohio, United States
$36k-49k yearly est. 4d ago
Mortage Loan Officer- Findlay - Marion, OH
Wesbanco Bank Inc. 4.3
Marion, OH jobs
Back 183d Mortage LoanOfficer- Findlay #12-8133 Apply X Facebook LinkedIn Email Copy Location
This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be James Way, Marion, Ohio.
Market Findlay Work Hours per Week 40 Requirements
Education and/or Experience
Associate's degree (A.A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience.
Knowledge of FNMA, FHLMC, FHA, and VA preferred and experience with related AUS a plus.
Mortgage loan origination lending background is required.
Job Description
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Be the content expert on all the programs and products offered by WesBanco, as well as the overall mortgage industry.
Listen to the needs of customers and align them with the appropriate product and program to meet their mortgage needs.
Pre-Qualify purchase customers as requested.
Complete loan applications, inputting complete and accurate information in the Origination System currently utilized by WesBanco Bank.
Obtain ALL necessary documentation specific to the product, program and specific needs of the client.
Review customer provided documentation to insure it meets all industry standards, review customer credit and analyze overall information to ensure that any unanswered questions are documented and provided.
Disclose and provide the client with all required documentation within 3 days of application.
Deliver a complete application electronically to my processing partner within 3 days of application, followed by the customer provided documentation within 5 days of application.
Review realistic expectations and timeline with the customer during the initial application process.
Conduct weekly pipeline calls with your processor and/or team to ensure all information is shared, and all needs are identified with "what is needed", "who is responsible to satisfy need" and "when will it be completed."
Promote WesBanco mortgage within the real estate community by attending realtor functions, community events and educational opportunities within the industry.
Work assigned branches to insure you are known as their mortgage expert, conduct monthly quick start meetings and do a minimum of 4 "Mortgage Days" in the branch to promote your services to the branch customers.
Communicate effective updates with customers throughout the mortgage process to insure they have no surprises.
Maintain and update CORE Sales stage information to ensure the referral source can see the progress of the referral.
Promote and cross-sell all bank products and services.
Adhere to the terms of your Service Level Agreement (SLA)
Must meet the minimum required milestones as assigned.
Must provide exceptional, professional service to mortgage customers, underwriters, processors and closers.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and use hands to finger, handle, or feel. The employee is frequently required to reach with hands and arms and talk or hear. The employee is occasionally required to stand and walk. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, vision, peripheral vision and ability to adjust focus.
DEADLINE FOR CURRENT WESBANCO EMPLOYEES:
Current employees may apply for this position by 5:00 p.m., July 29th.
Full-Time/Part-Time Full-time Area of Interest Lending All Locations
Back 291d Mortgage LoanOfficer - Residential Lending #32-7758 Dayton, Ohio, United States Apply X Facebook LinkedIn Email Copy Location
This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be Beavercreek.
Market Cincinnati Work Hours per Week 37.5 Requirements
Associate's degree (A.A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience.
Knowledge of FNMA, FHLMC, FHA, and VA preferred and experience with related AUS a plus.
Mortgage loan origination lending background is required.
Job Description
Summary
Originate various types of mortgage loans. Generate bank fee income by originating secondary market loans and build or replace portfolio as directed by senior management.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Be the content expert on all the programs and products offered by WesBanco, as well as the overall mortgage industry.
Listen to the needs of customers and align them with the appropriate product and program to meet their mortgage needs.
Pre-Qualify purchase customers as requested.
Complete loan applications, inputting complete and accurate information in the Origination System currently utilized by WesBanco Bank.
Obtain ALL necessary documentation specific to the product, program and specific needs of the client.
Review customer provided documentation to insure it meets all industry standards, review customer credit and analyze overall information to ensure that any unanswered questions are documented and provided.
Disclose and provide the client with all required documentation within 3 days of application.
Deliver a complete application electronically to my processing partner within 3 days of application, followed by the customer provided documentation within 5 days of application.
Review realistic expectations and timeline with the customer during the initial application process.
Conduct weekly pipeline calls with your processor and/or team to ensure all information is shared, and all needs are identified with "what is needed", "who is responsible to satisfy need" and "when will it be completed."
Promote WesBanco mortgage within the real estate community by attending realtor functions, community events and educational opportunities within the industry.
Work assigned branches to insure you are known as their mortgage expert, conduct monthly quick start meetings and do a minimum of 4 "Mortgage Days" in the branch to promote your services to the branch customers.
Communicate effective updates with customers throughout the mortgage process to insure they have no surprises.
Maintain and update CORE Sales stage information to ensure the referral source can see the progress of the referral.
Promote and cross-sell all bank products and services.
Adhere to the terms of your Service Level Agreement (SLA)
Must meet the minimum required milestones as assigned.
Must provide exceptional, professional service to mortgage customers, underwriters, processors and closers.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and use hands to finger, handle, or feel. The employee is frequently required to reach with hands and arms and talk or hear. The employee is occasionally required to stand and walk. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, vision, peripheral vision and ability to adjust focus.
Full-Time/Part-Time Full-time Area of Interest Lending All Locations Dayton, Ohio, United States
$35k-49k yearly est. 4d ago
Mortgage Loan Originator
Honor Credit Union 3.8
Niles, MI jobs
Mortgage Loan Originator Location: Niles, MI Job Id: 3059 # of Openings: 1 Mortgage Loan Originator - Niles, Dowagiac and Buchanan (Full-Time) This is a Remote Work Eligible position. You will be required to work in the local markets as needed to ensure business needs are met. ABOUT HONOR: At Honor Credit Union, we've been putting members first since 1934. Our team remains true to our member promise:
Providing Solutions For Your Financial Success.
Honor members enjoy extraordinary member service at 28 branches, and worldwide through online banking. OUR TEAM: As a team member at Honor Credit Union, you are genuinely part of a family. We leave the term "employee" at the door because you're much more than that; you're a valued member of the Honor Team and its success. We don't settle for good; we strive to be great, and that starts with the individuals that live out the "I Am Honor" promise every day. At our core, we are obsessed with providing extraordinary member experience with solutions for financial success. We are rooted in the belief that finances don't have to be intimidating and giving back to the communities we serve is essential. We are made up of outgoing, positive, friendly, and highly experienced individuals, which creates an inclusive, stimulating atmosphere. Smiling is the epitome of our culture, and like kindness, we believe smiling is contagious - it's no accident that you'll find a smiley face on all things Honor. COMMITMENTS TO LIVING "I AM HONOR":
Act with Urgency and Care - You have the direct authority and responsibility to act and seek out solutions.
The Platinum Rule - Treat others the way they want to be treated.
Make the Connection - Develop genuine relationships so you can provide a "WOW" experience.
See a Need, Fill a Need - Seize opportunities to help others meet their needs, whether they are known or unrealized.
Reason over Rules - Make decisions that are good for the person and good for Honor.
Cultivate Peace & Love - Uphold an environment where diversity is celebrated, kindness is contagious, and everyone belongs.
WHAT WE ARE LOOKING FOR: We are seeking an MLO with a proven track record in sales. If you're interested in being part of an elite team, have an entrepreneurial spirit, and are looking for great income potential, a career as a Mortgage Loan Originator for Honor Credit Union may be the right fit for you. Apply today!
Responsible for the origination of mortgage, land and construction loans.
Responsible for promoting mortgage products as a professional sales representative to prospective accounts via face-to-face, the Internet, email and telephone.
Responsible for making sales calls and attending networking with prospective referral partners.
Partners with our Community Assistant Vice Presidents and Business Development Officers to build new relationships.
Meets scheduling, documentation requirements and production expectations (assigned goals) as determined by the AVP of Real Estate Sales.
Must be or become registered as an MLO and have a nationwide Mortgage Licensing Number.
WHAT WE EXPECT FROM YOU:
EDUCATION/CERTIFICATION:
High School diploma or equivalent. Additional college coursework in business or related field preferred.
Must be/or become registered as an MLO and have a Nationwide Licensing Number.
EXPERIENCE REQUIRED:
One to two years of related loan processing and sales experience. Real estate background helpful.
KNOWLEDGE/SKILLS/ABILITIES:
Understanding of the foundation of determining credit worthiness.
Knowledge of company loan policies, products, procedures, processing and underwriting guidelines.
Familiarity with title reports, insurance, and appraisals.
Must have a demonstrated ability to keep finances in order.
Strong interpersonal and public relations skills.
Excellent sales and organizational abilities.
Well organized.
Problem solving abilities.
Able to use computer tracking system.
WHAT'S IN IT FOR YOU: Honor has excellent benefits for all full and part time team members. We offer:
Medical with prescription coverage, Dental, and Vision.
401k employer contribution & matching program.
Paid time off and paid holidays (including your birthday!).
Paid community volunteer hours.
Wellbeing spending account.
Various discounts on credit union products and services for team members & their families.
Additional perks included.
ADDITIONAL REQUIREMENTS: This position is subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all loanofficers engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the credit union determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.
Apply for this Position
$35k-49k yearly est. 4d ago
Mortgage Loan Sales
First National Bank of Pennsylvania 3.7
Columbus, OH jobs
Primary Office Location:250 East Broad Street Suite 1720. Columbus, Ohio. 43215.Join our team. Make a difference - for us and for your future.
Mortgage Banking Consultant
Business Unit: Mortgage Administration
Reports to: Varies based on assignment
Position Overview:
This position is primarily responsible for originating residential mortgage loans through internal and external referral sources. Responsible for building and maintaining strong internal and external referral relationships, counseling mortgage customers around solutions to their lending needs, providing excellent customer service, and supporting all key channel initiatives and sales activities. ( Cross Sell Initiatives, External Sales Activities, Customer Satisfaction Results, and Loan Quality.) Responsible for meeting or exceeding personal production and strategic activity goals.
Primary Responsibilities:
Builds relationships with internal and external referral sources through key sales strategies and activities to achieve expected performance goals.
Counsels customers on lending options and solutions to meet their needs.
Supports and facilitates key banking partnerships.
Provides excellent service and supports an outstanding customer mortgage experience. Effectively manages loan pipeline to meet key milestones such as delivering initial documentation, closing dates, rate expiration dates, pricing, and compliance related expectations.
Provides feedback to management on process efficiencies, relationship processing performance, and overall customer experience for relationship processing partner. Assists with recruiting and hiring of support team members as needed.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
BS or BA degree preferred.
Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
Back Mortgage LoanOfficer - Residential Lending - Aurora, OH #22-8321 Aurora, Ohio, United States Apply X Facebook LinkedIn Email Copy Location
This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Aurora, OH.
Market Cleveland Work Hours per Week 40 Requirements
Associate's degree (A.A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience.
Knowledge of FNMA, FHLMC, FHA, and VA preferred and experience with related AUS preferred.
Mortgage loan origination lending background is required.
Job Description
Summary
Originate various types of mortgage loans. Generate bank fee income by originating secondary market loans, and build or replace portfolio as directed by senior management.
Essential Function
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Completes loan applications, inputting complete and accurate information in the loan origination system.
Obtains all necessary documentation specific to the product, program and specific needs of the client.
Reviews customer provided documentation to insure it meets all industry standards, review customer credit and analyze overall information to insure that any unanswered questions are documented and provided.
Discloses and provides the client with all required documentation within 3 days of application.
Delivers a complete application electronically to processing partners within 3 days of application, followed by the customer provided documentation within 5 days of application.
Reviews realistic expectations and timeline with the customer during the initial application process.
Conducts weekly pipeline calls with processors and/or team to insure all information is shared, and all needs are identified with what is needed, who is responsible to satisfy need, and when will it be completed.
Promotes the bank's mortgage within the real estate community by attending realtor functions, community events and educational opportunities within the industry.
Communicates effective updates with customers throughout the mortgage process to insure they have no surprises.
Maintains and updates sales stage information to insure the referral source can see the progress of the referral.
Promotes and cross-sells all bank products and services.
Adheres to the terms of your Service Level Agreement (SLA)
Supervisory Responsibilities
This job has no supervisory responsibilities.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Other Skills and Abilities
Able to multi-task under sometimes stressful conditions.
Must provide exceptional, professional service to mortgage customers, underwriters, processors and closers.
Be the content expert on all the programs and products offered by the bank, as well as the overall mortgage industry.
Listen to the needs of customers and align them with the appropriate product and program to meet their mortgage needs.
Pre-Qualify purchase customers as requested.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Full-Time/Part-Time Full-time Area of Interest Lending All Locations Aurora, Ohio, United States
$37k-52k yearly est. 4d ago
Mortgage Loan Sales
First National Bank of Pennsylvania 3.7
Boardman, OH jobs
Primary Office Location:250 East Broad Street Suite 1720. Columbus, Ohio. 43215.Join our team. Make a difference - for us and for your future.
Mortgage Banking Consultant
Business Unit: Mortgage Administration
Reports to: Varies based on assignment
Position Overview:
This position is primarily responsible for originating residential mortgage loans through internal and external referral sources. Responsible for building and maintaining strong internal and external referral relationships, counseling mortgage customers around solutions to their lending needs, providing excellent customer service, and supporting all key channel initiatives and sales activities. ( Cross Sell Initiatives, External Sales Activities, Customer Satisfaction Results, and Loan Quality.) Responsible for meeting or exceeding personal production and strategic activity goals.
Primary Responsibilities:
Builds relationships with internal and external referral sources through key sales strategies and activities to achieve expected performance goals.
Counsels customers on lending options and solutions to meet their needs.
Supports and facilitates key banking partnerships.
Provides excellent service and supports an outstanding customer mortgage experience. Effectively manages loan pipeline to meet key milestones such as delivering initial documentation, closing dates, rate expiration dates, pricing, and compliance related expectations.
Provides feedback to management on process efficiencies, relationship processing performance, and overall customer experience for relationship processing partner. Assists with recruiting and hiring of support team members as needed.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
BS or BA degree preferred.
Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
$33k-46k yearly est. 4d ago
Sr. Loan Administration Specialist
Capital Bank Md 4.3
Rockville, MD jobs
About Us Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients primarily in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
Position Purpose
The Loan Administration Specialist is responsible for delivering high level and quality customer service. They are expected to interact closely with LoanOfficers, their Administrative Assistants, Credit and other Departments to support the ongoing servicing of new and renewed loans and maintaining the Bank's loan files in accordance with the Bank's policy and legal requirements.
Position Responsibilities
Completes loan support functions for new and renewed loans:
Verifies loan information by comparing data and confirming that the coding is accurate and in compliance with Bank's policy and legal requirements.
Updates Core and ancillary Systems to accurately affect loan documentation and to set up taxes and insurance tracking.
Review closing package for completeness post-closing.
Prepare the forms for input into the loan accounting system. Prepares and enters loan transactions to the Bank's core for loan activation and ensures costs associated with the loan are posted to the correct general ledger accounts.
Ensures certain core loan documentation is timely uploaded to the Bank's Imaging System.
Tracks loan collateral instruments to ensure recorded documents are returned perfected and the accurate by using tickler systems established on the Bank's core system.
Receives and processes loan advances:
Review requests for advances for all required documentation.
For Construction Loan Draws, for proper insurance requirements are met prior to each draw.
Prepares the transaction for input into the loan accounting system.
Ensures the request and supporting documentation are timely uploaded to the Bank's Imaging System.
Receives perfected loan collateral documents:
Review recorded collateral documents to ensure properly recorded.
Update tickler system.
Ensure the documentation is timely uploaded to the Bank's Imaging System.
Receives loan payoff requests:
Reviews the request and prepares the payoff statement in accordance with the loan documentation.
Receives and processes the payoff in the loan accounting system.
Prepares lien releases and sends to appropriate party for processing.
Ensures payoff and release documentation is timely uploaded to Imaging System.
Ensures the collateral records in the loan accounting system are properly updated to reflect any released or changed collateral.
Performs loan maintenance and manages request queues to meet department SLAs, such as:
Loan Research
Loan Payments
Statement requests
Borrower Base updates
Assist with training less experienced staff on department processes and procedures
Helps manage workflow during high volumes
Suggests solutions and assists with implementation of new processes and procedures
Works with accounting to research transactions and reconciliation of loan gls
Leads organization efforts within the department to help streamline processes
Skilled at bank loan transactions and practices
Other Duties as Assigned, such as:
Provides documents for internal and external auditors
Assists with special projects.
Participates in any department activities to promote efficiency and quality
Cross trains to learn other job duties within the department
Education and Experience Required:
High School Diploma or
6 years bank experience or paralegal experience in a real estate law practice
1-2 years previous loan department experience preferred.
Knowledge of lending and banking policies, procedures, and regulations.
Technical Knowledge and Skills
Microsoft Office Suite, FiServ Premier & Navigator, Abrigo
Loan Servicing
Excellent written and oral communication skills.
Knowledge of lending and operational compliance regulations.
Educated on collateral perfection documentation and requirements
Aptitude to learn new banking software
Compensation
Base Salary Range - $65,000 - $95,000 annually. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, geographic location, and ability to meet qualifications within the job description.
Working Arrangements:
This is a hybrid role expected to work in office Monday, Tuesday, Thursday, and Friday. This person can sit out of our Rockville headquarters. You will be able to work remotely on Wednesday.
Why Join Us?
Join a growing company with a culture that fosters an entrepreneurial spirit
Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more?
Company Contributions to your 401k - Regardless of your contribution
Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities
Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an affirmative action and equal opportunity employer.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$29k-34k yearly est. 4d ago
Branch Officer I, Clark (Bilingual Spanish Required)
Dollar Bank, FSB 4.1
Cleveland, OH jobs
The Branch Officer I participates in a comprehensive retail training program while working toward personal business development and sales objectives. In this role, they are responsible for building and leading a motivated sales and service team, ensuring each team member contributes to the branch's success through a consultative sales approach.
The Branch Officer I focuses on enhancing team performance by providing individualized coaching and holding each member accountable for their goals. Additionally, this role actively drives business growth through various proactive initiatives, including participation in community events and business networking opportunities.
Qualifications:
* Candidate must have one of the following:
o Bachelor's Degree with four years as a Branch Manager or seven years of solid managerial experience with sustained consistent performance, preferably in a retail or retail banking environment, including experience managing staff, coaching, and meeting sales goals.
o High School Diploma/GED with seven years of solid management experience in a retail setting or three years of experience specifically as a Branch Manager in retail banking.
* Strong retail banking and business development experience preferred, with a demonstrated ability to deliver outstanding customer service and exceed sales goals.
* Demonstrated capacity to build and maintain a strong community presence, contributing to both new and existing business growth opportunities.
* Ability to travel as needed to training.
* A valid driver's license and access to a reliable vehicle is required.
* Candidates being considered will be subject to additional background checks as required by the Office of the Comptroller of the Currency.
Principal Activities and Duties:
* Deliver exceptional service in alignment with the Bank's Mission, Vision, and Values.
* Contribute directly to customer growth and retention by utilizing proactive strategies to develop business opportunities and deepen customer relationships.
* Actively support customer engagement by adhering to the Bank's service behaviors.
* Overseeing the team's service behaviors efforts, promoting products and services, and conducting call nights to follow up on leads.
* Foster a customer service-oriented team culture, where each member contributes to relationship building and operational integrity.
* Conduct daily team huddles, monthly team meetings, and individual coaching sessions to provide performance feedback.
* Represent the Bank professionally within the community, actively sourcing new relationships through involvement in local businesses, organizations, and charitable events.
* Consistently achieve all established customer service goals and targets.
* Make sound, balanced decisions that prioritize risk management, profitability, and customer satisfaction in each transaction.
* Arithmetic skills to count money accurately.
* Computer literacy to access account information and process transactions.
* Develop a thorough knowledge of Bank products and guidelines by attending the required classes.
* Maintain a professional appearance and conduct yourself in a professional manner at all times.
* Maintain the highest level of professional integrity and ethics.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by Dollar Bank's risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Compensation Range: 66,000-75,000
$59k-85k yearly est. 4d ago
Retail Banking Officer - Springfield - Springfield, OH
Wesbanco Bank Inc. 4.3
Springfield, OH jobs
Back 30d Retail Banking Officer - Springfield #32-8617 Springfield, Ohio, United States Apply X Facebook LinkedIn Email Copy Location
This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Springfield OH.
Market Cincinnati Work Hours per Week 37.5 Requirements
High school diploma required.
Banking, cash handling, sales, and customer service experience required.
Supervisory or leadership skills required.
Job Description
SUMMARY:
Promotes a positive work environment that inspires, motivates, challenges, supports and provides ongoing recognition for exceptional performance. Provides leadership to the banking center for daily sales, service and operations. Retail Banking Officers are charged with ensuring the proper training and development of the staff, providing excellent customer service while identifying sales opportunities and performing account transactions. The Retail Banking Officer leads the consistent delivery of excellent customer service to all banking center customers, including the relationship building efforts for existing and prospective consumer and business customers. The Retail Banking Officer focuses primarily on the daily sales initiatives and assumes a proactive role in customer interaction and service to include meeting with customers to discuss their specific banking needs in person and via phone. The Retail Banking Officer is also expected to actively initiate outbound telephone calls focused on proper customer onboarding efforts, prospecting of new Retail customers and consistent promoting of new and existing Retail banking relationships. The Retail Banking Officer will assist the Banking Center Manager in targeted outside sales activities and participate in community service opportunities in the specific community or market.
From an operational standpoint, the Retail Banking Officer is responsible to comply with all established Bank policies, procedures, and security measures. Responsibilities may include assisting in supervising, operating as a teller, and/or providing necessary additional support of the banking center's sales and operational objectives as assigned.
ESSENTIAL FUNCTIONS:
Excellent Customer Service
Provides leadership to the banking center for daily sales, service and operations
Assists with coaching, training and developing the staff
Relationship building
Successfully promotes Bank's products and services
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Personally models the standards of the Bank's Mission, Vision, and Pledge.
Required to effectively assess the financial needs of Banking Center clients and make an appropriate recommendation to fulfill the needs of the client.
Consistently meets and exceeds defined sales goals for loans, deposits, partner referrals and profitability.
Promotes the sales culture within the banking center through their sales-related activities demonstrating their ability to promote the Bank's products and services in order to reach individual and team sales goals.
Promotes the sales culture within the banking center by demonstrating strong ability to sell and successfully promotes the Bank's products and services in order to reach individual and team sales goals.
Communicates and partners effectively with branch staff and peers to promote team environment to ensure goals are met and informally coaches others for positive results.
Educates bank team on uncovering opportunities to help advance financial wellness of customers.
Sets priorities and follows through on the implementation of the defined sales and service activities.
Encouraged to actively participate in various community activities (Boards, Executive Committees, Advisory roles, etc).
Responsible for providing input into evaluating performance, coaching and training employees. May assist with interviewing.
Supports proper functioning of all day-to-day operations including, but not limited to: customer service, open and close procedures, support of daily vault duties, comply with the control of cash levels, and adhere to the adequate supply of inventory, audit and compliance requirements.
Actively participates in regular sales and staff meetings. Leads meetings as assigned.
Provides service to customers and prospective customers on various banking matters including the explanation of products being offered and professional resolution of problems/issues.
Builds successful working relationships with internal business partners seeking constructive peer feedback when appropriate.
Demonstrates sound judgment and decision making and by following established guidelines and procedures while utilizing appropriate resources for assistance when needed.
Maintains prescribed security controls to protect self and the banking center against criminal and fraudulent operations and unnecessary risks or exposures.
Maintains a position of trust and responsibility by keeping all sensitive information and customer business confidential and in a secured location.
Must have the working knowledge of all roles within a retail Banking Center.
Contribute in a team environment to service customer needs by answering incoming telephone calls and any additional duties assigned to support the success of the Banking Center.
Other duties as assigned.
OTHER SKILLS AND REQUIREMENTS:
Must be able to foster the partnerships that includes the banking center staff as well as employees from other lines of business.
Responsible for assisting with evaluating performance, rewarding and disciplining employees, addressing complaints and resolving problems.
Responsibilities include assisting with pro-active recruiting, interviewing, and assisting with hiring, coaching and training employees.
Other responsibilities may involve planning, assigning and directing work.
Ability to successfully promote, generate and deepen all financial relationships through outbound calling, internal business development and building a loyal customer base.
Strong consumer lending skills are preferred with a solid understanding of consumer lending products.
Must possess the ability to effectively interact and build positive customer relationships and be able to clearly express concepts, ideas, and product information verbally and in writing.
Must have strong product knowledge for the level of selling and cross selling performance expected with position. Must have excellent organizational skills and the ability to multi-task and to be flexible.
Proficient in Microsoft Outlook 365. Proficient computer skills are required and the ability to learn various Banking Software programs.
Sound mathematical and analytical skills preferred.
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
The Retail Banking Officer is required to have a Nationwide Mortgage Licensing System (NMLS) registration within thirty days of hire.
Must be available to work all hours of operations.
Full-Time/Part-Time Full-time Area of Interest Retail Services All Locations Springfield, Ohio, United States
$57k-83k yearly est. 4d ago
Mortgage Loan Sales
First National Bank of Pennsylvania 4.5
Akron, OH jobs
Primary Office Location:250 East Broad Street Suite 1720. Columbus, Ohio. 43215.Join our team. Make a difference - for us and for your future.
Mortgage Banking Consultant
Business Unit: Mortgage Administration
Reports to: Varies based on assignment
Position Overview:
This position is primarily responsible for originating residential mortgage loans through internal and external referral sources. Responsible for building and maintaining strong internal and external referral relationships, counseling mortgage customers around solutions to their lending needs, providing excellent customer service, and supporting all key channel initiatives and sales activities. ( Cross Sell Initiatives, External Sales Activities, Customer Satisfaction Results, and Loan Quality.) Responsible for meeting or exceeding personal production and strategic activity goals.
Primary Responsibilities:
Builds relationships with internal and external referral sources through key sales strategies and activities to achieve expected performance goals.
Counsels customers on lending options and solutions to meet their needs.
Supports and facilitates key banking partnerships.
Provides excellent service and supports an outstanding customer mortgage experience. Effectively manages loan pipeline to meet key milestones such as delivering initial documentation, closing dates, rate expiration dates, pricing, and compliance related expectations.
Provides feedback to management on process efficiencies, relationship processing performance, and overall customer experience for relationship processing partner. Assists with recruiting and hiring of support team members as needed.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
BS or BA degree preferred.
Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
$38k-45k yearly est. 4d ago
Retail Banking Officer - Ottawa - Ottawa, OH
Wesbanco Bank Inc. 4.3
Ottawa, OH jobs
Back Retail Banking Officer - Ottawa #12-8519 Ottawa, Ohio, United States Apply X Facebook LinkedIn Email Copy Location
This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Ottawa, OH.
Market Findlay Work Hours per Week 40 Requirements
High school diploma required.
Banking, cash handling, sales, and customer service experience required.
Supervisory or leadership skills required.
Job Description
SUMMARY:
Promotes a positive work environment that inspires, motivates, challenges, supports and provides ongoing recognition for exceptional performance. Provides leadership to the banking center for daily sales, service and operations. Retail Banking Officers are charged with ensuring the proper training and development of the staff, providing excellent customer service while identifying sales opportunities and performing account transactions. The Retail Banking Officer leads the consistent delivery of excellent customer service to all banking center customers, including the relationship building efforts for existing and prospective consumer and business customers. The Retail Banking Officer focuses primarily on the daily sales initiatives and assumes a proactive role in customer interaction and service to include meeting with customers to discuss their specific banking needs in person and via phone. The Retail Banking Officer is also expected to actively initiate outbound telephone calls focused on proper customer onboarding efforts, prospecting of new Retail customers and consistent promoting of new and existing Retail banking relationships. The Retail Banking Officer will assist the Banking Center Manager in targeted outside sales activities and participate in community service opportunities in the specific community or market.
From an operational standpoint, the Retail Banking Officer is responsible to comply with all established Bank policies, procedures, and security measures. Responsibilities may include assisting in supervising, operating as a Customer Service Representative, and/or providing necessary additional support of the banking center's sales and operational objectives as assigned.
ESSENTIAL FUNCTIONS:
Excellent Customer Service
Provides leadership to the banking center for daily sales, service and operations
Assists with coaching, training and developing the staff
Relationship building
Successfully promotes Bank's products and services
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Personally models the standards of the Bank's Mission, Vision, and Pledge.
Required to effectively assess the financial needs of Banking Center clients and make an appropriate recommendation to fulfill the needs of the client.
Consistently meets and exceeds defined sales goals for loans, deposits, partner referrals and profitability.
Promotes the sales culture within the banking center through their sales-related activities demonstrating their ability to promote the Bank's products and services in order to reach individual and team sales goals.
Promotes the sales culture within the banking center by demonstrating strong ability to sell and successfully promotes the Bank's products and services in order to reach individual and team sales goals.
Communicates and partners effectively with branch staff and peers to promote team environment to ensure goals are met and informally coaches others for positive results.
Educates bank team on uncovering opportunities to help advance financial wellness of customers.
Sets priorities and follows through on the implementation of the defined sales and service activities.
Encouraged to actively participate in various community activities (Boards, Executive Committees, Advisory roles, etc).
Responsible for providing input into evaluating performance, coaching and training employees. May assist with interviewing.
Supports proper functioning of all day-to-day operations including, but not limited to: customer service, open and close procedures, support of daily vault duties, comply with the control of cash levels, and adhere to the adequate supply of inventory, audit and compliance requirements.
Actively participates in regular sales and staff meetings. Leads meetings as assigned.
Provides service to customers and prospective customers on various banking matters including the explanation of products being offered and professional resolution of problems/issues.
Builds successful working relationships with internal business partners seeking constructive peer feedback when appropriate.
Demonstrates sound judgment and decision making and by following established guidelines and procedures while utilizing appropriate resources for assistance when needed.
Maintains prescribed security controls to protect self and the banking center against criminal and fraudulent operations and unnecessary risks or exposures.
Maintains a position of trust and responsibility by keeping all sensitive information and customer business confidential and in a secured location.
Must have the working knowledge of all roles within a retail Banking Center.
Contribute in a team environment to service customer needs by answering incoming telephone calls and any additional duties assigned to support the success of the Banking Center.
Other duties as assigned.
OTHER SKILLS AND REQUIREMENTS:
Must be able to foster the partnerships that includes the banking center staff as well as employees from other lines of business.
Responsible for assisting with evaluating performance, rewarding and disciplining employees, addressing complaints and resolving problems.
Responsibilities include assisting with pro-active recruiting, interviewing, and assisting with hiring, coaching and training employees.
Other responsibilities may involve planning, assigning and directing work.
Ability to successfully promote, generate and deepen all financial relationships through outbound calling, internal business development and building a loyal customer base.
Strong consumer lending skills are preferred with a solid understanding of consumer lending products.
Must possess the ability to effectively interact and build positive customer relationships and be able to clearly express concepts, ideas, and product information verbally and in writing.
Must have strong product knowledge for the level of selling and cross selling performance expected with position. Must have excellent organizational skills and the ability to multi-task and to be flexible.
Proficient in Microsoft Outlook 365. Proficient computer skills are required and the ability to learn various Banking Software programs.
Sound mathematical and analytical skills preferred.
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
The Retail Banking Officer is required to have a Nationwide Mortgage Licensing System (NMLS) registration within thirty days of hire.
Must be available to work all hours of operations.
Full-Time/Part-Time Full-time Area of Interest Retail Services All Locations Ottawa, Ohio, United States
$57k-83k yearly est. 4d ago
Mortgage Loan Sales
First National Bank of Pennsylvania 4.5
Youngstown, OH jobs
Primary Office Location:250 East Broad Street Suite 1720. Columbus, Ohio. 43215.Join our team. Make a difference - for us and for your future.
Mortgage Banking Consultant
Business Unit: Mortgage Administration
Reports to: Varies based on assignment
Position Overview:
This position is primarily responsible for originating residential mortgage loans through internal and external referral sources. Responsible for building and maintaining strong internal and external referral relationships, counseling mortgage customers around solutions to their lending needs, providing excellent customer service, and supporting all key channel initiatives and sales activities. ( Cross Sell Initiatives, External Sales Activities, Customer Satisfaction Results, and Loan Quality.) Responsible for meeting or exceeding personal production and strategic activity goals.
Primary Responsibilities:
Builds relationships with internal and external referral sources through key sales strategies and activities to achieve expected performance goals.
Counsels customers on lending options and solutions to meet their needs.
Supports and facilitates key banking partnerships.
Provides excellent service and supports an outstanding customer mortgage experience. Effectively manages loan pipeline to meet key milestones such as delivering initial documentation, closing dates, rate expiration dates, pricing, and compliance related expectations.
Provides feedback to management on process efficiencies, relationship processing performance, and overall customer experience for relationship processing partner. Assists with recruiting and hiring of support team members as needed.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
BS or BA degree preferred.
Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.