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Underwriter jobs in Hackensack, NJ

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  • Excess Underwriter / Broker

    C. Winchell Agency, Inc.

    Underwriter job in Morris, NJ

    Property and Casualty Insurance Industry Morris County, NJ Become part of an expanding and vibrant wholesale operation. Evaluate insurance applications, alongside (APD/MTC) reports from loss control consultants and other relevant data, to ascertain their appropriateness for available programs. Assess the risk experience against the specific business category under examination. Analyze potential loss related to catastrophes, their severity, and frequency. Responsibilities may include rating policies or verifying that previous ratings were accurate. Apply knowledge of automated systems to gather information for new or renewal policies. Prepare quotes for agents and respond to inquiries from agents, policyholders, or potential clients. Aid agents by addressing their inquiries regarding applications and the likelihood of the company's acceptance. Review requests for cancellations, endorsements, and similar matters. Examine policies for renewal purposes. Request additional documentation required for processing applications, endorsements, or cancellations. Conduct marketing visits to agents. A New Jersey Producer's License is required. Must have over 10 years of experience in E&S brokerage. Previous involvement in insurance underwriting activities is essential. Strong oral and written communication skills are necessary. Possess solid analytical abilities with an aptitude for detail-oriented tasks. Proven negotiation skills are a must. Familiarity with insurance coverage forms and their relevance to specific exposures is required. Awareness of departmental regulations and internal policies is important. Should be capable of working independently and completing tasks as per the provided guidelines, standard procedures, and accepted underwriting practices. Strong interpersonal skills are needed for collaborative work with staff and company underwriters. Experience with standard underwriting policies and procedures is essential. Relevant courses, classes, industry licenses, or designations are preferred.
    $52k-89k yearly est. 5d ago
  • Commercial Lines Underwriter

    Burns & Wilcox 4.6company rating

    Underwriter job in New York, NY

    When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. Interested? Join our team! Responsibilities Build, maintain, and grow a book of business Manage agency relationships and serve as lead client contact Create and execute marketing plan to increase new and renewal business Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio Lead, train, and develop Assistant and Associate Underwriters Qualifications Bachelor's degree or equivalent combination of education and experience Minimum 3 years of commercial lines underwriting experience required, excess & surplus experience preferred Demonstrated proficiency in sales and marketing Proven organization skills and ability with a strong attention to detail Interest in continued education and professional development Insurance license, CPCU, CIC or comparable designations preferred Compensation Package Base compensation for position ranges between $105,000 to $130,000 based on qualifications Flexible, hybrid & remote options Health benefits & 401K with employer match Employer paid continuing education courses and designations Many opportunities for career advancement About our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
    $105k-130k yearly 4d ago
  • Underwriter, Montvale

    Jimcor Agency Inc. 3.3company rating

    Underwriter job in Montvale, NJ

    Job Description This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary (range 65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: ************** Powered by JazzHR SVcsuF5JrB
    $72k-107k yearly est. 12d ago
  • Casualty Underwriter

    MSIG Holdings 4.1company rating

    Underwriter job in New York, NY

    MSIG USA continues to grow! MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks. Responsible for underwriting profitable Commercial Lines business within assigned territory in accordance with Corporate goals. Essential Functions: Selects and underwrites complex Commercial Lines risks within delegated underwriting authority. Applies appropriate pricing techniques according to company filings and state/bureau conformance. Monitors underwriting results and premium and loss trends within assigned book of business. Develops and executes formal written agency plans with all assigned agents in territory. Establishes and executes effective and efficient producer and client visits (with appropriate business units - Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business. Coordinates with inter-company departments as well as producers, insureds and Marketing Representatives to ensure appropriate high level account management standards are maintained. Enhances technical expertise in the area of Commercial Lines underwriting including assisting in Underwriting Manager in the training and development of Department staff. Education and Experience Required: Diploma/Degree & Experience Bachelor's degree required 1-2 years of related casualty underwriting background required. Existing producer relationships preferred. Must have demonstrated negotiation and production skills. Excellent verbal and written communication skills Salary: The base pay range is $125,000.00 - 150,000.00. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group! It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.
    $125k-150k yearly 60d+ ago
  • FM Affiliated Production Underwriter (I, II, III, SR.)

    FM 3.9company rating

    Underwriter job in New York, NY

    FM is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property insurance solutions. FM helps clients maintain continuity in their business operations by drawing upon state-of-the-art loss-prevention engineering and research; risk management skills and support services; tailored risk transfer capabilities; and superior financial strength. To do so, we rely on a dynamic, culturally diverse group of employees, working in more than 100 countries, in a variety of challenging roles. This exciting opportunity is with FM Affiliated, our "best-in-class" middle market property insurer. FM Affiliated is exploring new ways to expand and tailor coverage to meet our brokers' and client's ever-evolving business challenges. Drawing on the full strength of the FM Group, we help our clients choose how to best identify, prioritize and reduce future loss in a way that makes practical and affordable sense. We distribute our property insurance products and engineering solutions (************************************************************************** exclusively through a network of brokers. We value long-term relationships (******************************************************** that provide the realization of greater value by deploying the skills of our highly trained Account Engineers and Production Underwriters. **We are open to considering candidates with a variety of experience levels for this role. Both mid-level and senior-level candidates are encouraged to apply.** In addition, the role works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, selection and assessment in order to ensure the development and growth of a profitable portfolio of business. FM Affiliated Production Underwriters primary relationships are with brokers and reinsurers for insurance related issues. Responsibilities include meeting specific profit, retention, and production goals. Business relationships and a network of contacts must be established and an effective program of calls must be executed to meet an average of 10 external calls a month to ensure high visibility. Travel is required for marketing and training including out of state travel. New risks must be pre-qualified based on acceptability today and its future potential, this includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience. The company's assets must be protected by adhering to company underwriting standards and procedures, this will include determining the amount subject, net capacity commitment, checking cross liability, management of catastrophe aggregate retentions, negotiating and purchasing reinsurance and establishing commissions in a manner most advantageous to the company. + This position requires someone with a bachelor's degree or equivalent. + 2-5 Years industry experience (broker/insurance company) as Underwriter for commercial property accounts of varying occupancies and sizes. + Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art. + Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products. The final salary offer will vary based on individual education, skills, and experience. The position is eligible to participate in FM's comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more.
    $52k-105k yearly est. 32d ago
  • Credit Underwriter (CRE)

    Metropolitan Bank Holding Corp 3.3company rating

    Underwriter job in New York, NY

    Come work with us: Metropolitan Commercial Bank (the "Bank") is a full-service commercial bank based in New York City. The Bank provides a broad range of business, commercial, and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities, and local government entities. Metropolitan Commercial Bank was named one of Newsweek's Best Regional Banks and Credit Unions 2024. The Bank was ranked by Independent Community Bankers of America among the top ten successful loan producers for 2023 by loan category and asset size for commercial banks with more than $1 billion in assets. Kroll affirmed a BBB+ (investment grade) deposit rating on January 25, 2024. For the fourth time, MCB has earned a place in the Piper Sandler Bank Sm-All Stars Class of 2024. Metropolitan Commercial Bank operates banking centers and private client offices in Manhattan, Boro Park, Brooklyn and Great Neck on Long Island in New York State. The Bank is a New York State chartered commercial bank, a member of the Federal Reserve System and the Federal Deposit Insurance Corporation, and an equal housing lender. The parent company of Metropolitan Commercial Bank is Metropolitan Bank Holding Corp. (NYSE: MCB). Position summary: The Credit Underwriter (AVP) is responsible for undertaking and presenting robust credit risk analysis in support of relationship-led loan requests from our Commercial Real Estate (CRE) team. The role will focus on CRE (e.g. Multi-Family, Mixed-Use, Office, Industrial, Retail, Hospitality, Charter Schools, Construction) with an emphasis on transitional loans, leading underwriting for straight forward loans and with senior support provided for the more complex transactions. We have a flexible work schedule where employees can work from home one day a week. Essential functions and responsibilities: * With limited supervision, undertaking financial and credit risk analysis for borrowers and guarantors in a timely manner; including financials, projections, global cash flows, REO schedule, industry/market, structure, and terms. * Demonstrating understanding of credit risks and mitigants, presenting analysis and risk rating recommendation clearly and concisely in risk focused credit proposals for submission to the FVP Credit/Deputy CCO for review. * Analyze third party appraisals, challenge appraiser assumptions and sensitize in your credit analysis. * Work closely and proactively with Lending Officers throughout the transaction process, ensuring financials are complete, accurate and received in a timely manner. Attend client meetings and/or site visits as appropriate. * In partnership with the Lending Officers, ensure all credit related questions from the approval authority are addressed efficiently and effectively. * Undertake annual review of loans ensuring performance in line with plan. Escalate any performance concerns, covenant issues and/or proposed risk rating downgrades. * Willingness to develop good understanding of compliance, regulations, and the Bank's commercial lending policies. * Assisting in the completion of various monthly, quarterly or ad hoc reports as necessary. * Assisting in gathering information required by Bank examiners and internal audit. * Undertake ad hoc credit risk projects with limited oversight. Knowledge, skills and abilities: * Bachelor's degree in Business, Accounting or Finance; or equivalent experience * Minimum 3 years in credit related field, preferably in a banking environment * Strong analytical / financial modeling skills * Excellent written and verbal communication skills * Good interpersonal skills; work collaboratively and with integrity with key internal and external stakeholders. * Strong team player with desire to grow and assume additional responsibilities. * Working knowledge of all MS Office Suite products and appetite to learn core database management programs Potential Salary: $110k - $130k annually This salary range reflects base wages and does not include benefits, bonus, or incentive pay. Salary bands are purposefully wide ranging to encompass the different factors considered in determining where a candidate falls in the range, including but not limited to, seniority, performance, experience, education, and any other legitimate, non-discriminatory factor permitted by law. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed here. Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
    $110k-130k yearly Auto-Apply 24d ago
  • D&O Underwriter

    Next Play Jobs

    Underwriter job in New York, NY

    Job Description D&O Insurance Underwriter Employment Type: Full-time About the Role We are seeking a knowledgeable and driven D&O Insurance Underwriter to join our growing team in New York. This role is responsible for evaluating, pricing, and managing a portfolio of Directors & Officers (D&O) insurance risks across various industries, with a focus on publicly traded and private companies. The ideal candidate has a strong foundation in financial analysis, legal and regulatory frameworks, and market trends within the D&O insurance space. Key Responsibilities Risk Assessment: Analyze submissions to evaluate the quality and suitability of D&O risks, including financial statements, legal history, management structure, and governance practices. Underwriting Strategy: Develop and execute underwriting strategies tailored to various client segments including public, private, and non-profit organizations. Pricing & Structuring: Calculate premiums and structure policies in line with risk appetite, regulatory requirements, and company guidelines. Client & Broker Relations: Build and maintain strong relationships with brokers, clients, and partners to support new business and renewals. Portfolio Management: Monitor and manage the performance of the D&O book of business to ensure profitability and alignment with underwriting goals. Market Intelligence: Stay up-to-date with developments in financial markets, corporate governance, and litigation trends impacting D&O exposures. Compliance: Ensure adherence to internal underwriting standards and external regulatory requirements. Qualifications 3-7 years of experience in D&O underwriting or financial lines (FI, EPL, E&O, etc.) with a carrier or MGA. Bachelor's degree in finance, business, law, or a related field. Strong understanding of D&O insurance products, market dynamics, and legal/regulatory issues. Demonstrated ability to interpret financial statements and assess creditworthiness. Excellent communication and negotiation skills. Ability to work independently and collaboratively in a fast-paced, deadline-driven environment. Familiarity with underwriting tools, CRM platforms, and Microsoft Excel. Preferred Qualifications Experience with both private and public company D&O underwriting. Professional certifications (e.g., CPCU, RPLU) a plus. Knowledge of New York regulatory landscape is advantageous. What We Offer Competitive compensation and performance-based bonuses. Comprehensive benefits package including medical, dental, and 401(k). Generous PTO and flexible work arrangements. A collaborative team culture with opportunities for growth and development.
    $63k-106k yearly est. 10d ago
  • Construction Underwriter II

    Park Place Finance, LLC

    Underwriter job in New York, NY

    Job Description ABOUT PARK PLACE FINANCE Park Place Finance is a fast-growing, nationwide private lender specializing in non-owner-occupied residential fix-and-flips, ground-up construction, and DSCR loans. But what truly sets us apart is how we do it.. You'll find a team that rallies together, celebrates wins, and keeps raising the bar. With a focus on health, wealth, and professional development, we're not just funding deals - we're building careers & long-lasting relationships. POSITION OVERVIEW We are looking for a detail-oriented, analytical Construction Underwriter II to join our operations team. This individual will play a key role in the evolution of our Multi-Family and Mixed-Use construction department. The candidate for this role should have a minimum of 3 years experience in the direct underwriting and credit analysis for construction lending. A Bachelor's degree in Finance, Urban Development, Construction Management, Civil Engineering, or Risk Management is a plus. Evaluation of pro formas, construction budgets, and stabilization NOI (Net Operating Income) projections. Analysis of multi-layered risk based on audited financials, net worth, liquidity, portfolio performance, project feasibility cash-flow and debt coverage will be required. Our full suite of Business Purpose Loans also includes Residential Transitional Loans (RTL), DSCR (non-consumer), Bridge, Ground-Up Construction, and Portfolio products. Responsibilities will include analysis of multi-layered risk based on audited financials, net worth, liquidity, portfolio performance, project feasibility, cash-flow, and debt coverage. Assessment of collateral using both cost and income approaches along with complex entity structures, and construction team evaluation (license, bonding, insurance compliance, plans, permits, construction contract - GMP or fixed-price preferred). RESPONSIBILITIES Perform complete risk assessments (borrower, market, collateral, and construction). Prepare comprehensive credit memos summarizing all findings. Recommend loan structure to mitigate identified risks. Coordinate third-party reports (appraisal, environmental, cost review). Underwrite Bridge, Renovation, Ground-Up Construction, and DSCR loans in accordance with company guidelines and investor overlays, as needed. Analyze construction budgets, scopes of work, and project timelines to ensure feasibility of projects. Maintain clear, actionable documentation supporting all underwriting decisions Apply judgment on exceptions and propose well-supported decisions for approval, counteroffer, or decline. Partner with originators, processors, and leadership to ensure smooth file flow and pipeline efficiency. Communicate proactively to resolve conditions, meet deadlines, and accelerate closing timelines Requirements KNOWLEDGE, SKILLS, & ABILITIES Required: 3+ years of underwriting experience in Multi-Unit and Multi-use residential construction. Familiarity with entity structures (LLCs, Corporations, Trusts). Strong analytical, critical thinking, and problem-solving abilities. High attention to detail and a risk-management mindset. Excellent written and verbal communication skills. Ability to work independently in a deadline-driven, high-volume environment. Preferred: Experience with Loan Origination Systems (e.g., LendingWise, Encompass, Salesforce, or custom LOS platforms). Experience working with brokers and investor guidelines. Benefits WHY JOIN PARK PLACE FINANCE? At Park Place Finance, we invest just as much in our people as we do in our borrowers. If you're ready to accelerate your career in a collaborative, fast-paced environment where performance and innovation are celebrated - this is where you belong. Competitive Compensation Package 100% Company-Paid Health Insurance (Medical, Dental & Vision) Retirement Plan with 4% Company Match Entrepreneurial Culture with a Focus on Growth & Excellence Opportunities to Expand Skillset Across Multiple Loan Products
    $63k-106k yearly est. 24d ago
  • Credit Underwriter

    Rippling People Center Inc.

    Underwriter job in New York, NY

    About Rippling Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system. Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365-all within 90 seconds. Based in San Francisco, CA, Rippling has raised $1.4B+ from the world's top investors-including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock-and was named one of America's best startup employers by Forbes. We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses. About the role The Risk team is looking for an Associate to conduct customer level credit risk assessments and support risk mitigation initiatives across numerous Rippling products, including but not limited to the Spend Management corporate card portfolio. The Associate will play a crucial role in supporting and carrying out risk control functions according to internal policies as Rippling continues to expand its offerings to new customer segments. What you will do * Learn, understand, and implement Rippling's risk policies and procedures across all relevant products. * Perform customer-level credit reviews using both external and proprietary data sources. * Oversee customer escalations and respond to questions/requests from the Sales + Support functions. * Investigate and take action on high-risk customer credit situations, as needed. * Formulate and present credit recommendations to senior team members and credit committee. * Monitor portfolio-level performance against internal targets and required thresholds. * Work effectively with cross-functional partners to resolve credit issues. * Help drive projects related to improving efficiency and scalability of risk control practices. What you will need * Strong financial analytics background: degree in Finance, Economics, or related field, progress towards CFA charter, or relevant on-the-job experience. * Minimum 4 years of credit risk experience, ideally related to SMB/MM commercial lending; working knowledge of financial and bank statements. * Experience working cross-functionally with Sales and/or Support teams. * Highly organized with the ability to deliver on multiple priorities simultaneously. * Ability to operate independently in a fast-paced environment and meet aggressive deadlines. * SQL acumen is highly-valued but not required. Additional Information Rippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email accommodations@rippling.com Rippling highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role. This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here. A variety of factors are considered when determining someone's compensation-including a candidate's professional background, experience, and location. Final offer amounts may vary from the amounts listed below.
    $63k-106k yearly est. 23d ago
  • Underwriter (Brick City Capital)

    Leverage Companies

    Underwriter job in Newark, NJ

    We are seeking a detail-oriented Real Estate Loan Underwriter to support our underwriting and loan processing functions. This role involves reviewing new loan files, issuing underwriting conditions, coordinating with third-party reviewers, and assisting in post-close conditions for loan sales. The ideal candidate will have strong analytical skills, a keen eye for risk assessment, and a continuous improvement mindset to enhance underwriting and loan processing efficiency. The anticipated annual base cash compensation for this role is $60,000 per year. This role also has a variable cash compensation component, making the total on-target cash compensation from $80,000 - $100,000 What you will do: Underwriting & Condition Review: Underwrite new loan files and issue underwriting conditions based on loan requirements. Review borrower and property-related documentation to ensure compliance with lending guidelines. Pre-Close & Post-Close Coordination: Clear pre-close conditions in collaboration with third-party reviewers. Assist in post-close requirements to satisfy note buyer conditions for loan sales. Maintain underwriting SLA within 1 business day. Process Improvement & Risk Assessment: Identify areas for improvement in underwriting and loan processing procedures. Work closely with internal teams to enhance efficiency and streamline workflows. Ensure LOS (loan operating system) accuracy with deal economics and figures. Collaboration & Communication: Coordinate with internal teams and third-party stakeholders to facilitate smooth loan transactions. Maintain clear documentation and communication regarding loan conditions and underwriting decisions. Create credit memos for the investment committee to review for more complex files that require escalated reviews. Full Ownership of the Underwriting Process Assemble, underwrite, and delivery full packages, coordinating with Brick City Capital sales, processing, capital markets, and closing teams. Exert creativeness to underwrite - full ownership of the underwriting process allows maximum flexibility to creatively underwrite in accordance to Brick City Capital's guidelines. What you will bring to the table: We encourage you to apply, even if you don't meet all of the listed criteria. Bachelor's degree in finance, real estate, business, or a related field (or equivalent experience). 2-4+ years of experience in real estate underwriting or private lending, experience in DSCR loans is a plus. Strong knowledge of investment property lending and loan structuring. Ability to analyze risk factors and apply lending guidelines effectively. Excellent attention to detail, organizational, and communication skills. Proficiency in loan origination systems and underwriting software. Experience working with private lenders or note buyers is a plus. Knowledge of real estate market trends and investment financing. What we bring to the table: A company culture that you can actually enjoy being immersed in. Direct access to executive leadership and strategic decision-making. Opportunity to grab destiny by its horns and to create your own path. Fast-paced, mission-driven environment with serious growth opportunity. A team that values integrity, entrepreneurialspirit, overall excellence, accountability, and ownership. What we look for in all our staff: A demonstrated track record of winning; we never stop at "just enough". An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new. A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing. A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same. An unwavering sense of integrity; an individual who roots oneself with a core belief that how one does anything is how one does everything. Additional Information Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, pleaseemail ************************ Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged.
    $80k-100k yearly 24d ago
  • Underwriter

    Coaction Specialty Insurance Group

    Underwriter job in Morristown, NJ

    At Coaction, we're a unique mix of leaders, achievers, thinkers, and team players with a high-performance mindset and a diverse skillset. We bring our industry expertise together to continually push the boundaries of what insurance can be for our clients. Underwriter - Professional Liability (Tech E&O, Misc. E&O, Cyber, A&E) The Underwriter for Professional Liability plays a critical role in driving profitable growth and maintaining underwriting excellence across multiple specialty segments, including Technology Errors & Omissions, Miscellaneous Professional Liability, Cyber, and Architects & Engineers (A&E). This role requires deep expertise in professional lines, strategic thinking, and strong analytical and interpersonal skills to position Coaction as a premier provider of comprehensive E&O and Cyber solutions. This will be responsible for shaping underwriting strategy, establishing measurable production goals, and fostering relationships with key brokers and distribution partners. You will serve as a subject matter expert on emerging trends, regulatory developments, and evolving risk exposures across the broader professional liability landscape, ensuring that Coaction's product offerings remain competitive, innovative, and responsive to market needs. Additionally, you will lead and mentor underwriting staff, promoting technical excellence, sound risk selection, and consistent adherence to underwriting guidelines. This position requires a proactive approach to navigating market dynamics, identifying strategic growth opportunities, and supporting product evolution to meet the changing demands of insureds across diverse industries. Job Description Risk Analysis & Underwriting Assess, evaluate, and underwrite complex risks across Tech E&O, Misc. E&O, Cyber, and A&E segments, ensuring profitable growth and alignment with underwriting guidelines and portfolio objectives. Market Leadership Position Coaction as a market leader in Professional Liability by staying ahead of industry trends, competitive pressures, technology-driven exposures, cyber threats, and evolving client needs. Broker Relationship Management Build and maintain strong relationships with key brokers and distribution partners, acting as a primary point of contact for submissions, negotiations, and product or coverage education across all supported Professional Lines segments. Team Leadership & Development Mentor and guide underwriting team members on technical underwriting concepts, risk analysis, emerging exposures, and best practices across Tech E&O, Misc. E&O, Cyber, and A&E lines. Strategic Growth Drive profitable growth across the Professional Lines portfolio by identifying new business opportunities, evaluating distribution strategies, and implementing targeted marketing and portfolio-development initiatives. Qualifications • Minimum of 5 years' experience underwriting professional liability lines of business • Bachelor's degree or equivalent experience preferably in finance, insurance, risk management, accounting, economics or related field of study • Proven ability to underwrite complex E&O, Architects & Engineers, and Cyber risks • Strong negotiation skills • Superior communication and organizational skills • Strong decision-making skills • RPLU and/or CPCU Salary range specific to for this role : $80,000-$130,000 + discretionary incentive bonus + benefits depends on various factors including, without limitation, individual and organizational performance. The offered rate of compensation will be based on individual education, experience, and qualifications. In addition, employees are eligible for standard benefits package including paid time off, medical, dental and retirement. Equal Opportunity Employer Coaction is an Equal Employment Opportunity employer. Coaction's policy is not to discriminate against any applicant or employee based on race, color, religion, national origin, gender, age, sexual orientation, gender identity or expression, marital status, mental or physical disability, and genetic information, or any other basis protected by applicable law. Coaction also prohibits harassment of applicants or employees based on any of these protected categories. If your application is selected, you will receive an email directly from the Coaction Recruiting Team at ********************** asking you to contact a member of the Coaction Recruiting Team. Any other method of contact may be fraudulent.
    $80k-130k yearly Auto-Apply 10d ago
  • Underwriter, Energy

    Sompo International

    Underwriter job in Morristown, NJ

    As a leading provider of insurance and reinsurance with worldwide operations and employees in Bermuda, U.S., U.K., Continental Europe and Asia, we recognize that our success is derived directly from those who matter the most: our people. At Sompo International, our values of integrity, collaboration, agility, execution and excellence underpin our culture and our commitment to providing an employee experience that attracts and engages the best talent in the industry. As we continue to grow, we strive to find diverse, innovative and driven professionals to join our teams and offer a broad range of career and development opportunities at all levels, in multiple business areas, in each of our locations throughout the world. Our compensation and benefits programs are market driven and competitive, with excellent family friendly policies and flexible working provisions. Job Description Are you looking for your next opportunity? Sompo has a unique opportunity for an Underwriter in our Energy team. This position will support the North America Energy Team to service, develop premium quote, and bind business in accordance to the underwriting strategy that identifies profitable market opportunities, in addition to working with a select group of wholesale and retail brokers and our experienced specialists tailor solutions to meet the unique needs of each client. Providing individual risk policies as well as products for niche classes, we deliver risk solutions effectively and responsively. Location: This position will be based in our Morristown, NJ office. We strive for collaboration, which is why we offer a work environment where our employees thrive and develop long-lasting careers. Our business, your impact, our opportunity: What you'll be doing: * Able to quickly review applications and financial requirements to determine acceptability of risk in accordance with Sompo guidelines and standards; * Understand pricing components, rating methodology and use of rating tools to price risks based on exposures and risk analysis. * Demonstrate technical underwriting skills through strategic, thorough account review and file documentation. * Use all appropriate underwriting tools, disciplines, and knowledge of strategies to ensure underwriting guidelines are followed. * Prepare quote for new and renewal business, service accounts throughout the policy term, provide exemplary service to brokers. * Keep current on state/territory Insurance issues, trends, and regulations. What you'll bring: * 3+ years of Energy underwriting experience * Bachelor's Degree preferred * Experience in working, production; and underwriting all sizes of accounts with large brokerage houses and specialty retailers * Experience successfully underwriting, quoting, and binding profitable business * Proficiency in Microsoft Office Suite (Excel, Word and PowerPoint); * Excellent communication (both written and verbal) skills; * Strong analytical and organizational skills; * Strong negotiation skills; * Team player willing to contribute to the whole of the company Salary Range: $65,000 - $125,000 Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience. At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees. Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance. We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs: * Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution * Pharmacy benefits with mail order options * Dental benefits including orthodontia benefits for adults and children * Vision benefits * Health Care & Dependent Care Flexible Spending Accounts * Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children * Company-paid Disability benefits with very competitive salary continuation payments * 401(k) Retirement Savings Plan with competitive employer contributions * Competitive paid-time-off programs, including company-paid holidays * Competitive Parental Leave Benefits & Adoption Assistance program * Employee Assistance Program * Tax-Free Commuter Benefit * Tuition Reimbursement & Professional Qualification benefits In today's world, what do we stand for? Ethics and integrity are the foundation of delivering on our commitment to you. We believe that core values drive success, and that when relationships are held in the highest regard, there is nothing that cannot be accomplished. At Sompo, our ring is more than a logo, it is a symbol of our promise. Click here to learn more about life at Sompo. Sompo is an equal opportunity employer and we intentionally value inclusion and diversity. Above all, we want you to work in an environment that respects everyone's unique contributions - we are passionately committed to equal opportunities. We do not discriminate based on race, color, religion, sex orientation, national origin, or age.
    $65k-125k yearly Auto-Apply 12d ago
  • Field Underwriter

    Colonial Surety Company

    Underwriter job in Woodcliff Lake, NJ

    Colonial Surety Company is a digital Insurance Company located in Woodcliff Lake, NJ. We are currently expanding all product lines, while looking to maintain our competitive reputation as a direct writer of Contract Surety. We are searching for entrepreneurial executives who are experienced, licensed property and casualty insurance agents, with solid Contract Surety experience. This is a home-based commission driven position that allows for an independent and flexible work schedule. You will be elusively representing Colonial Surety Company in your defined geographic territory. We will provide you with the necessary training on our proprietary systems, give you access to already identified leads of public contractors (CRM), which will set you up to overachieve in your exclusive territory. You must live within a 45-minute radius of Woodcliff Lake, NJ and able to commute to the office when needed. Hours of the position are 8am - 5pm unless you are in the field. Experience Required • BA in Business, Finance or related field • 5-10 years of insurance sales experience • Experience in Contract Surety • Property and Casualty insurance license - active and up to date. • Strong interpersonal and negotiation skills • Proficient in MS Office, CRM, or Salesforce • Demonstrated presentation skills • Strong phone skills Job Requirements • Colonial Surety Company's personnel policy requires all staff to wear business attire, to include wearing suite and tie and clean shaven for males. Females must dress in business attire, to include suits, business dresses, etc. Please only apply if you can meet these position requirements. No exceptions will be made to this policy at this time. • Must be willing to use your own vehicle to travel to business appointments in your assigned territory, which is within a 2 hour radius from our office. Some overnight travel. Personal Skills Needed to be Successful at Colonial Surety Company Comfort with - and enthusiasm for - working in a fast-paced environment Ability to organize and prioritize work while accomplishing goals under tight time constraints Ability to communicate professionally Strong interpersonal skills, including relationship building, customer service, empathy, and resilience Ambitious, proactive, and detail-oriented Ability to learn quickly and retain information Willingness to work hard, maintain a positive attitude, and overcome challenges Solution-oriented, problem-solving skills with the ability to prioritize according to current and changing business goals Conviction, integrity, honesty, and maturity in all situations Positive approach and enthusiasm to learn, retain and grow professional skill sets to take on more responsibility and demonstrate value with the intent to gain higher levels of opportunity within the business structure Benefits We offer competitive salary, ongoing training and support, as well as opportunities for career advancement. • 401(k) • Flexible schedule • Health, Dental, Vision insurance • Life insurance • Paid time off • Work from home • Bonus pay • Commission pay uncapped Only qualified applicants will be reviewed and responded to.
    $52k-89k yearly est. 60d+ ago
  • Underwriter II - Seneca Specialty Package

    Cfins

    Underwriter job in Morristown, NJ

    Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Underwriter - Seneca (New York, NY) - hybrid role in our NYC, Uniondale NY, or Morristown NJ office 3 days per week, remote balance of week. Summary: Performs risk selection and pricing on new business, renewals and endorsements, reviews quotes prior to issuance and makes marketing calls to agents. This position requires underwriting acumen and relationship management skills. Manages agency relationships through continued customer service and marketing activities. Responsibilities: • Lines of business underwritten include: primary property, general liability, umbrella and other lines on occasion. • Meet profitability, retention and written premium goals determined by the branch. • Make independent decisions within underwriting letter of authority and maintain proper file documentation. • Manage assigned agents efficiently including: o Regular production visits o Quarterly review of assigned brokers' profitability o Identification to Profit Center Manager of potential broker conflicts & successes o Focus on service and being responsive o Work jointly with other profit centers within the organization as needed to promote cross selling and enterprise awareness. • Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the branch. • Has an in-depth knowledge of branch's products and services. • Can clearly articulate Seneca's value proposition and underwriting appetite. • Participate in training and initiatives to develop knowledge base. • May participate in projects. • Travel - up to 20%. • Other duties as assigned. Requirements: • Bachelor's degree and 4+ years of P&C underwriting experience. • Possesses strong communication and analytical skills to pursue new business and manager overall relationships. • Proficient in software needed to succeed. • Excellent organizational and time management skills. • Possesses, or is pursuing, underwriting and industry designations applicable to area of specialization. • Will abide by branch policies and procedures, including authority levels, to comply with Seneca's risk control procedures. • Knowledge of commercial insurance products. What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $71,600 to a maximum of $112,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Hybrid
    $71.6k-112.3k yearly Auto-Apply 1d ago
  • MCA Loan Underwriter

    Supreme Talent

    Underwriter job in Jersey City, NJ

    Our client, a company specializing in private lending for businesses, is seeking a meticulous Senior Underwriter with expertise in private loan underwriting and risk assessment within the financial services industry. The ideal candidate will be responsible for reviewing loan requests, evaluating financial information, and approving loans to support business growth while ensuring minimal risk exposure for the company. Responsibilities: Review and analyze loan requests, assessing the financial health and creditworthiness of applicants. Evaluate business financial statements, credit reports, and other relevant data to determine loan eligibility. Approve or deny loan applications based on thorough analysis and established lending criteria. Ensure compliance with company policies, industry regulations, and legal requirements throughout the underwriting process. Prepare detailed underwriting reports and documentation to support loan decisions. Collaborate with sales and customer service teams to provide clear and accurate information regarding loan approvals and denials. Stay informed about industry trends, market conditions, and regulatory changes to maintain up-to-date underwriting practices. Provide guidance and support to junior underwriters, fostering a collaborative and knowledgeable team environment. Qualifications: Minimum of 5 years of experience in private loan underwriting, with a focus on cash advance or private lending for businesses. Strong understanding of financial statements, credit analysis, and risk assessment to make informed underwriting decisions. Exceptional attention to detail and analytical skills, ensuring accurate evaluations and minimal risk exposure. Proficiency in underwriting software and financial analysis tools to streamline the review process. Excellent communication and interpersonal skills, capable of conveying complex financial concepts to stakeholders. Proven ability to work independently and manage a high volume of loan requests efficiently. Strong organizational and time management skills, enabling the handling of multiple tasks and priorities. In-depth knowledge of industry regulations and compliance requirements, ensuring adherence to legal standards. Location: Jersey City, NJ Salary: $75K
    $75k yearly 60d+ ago
  • Underwriter

    Payarc LLC

    Underwriter job in Greenwich, CT

    We are a technology-driven company. We built our business with the purpose of empowering people and improving their organizations, one payment at a time. We started our journey by providing smart and simple payment processing tools and products but haven't stopped there. We are backed by a team of world-class experts and the best technology talent, and we are committed to helping more new businesses get started, increase the revenues of our customers, and bridge the gap between online merchants and payment solutions. Our mission is to give companies the tools they need to change the future of their business. Requirements Underwriter is responsible to review merchant accounts, analyze merchant financial and activity risk, ensure compliance with law and association rules, and other operational duties in the normal course of merchant acquiring business . Individual is responsible for the daily decisioning of merchant applications, reviewing applications received from agents and internal sales reps for business to accept credit and debit cards as payment of goods and services. Applications are reviewed to verify completeness of required documentation. Analyst has authority to make approval decisions within designated authority level. Responsibilities & Duties Review accounts submitted in accordance with regulatory merchant standard policies and sponsor bank's policy Periodically review existing merchants to ensure compliance with Underwriting Guidelines and risk standards Present risk mitigation techniques to minimize financial loss exposure to the Bank when creating and/or approving proposed risk structures for a merchant account Work with underwriters at sponsor banks and risk managers to manage the risk structure imposed on accounts Independently make credit risk decisions for approval, credit holds or declines of merchant applications Communicate underwriting approval and declines decisions effectively in both verbal and written communication Analyze credit and financial statements Credit authority of $100,000 Perform quality controls on submitted merchant applications Track and manage workflow of all pending accounts weekly Perform other duties and projects as assigned Provide operational assistance as needed when a merchant needs to be added to the watchlist, limits change and account closure Provide various reporting to management Other duties as assigned Skills/Competencies Excellent analytical skills, strong attention to detail Ability to function in a fast-paced, changing environment with multiple priorities Detail oriented and must have the ability to prioritize all tasks appropriately Sense of ownership and pride in your performance and its impact on company's success Team player Highly proficient verbal and written communication skills Strong technical aptitude and willingness to learn Strong interpersonal skills for interacting effectively with key internal and external contacts Judgment and resourcefulness to solve problems independently Qualifications / Experience Required +6 months of relevant experience Experience underwriting merchant services accounts preferred Advanced computer skills and proficient in Microsoft Office Possess knowledge of the acquiring credit card business with respect to industry trends, business risk factors, merchant signing requirements and other operational procedures associated with booking merchants Education Requirements Bachelor's degree preferred PM22 Salary Description Starting at $70,000
    $70k yearly 21d ago
  • Credit Risk Underwriter

    Jeeves

    Underwriter job in Bogota, NJ

    Jeeves is a groundbreaking financial operating system built for global businesses that provides corporate cards, cross-border payments, and spend management software within one unified platform. The company operates across 20+ countries including Brazil, Canada, Colombia, Mexico, the United Kingdom, across Europe, and the United States, and serves over 5,000 clients ranging from venture-backed startups to SMBs around the world. With a mission to empower businesses with more efficient and cost-effective financial solutions worldwide, Jeeves combines cutting-edge financial technology with exceptional team expertise to transform the business financial landscape. Jeeves has been recognized as one of The Information's 50 Most Promising Startups in 2023, as well as a Y Combinator Top Company 2021-2023 and won "Fintech of the Year" at the European Fintech Awards. Since graduating from Y Combinator in 2020, Jeeves has successfully raised over $380 million and is backed by top world-class investors including Andreessen Horowitz, Y Combinator, CRV, Tencent, Stanford University, Clocktower Ventures, and founders of more than 15 unicorns including David Velez (Nubank), Carlos Garcia (Kavak) and Sebastián Mejía (Rappi). We are looking for a seasoned Credit Underwriter to join our team, focusing on supporting the expansion of Jeeves' global credit portfolio within the Colombian market. In this role, you will be responsible for commercial credit underwriting, leveraging cutting-edge models and alternative data to assess risk and structure deals for businesses of various scales. A key part of your contribution will involve continuously enhancing our underwriting policies and processes to ensure risk assessment quality while improving efficiency. You will combine local market expertise with advanced underwriting practices to ensure robust risk assessment and portfolio health. As a global organization, Jeeves is committed to building a team as diverse as the companies we serve. Jeeves is a global company and English is the language we use internally to communicate between regions therefore, fluency in English is required for this position. Location: This role is based out of Bogotá, Colombia, and is a full-time hybrid position where it is required to come into our office in the Parque de la 93 area (2-3 days/week). #LI-HYBRID Job Responsibilities: * Responsible for underwriting commercial loans for new and existing customers leveraging provided software cutting-edge models and alternative data to assess businesses of various scales. * Conduct in-depth analysis of financial statements (Balance Sheet, P&L, Cash Flow) to determine debt service capacity, leverage, and liquidity positions. * Prepare comprehensive credit memos and present recommendations to the Credit Committee, clearly articulating key risks, mitigants, and structuring rationales. * Structure complex credit facilities, including recommending appropriate covenants, collateral requirements, and terms that align with the borrower's risk profile Assists team members in evaluating new data sources in Colombia. * Provide input for improving efficiency for the underwriting team. * Establishes rapport; maintains and grows important relationship within the portfolio. Requirements: * 5+ years in credit underwriting, with experience in commercial credit risk in the Colombian market. * Solid understanding of the Colombian regulatory landscape (e.g., SARLAFT) and legal frameworks regarding commercial lending, guarantees, and collateral enforcement. * Expertise working with local credit bureaus (e.g., DataCrédito, TransUnion) and interpreting local tax/legal documents (Rut, Cámara de Comercio, Declaración de Renta). * Advanced proficiency in financial modeling and 'spreading' financial statements; ability to reconstruct cash flows from raw data. * Understanding of how risk models operate and how to explain components of underwriting assessment. * Must have the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower's ability to repay loans. * Demonstrated ability to work well with internal sales teams and balance need for prudent underwriting and following guidelines with a mindset and bias to enable growth. * Experience with corporate credit cards, payments, lending, or related industries. * Intellectual curiosity. * Excellent written and verbal communication skills conducted in English. * Strong interpersonal skills to develop and maintain internal and external relationships within their portfolio. * Experience in high growth startups preferred. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
    $52k-89k yearly est. 23d ago
  • Underwriter

    Crump Group, Inc. 3.7company rating

    Underwriter job in Garden City, NY

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description: Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established CRC procedures. Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Carrier Partners. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Meet or exceed production goals as assigned by manager. 2. Underwrite new and renewal business. 3. Supervise a multi-person team ensuring all pertinent information is communicated. 4. Develop and maintain excellent relationships with clients. 5. Market all products and services to clients. 6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business. 7. Approve and disapprove endorsement requests according to internal and Company guidelines. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success. 10. Review and handle policy servicing requests (endorsement, audits, Company requests, Certificates, Premium Finance Notices and Cancellations, etc.) appropriately. 11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions. 12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external. 13. Maintain necessary licenses to produce business. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree or appropriate insurance designation 2. Three years of experience in production and marketing of new accounts 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and analyze necessary components of insurance policies 5. Ability to understand the client's needs and have knowledge of the risk exposures associated 6. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies 7. Must have knowledge of commercial multi-line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an excellent working relationship with agencies 10. Provide necessary instruction to underwriting support staff 11. Exercise discretion in making decisions 12. Leadership and team playing skills 13. Maintain current knowledge of the insurance industry 14. Good written and verbal skills 15. Maintain travel schedule depending on the needs of clients, Agents, and new business 16. Ability to work extended hours when necessary The annual base salary for this position is $60,000.00 - $65,000.00. General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $60k-65k yearly Auto-Apply 13d ago
  • National Accounts Strategic Underwriter

    Elevance Health

    Underwriter job in New York, NY

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. How You Will Make an Impact Primary duties may include, but are not limited to: * Create competitive, financially sound proposals for business growth and renewals. * Collaborate on RFPs. * Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. * Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. Minimum Requirements: Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. Preferred Skills, Capabilities, and Experiences: * ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Exempt Workshift: Job Family: UND > Analysis Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $105.5k-180.9k yearly 7d ago
  • Insurance Underwriters

    Mercor

    Underwriter job in New York, NY

    Job Description Mercor is seeking experienced insurance underwriting professionals to collaborate with a technology-driven risk analytics partner. Freelancers will support the development and evaluation of automated insurance workflows, contributing expert insight to improve AI systems handling underwriting, risk assessment, and rating logic. This opportunity is ideal for professionals with property and casualty underwriting experience looking to apply their knowledge in a forward-looking, project-based environment. Key Responsibilities Evaluate application data, loss history, and third-party reports (e.g., CLUE, MVR, LexisNexis) to determine underwriting acceptability. Calculate insurance premiums using ISO manuals, class codes, and company-specific rating algorithms. Analyze historical claims to assess loss trends and calculate loss ratios against industry benchmarks. Draft policy terms and compile coverage documents including endorsements and declarations. Review referred cases and provide documented decisions with clear rationale and risk treatment recommendations. Ideal Qualifications 5+ years in commercial or personal lines underwriting, preferably with experience using platforms like Guidewire or Duck Creek. Familiarity with ISO classification codes, rating manuals, and policy forms. Strong attention to detail and ability to assess risk across various data inputs. Proven track record of working with multi-line policies (property, auto, general liability). Experience reviewing and interpreting third-party reports (CLUE, MVR, LexisNexis, etc.). More About the Opportunity Remote and asynchronous - control your own work schedule Expected commitment: min 30 hours/week Project duration: ~6 weeks Compensation & Contract Terms $50-80/hour Independent contractor arrangement Paid weekly via Stripe Connect Application Process Submit your resume followed by domain expertise interview and short form About Mercor Mercor is a talent marketplace that connects top experts with leading AI labs and research organizations. Our investors include Benchmark, General Catalyst, Adam D'Angelo, Larry Summers, and Jack Dorsey. Thousands of professionals across domains like law, creatives, engineering, and research have joined Mercor to work on frontier projects shaping the next era of AI
    $50-80 hourly 28d ago

Learn more about underwriter jobs

How much does an underwriter earn in Hackensack, NJ?

The average underwriter in Hackensack, NJ earns between $41,000 and $113,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Hackensack, NJ

$68,000

What are the biggest employers of Underwriters in Hackensack, NJ?

The biggest employers of Underwriters in Hackensack, NJ are:
  1. Colonial Surety Company
  2. Jeeves
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