Post job

Underwriter vs quality control auditor

The differences between underwriters and quality control auditors can be seen in a few details. Each job has different responsibilities and duties. Additionally, an underwriter has an average salary of $61,751, which is higher than the $35,806 average annual salary of a quality control auditor.

The top three skills for an underwriter include customer service, investor guidelines and mortgage loans. The most important skills for a quality control auditor are quality control audits, quality checks, and FHA.

Underwriter vs quality control auditor overview

UnderwriterQuality Control Auditor
Yearly salary$61,751$35,806
Hourly rate$29.69$17.21
Growth rate-4%6%
Number of jobs8,51098,389
Job satisfaction3-
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 47%
Average age4444
Years of experience--

What does an underwriter do?

An underwriter's duties depend on the line of work or industry involved, such as mortgage companies, insurance, or lending firms. However, an Underwriter's responsibility will mainly revolve around using their extensive expertise on how a company will achieve financial gains, and assessing the possible financial risks of a client by reviewing various aspects to determine their capacity to uphold monetary obligations. Most of the time, the Underwriter's tasks will also involve evaluating a client's credit history, health, assets, overall financial history.

What does a quality control auditor do?

A quality control auditor is in charge of auditing and evaluating quality control procedures to ensure operations adhere to company standards and budgets. Most quality control auditors work in manufacturing companies or warehouses where their responsibilities include conducting research and analysis to develop test structures for quality control, reviewing documentation and specifications, monitoring the performance of the workforce, performing risk assessments, and maintaining records. There are also times when a quality control auditor develops reports and presents them to managers, along with recommendations against vulnerable areas.

Underwriter vs quality control auditor salary

Underwriters and quality control auditors have different pay scales, as shown below.

UnderwriterQuality Control Auditor
Average salary$61,751$35,806
Salary rangeBetween $39,000 And $96,000Between $24,000 And $53,000
Highest paying CityBoston, MAPaterson, NJ
Highest paying stateMassachusettsNew Jersey
Best paying companyGoogleStifel Financial
Best paying industryManufacturingFinance

Differences between underwriter and quality control auditor education

There are a few differences between an underwriter and a quality control auditor in terms of educational background:

UnderwriterQuality Control Auditor
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 47%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Underwriter vs quality control auditor demographics

Here are the differences between underwriters' and quality control auditors' demographics:

UnderwriterQuality Control Auditor
Average age4444
Gender ratioMale, 38.4% Female, 61.6%Male, 42.3% Female, 57.7%
Race ratioBlack or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.6% Asian, 5.6% White, 72.7% American Indian and Alaska Native, 0.4%Black or African American, 8.5% Unknown, 4.0% Hispanic or Latino, 10.9% Asian, 12.2% White, 64.0% American Indian and Alaska Native, 0.5%
LGBT Percentage9%7%

Differences between underwriter and quality control auditor duties and responsibilities

Underwriter example responsibilities.

  • Attain Jr. underwriter status and AUS underwriting authority.
  • Manage AUS findings and analyze approvals and results accordingly.
  • Complete initial review of appraisals, borrower credit documents, and DU/LP findings according to Fannie Mae and investor guidelines.
  • Research and develop SBA program.
  • Work on project putting together HPR policy.
  • Resolve issues preventing final disposition of REO properties.
  • Show more

Quality control auditor example responsibilities.

  • Manage the collection, analysis and verification of managerial payroll information to detect fraud and/or unethical practices.
  • Conduct internal analysis /inspection to evaluate ISO and NEMA compliance.
  • Ensure facility-wide compliance to FDA and ISO quality process regulations.
  • Inspect vendors, contractor sites, control procedures, and processes ensuring compliance with applicable GMP regulations and procedures.
  • Perform routine production line GMP audits to ensure that all workers are in strict compliance with regards to food safety regulations.
  • Assist LIMS system administrator with implementation and troubleshooting.
  • Show more

Underwriter vs quality control auditor skills

Common underwriter skills
  • Customer Service, 11%
  • Investor Guidelines, 6%
  • Mortgage Loans, 5%
  • Underwriting Guidelines, 5%
  • Financial Statements, 4%
  • FHA, 3%
Common quality control auditor skills
  • Quality Control Audits, 11%
  • Quality Checks, 9%
  • FHA, 5%
  • Va, 5%
  • USDA, 4%
  • ISO, 4%

Browse business and financial jobs