Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
The Group Underwriter II (Stop Loss) is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits.
How You Will Make an Impact
Primary duties may include, but are not limited to:
* Calculates stop loss rates for group cases based on analysis of group's experience, industry and demographics.
* Prepares post-sale reviews.
Minimum Requirements:
Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background.
Preferred Skills, Capabilities, and Experiences:
* CPCU, CLU, LOMA, HIAA or other insurance related courses preferred.
* Stop Loss underwriting experience preferred
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $61,404 to $105,264.
Locations: California, Colorado, District of Columbia (Washington, DC), Maryland, New York, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
$61.4k-105.3k yearly Auto-Apply 60d+ ago
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Middle Market Field Underwriter
The Jacobson Group 4.9
Underwriter job in Washington, DC
The Middle Market Field Underwriter represents the company within a defined territory of agencies, managing and servicing a profitable renewal book of commercial lines business using the highest level of technical underwriting ability. The role conducts territory planning, performance analysis and agency management to maximize production, profit and retention. This role also leads the analysis of new business opportunities from exposure, pricing, service and sales perspectives, drives collaboration meetings with independent agents and coaches less experienced field underwriters while mentoring agencies.
Responsibilities:
Underwrite and manage a commercial lines book of business for the assigned territory.
Represent the company, build strong relationships, and manage the book of business to attain profit and revenue objectives.
Act as the key contact for specified agencies, leading agency business planning and account inventory management.
Build an account inventory of new business well in advance of expiration dates to achieve profit and revenue objectives.
Coordinate monthly renewal strategy discussions with the underwriting and services team for individual renewals.
Discuss new accounts in the pipeline consistently, review opportunities, determine the best approach and establish an underwriting relationship with policyholders.
Underwrite and collaborate on new and renewal commercial lines accounts, pre-qualify customers and lead the account team to analyze new business opportunities.
Coordinate collaboration meetings on large, more complex accounts in accordance with company guidelines.
Evaluate exposures to loss, determine pricing, and accept or reject accounts based on the company's underwriting guidelines.
Make risk acceptability and pricing decisions throughout the policy life cycle.
Document underwriting decisions and maintain supporting information in accordance with audit standards.
Complete the account summary document, record account details, complete and share a post-mortems on accounts that are not acquired to improve sales acumen and competitive intelligence.
Review, approve or decline underwriting authority referrals from junior field underwriters or managers, and engage in the state planning process, including rate review process and annual projections.
Serve as the account steward to ensure commitments on accounts are fulfilled and drive standard scheduled periodic communication with policyholders.
Establish and maintain effective communication regarding underwriting procedures, practices, growth and profit goals, state and territory issues and regulations, industry activity and trends, and agency relations.
Review quality assurance audits, participate in underwriting procedures and submit recommendations to improve department results, including coverage, pricing or competitive issues.
Travel as needed, including regular utilization of the assigned fleet vehicle to cover the territory, which may involve traveling on short notice or other daily driving duties as assigned.
Requirements:
8+ years of property and casualty commercial underwriting experience
Bachelor's degree in business or related discipline and/or commensurate work experience
Valid driver's license and a driving record that conforms to company standards
Contact:
Sal Monteleone
******************************
$67k-100k yearly est. Easy Apply 29d ago
FHA MAP Underwriter
Zentech Consulting 3.9
Underwriter job in Silver Spring, MD
Our client, one of the top affordable housing lenders and investors nationwide, has a unique opportunity for a FHA MAP Underwriter with a strong focus on affordable transactions and 3-5 years' experience to join their growing FHA platform.
Job Description
The MAP Underwriter will be primarily responsible for underwriting and submitting assigned financing applications to the Department of Housing and Urban Development (HUD) in accordance with its MAP Guide, related HUD guidelines, Bank procedures and regulatory guidelines. They will also be responsible for assisting with the preliminary screening of new deals coming into the bank.
Qualifications
Deal Structuring: The Underwriter should understand the use of FHA with LIHTC equity, tax-exempt bond financing, and subordinate financing.
Economic Feasibility Analysis: This includes all components of net operating income (NOI), proposed cost estimates and anticipated lease-up, as applicable. Candidate should have a working knowledge of affordable housing programs including LIHTC, HOME, RAD, HAP contracts and vouchers, ability to research and understand other federal and state programs and apply appropriately to FHA MAP lending guidelines. In addition, the underwriter should be able to understand and apply guidelines related to tax abatement programs and ground leases typical in the affordable housing arena.
Appraisal Analysis and Review: The Underwriter will participate in the process of selecting and working with approved third-party appraisers. They will be responsible for review of the appraisal and related forms and for working with the appraiser to develop an accurate final appraisal.
PCNA/AEC Review/Environmental: The Underwriter will participate in the selection process and work with the third-party toward a final product that meets all HUD guidelines and accurately reflects the transaction.
Mortgage Credit Analysis: Utilizing HUD application documents and other Bank information, Underwriter must be able to analyze credit documentation, including REO schedules, to determine ownership structure and Active Principals, credit worthiness as well as capacity issues and other risks/mitigates to HUD and BANA. The Underwriter should understand the analysis required of LIHTC investors in affordable transactions as well as how to analyze non-profit financial statements and review non-profits.
Underwriter's Narrative, Site Visit, Concept Meeting and HUD Forms: Underwriter is responsible, in conjunction with other team members, for completing the Underwriter's Narrative and required HUD forms pursuant to HUD guidelines. Underwriter is also responsible for conducting the site inspection and if applicable, preparing a concept meeting package and attending concept meeting with Borrower.
Primary contact for HUD on a transaction basis: The Underwriter will serve as the primary HUD contact maintaining a positive relationship throughout.
Facilitate Closing, as needed: Work closely with third-party closer/servicer, attorneys and HUD to facilitate closing.
Travel required for site inspections, conferences, and meetings (20%)
EDUCATION/ EXPERIENCE
MAP Certified (LEAN not required)
3 -5 years of FHA lending experience or equivalent including affordable housing lending
B.S./Master's degree in Accounting, Finance, Economics, Real Estate or other related field
Additional Information
All your information will be kept confidential according to EEO guidelines.
$65k-100k yearly est. 60d+ ago
Entry Level Underwriter
HCI 4.6
Underwriter job in Ellicott City, MD
About Us
HCIactive is a rapidly growing InsureTech company transforming how insurance products are built, underwritten, and delivered. We combine cutting-edge technology with deep industry expertise to streamline underwriting processes and enhance client experiences across multiple lines of business.
We're currently seeking an Entry-Level Underwriter with a background in Actuarial Science who is interested in applying their analytical skills in a dynamic, client-facing role-without pursuing a traditional actuarial career path. This position offers the opportunity to collaborate directly with both our Implementation and Sales teams, playing a key role in helping bring new insurance products to market and supporting business growth.
What You'll Do
Support underwriting operations by reviewing submissions, verifying data, and applying basic risk assessment principles.
Collaborate with the Implementation team to set up underwriting rules, configure decision logic, and onboard new products or clients.
Partner with the Sales team to assess new opportunities, assist with quoting processes, and help craft client-specific solutions.
Interpret actuarial models and data outputs to inform underwriting decisions and guide product customization.
Contribute to documentation of underwriting guidelines, process improvements, and internal training materials.
Communicate with clients, brokers, and internal stakeholders to clarify requirements, resolve issues, and ensure smooth implementation.
Work in internal platforms (CRM, underwriting tools, product configurators) to manage workflows and track client progress.
What We're Looking For
Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field.
Strong analytical skills and a foundational understanding of insurance principles and risk evaluation.
Interest in insurance and technology, but not necessarily pursuing actuarial exams or a traditional actuarial career.
Excellent communication skills and the ability to explain technical concepts to non-technical audiences.
Detail-oriented with strong organizational and multitasking abilities.
Collaborative mindset and ability to work across functions in a fast-paced startup environment.
Familiarity with Excel and data tools; bonus points for any experience with underwriting software or SaaS platforms.
Why Join Us?
Unique opportunity for those with an actuarial background who want to explore a different path in the insurance ecosystem.
Work alongside experts in underwriting, product, and sales to deliver innovative insurance solutions.
Gain hands-on experience in an evolving field at the intersection of insurance and technology.
Competitive compensation, benefits, and flexible work arrangements.
A supportive, mission-driven team that values curiosity, learning, and collaboration.
Various health insurance options (health, dental, vision)
401k plus company match
Various supplemental plans
Opportunities for advancement
Join us as we reshape the future of insurance through smart technology, better risk insight, and customer-centric solutions. If you're curious, driven, and ready to start your career in insurance and tech, we'd love to meet you.
$61k-95k yearly est. 60d+ ago
Agency Underwriter - Affordable/Conventional
Northmarq 4.4
Underwriter job in Washington, DC
Job Description
At Northmarq, you can be part of something special. Northmarq is a unique capital markets resource for commercial real estate investors, providing our clients access to experts in debt, equity, investment sales, loan servicing, and fund management. We offer you a career path with best-in-class training, and we foster inclusive teams committed to collaboration, mentoring, and growth. At Northmarq, we will help you unlock your potential - whether you are an industry veteran or you're just getting started. Your new career is waiting. Start something special today.
Northmarq was voted by Real Estate Forum as one of The Best Places to Work in Commercial Real Estate!
Northmarq is seeking an experienced Underwriter with affordable experience to join our Agency team. This individual will play a key role in managing various aspects of the loan process, from application to closing. Responsibilities include providing analysis related to underwriting, due diligence, evaluating property and market data, and preparing comprehensive transaction narratives. The candidate will work closely with a diverse group including Production, Borrowers, Freddie Mac/Fannie Mae personnel, legal counsel, vendors, and asset management. This position requires a strong analytical mindset, exceptional attention to detail, excellent written and verbal communication skills, and a commitment to delivering top-tier customer service while upholding quality control standards.
*This position is an in-office position, with an immediate start date.
Position Responsibilities:
Review prescreen packages for Affordable deals before they are submitted to the Freddie Mac TAH and Fannie Mae MAH team for a quote
Prepare or review underwriting template and narratives summarizing the loan structure, transaction strengths and identified risks, and present the final package for internal and Agency approval. Ensure the underwriting package meets Agency requirements
Analyze operating history, budget, property rent roll, and other financial information to verify the proforma and loan request aligns with Agency's quote and guidelines
Review Borrower structure to identify all appropriate parties to complete mortgage credit due diligence, and complete an org chart to meet Agency requirements
Review and analyze the Key Borrower Principal's real estate schedule, financial statements, and other due diligence documents to ensure compliance with Agency requirements
Review third-party reports to ensure compliance with Agency guidelines (appraisal, environmental, engineering, zoning, etc.)
Monitor transaction status to manage Production and Borrower expectations and anticipate, avoid, or solve any potential transaction-related problems
Coordinate with the internal insurance team and Agency to obtain insurance approval, including waiver approval, if necessary
Coordinate the closing of the transaction between Production, attorneys, and the title company on Freddie Mac transactions
Participate in calls with Production and Borrower and/or legal to discuss transaction details, issues, and borrower structure.
Conduct site visits with the Borrower, Production, and consultants, as needed.
Draft Application and Commitment Letters, Rate Lock Agreements/Trade Authorizations
Assist in final loan package delivery or pre-purchase matters.
Keep apprised of shifts in the commercial real estate world, including Agency credit parameters and requirements.
What We're Looking For:
3-5 years of Agency Underwriting experience, including Fannie MAH and Freddie TAH transactions
Knowledge of Agency program requirements
Bachelor's degree in Real Estate Finance, Accounting, Business Administration, or a related field
Strong organizational skills with the ability to handle multiple assignments while meeting deadlines
Client service-oriented mindset with excellent problem-solving abilities. Ability to manage/underwrite multiple transactions at once
Demonstrated work ethic and willingness to work extended hours when necessary
Excellent written and verbal communication skills
High level of integrity, confidentiality, and professionalism
Strong computer knowledge with Microsoft Office applications, in particular Word, Excel, and Adobe. Salesforce proficiency is a plus
Ability to travel for site inspections, as required
Northmarq offers a highly competitive benefits package including: medical, dental, vision, paid time off, 401K match and an annual discretionary contribution based on business performance, paid parental leave and adoption assistance, education assistance, volunteer paid time off, charitable contribution match and so much more!
Washington DC Residents: Northmarq carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The salary range for the Agency Underwriter - Affordable/Conventional position is $93,000.00 annually or [$44.71 per hour] to $120,000.00 annually [or $57.69 per hour]. This range is a good faith estimate and the actual compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience.
#LI-Onsite #LI-SY1
$93k-120k yearly 21d ago
Underwriter
Atlantic Coast Mortgage 3.7
Underwriter job in Fairfax, VA
Job Responsibilities include, but are not limited to:
Underwrites FHA/VA and Conventional loan applications ensuring adherence to Company and investor credit quality standards
Maintain ACM mandated turn times for new reviews and conditions
Analyzes mortgage loan files, which includes customer's application, income documentation, appraisal and title reports, to ensure compliance with the company's policies, as well as, state and federal regulations
Analyzes loan attributes and documentation for soundness and accuracy
Analyzes loan applications to identify any risk issues
Evaluates overall income, credit and equity of each loan application
Ensures all required documentation have been received and completed for the loan process approval
Determines the amount of loan to be approved when all criteria for underwriting have been met. Makes recommendation for loan approval
Supports Loan Officers during the qualification process and for turndown decisions.
Provides support to Loan Officers and Processors regarding questions and/or clarification of inquiries, loan files, and underwriting guidelines
Ensures timely review and follow-up steps in order to meet and exceed customer's expectations
Keeps up-to-date on investor and regulatory policies, procedures and changes that affect mortgage underwriting
Communicates with team members and management on outstanding requirements and conditions, as well as, the status of each loan application
Analyzes appraisals (including FHA, under DE program, SAR under VA program and Portfolio Jumbo). Reviews the fee appraiser's reports for completeness and conformity with industry-accepted appraisal practices and techniques as well as all other Federal Housing Administration (FHA) and Veterans Administration (VA) requirements. Determines the reasonable value of the property and any conditions which must be met prior to VA guaranty of the loan
Knowledge of FHA Streamline and VA IRRLS
Job Requirements:
The candidate should be oriented toward a deal driven environment and capable of managing multiple transactions simultaneously under tight time pressure. Has thorough knowledge of all GSE underwriting requirements
Possesses strong understanding of the operational responsibilities involved in the purchase and transfer of whole loan assets as it pertains to credit quality
Skilled in negotiating issues and resolving problems
Skilled in effective verbal and written communications, including active listening, and presenting findings and recommendations
Ability to establish and maintain working relationships with co-workers, staff and external contacts, and to work effectively in a professional team environment
Qualifications:
FHA DE Designation (CHUMS#)
VA SAR/LAP
USDA/VHDA experience a plus
A minimum of 3 years FHA/VAUnderwriting experience
Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector
Thorough knowledge and understanding of all federal and state guidelines
Ability to read, analyze and interpret technical procedures and government regulations
Superior internal and external customer service skills
Exceptional written and verbal communication skills
Exceptional organizational skills
Ability to work independently and be a team player
Exceptional attention to details
Must be proactive and reliable
Proficient computer skills including Microsoft Office
Proficiency in paperless loan underwriting
Strong sense of urgency to meet deadlines
$39k-74k yearly est. 11d ago
Project Finance Underwriter
Ryde Technologies
Underwriter job in Arlington, VA
We are looking for a Project Finance Underwriter to join our team.
Responsibilities
Evaluate the risks and long-term cash flows of large-scale projects, with repayment analysis focused on the project's success and its own generated revenues, not just a single asset or the borrower's broader balance sheet.
Conduct and evaluate comprehensive Credit Assessments for project finance opportunities, including infrastructure, energy, public-private partnerships (P3), and other complex, multi-party projects.
Analyze and underwrite new and existing project finance transactions, applying strong financial modeling skills for cash flow projections, scenario analysis, and risk identification across the full project lifecycle.
Support the project finance team with expertise in structuring, analysis, and credit documentation for project-based lending, including creation and review of term sheets, covenants, and risk mitigants tailored to project finance structures.
Qualifications
Bachelor's Degree in Business, Finance, Economics, or a related field.
5-10+ years of experience in Commercial Lending and Credit Analysis
Strong analytical and communication skills.
Experience in risk assessment and credit analysis for large-scale industrial loans.
Proficiency in financial statement spreading, preparation of projections, and trailing twelve-month analysis.
Completion of a credit training program.
Ability to obtain and maintain necessary security clearances.
Proficiency in Microsoft Office Suite (2016 or later).
Ability to travel to Crystal City, Virginia, and other U.S. locations as needed.
Additional Requirements
Must sign a Non-Disclosure Agreement within five business days of award or onboarding.
Ability to work in a high-paced team environment, multitasking effectively.
Strong financial modeling skills, ability to structure, perform due diligence, document, and close complex transactions.
EEO Compliance:
Ryde is an Equal Employment Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by law. Ryde will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.
$49k-85k yearly est. 37d ago
Underwriter
Temple View Capital
Underwriter job in Bethesda, MD
We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning BPL mortgage loan files to join our existing underwriting team. In this role, the Underwriter joins a team front line for our deal assessment and risk analysis-including but not limited to: credit assessment, borrower entity compliance, guarantor experience verification, data validation, and collateral analysis. TVC offers specialized programs for real estate investor clients requires an understanding of multiple program guidelines. The Underwriter must be able to keenly understand and reference guideline differences and apply appropriate guidelines to individual clients and loans. If you possess exceptional attention to detail, the ability to make sound and independent decisions, and the ability to self-manage a personal pipeline, we want you on our team. You should a have specific knowledge of the principal approaches to underwriting; Ideal candidates will have direct experience in the business purpose loan sector. You will work as part of a highly curated team responsible for development and maintenance of TVC's underwriting infrastructure and collaborating with Temple View Capital's Credit Risk, Valuations, Rehab/Construction, Legal, Sales/Processing, and Closing Departments.
This opportunity offers a competitive compensation and benefits package. If you are a skilled residential property appraiser or valuations specialist looking to join a successful and expanding mortgage originator, we welcome hearing from you.
Responsibilities / Essential Job Duties
Evaluate/underwrite individual BPL mortgage loan files for qualification against various product guidelines
Support a quality borrower/client experience using business history, appraisals, credit reports, asset statements, entity documentation and title documents, to accurately and quickly decision files
Work closely with our processing team to review and clear all underwriting conditions to obtain a clear to close
Push a daily pipeline of working files though origination milestones to completion
Act as a resource of underwriting expertise to support our other TVC departments, particularly Sales, Processing, and Valuations teams
Develop a strong working knowledge of all TVC loan programs and guidelines
Assess LTV's and other relevant ratios as they relate to deal analysis
Perform common sense research related to collateral value, client performance history, or other atypical scenarios as they arise
Collaborate with all of TVC's team members as needed to make sound business decisions for every client
Perform other duties as assigned to contribute to a best in class client experience
Competencies/Skills
Ability to meet established productivity standards while maintaining high quality file reviews
Multi-tasking proficiency to manage immediate tasks along with a pipeline of various file types
Excellent organization and computer skills, strong working knowledge of MS office (particularly Excel)
Excellent written and oral communication skills and ability to work efficiently and collaboratively with other departments
Motivated and organized self-starter with strong attention to detail
Ability to exercise sound, independent judgement, reliable, and strong team player
Comfortable working under pressure to balance production timelines with individual client needs
Education and Experience
Bachelor's degree preferred; Will also consider candidates with exceptional BPL mortgage experience
Two to five years' experience as a residential mortgage underwriter preferred, but not required; may be offset by education and applicable training and experience
Knowledge of mortgage underwriting concepts, best practices, and procedures
About the Company
Company website: ******************************
Benefits
Salary: $80,000 - $90,000 pending experience, qualifications, and location
Supplemental Pay:
Discretionary annual bonus
Benefits (waiting period may apply):
401(k) with matching
Health insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Flexible schedule
Paid time off
Schedule:
Full time
Monday to Friday 9AM - 6PM
Work Location:
Bethesda, MD or hybird (2-3 days a week in the office)
EEO Statement
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.
$80k-90k yearly 60d+ ago
Field Underwriter - Commission Driven
New Freedom Financial
Underwriter job in Bowie, MD
New Freedom Financial is a family-driven, vision-first agency backed by a major national carrier. We combine modern tech, AI-assisted systems, and human connection to change how families protect their future. Our mission is simple: serve people and leave them better than we found them.
Why this role is different
This isn't a corporate seat - it's a pathway to ownership. You'll build your own business & develop a book of business, lead a team, and scale your income based on performance. No cold calls. No chasing. You'll work warm, qualified clients who've already requested help.
What you'll do
Master our systems and product suite to deliver first-class client experiences.
Follow up with warm leads and prior client inquiries (we provide high-quality leads).
Meet clients virtually (Zoom / phone) and guide them through the protections that build generational wealth.
Manage your client communication and relationship lifecycle.
Build a personal brand and scale your book - recruit and lead a team when ready.
Hit performance goals to unlock promotions, leadership roles, and revenue-share opportunities.
Maintain licensing, contracting, and compliance for your market.
Attend weekly virtual training and leadership development.
Requirements
Reliable phone, data, and Wi-Fi.
Must pass background check and carrier contracting.
Active Life & Health license, or willingness to get licensed (we'll help you in 7-10 days).
Who you are
You want to build and own something - not just collect a paycheck.
Entrepreneurial mindset: you plan, execute, iterate, and refuse to be average.
Strong communicator - phone and video-first comfort.
Organized, self-motivated, and tech-savvy.
Preferably 2+ years in sales, service, or business ownership - but grit and results matter more.
Benefits
Compensation & growth
Uncapped commission structure + performance bonuses and incentives.
Clear path to leadership / territory ownership / revenue-share for top performers.
Many of our highest-performing partners create a significant, scalable income by building teams and recurring revenue streams.
100% Commission
Perks
Remote, flexible schedule (evenings/weekends as client needs require).
Comprehensive training and a proven playbook to build your business.
Annual all-expense-paid trips for top producers.
Discounted health and life coverage options.
Leadership development and agent-to-owner transition support.
$46k-80k yearly est. Auto-Apply 19d ago
Case Underwriter II
Trustmark 4.6
Underwriter job in Washington, DC
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
Trustmark is looking for a Case Underwriter to join the organization.
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium.
+ Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk.
+ Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases.
+ Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions.
+ Understands non-standard broker arrangements and enrollment company strengths and weaknesses.
+ Identifies elements of a successful enrollment and makes recommendations that will create value.
+ Works with reinsurer on cases that require facultative review.
**Minimum Requirements**
+ Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$61,412.00 - $88,706.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
$61.4k-88.7k yearly 47d ago
National Accounts Strategic Underwriter
Elevance Health
Underwriter job in Washington, DC
Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities.
How You Will Make an Impact
Primary duties may include, but are not limited to:
* Create competitive, financially sound proposals for business growth and renewals.
* Collaborate on RFPs.
* Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation.
* Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements.
Minimum Requirements:
Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance.
Preferred Skills, Capabilities, and Experiences:
* ASA/FSA, CFA, or CEBS credentials preferred.
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864.
Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Job Level:
Non-Management Exempt
Workshift:
Job Family:
UND > Analysis
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
$105.5k-180.9k yearly 9d ago
Mortgage Protection Sales
Spieldenner Financial Group
Underwriter job in Frederick, MD
Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success.
Job Duties:
Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting
Qualifications:
We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position.
What We Do:
We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation.
We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income.
We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community!
What Sets us Apart:
We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work
If you feel this might be the home you have been looking for. Click APPLY!
Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results.
***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
$50k-79k yearly est. Auto-Apply 20d ago
Surety Bonds Commercial Underwriter - D.C. based
Questor Consultants, Inc.
Underwriter job in Washington, DC
Job DescriptionNational Insurance Carrier client is looking for an experienced Commercial Surety Underwriting professional for the Mid-Atlantic region. Will handle account type commercial surety underwriting accounts. This is an addition to staff, established territory, which is PA, MD, VA & DC area.
Prefer someone living in the territory or will consider someone looking to move to that region.
Please call for additional details.
$54k-84k yearly est. 12d ago
LEAN/MAP (HUD) Loan Underwriter
Nuvologic Consulting
Underwriter job in McLean, VA
NuvoLogic Consulting is a dynamic and rapidly growing management consulting firm based in Northern Virginia. We partner with public and private sector clients to deliver innovative, data-driven solutions. Our services include risk management; business analytics and data science to help management make insightful decisions; quantitative analysis developing financial and predictive models; internal controls, compliance and governance to ensure processes align with regulatory guidance; and process modernization to enhance, streamline and optimize processes.
As a small business, every team member plays a vital role in our success. We welcome inquisitive individuals who thrive in a collaborative, yet challenging environment and who are excited to work alongside other high-performing, solution-focused professionals.
At NuvoLogic, we foster a culture of active involvement, professional growth, and mentorship. We offer meaningful opportunities for learning and development, paired with competitive compensation and a collaborative work environment where your ideas are valued and encouraged. You'll have the chance to grow with us, take on new challenges, and be part of shaping our continued success. If you're a well-rounded, detail-oriented problem solver ready to make an impact, we invite you to bring your talents to NuvoLogic and do your best work here.
Job Description
The Loan Underwriting Analyst position will perform underwriting due diligence reviews of loans for residential care facilities, assisted living facilities, and skilled-nursing facilities in support of the U.S. Department of Housing and Urban Development's (HUD's) Office of Healthcare Programs.
Responsibilities
Review, analyze, or conduct underwriting due diligence for residential healthcare facilities to include review of:
Appraisals of residential healthcare facilities,
Physical condition reports of residential healthcare facilities,
Credit histories and determining credit worthiness of multifamily borrowers, operators, and/or management agents,
Financial statements of properties and participants,
Quality of care issues/professional liability insurance in residential healthcare facilities.
Review new and renewal loan applications to facilitate and ensure their compliance with HUD's lending guidance per the Multifamily handbook
Underwrite complex transactions with complicated borrower structures and unique property or market characteristics
Monitor a loan pipeline and promptly complete underwriting review of new loans and resubmittals
Work in a team environment with other underwriters and closers to contribute to overall processing goals
Work directly with lenders to ensure all loan documents are complete and shared in a timely manner
Communicate analysis and conclusions in verbal and written formats for both technical and non-technical audiences
Requirements
A bachelor's degree in finance, business or similar program
At least four years of FHA underwriting experience, with experience processing Residential Healthcare loans
Must be an approved MAP or LEAN Underwriter
Strong knowledge of real estate and mortgage finance terminology and concepts
Excellent analytical skills and technical writing skills (including grammar, editing, and proofreading skills to draft underwriting narratives and loan committee packages)
Ability to prioritize tasks with strong time management skills
Strong organizational skills
Work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
Organized and detail oriented
Critical thinking and problem-solving skills.
Accepting 1099 contractors
Benefits
Health Care Plan (Medical, Dental & Vision)
HSA, FSA, and Commuter Benefits
Life Insurance (Basic, Voluntary & AD&D)
Retirement Plan (401k, IRA)
Paid Time Off (Vacation, Sick & Public Holidays)
Short-Term & Long-Term Disability
Remote or Hybrid Work
$44k-69k yearly est. Auto-Apply 60d+ ago
Senior Commercial Underwriter
Burke & Herbert Bank 4.4
Underwriter job in Bethesda, MD
The Senior Commercial Underwriter shall perform financial analysis and risk assessment on Commercial & Industrial and Commercial Real Estate transactions. This independent analysis function is designed to provide an in-depth evaluation of the strengths and weaknesses in commercial loan requests that will assist management in determining if the overall risk in a credit request is acceptable to the Bank. In addition, this position may be asked to apply their financial analysis skills to assist other areas of credit risk management.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Prepare timely, high quality credit analysis and recommendations that accurately describe the transaction along with risk and mitigating factors associated with the loan request.
Prepare detailed analysis of historical property operations to make informed decisions about future performance.
Utilize financial spreading software as well as other financial analysis tools to evaluate borrower's cash flow and determine adequacy of the borrower's primary and secondary repayment sources.
For real estate transactions, in-depth understanding of property operating statements, leases, rent rolls, real estate schedules and the ability to perform detailed cash flow analysis using CRE templates. Ability to perform stress testing scenarios on construction projects and stabilized income producing real estate properties.
For C&I transactions, ability to understand cash flow cycles, conduct sensitivity analysis, evaluate Borrower's cash flow and its ability to provide adequate debt coverage for the proposed transactions as well as determine cushions of protections.
Research and investigate applicable market data using industry related tools such as Co Star and Vertical IQ.
Analyze third-party reports and appraisals. Determine and obtain missing files and/or missing documentation as needed to complete the assignment.
Experience in analyzing and interpreting all levels of financial statement quality.
Ability to analyze complex personal financial statements and personal tax returns of sponsors/guarantors as well as contingent debt.
Assign risk rating based on risk rating metrics and Bank loan policy.
Monitor and measure financial covenants as well as Borrower operating performance.
Assist with preparation of loan presentations for Executive and Board Loan Committees.
Perform routine annual reviews of relationships within loan portfolio.
Assist with training & mentoring of commercial underwriting team members.
Attend client meetings, as appropriate, to support underwriting request.
Other Duties
Complies with all policies and procedures as applied to the Bank's BSA/AML policy.
Perform other duties as assigned.
Skills/Abilities
High level of commercial loan underwriting expertise.
Extensive knowledge of spreading and analyzing financial statements.
Thorough understanding of financial accounting.
Knowledge of applicable local market.
Ability to work well under pressure and meet designated deadlines.
Full understanding of loan documentation and applicable regulatory requirements.
Excellent verbal and written communication skills.
Computer literate with proficiency in Microsoft Office applications.
Excellent organizational skills.
Strong analytical skills and attention to detail.
Ability to work independently while meeting processing standards for quality and quantity.
Experience with Financial Spreading software.
Experience with industry related tools (Vertical IQ & Co-Star preferred).
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary.
Travel
Travel may be required for this position.
Education and Experience
Bachelor's degree (preferred Finance, Accounting, or equivalent industry experience).
Formal Credit training or equivalent industry experience preferred.
Minimum five years of experience in commercial underwriting/analysis role required.
This position is classified as exempt, and as such it is paid on a salary basis. The pay range for this position is $80,000 to $130,000.
This position is classified as full-time and the benefits package includes health insurance, dental insurance, vision insurance. Employees may select from coverage options which range from employee only to family coverage. Full-time employees receive either Paid Time Off (PTO) or separate paid vacation and paid illness leave accrual. This is in addition to a paid holiday schedule, paid bereavement, and paid parental leave. Benefits also include company paid life insurance and paid long-term disability coverage. Our bank also offers a 401(k) with a company match.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Equal Employment Opportunity Employer/M/F/disability/protected veteran status. Equal Employment Opportunity Employer/M/F/disability/protected veteran status
$40k-50k yearly est. Auto-Apply 47d ago
Commercial Insurance Technology Underwriter
Travelers Insurance Company 4.4
Underwriter job in Chantilly, VA
**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
**Job Category**
Underwriting
**Compensation Overview**
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
**Salary Range**
$89,800.00 - $148,300.00
**Target Openings**
1
**What Is the Opportunity?**
Technology & Life Sciences offers a wide array of products to technology software and service providers, electronics manufacturing companies as well as medical technology and pharmaceutical companies. The Account Executive (AE), Technology will partner with agents and brokers to provide coverage for new and renewal business based on customers' needs. As an AE, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to assess risk and sell our products will contribute to the profitability and success of Travelers.
**What Will You Do?**
+ Manage the profitability, growth, and retention of an assigned book of business.
+ Underwrite and skillfully negotiate customer accounts to minimize risk and maximize profitability.
+ Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities.
+ Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings.
+ Identify and capture new business opportunities using consultative marketing and sales skills.
+ Develop and execute agency sales plans. Execute region/group sales plans.
+ Perform other duties as assigned.
**What Will Our Ideal Candidate Have?**
+ Bachelor's degree.
+ Three to five years of relevant underwriting experience with experience in commercial lines.
+ Knowledge of commercial lines products, the regulatory environment, and the local insurance market.
+ Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite.
+ Communication skills with the ability to successfully negotiate with agents and brokers.
+ CPCU designation.
**What is a Must Have?**
+ Two years of underwriting, claim, operations, risk assessment, actuarial, sales, product, or finance experience.
**What Is in It for You?**
+ **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
+ **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
+ **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
+ **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
+ **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
**Employment Practices**
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit ******************************************************** .
$22k-52k yearly est. 60d+ ago
FHA MAP Underwriter
Zentech Consulting 3.9
Underwriter job in Silver Spring, MD
Our client, one of the top affordable housing lenders and investors nationwide, has a unique opportunity for a FHA MAP Underwriter with a strong focus on affordable transactions and 3-5 years' experience to join their growing FHA platform.
Job Description
The MAP Underwriter will be primarily responsible for underwriting and submitting assigned financing applications to the Department of Housing and Urban Development (HUD) in accordance with its MAP Guide, related HUD guidelines, Bank procedures and regulatory guidelines. They will also be responsible for assisting with the preliminary screening of new deals coming into the bank.
Qualifications
Deal Structuring: The Underwriter should understand the use of FHA with LIHTC equity, tax-exempt bond financing, and subordinate financing.
Economic Feasibility Analysis: This includes all components of net operating income (NOI), proposed cost estimates and anticipated lease-up, as applicable. Candidate should have a working knowledge of affordable housing programs including LIHTC, HOME, RAD, HAP contracts and vouchers, ability to research and understand other federal and state programs and apply appropriately to FHA MAP lending guidelines. In addition, the underwriter should be able to understand and apply guidelines related to tax abatement programs and ground leases typical in the affordable housing arena.
Appraisal Analysis and Review: The Underwriter will participate in the process of selecting and working with approved third-party appraisers. They will be responsible for review of the appraisal and related forms and for working with the appraiser to develop an accurate final appraisal.
PCNA/AEC Review/Environmental: The Underwriter will participate in the selection process and work with the third-party toward a final product that meets all HUD guidelines and accurately reflects the transaction.
Mortgage Credit Analysis: Utilizing HUD application documents and other Bank information, Underwriter must be able to analyze credit documentation, including REO schedules, to determine ownership structure and Active Principals, credit worthiness as well as capacity issues and other risks/mitigates to HUD and BANA. The Underwriter should understand the analysis required of LIHTC investors in affordable transactions as well as how to analyze non-profit financial statements and review non-profits.
Underwriter's Narrative, Site Visit, Concept Meeting and HUD Forms: Underwriter is responsible, in conjunction with other team members, for completing the Underwriter's Narrative and required HUD forms pursuant to HUD guidelines. Underwriter is also responsible for conducting the site inspection and if applicable, preparing a concept meeting package and attending concept meeting with Borrower.
Primary contact for HUD on a transaction basis: The Underwriter will serve as the primary HUD contact maintaining a positive relationship throughout.
Facilitate Closing, as needed: Work closely with third-party closer/servicer, attorneys and HUD to facilitate closing.
Travel required for site inspections, conferences, and meetings (20%)
EDUCATION/ EXPERIENCE
MAP Certified (LEAN not required)
3 -5 years of FHA lending experience or equivalent including affordable housing lending
B.S./Master's degree in Accounting, Finance, Economics, Real Estate or other related field
Additional Information
All your information will be kept confidential according to EEO guidelines.
$65k-100k yearly est. 17h ago
Project Finance Underwriter
Ryde Technologies, LLC
Underwriter job in Arlington, VA
Job Description
We are looking for a Project Finance Underwriter to join our team.
Responsibilities
Evaluate the risks and long-term cash flows of large-scale projects, with repayment analysis focused on the project's success and its own generated revenues, not just a single asset or the borrower's broader balance sheet.
Conduct and evaluate comprehensive Credit Assessments for project finance opportunities, including infrastructure, energy, public-private partnerships (P3), and other complex, multi-party projects.
Analyze and underwrite new and existing project finance transactions, applying strong financial modeling skills for cash flow projections, scenario analysis, and risk identification across the full project lifecycle.
Support the project finance team with expertise in structuring, analysis, and credit documentation for project-based lending, including creation and review of term sheets, covenants, and risk mitigants tailored to project finance structures.
Qualifications
Bachelor's Degree in Business, Finance, Economics, or a related field.
5-10+ years of experience in Commercial Lending and Credit Analysis
Strong analytical and communication skills.
Experience in risk assessment and credit analysis for large-scale industrial loans.
Proficiency in financial statement spreading, preparation of projections, and trailing twelve-month analysis.
Completion of a credit training program.
Ability to obtain and maintain necessary security clearances.
Proficiency in Microsoft Office Suite (2016 or later).
Ability to travel to Crystal City, Virginia, and other U.S. locations as needed.
Additional Requirements
Must sign a Non-Disclosure Agreement within five business days of award or onboarding.
Ability to work in a high-paced team environment, multitasking effectively.
Strong financial modeling skills, ability to structure, perform due diligence, document, and close complex transactions.
EEO Compliance:
Ryde is an Equal Employment Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by law. Ryde will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.
$49k-85k yearly est. 9d ago
Group Underwriter II (Stop Loss)
Carebridge 3.8
Underwriter job in Severn, MD
Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
The Group Underwriter II (Stop Loss) is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits.
How You Will Make an Impact
Primary duties may include, but are not limited to:
* Calculates stop loss rates for group cases based on analysis of group's experience, industry and demographics.
* Prepares post-sale reviews.
Minimum Requirements:
Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background.
Preferred Skills, Capabilities, and Experiences:
* CPCU, CLU, LOMA, HIAA or other insurance related courses preferred.
* Stop Loss underwriting experience preferred
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $61,404 to $105,264.
Locations: California, Colorado, District of Columbia (Washington, DC), Maryland, New York, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
$61.4k-105.3k yearly Auto-Apply 60d+ ago
National Accounts Strategic Underwriter
Elevance Health
Underwriter job in Washington, DC
**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
The **National Accounts Strategic Underwriter** is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities.
**How You Will Make an Impact**
Primary duties may include, but are not limited to:
+ Create competitive, financially sound proposals for business growth and renewals.
+ Collaborate on RFPs.
+ Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation.
+ Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements.
**Minimum Requirements:**
Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance.
**Preferred Skills, Capabilities, and Experiences:**
+ ASA/FSA, CFA, or CEBS credentials preferred.
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864.
Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
The average underwriter in McLean, VA earns between $38,000 and $109,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.
Average underwriter salary in McLean, VA
$65,000
What are the biggest employers of Underwriters in McLean, VA?
The biggest employers of Underwriters in McLean, VA are: