Wholesale Underwriter -- Property & Casualty Insurance
Burlington County, New Jersey
This role involves evaluating and assessing applications for insurance coverage. It requires the application of expertise and independent judgment to assess risk eligibility based on available program guidelines. The position entails communication with Companies and Brokers through various means such as phone calls, emails, traditional mail, and face-to-face interactions. Responsibilities include examining insurance application submissions, analyzing reports from loss control consultants, and reviewing other relevant data to determine if applications meet program criteria.
Additionally, this role involves assessing the experience of risks within the specific business category under review, as well as evaluating the potential loss associated with catastrophes, severity, and frequency. The position may also require rating policies or verifying the accuracy of already rated policies. Proficiency in automated systems is essential to provide information for both new and renewal policies.
The individual will prepare quotes for agents while addressing their inquiries, as well as those from policyholders or potential clients. Support for agents regarding application questions and the possibility of company acceptance is also part of the role. Responsibilities extend to reviewing requests for cancellations and endorsements, as well as considering policies for renewal. It is necessary to request any supplementary documentation needed for processing applications, endorsements, or cancellations. Conducting marketing visits to agents is also required.
Candidates must hold a Producer's License and have at least three years of experience in the insurance field, ideally with prior involvement in underwriting activities. A basic understanding of computers is expected. Excellent verbal and written communication skills are essential, along with strong analytical capabilities and meticulous attention to detail. Candidates should exhibit resourcefulness and composed assertiveness, as well as proven negotiation abilities. Furthermore, a solid grasp of insurance coverage forms and their applications, familiarity with departmental rules and regulations, and the skill to work autonomously while completing assigned tasks within instructed boundaries and standard underwriting practices are required. Strong interpersonal skills are necessary for collaboration with staff and company underwriters, along with experience in conventional underwriting processes and relevant classes or licenses in the industry.
$52k-89k yearly est. 1d ago
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Underwriter - Crime & Fidelity
Beazley Group
Underwriter job in Philadelphia, PA
General
Job Title: Underwriter - Crime & Fidelity
Division: Specialty Risk
Key Relationships: Brokers, underwriters, claims, wordings, insureds, external clients and suppliers
Job Summary: To underwrite a US Executive Risk account within Specialty Risks and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand.
FLSA: Exempt
Key Responsibilities:
Underwriting
Develop and underwrite a profitable portfolio of US Executive Risk business as part of Specialty Risks.
Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing.
Manage innovation and development of non-insurance service offerings to insureds and others.
Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level.
Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable.
Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the US Executive Risk
Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks.
Comply with Beazley's underwriting control standards for business written through Lloyd's, Beazley's subsidiaries or internal MGAs.
Develop a good working relationship with the claims managers on this class of business.
Client Management
Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction.
Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs.
Maintenance of good business relationships with brokers.
Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients.
General
Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley.
Develop best practice and disseminate business and class knowledge within US Executive Risk and Specialty Risks.
Work with peers within the US Executive Risk and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities.
Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group.
Production of presentations and marketing literature as required.
Production of business plans/research documents for the US Executive Risk account as required.
It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to:
Comply with Beazley procedures, policies and regulations including the code of conduct, which incorporates the PRA and FCA Conduct.
Undertake training on Beazley policies and procedures as delivered by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system.
Display business ethics that uphold the interests of all our customers.
Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs.
Comply with any specific responsibilities necessary for your role as outlined by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management.
Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups.
Personal Specification:
Essential Criteria
3-5 years of direct underwriting experience in Crime or Crime & Fidelity products, with this line representing a significant portion of the candidate's portfolio.
Proven experience in underwriting US Executive Risk accounts, including risk assessment, pricing, and portfolio management within a regulated insurance environment.
Strong analytical and financial skills, advanced knowledge of underwriting policy and practice, and proficiency in Microsoft Excel (pivot tables, VLOOKUP, complex formulas) with excellent communication skills for broker and client negotiations.
Skills & Abilities
Proficient underwriting skills
Accurate and numerate
Strong analytical skills with attention to detail
Able to communicate effectively with others, both verbally and in writing
Ability to manage time, meet deadlines and prioritise
Motivational skills
Knowledge & Experience
General commercial and financial knowledge
Experience in insurance industry
Experience of US Executive Risk underwriting or broking
Thorough knowledge of underwriting policy, philosophy and practice
Advanced knowledge of underwriting processes and systems
Client service experience
Aptitude & Disposition
Result focused, self-motivated, flexible and enthusiastic
Professional approach to interact successfully with managers/colleagues/external suppliers
Team worker as well as able to work on own initiative
Customer focused, with a strong ethic of service and fairness to the customer
Competencies
Achievement drive
Analytical thinking
Strategic thinking
Service focus
Team working
Conceptual thinking
Forward thinking
Who We Are:
Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build - to enable businesses to thrive. Our clients want to live and work freely and fully, knowing they are benefitting from the most advanced thinking in the insurance market. Our goal is to become the highest performing sustainable specialist insurer.
Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons.
Our Culture
We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world. Employee's diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers.
Be bold
Strive for better
Do the right thing
Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us - our ambitious inclusion & diversity and sustainability targets are testament to this.
We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success.
Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include:
Beazley RACE - Including, understanding and celebrating People of Colour
Beazley SHE - Successful, High potential, Empowered women in insurance
Beazley Proud - Our global LGBTQ+ community
Beazley Wellbeing - Supporting employees with their mental wellbeing
Beazley Families - Supporting families and parents-to-be
We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as:
Internal Pathways (helping you grow into an underwriting role)
iLearn (our own learning & development platform)
LinkedIn Learning
Mentorship program
External qualification sponsorship
Continuing education and tuition reimbursement
Secondment assignments
The Rewards
The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization
Attractive base compensation and discretionary performance related bonus
Competitively priced medical, dental and vision insurance
Company paid life, and short- and long-term disability insurance
401(k) plan with 5% company match and immediate vesting
22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs
Up to $700 reimbursement for home office setup
Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance
Up to 26 weeks of fully paid parental leave
Up to 2.5 days paid annually for volunteering at a charity of your choice
Flexible working policy, trusting our employees to do what works best for them and their teams
Salary for this role will be tailored to the successful individual's location and experience. The expected compensation range for this position is $75,000 - $120,000 per year plus discretionary annual bonus.
Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.
$75k-120k yearly 5d ago
Insurance Programs Underwriter
Munich Re 4.9
Underwriter job in Princeton, NJ
Insurance Programs Underwriter
We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our business units and clients.
The Company
Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our partners and customers. As a trusted industry expert, we offer a broad range of comprehensive and customized solutions, including casualty, professional lines, property, surety, and public entity coverages. With the financial strength and global resources of our A+ Superior (A.M. Best) rated organization, we provide unmatched stability and reliability. Our team is committed to superior service levels, a distinctive approach to specialty solutions, and a deep understanding of the complex risks our clients face. Join our team and be part of a dynamic and experienced organization that is shaping the future of specialty insurance in North America.
The Opportunity
Future focused and always one step ahead!
This is a senior underwriting position and we are looking for a person well versed in the property and casualty space. Reinsurance knowledge/experience would be a plus.
As a member of our Programs underwriting team, this role is responsible for management and administration of insurance programs written through MGA's, including production, underwriting, monitoring, and servicing the business to achieve profitability goals.
Key to the achievement of our goals to become a digital enterprise which leverages data analytics to make decisions about current and future risks, you will be empowered and expected to support and add to our culture of innovation and our data-driven vision for the future.
Responsibilities
In this position you will:
Underwrite and monitor various lines and classes of insurance program business while achieving profitability targets
Maintain professional relationships with existing or prospective clients, including MGAs, brokers, fronting carriers, captive managers, etc.
Develop new or potential program business clients, including cultivating current and prospective client relationships, understanding their business needs, and performing initial vetting of opportunities
Develop monitoring program/schedule to administer existing insurance programs, which includes results monitoring, audits, referrals, and program expansion
Establish/maintain production/underwriting strategies for assigned programs
Possess a clear understanding of our underwriting guidelines and pricing guidelines; maintain an in-depth knowledge of all tools and models used in the underwriting process; maintain compliance with Corporate Underwriting (CU) and Divisional underwriting guidelines
Handle individual risk referrals within underwriting authority, as appropriate
As directed, serve on "ad hoc" committees to provide input and assistance to management, i.e., Line of business expert groups
Participate in the development of policy/contract language, underwriting guidelines, and rating plans
Collaborate with actuarial colleagues to develop rating plans and pricing tools when necessary
Qualifications:
Successful candidates will possess the following experience/skills/qualifications:
Bachelor's degree
Minimum ten (10) years of Property and Casualty Underwriting experience
Insurance carrier underwriting experience in MGA program business preferred
Ability to independently lead multi-disciplinary teams including claims, financial, actuarial, operations and legal disciplines who participate as key stakeholder and team members on program business
Proven analytical and problem-solving skills.
Strong technical aptitude in general liability and property risks
Strong analytical abilities including mathematics and statistical concepts
Experience managing projects and teams in non-direct reporting relationships
Excellent negotiation skills
Superior communication skills
Effective time management and project management skills related to evaluation of new insurance programs and their in-force management
Strong working knowledge of Microsoft suite of products, especially Excel
Entrepreneurial spirit and a solutions-based approach with the ability for complex problem solving and the desire to be part of an evolving data driven organization
Willingness to travel (~ 25%) for client and prospect visits, conferences, audits, etc.
The Company is open to considering candidates in numerous locations, including New York City (NY), Princeton (NJ), Philadelphia (PA), and Chicago (IL). The salary range posted below reflects market variations across various locations. The offer will be adjusted per geography.
The base salary range anticipated for this position is $138,400-$230,700, plus opportunity for company bonus based upon a percentage of eligible pay. In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO).
The salary estimate is adjusted to reflect the varying market conditions across different locations, with the with the higher end being more aligned with the NYC job market. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range.
We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:
Two options for your health insurance plan (PPO or High Deductible).
Prescription drug coverage (included in your health insurance plan).
Vision and dental insurance plans.
Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
Short and Long Term Disability coverage.
Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).
In addition to the above insurance offerings, our employees also enjoy:
A robust 401k plan with up to a 5% employer match
A retirement savings plan that is 100% company funded.
Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
Eligibility to receive a yearly bonus as a Munich Re employee.
A variety of health and wellness programs provided at no cost.
Paid time off for eligible family care needs.
Tuition assistance and educational achievement bonuses.
A corporate matching gifts program that further enhances your charitable donation.
Paid time off to volunteer in your community.
At Munich Re, we see Diversity, Equity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services.
We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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$138.4k-230.7k yearly 5d ago
Casualty Underwriter
Berkley 4.3
Underwriter job in Moorestown, NJ
Company Details
What makes Admiral Insurance Group
ADMIRABLE
.
Since 1974, Admiral Insurance Group has been supporting business innovation and market growth through our wholesale-dedicated excess and surplus (E&S) lines of commercial insurance. We specialize in underwriting difficult-to-place moderate to high-risk commercial businesses that require creative solutions, outside of the box thinking, entrepreneurial spirit and astute business knowledge. As a member of the W. R. Berkley Corporation, a Fortune 500 Company and one of the nation's premier commercial lines property casualty insurance providers, we have the resources, support and industry data to provide exceptional service and exciting solutions for our clients and partners.
Unlock your
insure
-ability. Learn more about Careers at Admiral Insurance Group.
See what it's like to work in Admiral's Underwriting department.
The Company is an equal employment opportunity employer.
Responsibilities
The Casualty Underwriter will work in a team setting generating, underwriting and analyzing accounts for development of new and renewal Casualty line of business.
Compliance with underwriting documentation rules and guidelines.
Maintain an acceptable underwriting profit.
Adherence to Admiral underwriting guidelines and referral compliance.
Act as referral authority for Associate Underwriters.
Development and maintenance of key broker/agent relationships.
Management and development of new business and broker relationships.
Coordinate strategic marketing calls to key brokers (up to 25%).
Participates in all internal company training and continuing education.
Remains current on product releases as it pertains to Professional.
Stay abreast and knowledgeable on market trends in terms of forms, coverage and appetite to maintain competitiveness.
Qualifications
Bachelor's Degree required.
Minimum of five years of commercial underwriting experience.
Technical knowledge of casualty lines of coverage.
Applicable coursework toward attainment of a CPCU designation desired.
Strong organization skills.
Ability to manage deadlines effectively.
Excellent verbal and written communication skills.
Technical proficiency is required.
#LI-FL1 #LI-HYBRID
Additional Company Details We do not accept any unsolicited resumes from external recruiting firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes:
Base Salary Range: $80,000 - $130,000
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
Eligible to participate in the annual discretionary bonus program.
Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. Sponsorship Details Sponsorship not Offered for this Role
$80k-130k yearly Auto-Apply 60d+ ago
Assistant Underwriter
Alliant 4.1
Underwriter job in Yardley, PA
Responsible for assisting Underwriters in reviewing, underwriting and rating broker submissions for new and renewal business. Ensures content of submissions is complete; obtains additional information from Brokers and Account Managers as needed. Works with Underwriters and markets to obtain quotes, negotiate pricing, define coverages, and determine taxes, fees & commissions. Performs all duties in accordance with all company policies and procedures, and all federal, state and local laws, wherein the Company operates.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Reviews policies, contracts and/or programs to identify errors and omissions and discrepancies to insure agreement with application, quote, proposal, and/or binder;
Assists in Underwriting risks, suggesting rates and premiums based on coverage and performs demographic analysis for new and/or renewal business;
Coordinates the preparation of policy delivery with all related documents;
Assists in Underwriting a book of new and renewal business;
Communicates with markets to ascertain all necessary documentation for new and renewal business;
Participates in Meetings with brokers, underwriters, account executives and carrier representatives;
Assists in preparing Renewal Specifications as required by Management;
Services Account Manager calls, researches & collaborates with underwriters to answer questions; regarding client coverage, limits and deductibles;
Maintains files for submissions, and written/lost business;
Maintains client suspense; conducts follow-ups as appropriate;
Assists Account Managers to resolve complex issues;
Computes rates and premiums for policies, compiles appropriate declarations, coverage forms, national/local forms, and optional endorsements to complete a policy in accordance with underwriting guidelines;
Assists in the issuance of appropriate documents and assembling of policies;
Complies with agency management system data standards and data integrity (enters and maintains complete and accurate information);
Other duties as assigned.
QUALIFICATIONS
EDUCATION / EXPERIENCE
Bachelor's Degree or equivalent combination of education and experience
Three (3) or more years related work experience;
Valid driver's license SKILLS
Excellent verbal and written communication skills
Good customer service skills, including telephone and listening skills
Ability to perform complex mathematical functions
Good problem solving and time management skills
Ability to work within a team and to foster teamwork
Good planning, organizational and prioritization skills
Proficient in Microsoft Office products#LI-DR1
$74k-113k yearly est. 60d+ ago
Leisure Travel Underwriter
Axis Capital Holdings Ltd. 4.0
Underwriter job in Princeton, NJ
This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.
At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.
All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process.
Leisure Travel Underwriter
How does this role contribute to our collective success?
AXIS Specialty A&H works with various Managing General Underwriters (MGUs) and Program Managers that are or will generate significant Accident & Health business in the U.S. and Canada in addition to new opportunities in 2026. This individual, will act within established guidelines to develop, analyze, review, evaluate and monitor new and renewal accounts, process accounts and handle underwriting activities.
What will you do in this role?
* Perform all underwriting roles for Leisure Travel business.
* Underwriting existing A&H Partners:
* Evaluates cases as received from MGUs and Program Managers.
* For complex opportunities/programs, reviews and evaluates submissions to determine risk acceptability and coverage levels. Then works with Actuarial team for approval.
* Works closely with program manager and external MGUs/Program Mangers to obtain additional required information in determining either our new business or renewal position.
* Works with Legal, Product, Operations and Business Development to modify existing MGUs/Programs.
* Develops and maintains both internal and external producer/program relationships.
* Sets appropriate premium rates, issues proposals for programs/cases, and letters of intent when appropriate.
* Performs a portfolio review on an annual basis to determine renewal position for the book of business.
* Reporting:
* Updates and Maintains Monthly Specialty A&H UW Reports.
* Creates ad hoc reports when necessary.
* Policy Issuance:
* Creates and issues all policies that are not within the Template authority delegated to MGUs/MGAs
* Achieve targeted loss ratios and combined ratios by maintaining underwriting discipline through the underwriting selection and renewal process.
* Manages day-to-day tasks of assigned risk portfolio.
* Acts as liaison between internal functional departments and external vendors.
* Handles special projects and assignments at the request of A&H leadership team.
* Ensure digital files are maintained per AXIS Insurance procedures including but not limited to proper documentation, structure, and authorizations.
You may also be required to take on additional duties, responsibilities and activities appropriate to the nature of this role.
About You:
We encourage you to bring your own experience and expertise to the table, so while there are some qualifications and experiences, we need you to have, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and help us achieve our goals.
What you need to have:
* Bachelor's degree in Business, Accounting, Mathematics, Finance, Risk Management, Insurance or related field preferred
* Requires at least two (2) years Accident & Health Underwriting experience. P&C insurance is not required but helpful.
* Requires at least three (3) years of experience working with and overseeing MGAs/MGUs or Program Managers.
* Market Segment knowledge: Leisure Travel.
* Product knowledge: Accidental Death, Accident Medical Expense, Catastrophic Medical, Disability, Participant Accident, Out of Country Medical Insurance and Leisure Travel Insurance a plus.
* Other product knowledge helpful but not required: Corporate Accident (Business Travel Accident, Voluntary Accident), Occupational Accident, Critical Illness, Life, Supplemental Medical, Dental and Vision.
* Ability to work with large data sets to evaluate past performance and use data to determine acceptable rating metrics.
What we prefer you to have:
* Strong project management skills
* Experience in Power BI or other Dashboard reporting system.
* Strong presentation skills
* Strong financial acumen
* Demonstrated communication skills to interact well with Senior Management & external partners.
* Demonstrated attention to detail and accuracy.
* Excellent negotiation and interpersonal communication skills.
* Ability to work in fast-paced environment.
* Team player.
* Displays initiative and ability to work independently.
Role Factors:
* Travel required (10%)
* Attend broker events in evenings and occasionally at weekends as required.
What we offer:
For this position, we currently expect to offer a base salary in the range of $110k to $150k. Your salary offer will be based on an assessment of a variety of factors including your specific experience and work location.
In addition, you will be offered competitive target incentive compensation, with awards based on overall corporate and individual performance. On top of this, you will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.
Where this role is based in the United States of America, this role is Exempt for FLSA purposes.
$110k-150k yearly Auto-Apply 60d+ ago
Underwriter- New Business
Paretohealth
Underwriter job in Philadelphia, PA
We're in this for the greater good at ParetoHealth. Our mission is collective greatness, nothing less will do. Our team is a single force united in the drive to transform employee health benefits.
The company was founded in 2011 to help small and medium-sized businesses fight the rising cost of employee health benefits. We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver significant savings-and we continue to lead with a growing ecosystem of partners and world-class cost control solutions.
But success is measured by more than dollars alone and we measure ours by the good that comes from knowing that every client and all their employees can count on effective, affordable healthcare for years to come.
Please note that ParetoHealth does not provide employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship both now or in the future.
Position Overview:
Pareto Health is seeking a dedicated and detail-oriented Underwriter to join our team. This role is crucial in assessing and managing the risks associated with self-funded and fully insured health plans, using stoploss insurance. The ideal candidate will bring a foundational understanding of analyzing health risks and developing stoploss strategies that align with our commitment to providing innovative and cost-effective healthcare solutions to our clients.
Key Responsibilities:
Support the underwriting process using a best-in-class captive offering to create profitable stoploss offerings for prospective captive members.
Conduct preliminary risk assessments of prospective Pareto captive members, who are currently both fully insured and self-funded health plans, to assist in determining appropriate stoploss coverage levels and premiums.
Assist in analyzing healthcare data, including claims and utilization patterns, to forecast potential risks and cost implications.
Collaborate with the Sales team to provide consultants with the necessary financial information required to join the captive.
Adapt to working in an environment of incomplete information.
Stay informed about competitive market dynamics and respond appropriately.
Work under the guidance of senior underwriters to enhance underwriting skills and knowledge.
Participate in ongoing training to develop a deeper understanding of medical treatments and projected costs in partnership with the clinical risk team.
Ensure adherence to industry standards and legal requirements in all underwriting decisions and practices.
Required Skills & Qualifications:
Bachelor's degree in finance, economics, actuarial science, or a related field or equivalent work experience; relevant professional certifications are a plus.
Minimum of 2-3 years of experience in underwriting, preferably with some exposure to stoploss insurance and health risks. Experience with captives is a plus but not required.
Basic proficiency in underwriting software, data analysis tools, and Microsoft Office Suite.
Ability to analyze data, identify trends, and support underwriting decisions.
Good communication and negotiation skills, with the ability to articulate technical concepts to a non-technical audience.
Team player, capable of working effectively in a dynamic and collaborative environment.
Basic understanding of stoploss products, self-funding, healthcare industry trends, and the regulatory landscape.
Perks & Benefits:
Fully paid medical, dental, and vision benefits.
Flexible PTO
401k company contribution
Tuition reimbursement
Professional development allowance
Transportation allowance and daily parking reimbursement
Engaging hybrid work environment
We are guided by our values:
Fire in the belly
The drive to learn, to improve, and to deliver outstanding value every day.
See the field
The ability to see the big picture and prepare to meet tomorrow's needs.
Get it done right
The passion to produce at higher rates and to the highest standards.
For the greater good
A united community creating better health benefit solutions for all.
Please note that any communication from our recruiters and hiring managers at ParetoHealth about a job opportunity will only be made by a ParetoHealth employee with ******************** address. ParetoHealth does not conduct text message or chat-based interviews. Any other email addresses, agencies, or forums may be phishing scams designed to obtain your personal information. We will not ask you to provide personal or financial information, including, but not limited to, your social security number, online account passwords, credit card numbers, passport information, and other related banking information until we begin onboarding activities, which will be coordinated by a member of the ParetoHealth People Ops Team with ******************** email address. Disclosures: ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, and clients. California Applicants: See Pareto's CCPA Notice of Collection for California Employees and Applicants for information about how Pareto Captive Services, LLC, Pareto Health, LLC, and Pareto Underwriting Partners, LLC, together with their respective subsidiaries (collectively, “Pareto”) collects and uses personal information submitted by employment applicants.
$55k-95k yearly est. Auto-Apply 60d+ ago
Case Underwriter II
Trustmark 4.6
Underwriter job in Trenton, NJ
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
Trustmark is looking for a Case Underwriter to join the organization.
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium.
+ Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk.
+ Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases.
+ Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions.
+ Understands non-standard broker arrangements and enrollment company strengths and weaknesses.
+ Identifies elements of a successful enrollment and makes recommendations that will create value.
+ Works with reinsurer on cases that require facultative review.
**Minimum Requirements**
+ Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$61,412.00 - $88,706.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
$61.4k-88.7k yearly 60d+ ago
Underwriter
Sagesure
Underwriter job in Marlton, NJ
If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking an Underwriter. We are seeking a detail-oriented and analytical Homeowners Underwriter to evaluate risks, assess policy applications, and make sound underwriting decisions for homeowners insurance. The successful candidate will ensure that policies are issued within company guidelines while maintaining profitability and compliance standards.
What you'd be doing:
Review and analyze new and renewal applications for homeowners insurance coverage.
Evaluate risk characteristics of individuals and properties using internal guidelines, inspection reports, and external data sources (e.g., CLUE, ISO, property inspections).
Determine appropriate coverage limits, premium levels, and policy terms based on risk assessment.
Approve, modify, or decline insurance applications in accordance with company underwriting guidelines and state regulations.
Collaborate with agents and brokers to obtain necessary information, explain underwriting decisions, and develop strong working relationships.
Maintain accurate documentation of underwriting decisions and correspondence in the policy management system.
Stay current on industry trends, regulatory changes, and competitor practices to ensure underwriting practices remain competitive and compliant.
Participate in training and development activities to continually improve underwriting knowledge and skills.
We're looking for someone who has:
Bachelor's degree in business, finance, insurance, or a related field (preferred).
2-5 years of personal lines insurance underwriting experience, preferably in homeowners insurance.
Highly preferred candidates also have:
Industry certifications (e.g., CPCU, AINS, AU) are a plus.
Strong analytical and decision-making abilities.
Excellent communication and interpersonal skills.
Attention to detail with a focus on accuracy and risk assessment.
Ability to manage workload effectively and meet deadlines in a fast-paced environment.
Proficient in Microsoft Office and underwriting tools.
About SageSure:
Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders.
SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington.
SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.
SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.
Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
$52k-89k yearly est. Auto-Apply 33d ago
Mortgage Loan Underwriter Senior
City National Bank 4.9
Underwriter job in Trenton, NJ
WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews.
What you will do
* Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies
* Identifies issues and recommends appropriate resolution within policy service level agreements
* Analyzes and determines the financial capacity of the borrower's ability to repay:
* Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads
* Reviews for stability of residency and employment
* Verifies income per established policy
* Identifies any exceptions to current policies
* Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid
* Accurately sets and clears conditions
* Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required
* Updates System(s) with pertinent information and appropriate data as required
* Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority
* Originates appropriate client letters; Commitment, Counter Offer, Declination
* Certifies and provides a final Workbook to the Processor
* Ensures compliance with bank and statutory/regulatory guidelines
* Client Satisfaction
* Promotes a team environment fostering a positive working environment
* Functions as a collaborator and innovator to drive continuous improvement
* Provides guidance and support to the RLC and Processor when required
* Utilizes systems and tools to ensure that the RLC's are updated on the status of loans
* Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met
* Provides timely, complete and accurate response to inquiries
* Handles all situations in a professional and ethical manner
* Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions
* Supports and contributes to the quality and customer satisfaction goals of the bank
* Productivity
* Ensures all goals and service level agreements (SLAs) are met
* Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management
* Consistently meets quality control and data integrity standards
* Effectively utilizes available systems, workflow and imaging tools
* Mentor and train Underwriters I and II
* 2nd level review of Underwriters I and IIs' work
* Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc.
*Must-Have**
* Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required.
* Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required
* Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.).
*Skills and Knowledge*
* Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required
* Familiar with FNMA/FHLMC guidelines
* Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher.
* Superior ability to communicate effectively in both verbal and written form
* Strong time management skills to plan and organize a high daily loan volume
* Strong ability to be very detail oriented
* Must be a team player and work constructively with their fellow colleagues
* Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives
*Compensation*
Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$41.8-66.8 hourly 60d+ ago
Risk Underwriter
Coface
Underwriter job in Princeton, NJ
At Coface, we make trade happen everyday.
Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.
With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring - all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.
Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.
Shape the future of trade with us. Join our Happeners!
Job Description
THE ROLE
We are looking for a Risk Underwriter to join our team. As a member of the US Risk Underwriting team you will be expected to perform the following:
Realize counterpart's financial analysis based on information provided by our infoline and on your sectorial and macroeconomic knowledge.
Approve credit limits with your individual delegation taking into account policies characteristics.
Closely and proactively monitor the portfolio in order to mitigate losses.
Inform and explain credit decisions to policyholders.
Support the Commercial Team to retain existing business and develop new client relationship.
Liaison/coordination with Coface entities in other countries.
Perform industry reviews.
In addition, open to hiring someone in a Senior Risk Underwriter role if qualified. This would be someone with a higher technical background and years of service.
The individual in this position is expected to develop relationships with credit managers and Brokers and to liaise with Commercial, Information, Organization and Claims employees as needed to achieve regional and group objectives. You may represent the company in different occasions: visit clients, prospects, brokers, participate to industry events, conferences.
Qualifications
THE CANDIDATE
You have strong relationship and communication skills in addition to a good team spirit. To be considered you must possess the following:
Bachelor's degree in Business Administration or any other discipline with financial, economical, insurance focus. Four-year College degree in Finance and MBA is preferred.
Minimum 5 years in a financial analysis role. Working knowledge of credit insurance industry is a plus.
Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments' data, etc.
Ability to work a hybrid work schedule to one of our three offices in Princeton, NJ, Hunt Valley, MD or New York, NY. Our Flexplace schedule is 2 days onsite, 3 days remote.
$52k-89k yearly est. 35d ago
Risk Underwriter
Coface Group
Underwriter job in Princeton, NJ
At Coface, we make trade happen everyday. Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.
With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring - all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.
Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.
Shape the future of trade with us. Join our Happeners!
Job Description
THE ROLE
We are looking for a Risk Underwriter to join our team. As a member of the US Risk Underwriting team you will be expected to perform the following:
Realize counterpart's financial analysis based on information provided by our infoline and on your sectorial and macroeconomic knowledge.
Approve credit limits with your individual delegation taking into account policies characteristics.
Closely and proactively monitor the portfolio in order to mitigate losses.
Inform and explain credit decisions to policyholders.
Support the Commercial Team to retain existing business and develop new client relationship.
Liaison/coordination with Coface entities in other countries.
Perform industry reviews.
In addition, open to hiring someone in a Senior Risk Underwriter role if qualified. This would be someone with a higher technical background and years of service.
The individual in this position is expected to develop relationships with credit managers and Brokers and to liaise with Commercial, Information, Organization and Claims employees as needed to achieve regional and group objectives. You may represent the company in different occasions: visit clients, prospects, brokers, participate to industry events, conferences.
Qualifications
THE CANDIDATE
You have strong relationship and communication skills in addition to a good team spirit. To be considered you must possess the following:
Bachelor's degree in Business Administration or any other discipline with financial, economical, insurance focus. Four-year College degree in Finance and MBA is preferred.
Minimum 5 years in a financial analysis role. Working knowledge of credit insurance industry is a plus.
Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments' data, etc.
Ability to work a hybrid work schedule to one of our three offices in Princeton, NJ, Hunt Valley, MD or New York, NY. Our Flexplace schedule is 2 days onsite, 3 days remote.
$52k-89k yearly est. 7h ago
Senior Underwriter, Primary Casualty Construction
Everest Group Ltd. 3.8
Underwriter job in Philadelphia, PA
About Everest: Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. We are underwriters of risk, growth, progress and opportunity. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world.
About Everest Evolution:
Everest Evolution, the Wholesale-Exclusive arm of Everest, serving the dynamic and rapidly growing U.S. E&S market. Everest Evolution offers Property and Casualty insurance products across multiple business units, with wholesale exclusivity for various products.
About the Role:
As a Senior Underwriter on our Primary Construction Casualty Team in New York, Warren, NJ, Atlanta, Chicago, Philadelphia, Boston, Houston, Los Angeles, or San Francisco, you'll work in a hybrid capacity, spending three days in the office and two days remotely.
You bring a strong underwriting background and a commitment to delivering exceptional service and results.
Responsibilities include but not limited to:
* Underwriting and pricing Primary Casualty policies for US construction-based risks for various program types.
* Cultivating strong relationships with brokers, clients and key industry stakeholders.
* Collaboratively working with our internal Claims, Actuarial, Risk Engineering, Regional Leadership and Sales & Distribution teams to effectively meet quality servicing standards and to achieve underwriting goals.
* Adhering to portfolio management goals and objectives to ensure underwriting discipline and book profitability.
* Conducting thorough risk assessments for construction-related accounts and ensuring timely and accurate file documentation.
* Growing the construction portfolio in preferred casualty construction business.
* Supporting construction industry practice initiatives across the broader organization and other underwriting business units.
* Participating in relevant industry events and conferences.
*
Qualifications, Education & Experience:
* Bachelor's Degree preferred.
* CPCU designation preferred.
* 4+ years of casualty insurance industry underwriting experience, with construction experience preferred.
* Experience in working on various program types, such as wrap-up programs, project-specific placements and annual renewable contractor programs.
* Existing market relationships with construction casualty producers and agents.
* Strong analytical as well as communication and presentation skills.
* Able to think creatively around risks and program design.
The base salary range for this position is $120,000 - $160,000 annually. The offered rate of compensation will be based on individual education, experience, qualifications and work location. All offers include access to a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO).
#LI-Hybrid
#LI-AS1
What if I don't meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn't align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.
Our Culture
At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture.
* Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
* Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.
All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.
Type:
Regular
Time Type:
Full time
Primary Location:
New York, NY
Additional Locations:
Atlanta, GA, Boston, MA, Houston, TX, Los Angeles, CA, Philadelphia, PA, San Francisco, CA, Warren, NJ
Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at *********************************.
Everest U.S. Privacy Notice | Everest (everestglobal.com)
$120k-160k yearly Auto-Apply 5d ago
Assistant Underwriter
A-G Specialty Insurance, LLC
Underwriter job in Berwyn, PA
This role is a hybrid role. Employee is expected to be in the Berwyn office a few days per week.
A-G Specialty Insurance, LLC designs, markets and underwrites specialty sports, accident, and general liability insurance products. We have been in operation since 1983 and are nationally recognized as a leader in the sports insurance industry.
Job Summary
The Assistant Underwriter, under direct supervision, underwrites and markets assigned products by providing basic levels of risk assessment and technical underwriting expertise to determine underwriting acceptability.
Essential Duties & Functions
Reasonable accommodations may be made to enable individuals to perform the essential functions.
Managing monthly special risk renewals at direction of UW Staff, issuing special risk quotes under supervision of UW Staff, Issuing policies under supervision of UW staff.
Manage monthly special risk renewals at direction of UW Staff
Review and submit carrier quote requests providing comprehensive and accurate data, while making requests for additional information as necessary
Issue special risk quotes under supervision of UW Staff
Provide accurate quoting and loss reporting upon request
Manage all contracted Third Party Administrator client data files including policy profiles in claims processing software
Document and organize all Underwriting files, and update system daily
Interact with sales team, brokers and carriers with a focus on delivering applications and policy documents
Proactively problem solve to balance and manage client/broker expectations with internal service standards
Accurately write policies in accordance with contracted carrier policies and state mandated guidelines
Manage workflow in order to meet all internal and external underwriting deadlines
Work well and continually show respect for colleagues at all levels
Job Skills
Excellent communication skills, both written and verbal
Proficient with the Microsoft Office suite of products
Self-motivated and self-starter
Strong multi-tasking skills and organization
Job Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Required/Preferred Education and Experience
Required Education: Bachelor's Degree
Required Experience: 1-3 years' insurance/underwriting experience
Work Environment
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and scanners.
Position Type and Expected Hours of Work
This is a full-time position that may be remote or hybrid. Days and hours of work are Monday through Friday, 8:30 a.m. to 5 p.m. The schedule for this role can be contingent upon Supervisor and Human Resources approval. Some evening and weekend work may be required.
Travel
No travel is expected for this position.
EEO Statement
A-G is committed to the principles of equal employment. We are committed to complying with all federal, state, and local laws providing equal employment opportunities, and all other employment laws and regulations. It is our intent to maintain a work environment that is free of harassment, discrimination, or retaliation based on the following protected classes: age (40 and older), race, color, national origin, ancestry, religion, sex, sexual orientation (including transgender status, gender identity or expression), pregnancy (including childbirth, lactation, and related medical conditions), physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status, or any other status protected by federal, state, or local laws. A-G is dedicated to the fulfillment of this policy in regard to all aspects of employment, including, but not limited to, recruiting, hiring, placement, transfer, training, promotion, rates of pay, other compensation, termination, and all other terms, conditions, and privileges of employment. A-G will conduct a prompt and thorough investigation of all allegations of discrimination, harassment, or retaliation, or any violation of the Equal Employment Opportunity Policy in a confidential manner. A-G will take appropriate corrective action, if and where warranted. A-G prohibits retaliation against team members who provide information about, complain about, or assist in the investigation of any complaint of discrimination or violation of the Equal Employment Opportunity Policy.
$55k-95k yearly est. Auto-Apply 20d ago
Mortgage Underwriter
Solomonedwards 4.5
Underwriter job in Trenton, NJ
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Moorpark, CA
Pasadena, CA
Essential Duties:
- Decisions full range of mortgage loans, preferably including FHA loans.
- Review all mortgage applications and documentation for accuracy and completeness.
- Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
- Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials.
- Approve or deny mortgages on a timely basis.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Bachelor's degree or equivalent work experience.
- 3+ years of mortgage underwriting experience required.
- Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act.
- Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful.
Skills and Job-Specific Competencies:
- Solid knowledge of mortgage underwriting and basic automated underwriting systems.
- Proficiency with basic automated underwriting systems.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141866
### Place of Work
On-site
### Requisition ID
141866
### Application Email
****************************
$26-36 hourly Easy Apply 60d+ ago
HEC Underwriter
JG Wentworth
Underwriter job in Chesterbrook, PA
The HEC Underwriter is responsible for evaluating and approving Home Equity Cashout (also known as Home Equity Investment) transactions. The underwriter assesses credit risk, property valuation, title/lien position, and regulatory compliance to ensure each transaction aligns with underwriting standards and risk management objectives. This role balances disciplined credit judgment with timely execution to deliver a positive customer experience.
Responsibilities
* Review submitted applications, credit reports, financial statements, and other supporting documents to analyze creditworthiness, income stability, assets, liabilities, and overall risk profile.
* Verify completeness and accuracy of all required documentation, including title reports, insurance, and disclosures.
* Evaluate key risk factors, including credit history, loan-to-value ratios, property value and condition, occupancy, liquidity, title position, and marketability.
* Review property valuations, appraisals, inspection report, and market data to confirm collateral adequacy and assess risks specific to Home Equity Investment products.
* Collaborate with Sales, Operations, and Risk to resolve issues, structure approvable transactions, and support timely closings.
* Identify potential fraud, inconsistencies, or other red flags in applications.
* Document clear and defensible credit rationales for approvals, declines, and exceptions.
* Support quality control, second look, and audit reviews; maintain accurate underwriting documentation and ensure consistent compliance with regulatory requirements.
* Stay up to date on industry trends, market conditions, and regulation changes.
Qualifications
* Bachelor's degree in Finance, Business, Economics, or related field (or equivalent)
* Two years of underwriting experience in home equity, mortgage, or real estate investment products. Home Equity Investment experience is preferred.
* Strong knowledge of credit analysis, property valuation, and regulatory compliance.
* Proficiency in underwriting systems and tools (experience with LendingPad a plus).
* Excellent analytical, problem-solving, and decision-making skills.
* Strong attention to detail and ability to manage multiple priorities under tight deadlines.
* Effective communication skills to interact with internal teams and clients.
The skills mentioned above only describe the essential job functions and are not intended to be a complete list of all duties and responsibilities. All job functions must be performed in accordance with The J.G. Wentworth Company policies and procedures.
Benefits:
* Full Medical/Vision/Dental Benefits
* 401K with Company Match
* Flexible Hybrid or Remote Schedule
* 15 Days PTO
* Paid Holidays
* An Unmatched Company Culture
* On-Site Gym & Gym Membership Reimbursement
* Monthly, Quarterly and Annual Bonuses
* Employee Referral Bonuses
* Public Transportation Discounts
* Company Happy Hours
* Business Casual Dress Code
Start building your career with J.G. Wentworth today!
J.G. Wentworth is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.
This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, compensation, benefits, training, and apprenticeship. J.G. Wentworth makes hiring decisions based solely on qualifications, merit, and business needs at the time.
* Bachelor's degree in Finance, Business, Economics, or related field (or equivalent)
* Two years of underwriting experience in home equity, mortgage, or real estate investment products. Home Equity Investment experience is preferred.
* Strong knowledge of credit analysis, property valuation, and regulatory compliance.
* Proficiency in underwriting systems and tools (experience with LendingPad a plus).
* Excellent analytical, problem-solving, and decision-making skills.
* Strong attention to detail and ability to manage multiple priorities under tight deadlines.
* Effective communication skills to interact with internal teams and clients.
The skills mentioned above only describe the essential job functions and are not intended to be a complete list of all duties and responsibilities. All job functions must be performed in accordance with The J.G. Wentworth Company policies and procedures.
Benefits:
* Full Medical/Vision/Dental Benefits
* 401K with Company Match
* Flexible Hybrid or Remote Schedule
* 15 Days PTO
* Paid Holidays
* An Unmatched Company Culture
* On-Site Gym & Gym Membership Reimbursement
* Monthly, Quarterly and Annual Bonuses
* Employee Referral Bonuses
* Public Transportation Discounts
* Company Happy Hours
* Business Casual Dress Code
Start building your career with J.G. Wentworth today!
J.G. Wentworth is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.
This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, compensation, benefits, training, and apprenticeship. J.G. Wentworth makes hiring decisions based solely on qualifications, merit, and business needs at the time.
* Review submitted applications, credit reports, financial statements, and other supporting documents to analyze creditworthiness, income stability, assets, liabilities, and overall risk profile.
* Verify completeness and accuracy of all required documentation, including title reports, insurance, and disclosures.
* Evaluate key risk factors, including credit history, loan-to-value ratios, property value and condition, occupancy, liquidity, title position, and marketability.
* Review property valuations, appraisals, inspection report, and market data to confirm collateral adequacy and assess risks specific to Home Equity Investment products.
* Collaborate with Sales, Operations, and Risk to resolve issues, structure approvable transactions, and support timely closings.
* Identify potential fraud, inconsistencies, or other red flags in applications.
* Document clear and defensible credit rationales for approvals, declines, and exceptions.
* Support quality control, second look, and audit reviews; maintain accurate underwriting documentation and ensure consistent compliance with regulatory requirements.
* Stay up to date on industry trends, market conditions, and regulation changes.
$55k-95k yearly est. Auto-Apply 9d ago
Commercial Credit Underwriter II (US)
TDI 4.1
Underwriter job in Mount Laurel, NJ
Hours:
40
Pay Details:
$34.75 - $52.00 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal & Commercial Banking
Job Description:
Depth & Scope:
May possess loan decision authority up to position authority limits as defined in credit policy
May possess exception and high-risk authority
Acts as a mentor and participates in the on-going development of the Underwriting Staff
Conducts credit investigations and analyzes financial information pertaining to relationships with Commercial Credit exposure up to highest authority limits
Underwrites loans and performs historical business financial analysis and cash flows, including communicating with the borrower's accountant (as needed) to gain a better understanding of the company's accounting practices
May perform in-depth analysis of a guarantor's financial position through a thorough investigation of personal financial statements, understanding any contingent liabilities, constructing a global cash flow analysis, thorough investigation of personal tax returns and credit reporting documentation/ loan scoring output data
May investigate available sources of credit and financial information
Research economic and market conditions relating to the company, industry and market area
Notes any deviations from the loan policy, procedures and guidelines and identification / mitigation of key credit risks, and decision of appropriate structures in order to reduce credit risk
Identifies credit applications that require credit enhancements and decision respective applications accordingly
May render final credit decision within individual lending authority limits, based upon the strengths and risks, collateral analysis, historical financials, business and personal cash flow & balance sheet analysis, ratio & trend analysis, review of credit bureau and business bureau reports / loan scoring output data, management profiles, business/product cycles, industry information, projected operating performance, application data and the ability to repay the proposed debt
When applicable, considers and discusses alternative structures and overall assessments with market, sales personnel and Customers
Sets conditions of lending and involvement with shared services functions as needed to expediate loan closings. Meets turnaround requirements of a high-volume loan production environment, while maintaining strong quality of work produced
Maintains a satisfactory level of portfolio delinquencies and charge-offs
Ensures departmental compliance with TD Bank Credit Policy, Federal Banking Regulation and Government Reporting requirements
Education & Experience:
Undergraduate degree preferred
4+ years of relevant commercial lending experience
Prior lending authority preferred
Proven analytical and research skills
Strong understanding of credit underwriting and industry practices Previous experience with business and personal financial statement analysis
Demonstrated problem solving skills and the ability to blend technical knowledge and good business judgment
Strong communication skills, both verbal and written
Proven organizational, multi-tasking, analytical, time management and decision-making skills,
Ability to meet deadlines
Strong interpersonal skills and a team orientation
Ability to work with various levels of business partners
Developed PC skills including proficiency and capability in word processing and spreadsheet software
Computer literacy with a variety of software programs
Small Business Administration/Agency experience preferred
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel - Occasional
International Travel - Never
Performing sedentary work - Continuous
Performing multiple tasks - Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds - Occasional
Sitting - Continuous
Standing - Occasional
Walking - Occasional
Moving safely in confined spaces - Occasional
Lifting/Carrying (under 25 lbs.) - Occasional
Lifting/Carrying (over 25 lbs.) - Never
Squatting - Occasional
Bending - Occasional
Kneeling - Never
Crawling - Never
Climbing - Never
Reaching overhead - Never
Reaching forward - Occasional
Pushing - Never
Pulling - Never
Twisting - Never
Concentrating for long periods of time - Continuous
Applying common sense to deal with problems involving standardized situations - Continuous
Reading, writing and comprehending instructions - Continuous
Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$34.8-52 hourly Auto-Apply 8d ago
Underwriter, Excess Casualty - National Accounts
Chubb 4.3
Underwriter job in Philadelphia, PA
Contribute to the achievement of the Excess Casualty segment business plan. The Underwriter is responsible for production, underwriting and maintenance of new and renewal umbrella and excess casualty accounts within a defined territory. In addition, the Underwriter is responsible for establishing and cultivating business relationships with brokers and clients within the Mid-Atlantic and Southeast region to assure the continued flow of new business opportunities while representing the Excess Casualty segment.
The Underwriter's primary responsibility is to underwrite individual risks through a demonstration of the following skills and abilities:
Fundamentals of coverage, terms and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses.
Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk.
Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods.
Marketing and Communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy.
Systems and programs. Ability to use systems and software programs needed to conduct daily business.
Ability to adhere to Chubb standards on pricing and servicing.
Solicit new and renewal submissions from brokers
Determine terms and conditions
Document the underwriting files
Handle more complex files and portfolios within underwriting authority
Attend broker/client meeting
Duties may include but are not limited to:
Solicit new and renewal submissions from brokers
Determine terms and conditions
Document the underwriting files
Handle more complex files and portfolios within underwriting authority
Attend broker/client meeting
Knowledge of insurance industry, underwriting concepts, practices, and procedures
Microsoft Word, Excel, and Outlook
Internet usage
Oral and written communication skills
Negotiation and marketing skills
Ability to thrive in a fast-paced, deadline-driven environment
Ability to self-manage, organize, and prioritize work with limited direction
$85k-111k yearly est. Auto-Apply 60d+ ago
Underwriting Specialist
Ask Staffing
Underwriter job in Hatboro, PA
• Experienced office worker, preferably with an insurance background, to perform high level administrative and underwriting duties. • Must have excellent Microsoft office skills ( Excel, Word, Access) to work in spreadsheets and with insurance premium raters
• Strong verbal and written skills to communicate with underwriter and brokers
• Must be very organized and able to work with speed and accuracy in a demanding environment
• Ability to effectively support underwriters and manager to deliver superior service to our customers
• Insurance knowledge/terminology a plus
• Analyze new and renewal insurance applications to determine eligibility for coverage, available terms and conditions for pricing in accordance with established market underwriting guidelines
• Submit new applications from brokers to underwriter for rate indications
• Assess renewal submission from brokers for rate indications
• Facilitate proposal and bind order in timely manner
• Manage submission and tracking with underwriters
Interested candidates can reach me at (678)-819-8520 or can mail me at xavierk@askstaffing. com
Qualifications
• Insurance knowledge/terminology a plus
• Analyze new and renewal insurance applications to determine eligibility for coverage, available terms and conditions for pricing in accordance with established market underwriting guidelines
• Submit new applications from brokers to underwriter for rate indications
• Assess renewal submission from brokers for rate indications
• Facilitate proposal and bind order in timely manner
• Manage submission and tracking with underwriters
Interested candidates can reach me at (678)-819-8520 or can mail me at xavierk@askstaffing. com
Additional Information
$56k-93k yearly est. 60d+ ago
Insurance Programs Underwriter
Munich Re 4.9
Underwriter job in Philadelphia, PA
Insurance Programs Underwriter
We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our business units and clients.
The Company
Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our partners and customers. As a trusted industry expert, we offer a broad range of comprehensive and customized solutions, including casualty, professional lines, property, surety, and public entity coverages. With the financial strength and global resources of our A+ Superior (A.M. Best) rated organization, we provide unmatched stability and reliability. Our team is committed to superior service levels, a distinctive approach to specialty solutions, and a deep understanding of the complex risks our clients face. Join our team and be part of a dynamic and experienced organization that is shaping the future of specialty insurance in North America.
The Opportunity
Future focused and always one step ahead!
This is a senior underwriting position and we are looking for a person well versed in the property and casualty space. Reinsurance knowledge/experience would be a plus.
As a member of our Programs underwriting team, this role is responsible for management and administration of insurance programs written through MGA's, including production, underwriting, monitoring, and servicing the business to achieve profitability goals.
Key to the achievement of our goals to become a digital enterprise which leverages data analytics to make decisions about current and future risks, you will be empowered and expected to support and add to our culture of innovation and our data-driven vision for the future.
Responsibilities
In this position you will:
Underwrite and monitor various lines and classes of insurance program business while achieving profitability targets
Maintain professional relationships with existing or prospective clients, including MGAs, brokers, fronting carriers, captive managers, etc.
Develop new or potential program business clients, including cultivating current and prospective client relationships, understanding their business needs, and performing initial vetting of opportunities
Develop monitoring program/schedule to administer existing insurance programs, which includes results monitoring, audits, referrals, and program expansion
Establish/maintain production/underwriting strategies for assigned programs
Possess a clear understanding of our underwriting guidelines and pricing guidelines; maintain an in-depth knowledge of all tools and models used in the underwriting process; maintain compliance with Corporate Underwriting (CU) and Divisional underwriting guidelines
Handle individual risk referrals within underwriting authority, as appropriate
As directed, serve on "ad hoc" committees to provide input and assistance to management, i.e., Line of business expert groups
Participate in the development of policy/contract language, underwriting guidelines, and rating plans
Collaborate with actuarial colleagues to develop rating plans and pricing tools when necessary
Qualifications:
Successful candidates will possess the following experience/skills/qualifications:
Bachelor's degree
Minimum ten (10) years of Property and Casualty Underwriting experience
Insurance carrier underwriting experience in MGA program business preferred
Ability to independently lead multi-disciplinary teams including claims, financial, actuarial, operations and legal disciplines who participate as key stakeholder and team members on program business
Proven analytical and problem-solving skills.
Strong technical aptitude in general liability and property risks
Strong analytical abilities including mathematics and statistical concepts
Experience managing projects and teams in non-direct reporting relationships
Excellent negotiation skills
Superior communication skills
Effective time management and project management skills related to evaluation of new insurance programs and their in-force management
Strong working knowledge of Microsoft suite of products, especially Excel
Entrepreneurial spirit and a solutions-based approach with the ability for complex problem solving and the desire to be part of an evolving data driven organization
Willingness to travel (~ 25%) for client and prospect visits, conferences, audits, etc.
The Company is open to considering candidates in numerous locations, including New York City (NY), Princeton (NJ), Philadelphia (PA), and Chicago (IL). The salary range posted below reflects market variations across various locations. The offer will be adjusted per geography.
The base salary range anticipated for this position is $138,400-$230,700, plus opportunity for company bonus based upon a percentage of eligible pay. In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO).
The salary estimate is adjusted to reflect the varying market conditions across different locations, with the with the higher end being more aligned with the NYC job market. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range.
We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:
Two options for your health insurance plan (PPO or High Deductible).
Prescription drug coverage (included in your health insurance plan).
Vision and dental insurance plans.
Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
Short and Long Term Disability coverage.
Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).
In addition to the above insurance offerings, our employees also enjoy:
A robust 401k plan with up to a 5% employer match
A retirement savings plan that is 100% company funded.
Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
Eligibility to receive a yearly bonus as a Munich Re employee.
A variety of health and wellness programs provided at no cost.
Paid time off for eligible family care needs.
Tuition assistance and educational achievement bonuses.
A corporate matching gifts program that further enhances your charitable donation.
Paid time off to volunteer in your community.
At Munich Re, we see Diversity, Equity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services.
We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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How much does an underwriter earn in Mount Laurel, NJ?
The average underwriter in Mount Laurel, NJ earns between $41,000 and $114,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.
Average underwriter salary in Mount Laurel, NJ
$68,000
What are the biggest employers of Underwriters in Mount Laurel, NJ?
The biggest employers of Underwriters in Mount Laurel, NJ are: