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  • Underwriter, Construction - Owners Interest

    Argonaut Management Services, Inc.

    Underwriter job in Houston, TX

    Argo Group International Holdings, Inc.and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. ("BWS"), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions. Job Description We're seeking a creative, detail-oriented Underwriter to join our growing Construction line of business, with a focus on Owners Interest products. This role offers the opportunity to work closely with contracts and policy language, apply sound underwriting judgment, and help shape coverage solutions within the middle-market Commercial General Liability space. The Underwriter will work onsite (five days per week) at one of our office locations, with a preference for candidates based in Omaha, NE or Los Angeles, CA. What you'll do: Own and underwrite a portfolio of Commercial General Liability and Excess/Umbrella renewal business focused on Construction and Owners Interest accounts, applying sound judgment within granted authority. Dig into contracts, policy language, and endorsements, identifying coverage gaps and crafting thoughtful terms and conditions that align with each risk. Partner closely with agents to negotiate renewals and deliver solutions, rating, quoting, binding, and issuing policies with confidence and attention to detail. Leverage underwriting tools, audits, inspections, and data to ensure accurate pricing, resolve premium audit issues, and support strong underwriting decisions. Stay current on state regulations and compliance requirements, while maintaining complete, organized, and well-documented underwriting files. Play an active role in the growth of the construction line, using creativity to help develop forms, refine coverage approaches, and strengthen agent relationships. Qualifications: Demonstrated experience underwriting Commercial General Liability, with exposure to Construction and/or Excess & Surplus Lines risks and coverage structures. Strong attention to detail, including hands-on review of contracts, policy language, endorsements, and supporting documentation to ensure coverage accuracy. Proven ability to analyze risk, apply sound judgment, and develop coverage terms and pricing aligned with underwriting guidelines and business goals. Effective communication and negotiation skills, with the ability to collaborate with agents and clearly articulate underwriting decisions. Ability to manage work independently in a fast-paced environment, with proficiency in Microsoft Word, Excel, and Outlook; professional designations (IIA, CPCU) a plus; willingness to travel as needed. The base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, all employees are eligible for an annual bonus based on company and individual performance as well as a generous benefits package. Chicago pay range: $125,500-149,200 New York or Los Angeles pay range: $136,900-163,000 PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at . Notice to Recruitment Agencies: Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions. We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics. The collection of your personal information is subject to our HR Privacy Notice Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.
    $46k-82k yearly est. 1d ago
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  • Underwriter

    Cornerstone Capital Bank 3.3company rating

    Underwriter job in Houston, TX

    ***No agencies or 3rd party Recruiters please. Thank you! *** Who we are: Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us. Who we are looking for: Cornerstone Home Lending is looking for an experienced Underwriter, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Loan Officers can rely on them to ensure an accurate and quality product. Key Responsibilities: Completes a thorough analysis of loan files to determine compliance with investor. Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an investment quality loan product and creditworthiness of the borrowers and acceptability of the collateral. Identifies potential quality loans to be held in portfolio if secondary market guidelines cannot be met. Verifies the accuracy of all calculations. Recommends the loan disposition, for loan amounts in excess of authority limitations, to Manager. Maintains a working knowledge of secondary market underwriting guidelines, private investor and private mortgage insurance guidelines. Assists with maintaining compliance with all applicable federal, state and local laws, regulations and ordinances by abiding by compliance program and all policies, procedures, rules and regulations. Assists in the development of underwriting standards. Assists mortgage production team in qualifying loans. Aids processors, giving general guideline interpretations and answering questions on specific loan files. Responds to post closing review and quality control audits in a timely fashion. This is not intended be an all-inclusive list of job duties. Multi-tasking, high volume, available to be flexible and work weekends as needed What you'll need to be successful: DE/SAR Required 3-5 years mortgage underwriting experience required. Excellent documentation, organization and analytical skills, required. Excellent oral communication skills, required. Excellent Customer Service skills Excellent verbal and written communication skills; analytical skills Ability to handle frequent changes Creative/innovative problem solver. Confidentiality required in handling of security Credit decisions on conforming loan documents What we offer: Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus. What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're a part of our Cornerstone team, we'll continue to invest in you as a valuable asset to our company. As many of our team members can tell you, there's something special about working at Cornerstone. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
    $43k-72k yearly est. 1d ago
  • Underwriter - Miscellaneous Medical & Life Sciences - South Region

    Beazley Group

    Underwriter job in Houston, TX

    General Job Title: Underwriter - Miscellaneous Medical Division: Specialty Risks Reports To: As per Beazley's organisation chart Key Relationships: Brokers, Underwriters, Claims staff, Coverholders, external Clients and Suppliers Job Summary: To underwrite a Miscellaneous Medical & Life Sciences account within the Healthcare Team and provide counsel and advice on Underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand. Key Responsibilities: Underwriting Develop and underwrite a profitable portfolio of Miscellaneous Medical & Life Sciences business as part of the Healthcare team. Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable. Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the French and continental European Miscellaneous Medical & Life Sciences account. Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks. Comply with Beazley's underwriting control standards for business written through Lloyd's, or Beazley's internal MGAs. Develop a good working relationship with the claims managers on this class of business. Client Management Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction. Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs. Maintenance of good business relationships with brokers. Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients. General Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley. Develop best practice and disseminate business and class knowledge within the Healthcare and Specialty Risks team. Work with peers within Healthcare and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities. Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group. Production of presentations and marketing literature as required. Production of business plans/research documents for the Miscellaneous Medical & Life Sciences account as required. It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct Undertake training on Beazley policies and procedures as delivered by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system Display business ethics that uphold the interests of all our customers Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups Personal Specification: Skills and Abilities Proficient underwriting skills Accurate and numerate Computer skills - good working knowledge of MS Office, advanced Excel skills Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skills Knowledge and Experience General commercial and financial knowledge Experience in insurance industry Experience of Healthcare underwriting Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experience Aptitude and Disposition Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customer Competencies Achievement drive Analytical thinking Strategic thinking Service focus Team working Forward thinking Conceptual thinking Essential Criteria Minimum 5 years of underwriting experience in healthcare-related insurance segments such as Miscellaneous Medical, Allied Healthcare, or Healthcare Professional Liability, including risk assessment, pricing, and portfolio management. Advanced analytical and financial skills with the ability to interpret underwriting guidelines, perform exposure evaluations, and make data-driven decisions. High proficiency in Microsoft Excel (including pivot tables, VLOOKUP, and complex formulas) and strong communication skills for negotiating terms and presenting underwriting decisions to brokers, clients, and internal stakeholders. Who We Are: Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build - to enable businesses to thrive. Our clients want to live and work freely and fully, knowing they are benefitting from the most advanced thinking in the insurance market. Our goal is to become the highest performing sustainable specialist insurer. Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons. Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world.Employee's diversity,experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers. Be bold Strive for better Do the right thing Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us - our ambitious inclusion & diversity and sustainability targets are testament to this. We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success. Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include: Beazley RACE - Including, understanding and celebrating People of Colour Beazley SHE - Successful, High potential, Empowered women in insurance Beazley Proud - Our global LGBTQ+ community Beazley Wellbeing - Supporting employees with their mental wellbeing Beazley Families - Supporting families and parents-to-be We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as: Internal Pathways (helping you grow into an underwriting role) iLearn (our own learning & development platform) LinkedIn Learning Mentorship program External qualification sponsorship Continuing education and tuition reimbursement Secondment assignments The Rewards The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs Up to $700 reimbursement for home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance Up to 26 weeks of fully paid parental leave Up to 2.5 days paid annually for volunteering at a charity of your choice Flexible working policy, trusting our employees to do what works best for them and their teams Salary for this role will be tailored to the successful individual's location and experience. The expected compensation range for this position is $120,000K - $160,000K per year plus discretionary annual bonus. Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.
    $61k-105k yearly est. 3d ago
  • Underwriter, Energy Casualty

    The Hartford 4.5company rating

    Underwriter job in Houston, TX

    Executive Underwriter - UW07CDSenior Underwriter - UW08CA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. The Hartford's Energy team is growing! This position is being posted in advance of an anticipated new role in 2026 *The title of this role will be flexible depending on the candidate's level of experience. As an Underwriter for Energy Casualty at The Hartford, your primary role will be to underwrite and actively pursue new business pricing, servicing the needs of our brokerage partners on an account by account basis. You'll analyze the agency book on quarter-to-quarter basis for potential action. In addition, you'll coaches and mentor staff on your team, providing support to junior underwriters. Agency Management: Typically manages higher volume and/or higher Total Written Premium goal compared to country-wide standard. May or may not act with high levels of Underwriting Authority. Creates, drives and executes on strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.) Consults and provides solutions. Effectively provides excellent account management service of assigned division through strategic planning and operational excellence. Ensures the consistent delivery and execution of the Circle of Service process; tailoring a service plan for each client based on needs. Positively impacts and influences final account pricing and terms. Successfully sells the proposal. Responsible for, or influences, retention. Takes lead in communicating strategy to the agency; coordinates communications across the Enterprise; educates others on the strategy. Coaches and mentors others on Agency Management. Trusted advisor to agents and brokers; manages the book of business Sales: Establishes and maintains pipeline. Manages cross-sell and up-sell opportunities across team; generates cross-sell opportunities. Manages the sales process including planning, operating routines, and monitoring. Sources opportunities for other team members. Coaches and mentors others on sales practices. Is well versed about every aspect of The Hartford's Value proposition to best position us for success. Is professionally demanding and holds internal and external customers accountable. Service: Consulting with the agents to answer questions regarding coverage, explaining processes, directing the agents to appropriate resources within the Hartford based on their unique needs. Directs and coordinates identified service issues. Is highly familiar with how service operates. Makes recommendations to service; provides feedback to Service leaders You're capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes. Qualifications: 5+ years of commercial underwriting experience; Experience underwriting General Liability and Umbrella preferred; candidates with less experience may be considered for an alternate titled position Prior experience underwriting energy casualty operations (upstream & midstream oil & gas, renewables, alternative energy and/or mining) preferred Demonstrated success in developing and maintaining solid relationships with all internal and external business partners Excellent communication, interpersonal and presentation skills An ability to think analytically about business problems, make recommendations and propose solutions High energy self-starter, who is resilient and has an entrepreneurial spirit Demonstration of solid time, organizational, and desk management skills Goal-oriented and delivers outcomes Ability to challenge the status quo and compete to win Superior technical knowledge and sound decision-making and analytical skills * The Hartford is proud to offer our teammates a hybrid work environment. Selected candidate must be located in commuting distance to one of the listed locations and have the ability to travel within the assigned region given the broker facing sales nature of this role. * Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: 98,800 to 196,800 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
    $73k-101k yearly est. Auto-Apply 39d ago
  • Field Underwriter

    Luminous Financial

    Underwriter job in Houston, TX

    INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.
    $46k-82k yearly est. 60d+ ago
  • Underwriter

    Sagesure

    Underwriter job in Houston, TX

    If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking an Underwriter. We are seeking a detail-oriented and analytical Homeowners Underwriter to evaluate risks, assess policy applications, and make sound underwriting decisions for homeowners insurance. The successful candidate will ensure that policies are issued within company guidelines while maintaining profitability and compliance standards. What you'd be doing: Review and analyze new and renewal applications for homeowners insurance coverage. Evaluate risk characteristics of individuals and properties using internal guidelines, inspection reports, and external data sources (e.g., CLUE, ISO, property inspections). Determine appropriate coverage limits, premium levels, and policy terms based on risk assessment. Approve, modify, or decline insurance applications in accordance with company underwriting guidelines and state regulations. Collaborate with agents and brokers to obtain necessary information, explain underwriting decisions, and develop strong working relationships. Maintain accurate documentation of underwriting decisions and correspondence in the policy management system. Stay current on industry trends, regulatory changes, and competitor practices to ensure underwriting practices remain competitive and compliant. Participate in training and development activities to continually improve underwriting knowledge and skills. We're looking for someone who has: Bachelor's degree in business, finance, insurance, or a related field (preferred). 2-5 years of personal lines insurance underwriting experience, preferably in homeowners insurance. Highly preferred candidates also have: Industry certifications (e.g., CPCU, AINS, AU) are a plus. Strong analytical and decision-making abilities. Excellent communication and interpersonal skills. Attention to detail with a focus on accuracy and risk assessment. Ability to manage workload effectively and meet deadlines in a fast-paced environment. Proficient in Microsoft Office and underwriting tools. About SageSure: Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders. SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington. SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more. SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work. Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
    $46k-82k yearly est. Auto-Apply 29d ago
  • Surety Underwriter II (Walnut Creek, Pasadena, Mission Viejo, and San Diego)

    Philadelphia Insurance Companies 4.8company rating

    Underwriter job in Pasadena, TX

    Marketing Statement: Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best. We are looking for a Sr. Surety Underwriter to join our team in either our Walnut Creek, Pasadena, Mission Viejo or San Diego offices! Summary: Under limited direction and supervision, underwrites and markets assigned products by providing high levels of risk assessment and technical underwriting expertise to determine underwriting acceptability. May provide high level of financial analysis to determine credit quality. A typical day will include the following: * Participates in the producer management process which may include, but is not limited to, premium collections. * Prepares underwriting submissions, making recommendations and/or decisions within established authority limits. Minimum authority is $1,000,000 (Surety). * Prepares and participates in marketing activities within the region to promote the development of new business. * Gathers and analyzing information, applies appropriate underwriting techniques necessary to make an accurate evaluation of acceptability of risk. May evaluate credit quality. * Prepares and participates in proposals to producers and/or accounts negotiating terms and conditions. * May ensure credit quality of accounts managed while maintaining and updating underwriting files. Qualifications: Bachelor's Degree At least three years of contract surety underwriting experience preferably with a carrier. AFSB designation preferred. The ability to manage multiple priorities, generate new business and be detail oriented. EEO Statement: Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law. Benefits: We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online. Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at ***************************************** Share: mail Apply Now
    $65k-111k yearly est. 7d ago
  • Underwriter, Construction - Owners Interest

    Argo Group International Holdings Ltd. 4.9company rating

    Underwriter job in Houston, TX

    Argo Group International Holdings, Inc. and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. ("BWS"), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions. Job Description We're seeking a creative, detail-oriented Underwriter to join our growing Construction line of business, with a focus on Owners Interest products. This role offers the opportunity to work closely with contracts and policy language, apply sound underwriting judgment, and help shape coverage solutions within the middle-market Commercial General Liability space. The Underwriter will work onsite (five days per week) at one of our office locations, with a preference for candidates based in Omaha, NE or Los Angeles, CA. What you'll do: * Own and underwrite a portfolio of Commercial General Liability and Excess/Umbrella renewal business focused on Construction and Owners Interest accounts, applying sound judgment within granted authority. * Dig into contracts, policy language, and endorsements, identifying coverage gaps and crafting thoughtful terms and conditions that align with each risk. * Partner closely with agents to negotiate renewals and deliver solutions, rating, quoting, binding, and issuing policies with confidence and attention to detail. * Leverage underwriting tools, audits, inspections, and data to ensure accurate pricing, resolve premium audit issues, and support strong underwriting decisions. * Stay current on state regulations and compliance requirements, while maintaining complete, organized, and well-documented underwriting files. * Play an active role in the growth of the construction line, using creativity to help develop forms, refine coverage approaches, and strengthen agent relationships. Qualifications: * Demonstrated experience underwriting Commercial General Liability, with exposure to Construction and/or Excess & Surplus Lines risks and coverage structures. * Strong attention to detail, including hands-on review of contracts, policy language, endorsements, and supporting documentation to ensure coverage accuracy. * Proven ability to analyze risk, apply sound judgment, and develop coverage terms and pricing aligned with underwriting guidelines and business goals. * Effective communication and negotiation skills, with the ability to collaborate with agents and clearly articulate underwriting decisions. * Ability to manage work independently in a fast-paced environment, with proficiency in Microsoft Word, Excel, and Outlook; professional designations (IIA, CPCU) a plus; willingness to travel as needed. The base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, all employees are eligible for an annual bonus based on company and individual performance as well as a generous benefits package. Chicago pay range: $125,500-149,200 New York or Los Angeles pay range: $136,900-163,000 PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at ************. Notice to Recruitment Agencies: Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions. We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics. The collection of your personal information is subject to our HR Privacy Notice Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.
    $44k-78k yearly est. Auto-Apply 1d ago
  • Assistant Underwriter

    Tropolis Holdings

    Underwriter job in The Woodlands, TX

    Schedule: In-office, Monday through Friday Salary range: $55,000 - $70,000 + 10% target bonus Website: **************** Tropolis is seeking an Assistant Underwriter to support underwriting, program development, and account coordination for commercial insurance placements. Reporting to the President of Programs and Brokerage, this role contributes to risk evaluation, file accuracy, broker service, and consistent workflow execution across the full underwriting and policy life cycle. This position is an excellent opportunity for a commercial lines account manager or CSR who is ready to step into underwriting and grow with a fast-growing company. It suits someone who enjoys analyzing accounts, building insurance programs, supporting brokers, and contributing to an excellent work culture where initiative and service matter. The role offers meaningful client interaction, hands-on underwriting responsibility, and the opportunity to help strengthen a modern wholesale insurance platform. About Tropolis Tropolis (****************) is a fast-growing, technology-enabled insurance brokerage committed to Insuring Tomorrow Together. We combine local expertise, modern tools, and disciplined operations to elevate how insurance is delivered. Our culture is driven by Integrity, Ownership, Leadership, and Service. Every team member participates in the Tropolis Purpose Plan, giving them a stake in our shared success. Through strong partnerships, innovative systems, and continuous professional development, we are building a modern brokerage and wholesale platform where talented people can grow, contribute, and make a meaningful impact. Benefits We provide medical, dental, and vision coverage. 401k with 100% matching to 4% of employee compensation. Team members participate in equity-style benefits through the Tropolis Purpose Plan. We provide paid licensing and professional development support. We observe company holidays and offer a positive, growth-focused culture. Tropolis offers Open PTO based on responsible use and results. Key Responsibilities The Assistant Underwriter helps keep Programs and Brokerage running smoothly by managing workflows, supporting underwriting decisions, and ensuring consistent follow-through on active accounts. The role includes reviewing submissions for completeness, gathering underwriting information, organizing documents, and participating in early-stage risk evaluation through applications, supplemental forms, loss runs, and exposure details. Work often involves preparing quotes, coordinating with brokers to secure needed information, and assisting with binders, policies, endorsements, and renewal documentation. Coordination of inspections, audits, and claims-related materials is part of the day-to-day support for underwriting and account activity. Maintaining secure, accurate, and well-organized files across all platforms is an important part of the role. Rating data and underwriting information are entered for both new business and renewals to support accurate quoting and policy issuance. The position also provides support for accounting activities tied to underwriting work, including invoicing, collections, reconciliations, bordereaux updates, and surplus lines tax data entry. Monitoring internal reports for accuracy and compliance helps ensure the department stays aligned with underwriting standards. Professional, timely communication with brokers supports strong working relationships and smooth workflow. The role also contributes to the growth and refinement of Tropolis insurance programs through research, organization, and underwriting support. Background and Experience Candidates should demonstrate strong attention to detail and disciplined work habits. Candidates should have commercial insurance experience, ideally including wholesale with 2+ years wholesale and 3 - 5 years of P&C experience. Candidates should have strong technical capabilities and readiness to learn new systems and underwriting tools. Clear written and verbal communication skills are important. Reliable organizational abilities and the ability to manage work independently are required. A steady approach to deadline-driven or high-volume periods is important. Problem-solving instincts, accountability, and a collaborative mindset are expected. Education A bachelor's degree is desired. License and Certification An active Property and Casualty License is required. Technical Requirements Applied Epic experience is desired.
    $55k-70k yearly Auto-Apply 26d ago
  • Senior Underwriter, Primary Casualty Construction

    Everest Group Ltd. 3.8company rating

    Underwriter job in Houston, TX

    About Everest: Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. We are underwriters of risk, growth, progress and opportunity. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world. About Everest Evolution: Everest Evolution, the Wholesale-Exclusive arm of Everest, serving the dynamic and rapidly growing U.S. E&S market. Everest Evolution offers Property and Casualty insurance products across multiple business units, with wholesale exclusivity for various products. About the Role: As a Senior Underwriter on our Primary Construction Casualty Team in New York, Warren, NJ, Atlanta, Chicago, Philadelphia, Boston, Houston, Los Angeles, or San Francisco, you'll work in a hybrid capacity, spending three days in the office and two days remotely. You bring a strong underwriting background and a commitment to delivering exceptional service and results. Responsibilities include but not limited to: * Underwriting and pricing Primary Casualty policies for US construction-based risks for various program types. * Cultivating strong relationships with brokers, clients and key industry stakeholders. * Collaboratively working with our internal Claims, Actuarial, Risk Engineering, Regional Leadership and Sales & Distribution teams to effectively meet quality servicing standards and to achieve underwriting goals. * Adhering to portfolio management goals and objectives to ensure underwriting discipline and book profitability. * Conducting thorough risk assessments for construction-related accounts and ensuring timely and accurate file documentation. * Growing the construction portfolio in preferred casualty construction business. * Supporting construction industry practice initiatives across the broader organization and other underwriting business units. * Participating in relevant industry events and conferences. * Qualifications, Education & Experience: * Bachelor's Degree preferred. * CPCU designation preferred. * 4+ years of casualty insurance industry underwriting experience, with construction experience preferred. * Experience in working on various program types, such as wrap-up programs, project-specific placements and annual renewable contractor programs. * Existing market relationships with construction casualty producers and agents. * Strong analytical as well as communication and presentation skills. * Able to think creatively around risks and program design. The base salary range for this position is $120,000 - $160,000 annually. The offered rate of compensation will be based on individual education, experience, qualifications and work location. All offers include access to a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO). #LI-Hybrid #LI-AS1 What if I don't meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn't align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process. Our Culture At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture. * Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging. * Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together. All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve. Type: Regular Time Type: Full time Primary Location: New York, NY Additional Locations: Atlanta, GA, Boston, MA, Houston, TX, Los Angeles, CA, Philadelphia, PA, San Francisco, CA, Warren, NJ Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at *********************************. Everest U.S. Privacy Notice | Everest (everestglobal.com)
    $120k-160k yearly Auto-Apply 1d ago
  • Mortgage Underwriter

    Amcap 4.8company rating

    Underwriter job in Houston, TX

    JOB TITLE: Loan Underwriter SUMMARY: This position is responsible for underwriting mortgage loan applications and evaluation loans in order to maximize organizational profit and minimize risk or loss. DUTIES AND RESPONSIBILITIES: Reviews the automated decision and compares this decision to the facts and figures contained in the file. Reviews credit history for acceptable credit. Reviews investor guides to insure salability in the market. Reviews and analyzes income and employment history. Reviews assets available and funds sourced. Reviews collateral to insure value of the property is acceptable. Completes additional forms as required for review. Conditions the loan for additional items needed to decision the loan. Communicates effectively with Loan Officer, Loan Processor and Appraiser. Reviews portions of the compliance requirements. Performs other related duties as assigned by management. QUALIFICATIONS: Bachelor's Degree from four-year college or university preferred. Will consider a combination of education and experience. A minimum of 4 years closer/funder or related experience. Computer skills required: Microsoft Office Suite and Encompass preferred. COMPETENCIES: Adaptability - Adapts to changes in the work environment; manages competing demands. Customer Service - Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; meets commitments. Ethics - Treats people with respect; keeps commitments. Interpersonal Skills - Focuses on solving conflict, maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations; responds well to questions. Planning/Organizing - Prioritizes and plans work activities; uses time efficiently. Problem Solving - Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; works well in group problem solving situations. Written Communication - Writes clearly and informatively. Disclaimer: This position description highlights a general description of duties and responsibilities. Employee(s) may be assigned other duties, in addition to or in lieu of those described herein, and any duties are subject to change at any time, according to the needs of the location or Company.
    $61k-78k yearly est. Auto-Apply 60d+ ago
  • Business Lending Services Underwriter II

    Origin Bank 4.0company rating

    Underwriter job in Houston, TX

    Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us. Performs underwriting duties for loan relationships of $2.5 million or less in compliance with organizational policies/procedures and state and federal lending laws/regulations by performing the following duties. Word Summary Performs underwriting duties for commercial loan relationships of $3 million or less in compliance with organizational policies/procedures and state and federal lending laws/regulations by performing the following duties. Essential Duties and Responsibilities include the following. * Evaluates loan applications up to and including loan relationships of $3 million or less for business purposes. * Analyzes income and debt levels to determine Debt Service Coverage (DSC) ratios which are critical when determining repayment ability. * Spreads and analyzes financial statements and tax returns for potential and existing customers and guarantors. * Prepares company cash flows, global cash flows, financial analysis, and collateral valuations for loan requests. * Reviews and Interprets spreads and financial info using trend analysis, ratio analysis, and other financial analysis tools for use in evaluation larger and more complex credits. * Decisions loan applications for either approval as submitted, conditional approval or denial. * Evaluates an individual's credit score (or business credit score) and historical payment records. * Assesses the risks associated with the pricing of the credit (interest rate risk), the current economic climate (market risk) and the industry or the occupation (industry risk) of the applicant. * Provides written comments to support loan decisions with each loan application that will become a permanent part of the file. * Builds and maintains strong relationships with lenders, loan assistants, and loan support staff. * Provide guidance to lenders on loan policy requirements, structure, collateral, loan covenants, and monitoring requirements for new or existing business loan requests in order to maximize profitability and minimize risk and policy exceptions. * Generally focuses on the underwriting of larger and more complex credits that require a more thorough and detailed analysis * Attends risk department/division meetings as required to maintain a current working knowledge of substandard and other higher risk relationships. Supervisory Responsibilities This job has no supervisory responsibilities. Competencies - To perform the job successfully, an individual should demonstrate the following competencies: Analytical and Design - Synthesizes complex or diverse information; Collects and researches data; Demonstrates attention to detail. Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully. Project Management - Coordinates projects; Communicates changes and progress; Completes projects on time and budget. Interpersonal Skills/Customer Service - Focuses on solving conflict, not blaming; Maintains confidentiality; Remains open to others' ideas and tries new things; Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service ; Responds to requests for service and assistance; Meets commitments. Oral and Written Communication - Listens and gets clarification; Responds well to questions; Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information. Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interests; Supports everyone's efforts to succeed. Business Acumen - Understands business implications of decisions. Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; supports organization's goals and values. Judgment - Displays willingness to make decisions; Exhibits sound and accurate judgment; Includes appropriate people in decision-making process; Makes timely decisions. Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently. Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position. Quality and Quantity - Demonstrates accuracy and thoroughness; Completes work in timely manner. Meets quarterly production goals. Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events. Attendance/Punctuality and Dependability - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Follows instructions, responds to management direction. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university; minimum five years' experience as a business underwriter; or equivalent combination of education and experience. Language Skills Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. Mathematical Skills Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry. Reasoning Ability Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Computer Skills To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Excel and Word. Customer Service Skills Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank. Other Skills Must have strong working knowledge of the Origin Bank Lending Policy in order to provide proper decisioning of loan applications. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to stand; walk; sit and use hands to finger, handle, or feel. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. Word Compensation Details We believe in competitive compensation. The minimum average base pay for this position based on market is: $91,986.00 Word The minimum base pay could be increased based on factors such as skills, education, or experience. The base pay listed does not include incentives, bonuses, or benefits. We also offer a generous benefits package (more information on benefits can be found here). Word Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights
    $92k yearly Auto-Apply 43d ago
  • National Accounts Strategic Underwriter

    Elevance Health

    Underwriter job in Houston, TX

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities. How You Will Make an Impact Primary duties may include, but are not limited to: * Create competitive, financially sound proposals for business growth and renewals. * Collaborate on RFPs. * Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation. * Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements. Minimum Requirements: Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance. Preferred Skills, Capabilities, and Experiences: * ASA/FSA, CFA, or CEBS credentials preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864. Locations: California, Colorado, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Exempt Workshift: Job Family: UND > Analysis Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $105.5k-180.9k yearly 2d ago
  • Underwriting Specialist

    Redstone Payment Solutions 4.5company rating

    Underwriter job in Houston, TX

    Job Description At Redstone Payment Solutions, we believe in the power of relationships, built on trust, honesty, and a commitment to delivering exceptional service. Since 1994, our family-owned business has been at the forefront of the payment processing industry, helping businesses grow by providing secure, cutting-edge solutions tailored to their needs. The Underwriting Analyst is responsible for collecting, analyzing, and entering merchant information to support sound business decisions regarding short-term funding. This role requires strong analytical ability, diligence, and collaboration across teams to ensure accurate decisions. Requirements Prescreening & Prequalification: Enter merchant application data accurately into internal systems Retrieve and evaluate credit information from multiple credit sources Review and analyze bank statements and credit reports Underwriting Analysis & Decision-Making: Assess all gathered information to determine business eligibility Identify whether sufficient information exists to make decisions Request additional documentation as needed Make and document decisions to properly status an application to pend, decline, or approve based on underwriting criteria Utilize the underwriting matrix and other company policies to guide decisions Exercise judgment using client data, credit bureau information, reference checks, and other third-party resources Collaboration & Communication: Partner effectively with the underwriting and risk teams: Identify and report any questionable business activities to the appropriate departments Collaborate with merchants, ISOs, sales representatives, and internal operations teams Application & Account Review: Conduct reference checks with outside vendors as required Perform quality assurance reviews post-transmission to ensure accuracy and completeness Additional Responsibilities: Provide secondary support by answering and directing incoming phone calls Deliver excellent customer service to both internal and external partners Perform other duties as assigned to support departmental and organizational objectives Qualifications: Associate or Bachelor's degree, or equivalent combination of education and work experience Minimum of 3 years of experience in financial services, underwriting, or credit analysis Strong ability to interpret and analyze credit reports and financial data Exceptional diligence and accuracy in a demanding environment Proficient data entry and organizational skills with the ability to manage multiple priorities Elevated level of integrity and discretion when overseeing sensitive information Excellent problem-solving, analytical, and decision-making abilities Strong written and verbal communication skills Demonstrated initiative, ownership, and sense of urgency in achieving results Positive attitude with the ability to thrive in a dynamic environment Benefits Health and wellness: Medical, dental, and vision insurance: Comprehensive medical, dental, and vision insurance plans with options for your dependents. Mental health support: Access to mental health services and wellness programs. Financial security: Retirement plan: 401(k) retirement savings plan with a company match. Life insurance: Employer-paid life insurance policy. Disability insurance: Short-term and long-term disability insurance. Work-life balance and time off: Paid time off (PTO): Paid time off (PTO) plus paid sick leave and holidays.
    $57k-90k yearly est. 12d ago
  • Underwriting Specialist - National Acct Casualty - Loss Sensitive

    CNA Holding Corporation 4.7company rating

    Underwriter job in Houston, TX

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, check out our Candidate Guide. JOB DESCRIPTION: At CNA, our team of Large Account Primary Casualty Underwriters are high level individual contributors responsible for overall management, business development, growth and profitability of a book of Large Account Casualty business spanning a wide range of industry segments and revenue bands. This position will have a heavy emphasis on new business production of risk management primary casualty accounts. In this role, you will drive business results through strong sales, marketing and relationship building skills with external Brokers and internal business partners (local Branch and Home Office teams) and Units (Claim and Risk Control). This hybrid position will work from our Dallas, TX (there are additional locations available as well) office where the ideal candidate will have 3+ years of large complex underwriting experience; however, we will also consider candidates who have worked on larger middle market accounts as well. Essential Duties and Responsibilities include the following 1. Underwriting Expertise Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA's guidelines and standards Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis Uses all appropriate underwriting tools (, disciplines and knowledge of strategies to ensure underwriting guidelines are followed Analyzes coverage and limits of underlying policies to properly structure the CNA Umbrella or Excess attachment and coverage. Completes underwriting write ups to detail the underwriting thought process including analysis of operations, exposures, coverage and losses. Demonstrates technical underwriting skills through thorough account reviews and file documentation Adheres to guidelines and underwriting discipline to minimize exposure and appropriately price Keeps current on state/territory issues, regulations and trends 2. Portfolio Management Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals Prioritizes time and resources to effectively manage and optimize producer performance Operates with an Enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments Demonstrates in-depth knowledge of CNA's products and appetite while clearly communicating CNA's position at the point of sale 3. Sales & Distribution Management Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines Develops producer relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results Develops and implements distributor specific plans, monitors performance, and adjusts plan to ensure a substantial pipeline for future profitable growth Drives effective relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customer Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer Knowledge, Skills and Abilities Knowledge of underwriting processes, coverages, and tools to gather and evaluate information in order to reach appropriate decisions on renewals and new business Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment Ability to uncover customer needs, position specific solutions, handle objections and close deals Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, exercise influence, and manage and prioritize multiple concurrent projects Education & Experience Bachelor's degree or equivalent experience. Professional designations preferred. Typically, a minimum 3+ years underwriting experience As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Consultant or Underwriting Consulting Director. Typically, 3 -10+ years of related experience. #LI-MA1 #LI-Hybrid CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
    $63k-107k yearly est. Auto-Apply 60d+ ago
  • Sr. A&E Underwriting Professional

    Awac

    Underwriter job in Houston, TX

    Sr. A&E Underwriting Professional - (25000066) Description Senior A&E Underwriting ProfessionalLocation: The position can be located in any Allied World US office including New York, Iselin, NJ, Boston, Farmington, Houston, Dallas, Chicago, Philadelphia, Los Angeles, San Francisco, MiamiJob Summary:The AVP will be proficient in evaluating, analyzing and determining the appropriate terms and conditions for the various products within the A&E Division. This will include A&E, Contractors, Project placements and Excess placements on all lines. The position will focus, in part, on facilitating and developing producer and insured contacts specific to Architects and Engineers within the ENR 500 group. Job Duties & Responsibilities:Job Duties & Responsibilities:· Review and analyze underwriting submissions· Establish a network of market contacts and act as the lead marketer of A&E and Construction Professional in your territory· Underwrite to appropriate terms and conditions following the Company business strategy to quote selected risks· Present accounts to customers· Price and analyze coverage, structure and exposures· Authorize quotes/binders/invoices as appropriate· Attend client/broker meetings as applicable· Negotiate with brokers and clients for new and renewal business· Assist in the development and formulation of data/reports as needed· Ensure that underwriting pricing and discipline are followed to meet profitability goals, complying with underwriting guidelines, systems and procedures· Attend underwriting audits as needed· Liaise with brokers, internal auditors and Claims, Accounting, IT and Legal departments as appropriate· Attend important industry conferences and seminars as appropriate Qualifications Compensation:The annualized base pay range is a broad range based on analysis of similar positions in the market. The actual base pay for the position may be above or below he listed range and determined by a number of considerations, including but now limited to complexity, location, and scope of the role, along with experience, skills, education, training, and other conditions of employment. Base salary represents one compensation of Allied World comprehensive total reward package, which may also include annual incentive compensation rewards. The base salary range for this role is $150,000 - $210,000. The base salary range for this role is $150,000 - $210,000. Qualifications · 7+ years Professional liability underwriting experience, or equivalent broker experience· Experience in architects and engineers (A/E) exposure analysis, Contractors exposure analysis, project specific professional liability placements and a working knowledge of A/E/Contractors specialty producers and brokers· Solid communication skills, computer skills, and organizational skills· Insurance certification preferred (CPCU or RPLU) Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001. We are a subsidiary of Fairfax Financial Holdings, Limited and benefit from a strong capital base and a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways. Our generous benefits package includes: Health, Dental and Disability Insurance, a company match 401k plan, and Group Term Life Insurance. Allied World is an Equal Opportunity Employer. All qualified applicants will be considered for employment without consideration of any disability, veteran status or any other characteristic protected by law. To learn more, visit awac. com, or follow us on Facebook at facebook. com/alliedworld and LinkedIn at linkedin. com/company/allied-world. Primary Location: US-NY-New YorkOther Locations: US-MA-Boston, US-CA-San Francisco, US-CT-Farmington, US-NJ-Iselin, US-NY-Jericho, US-PA-Philadelphia, US-FL-Miami, US-CA-Los Angeles, US-CA-Costa Mesa, US-TX-Dallas, US-IL-Chicago, US-TX-Houston, US-GA-AtlantaWork Locations: New York 199 Water Street New York 10038Job: UnderwritingEmployee Status:RegularJob Type:StandardJob Posting: Jan 7, 2026, 3:40:34 PMMaximum Salary210,000. 00Pay BasisYearly
    $46k-86k yearly est. Auto-Apply 1d ago
  • Commercial Lines Underwriter

    Kaufman Financial Group

    Underwriter job in Houston, TX

    Responsibilities Summary: When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit and drive for career advancement to join our team as a Commercial Lines Underwriter. The Commercial Lines Underwriter will have the opportunity to grow a book of business by underwriting new commercial business and increasing renewal business through the cultivation of client relationships. Responsibilities: * Build, maintain, and grow a book of business * Manage agency relationships and serve as lead client contact * Create and execute marketing plans to increase new and renewal business * Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business * Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management * Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio * Lead, train, and develop Assistant and Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * 3+ years of commercial lines underwriting experience required, excess & surplus lines experience preferred * Demonstrated proficiency in sales and marketing * Insurance license, CPCU, CIC or comparable designations preferred * Proven organization skills and ability with a strong attention to detail * Interest in continued education and professional development * Travel if necessary in order to foster strong client relationships Benefits: * Competitive base compensation with a sales bonus plan * Employer paid continuing education courses and designations via access to Kaufman Institute * Health and welfare benefits including medical, vision and dental * 401K with employer match * Paid vacation, sick time, and holidays * Access to Kaufman Wellness Program * Flexible and hybrid work options About Our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
    $45k-81k yearly est. Auto-Apply 6d ago
  • Underwriter - Insurance MGA - Base Salary to 100k/year - Houston, TX

    Allsearch Recruiting

    Underwriter job in Houston, TX

    Our client, an MGA/Carrier is looking for an Underwriter to join their team. Our client specializes in niche insurance programs & partners with multiple carriers in both admitted and surplus lines insurance markets. They craft coverage solutions for a broad range of residential property risks - from vacant and rental properties to storm, flood, general liability, and lender-placed programs. The Underwriter will be responsible for driving profitable growth across their property and specialty insurance portfolios. Responsibilities: Evaluate and underwrite insurance submissions in accordance with company and carrier guidelines, focusing on specialty property and related lines. Analyze risk characteristics, inspection data, valuation metrics, and coverage terms to determine appropriate pricing and terms. Collaborate with producers, agents, and internal teams to secure coverage that meets client needs while aligning to appetite and profitability targets. Maintain accurate risk records and documentation, ensuring compliance with internal and carrier underwriting standards. Monitor portfolio performance, identify trends, and suggest enhancements to underwriting practices and guidelines. Provide technical support and clear communication to producers regarding coverage decisions, conditions, and risk considerations. Qualifications: 2+ years of property & casualty underwriting experience, preferably with property, surplus lines, or niche programs Understanding of underwriting principles, risk evaluation, and basic insurance pricing Proficiency with Microsoft Office; experience with rating tools or underwriting systems a plus Compensation: Base salary up to 100k/year (flexible dependent on experience) plus a comprehensive benefits package including health, dental, vision, 401k, Roth, generous PTO, paid holidays, etc. Flexibility for hybrid if not in Houston, TX. #INDALL
    $31k-69k yearly est. 1d ago
  • Lender Review Analyst

    Lockton 4.5company rating

    Underwriter job in Houston, TX

    * Collaborates internally and externally with Associate Analysts, Consultants, Advisors, Lenders, Brokers and Legal Counsel to ensure all data is received for initial review. * Reviews insurance certificates and policies for any "red flag" issues and confirm all coverages, terms and conditions meet requirements for respective Lender. * Drafts correspondence to Lender, borrower and broker outlining needed prior to closing to satisfy requirements. * Authors detailed reports outlining findings, red flags/issues, recommendations and coverages for Lenders. * Coordinates with outside insurance contact or broker to make necessary changes to insurance policies to effectively meet insurance programs. * Audits property and casualty insurance certificates and closing documents for accuracy and completeness. * Manages renewal transactions, certificate reviews, and Lender relationships. * Attends and occasionally leads departmental meetings. * Prepares invoices for Lenders based on fee agreements and follow up for payments. * Makes a positive contribution to customer satisfaction and constantly strive to improve service. * Other duties or tasks as assigned.
    $35k-52k yearly est. 27d ago
  • Jumbo/Non-QM Underwriter

    Cornerstone Capital Bank 3.3company rating

    Underwriter job in Houston, TX

    Who we are: Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us. Who we are looking for: Cornerstone Home Lending is seeking a Jumbo/Non-QM Underwriter to support our offices. Success in this job relies on your time management skills, organization, and positive attitude! Key Responsibilities: Due Diligence Underwriting Ability to analyze the underwriting of Jumbo and Non-Agency mortgage loans in a timely manner for completeness and compliance guidelines and approved Seller variances. Use of manual underwriting requires strong attention to detail. Manage loan conditions from credit, property, and compliance reviews with Sellers and external 3rd party service due diligence providers. Evaluate and provide recommendations for underwriting waivers and eligibility exceptions. Clearly communicate, in written and verbal form, compensating factors to justify exceptions. Maintain strong knowledge of mortgage compliance rules agency underwriting guidelines and industry standards for appraisal requirements and regulatory compliance. Participate in evaluating current loan review processes and provide feedback and recommendations to increase efficiency and risk management capabilities. Consistently review third party services (valuation, fraud, compliance) to provide valuable input for loan decisions. What you'll need to be successful: 5+ years of mortgage industry experience 5+ years of jumbo and Non-Agency underwriting with complex income analysis required Expert underwriting knowledge and extensive experience with loan origination documentation Technologically savvy, with the ability to work in varied systems. Proficiency with automated underwriting engines, electronic document management and other systems High attention to detail and effective problem-solving skills Excellent client service skills Excellent oral and written communication skills Excellent multi-tasking skills and ability to manage multiple tasks simultaneously Analytical thinking ability, diplomacy and professionalism What we offer: Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus. What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're a part of our Cornerstone team, we'll continue to invest in you as a valuable asset to our company. As many of our team members can tell you, there's something special about working at Cornerstone. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
    $43k-72k yearly est. 1d ago

Learn more about underwriter jobs

How much does an underwriter earn in Pasadena, TX?

The average underwriter in Pasadena, TX earns between $36,000 and $105,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Pasadena, TX

$62,000

What are the biggest employers of Underwriters in Pasadena, TX?

The biggest employers of Underwriters in Pasadena, TX are:
  1. Philadelphia Insurance Companies
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