Explore jobs
Find specific jobs
Explore careers
Explore professions
Best companies
Explore companies
The differences between underwriting specialists and certified medical technicians can be seen in a few details. Each job has different responsibilities and duties. Additionally, an underwriting specialist has an average salary of $63,325, which is higher than the $38,859 average annual salary of a certified medical technician.
The top three skills for an underwriting specialist include customer service, underwriting guidelines and financial statements. The most important skills for a certified medical technician are patients, vital signs, and CPR.
| Underwriting Specialist | Certified Medical Technician | |
| Yearly salary | $63,325 | $38,859 |
| Hourly rate | $30.44 | $18.68 |
| Growth rate | -4% | 5% |
| Number of jobs | 25,164 | 164,424 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 73% | Bachelor's Degree, 28% |
| Average age | 44 | 44 |
| Years of experience | - | 12 |
An underwriting specialist is responsible for reviewing clients' applications in availing financial services and determining their eligibility by analyzing credit scores and risk potential. Underwriting specialists record all necessary information and may ask for additional requirements for further investigation. They assess policy applications and implement terms and conditions upon approval and ensure that the clients understood the process to prevent miscommunication and payment delays. An underwriting specialist must have extensive knowledge of the loan and insurance disciplines to identify coverage and limitations for efficient contract negotiations.
Certified Medical Technicians are specialists in medical diagnoses by performing laboratory testing and analysis for hospitals and physicians. Their duties include lab sanitization to prepare for testing and collection, recording medical samples for testing, specimen preparation, blood drawing for donation and testing, and assisting physicians with sample collection as well as equipment handling in surgical rooms. They must also understand how to use complex and sensitive testing equipment such as cell counters, analyzers, microscopes, and centrifuges.
Underwriting specialists and certified medical technicians have different pay scales, as shown below.
| Underwriting Specialist | Certified Medical Technician | |
| Average salary | $63,325 | $38,859 |
| Salary range | Between $39,000 And $101,000 | Between $28,000 And $53,000 |
| Highest paying City | Boston, MA | Denton, TX |
| Highest paying state | Massachusetts | Alaska |
| Best paying company | AIG | Favorite Healthcare Staffing |
| Best paying industry | Finance | Health Care |
There are a few differences between an underwriting specialist and a certified medical technician in terms of educational background:
| Underwriting Specialist | Certified Medical Technician | |
| Most common degree | Bachelor's Degree, 73% | Bachelor's Degree, 28% |
| Most common major | Business | Nursing |
| Most common college | University of Pennsylvania | University of Connecticut |
Here are the differences between underwriting specialists' and certified medical technicians' demographics:
| Underwriting Specialist | Certified Medical Technician | |
| Average age | 44 | 44 |
| Gender ratio | Male, 39.0% Female, 61.0% | Male, 20.4% Female, 79.6% |
| Race ratio | Black or African American, 8.9% Unknown, 2.5% Hispanic or Latino, 10.0% Asian, 5.8% White, 72.4% American Indian and Alaska Native, 0.4% | Black or African American, 15.9% Unknown, 5.0% Hispanic or Latino, 14.6% Asian, 10.0% White, 53.8% American Indian and Alaska Native, 0.8% |
| LGBT Percentage | 9% | 8% |