Loan Officer jobs at Willamette Valley Bank

Mortgage Loan Officer (External) With a strong reputation of integrity, unsurpassed service, and member focus, Oregon State Credit Union is one of the most respected credit unions in the Northwest. We are committed to our vision of creating financial solutions that make lives better and are looking for an experienced External Mortgage Loan Officer to join our team as we expand into a new geography- Portland Metro Area! The External Mortgage Loan Officer (EMLO), will play a critical role in helping to establish and expand the Credit Union's brand throughout Clackamas County and the surrounding Portland metro area. Acting as the face of the Credit Union in their assigned territory, the EMLO is responsible for attracting and cultivating new mortgage loan originations by building strong relationships within the community, and leveraging their business development skills. The ideal candidate is a seasoned mortgage professional who is eager to grow their book of business and career; is well connected in the local real estate community and is passionate about helping members and prospective business partners achieve their goals. This position is considered a Mortgage Loan Originator (MLO) as defined by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). The law requires MLO to be registered in the Nationwide Mortgage Licensing System and Registry (NMLSR). What you will need to be successful: Business Development: Proven experience and track record in identifying, developing and maintaining prospective business relationships to establish recurring sources of referrals and ensure a quality pipeline of mortgage originations. Strong ability to identify and analyze potential loan markets and stay current on industry trends. Lending Expertise: Demonstrated knowledge and expertise of real estate lending, including lending programs, policies, secondary market and regulatory compliance requirements. Proven ability to conduct interviews with prospective borrowers, perform credit and financial analysis and oversee the application process, ensuring a high level of accuracy and that member needs are met. Communication Skills: Excellent written and verbal communication skills with the ability to educate members on the process and available products and services, all while ensuring exceptional member services throughout. Showcases strong diplomacy and ability to build and maintain relationships. Experience & Education: At least three years of real estate lending and loan origination experience required. Secondary market investor underwriting and guideline experience preferred. Three years of experience in field sales where lead generation is the prime source of business is highly preferred. High school diploma or GED equivalent required. Ways we'll appreciate you: A positive atmosphere A 3,000 monthly base salary in addition to the generous commission structure! Paid holidays and paid time off 100% credit union paid employee coverage for medical, vision, dental, life and disability insurance; dependent coverage also available 401k Plan with a generous credit union match Tax-saving Flexible Spending and Health Savings Plans Premier membership perks, company clothing, wellness and recognition programs Laptop and cellphone provided Since it began in 1954, Oregon State Credit Union has been a member-owned, not-for-profit financial services institution. We exist for the benefit of our member-owners, and not to profit from them. That's what makes us different from banks and how we're able to create financial solutions that make lives better. Location: Work from home or area credit union branches as needed Work type: Full-Time, Remote, Exempt Compensation: $36,000/year base salary with monthly commissions + bonus Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities. The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.

Experienced Loan Officer | Inbound Calls | Remote ` $50,000 - $200,000+ Annually Earning Potential, Hourly Wage, Commission, All Inbound Calls - No Cold Calling. ` Accelerate your income potential with company-provided, pre-qualified leads-no cold calling! AmeriSave offers top-tier tech, aggressive commissions, and the ability to delight your clients with our streamlined processes and speedy turn times. Build lasting relationships for referrals and repeat business. * 100% Remote opportunities * Aggressive, uncapped commission structure * Company provided pre-qualified leads. * Advanced CRM, texting tools, mobile loan applications, AI driven quote tool * Full benefits, paid training, licensing maintenance and career advancement opportunities What You'll Do: * Engage with 100% warm transfer leads from motivated homebuyers and refinancers * Consult with borrowers to understand their needs and present loan options * Use our state of the art technology to qualify and close loans quickly * Build long-term relationships for future referrals and repeat business * Collaborate with in-house processors and underwriters for fast closings * Meet or exceed monthly sales goals and conversions. What You'll Need: * 1+ years of recent mortgage loan origination experience (call center preferred) * Active NMLS license * Minimum 1 active state license * Must meet all Nationwide Mortgage Licensing System & Registry (NMLS) requirements * Understanding of mortgage regulatory guidelines and ability to accurately structure and price loans. * Strong communication and negotiation skills * Self-motivated, driven, and results-oriented * Ability to thrive in a fast-paced, high-volume environment * Strong desire to succeed in a sales environment and to be a top producer This is a remote opportunity. The schedule is Monday - Friday. Hours are 11am - 8pm PST or 12pm - 9pm PST. Remote work applicants may not work from the following states: California. Why AmeriSave: As one of the top-rated lenders in the nation, our mission is to deliver beneficial, responsible home and personal lending solutions with unwavering integrity, dedication and excellence. ` Our employees are the driving force behind our success. Join a team that values your contributions, celebrates your wins, and gives you the tools to thrive. ` * At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! ` AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. ` Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. Compensation: The hourly rate for this position generally ranges between $10.00-$15.00, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000. ` Benefits: * 401(k) * Dental insurance * Disability insurance * Employee discounts * Health insurance * Life insurance * Paid training * Referral program * Vision insurance Supplemental pay types: * Hourly draw * Commissions * Ramp up incentive * Referral bonuses Deadline to apply is: December 23,2025 ` California Consumer Privacy Act Disclosure Acknowledgment Employment Applicants, New Hires, and Employees Residing in California AmeriSave Mortgage Corporation's Privacy Policy Statement ("Policy") can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act ("CCPA") Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.

There's a reason we've won so many awards for being one of the best companies to work for! We invite you to apply to join the DFCU family, and here's what's in it for you: * 12 paid holidays * Competitive compensation * Benefits, perks, and discounts worth a double-take * A positive company culture and co-workers who truly care * Work remotely (we are seeking a candidate in Boise, ID area) Summary: We are seeking a highly motivated and self-driven Mortgage Loan Officer to join our team remotely. This position is ideal for an experienced professional who thrives on building their own book of business and developing lasting relationships with clients. The Mortgage Loan Officer will be responsible for originating mortgage loans independently without branch assistance, focusing on outbound business development and client management. Duties and Responsibilities: * Generate and cultivate a robust pipeline of mortgage loan opportunities through proactive outreach, networking, and marketing efforts. * Develop and maintain relationships with real estate professionals and prospective borrowers to promote the credit union's mortgage products. * Evaluate borrower financial information to determine creditworthiness and mortgage eligibility in compliance with credit union policies and regulatory standards. * Educate clients on mortgage products, rates, and lending guidelines to facilitate informed decision-making. * Manage the entire loan process from application through closing, coordinating with internal teams and external partners to ensure timely, accurate loan closings. * Maintain ongoing communication with borrowers, providing updates and requesting necessary documentation throughout the loan lifecycle. * Maintain thorough and compliant documentation to meet regulatory and credit union standards. * Stay informed on industry trends, market conditions, and product offerings to provide expert advice. * Cross-sell other credit union services to members as appropriate. * Represent Deseret First Credit Union professionally and ethically in all business dealings. Qualifications: * Education: High School diploma or equivalent required; Associate degree or specialized training preferred. * Experience: 1-3 years minimum, ideally 2-5 years mortgage loan officer or similar. * Proven experience as a Mortgage Loan Officer or similar role, preferably with demonstrated success in generating independent business. * Deep knowledge of mortgage products, lending regulations, and compliance standards. * Exceptional communication, negotiation, and interpersonal skills. * Strong organizational skills and ability to manage multiple clients and deadlines independently. * Self-motivated with a strong entrepreneurial spirit and ability to work remotely without direct supervision. * Active NMLS number is required Competencies: * A significant level of trust and diplomacy, in addition to normal courtesy and tact, is required. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary * Excellent communication and interpersonal skills * Ability to sell mortgage loans to members by explaining and communicating loan products and services of the credit union * Maintains confidentiality * Good time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously * Must have the ability to read and interpret documents such as real estate purchase contracts, loan program guidelines, tax returns, income documentation, credit reports and preliminary title reports Computer Skills: * Basic word processing and computer skills required * Knowledge of Encompass Software is helpful Join Our Team: We are excited to welcome a driven Mortgage Loan Officer to our team who will contribute to the growth and success of Deseret First Credit Union. If you're ready to take ownership of your business and thrive in a remote environment, apply today! Deseret First Credit Union is proud to be an Equal Opportunity Employer, providing equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, age, national origin, disability veteran status, pregnancy, sexual orientation, gender identity, or any other characteristic protected by law. Requirements Salary

At Unitus, each employee has an opportunity to make a difference for our members. As part of our mortgage lending team, the MRO will focus on sourcing leads, building relationships, and originating quality mortgage applications that support our commitment to unparalleled service - the kind that creates the Unitus difference . Our strong team of leaders, outstanding culture, above market benefits, continuous involvement in the communities we serve, and competitive pay programs make Unitus an excellent place to contribute and grow your talents as a mortgage sales professional. This is a hybrid position based in the Bridgeport Village-Woodburn-Salem area. Compensation is a base salary plus commission. Primary Duties: Source and develop mortgage leads by actively networking, leveraging your existing book of business, cultivating realtor and community relationships, and collaborating with branch staff to generate applications that convert to funded loans Proactively consult with members to understand their home financing needs, take complete and accurate mortgage applications, and guide them through options that align with Unitus' products and lending guidelines Build strong referral relationships with assigned and surrounding branches, earning the trust of branch teams to drive a steady flow of quality referrals and mortgage opportunities Regularly participate in external business development activities (e.g., community events, local chambers, networking functions) to expand visibility and drive new purchase and refinance business Maintain up-to-date knowledge of Unitus mortgage products, pricing, procedures, and systems, and follow all compliance, regulatory, and documentation requirements Balance time between working in branches, remotely, and in the community to effectively manage your pipeline, prospecting activities, and member appointments Consistently meet or exceed mortgage production goals (units and volume) while contributing to overall sales, service, and efficiency objectives As an ideal candidate, you will have: Bachelor's degree preferred or equivalent work experience Prior experience in mortgage, real estate, banking, or a similar sales-focused financial services role; at least 3 years of experience as a Mortgage Loan Officer/Originator or comparable position strongly preferred Demonstrated success in outbound sales, networking, and building a personal book of business, with the drive to source leads and convert them into funded loans Strong communication and interpersonal skills, with a member-service mindset and the ability to build trusted relationships with members, branch staff, and community partners Comfort using technology and internal systems to take applications, manage a pipeline, and stay organized in a fast-paced, production-based environment Ability to be certified and maintain registration through NMLS as required for mortgage originations Willingness to travel on a regular basis within the areas Unitus serves Bilingual skills (especially Spanish/English) are preferred. Our Benefits Maintaining wellness and work/life balance is an important part of the Unitus culture. Our benefits are a reflection of this commitment. Medical + Dental + Vision Flexible Spending Accounts + HSA Employees accrue up to 15 days of Paid Time Off (PTO) during their first twelve months of employment Unitus recognizes 12 paid holidays per year 401(k) Retirement Savings Annual Incentives (*eligibility dependent) Employee Assistance Plan Tuition Reimbursement Student Loan Debt Repayment Transit & Parking benefits Paid Volunteer Time Off What's it really like to work here? We are a people-focused organization that places an emphasis on culture. Unitus is local, successful, and committed to continuously improving and growing! Unitus Community Credit Union (Unitus) is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process.

Job Details 955 - Coeur d' Alene - Coeur d' Alene, ID Full Time Mortgage Loan Originator Wallick & Volk Mortgage Bankers, recently ranked by Mortgage Executive Magazine in their "50 Best Companies to Work For," is seeking a professional, self-motivated Loan Originator that is looking to take their career to the next level by joining our industry-leading team. How our team differentiates from the rest of the industry: Closing loans in 30 days or less, never miss another COE. We specialize in helping double and triple the number of families you can help achieve homeownership by providing cutting-edge products and services to keep you at the forefront of the industry. Work alongside industry leaders, including many of the top 1% of mortgage originators in the U.S. We pride ourselves on having a company of loan originators, by loan originators, and for loan originators. We are a team of entrepreneurs and believe that there are many ways to succeed. We have a "not one size fits all" method of operation. We have been constantly evolving and growing since 1932. Our amazing track record speaks for itself, but our vision and focus are on the future. Join us and become an essential member of our teams continued success. Our platform promotes high earning opportunities and benefits including an opportunity to distinguish yourself as a Presidents club member based on your personal production, which includes a company-paid trip Required license or certification: National (NMLS) and applicable state licenses About Wallick & Volk: Wallick & Volk is the oldest privately held mortgage company in the United States. We have been successfully developing our corporate platform since 1932. This platform is built upon an understanding of our staff's values and their commitment to supporting their community. This is what differentiates us from our competitors - we don't merely offer mortgages; we offer consumer education that helps people realize their dreams. Our employees are an essential part of that education.

Job Description Summit Mortgage Corporation is looking and hiring licensed Mortgage Loan Officers now at our corporate headquarters in Plymouth, MN and at any of our Multi-State branches. The Loan Officer will develop loan applications by evaluating applicant information and documentation, developing relationships within the community, and producing high quality loans while providing excellent customer service. Pay Transparency: Compensation for this position is primarily commission based where your production and performance will determine earning potential. At Summit - we know what really makes originators happy and want to provide you with the tools and operations to succeed. We promise to onboard you cleanly and quickly and get you up and running FAST at Summit. We promise to provide you with top marketing tools, and dedicated support staff to help you implement. MBS Highway, BombBomb, Surefire, MMI - you name it, we have it. And it's paid “top of house”. We promise to provide best-in-class fulfillment of your loans - with dedicated, seasoned in-house operations staff and managers. Always available to take your call when needed. We promise you will have smooth closings, happy realtors and clients, and will earn more referrals as a result. And lastly, we promise you will enjoy working at Summit. Summit Mortgage offers health, dental, vision, life, and 401k options. Apply Now if interested to help aspire borrowers fulfill the dream of home ownership. Summit is licensed is these states currently and is growing: AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, LA, MD, MI, MN, MT, NJ, NC, ND, OR, PA, SC,TX, UT, VA, WA, WI, WY Summary The Loan Officer will develop loan applications by evaluating applicant information and documentation, developing relationships within the community, and producing high quality loans while providing excellent customer service. Responsibilities This description does not represent a complete list of all the performance expectations and characteristics of individuals required to perform this position accurately. Summit Mortgage Corporation reserves the right to change this description as needed to meet the needs of the business. Develop lending relationships with Realtors, builders, developers, and other sources of loan referrals to generate loan volume within the market area Meet with potential customers Engage in marketing and promotional activities to increase prospects Obtain required documentation from prospective borrowers Lock loan terms with the end investor when the prospective borrower agrees on the loan product and terms Maintain regular contact with the prospective borrower between application, closing, and final sale to the investor to apprise the prospective borrower of the status of the application and gather any additional information as needed; attend loan closings Comply with mortgage procedures by maintaining accurate mortgage records and following Summit Mortgage, regulatory, and investor guidelines Stay abreast of trends and developments in the local real estate market and the competitive environment, as well as new rules and regulations pertaining to both private- and government-insured mortgages Maintain a professional image and standards consistent with Summit Mortgage policies and procedures Requirements To perform this position successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Associates degree or 2 years of related work experience in lieu of a degree Two years of mortgage loan origination experience preferred Licensed as a SAFE Act compliant Mortgage Loan Originator Ability to type at least 50 wpm with a high degree of accuracy (90% or better) Knowledge of FHLMC and/or FNMA and FHA/VA and private mortgage insurance requirements Strong verbal and written communication skills Demonstrated customer service skills with a strong ability to take initiative and stay motivated Effective prioritization and organization skills Ability to work effectively under time constraints and have work flexibility

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices are received and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and assist supervision of new Loan Processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. Available to work varying hours and overtime if needed. Qualifications and Skills: This role requires on-site presence one day per week. High School Diploma or equivalent. Minimum of 5 years' residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office, and Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Base Pay: $28.00 - $32.00 Bonus: Eligible for per file bonus The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Mortgage Trust is seeking Loan Officers! We exist to empower our employees, clients, and referral partners to build wealth. Does that resonate with you? Us We employ people who can contribute, grow, think, dream, create, and maintain a positive attitude. We provide excellence to our clients - with respect, transparency, equity, and honesty. We are more than “just another mortgage company.” The conversations we have and the resources we use with our clients revolve around their holistic financial lives. We consistently evaluate and improve every aspect of our business. We care about each other and have each other's backs. We work hard, play hard, and give back to our community. You Are you driven, motivated, competitive, hungry, and humble? Do you focus on referrals only - realtors, financial professionals, past clients, etc.? Do you close $2M+ per month in a normal environment? Are you a team player - willing to collaborate with other loan officers? Do you believe in a wealth-building philosophy, of which mortgages are an essential tool? Why Mortgage Trust We assure our Loan Officers (LOs) are focused on their highest and best use: cultivating client relationships, qualifying borrowers, and finding optimal loan solutions. Therefore, our LOs spend very, very little time on any administrative or processing duties. Setting up files, obtaining documentation, and chasing down conditions - as well as all primary communications with everyone involved in a transaction - are handled by assistants and processors. We feel so strongly about this model we're willing to pay for it: After 1 quarter of 15 closed loans, MTI will pay $37,500/year toward an assistant (plus their benefits) After 2 consecutive quarters of 20 closed loans, MTI will pay $75,000/year toward an assistant (plus their benefits) Additionally, after 2 consecutive quarters of 30 closed loans, MTI will pay for an LO-dedicated processor We are small, local, and nimble. We've worked for large, national mortgage companies, and… well, let's just say that's not our cup of tea. We were very small cogs in a very large machine, and that became more and more frustrating to us over time. Interest rates matter. We don't need to get into the minutiae of why independent mortgage banks (Fairway, Guild, Academy, Caliber, etc.) have higher-than-market rates, but they all do. We've done multiple interest rate searches of most of the big banks and local credit unions over the past few months. Mortgage Trust's rates are lower than all of them. By cutting out a lot of fat that comes with a large company, we're able to offer very low rates. While we don't think rates should be the primary factor in determining which mortgage lender to use, they are obviously a big piece of the puzzle. We're happy to know that we're now as competitive as any lender out there. Mortgage Trust offers our loan officers: Commission based on 1.2% of your funded loan amounts Health insurance starting on the first of the month following your start date. This includes medical and vision through Regence Blue Cross Blue Shield and dental through Moda (Delta Dental or Willamette Dental). We pay 100% of the employee premium for the base plan (there are three plan levels available). Alternative plans and/or dependent coverage is available as a pre-tax employee expense. Two Flexible Spending Accounts (FSA) are also available starting on the first of the month following start date. Employees are able to deduct pre-tax money for out-of-pocket medical expenses and dependent care costs. Limited rollover of FSA funds from one plan year to another is available. At Mortgage Trust, we value all employees and job candidates as unique individuals, and we welcome the variety of experiences they bring to our company. We believe everyone should be treated equally regardless of race, sex, gender identification, sexual orientation, national origin, native language, religion, age, disability, marital status, citizenship, genetic information, pregnancy, or any other characteristic protected by law.

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. **Work location flexible within Zions locations with available work space in Idaho** You have the drive, ambition and skills, and we want to give you the opportunity. Zions Bank is full of people just like you who share the same values and work ethic. Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career. Let's talk about how we can help one another succeed. You will: + Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches. + Ensure compliance with regulatory guidelines in the performance of loan originator duties. + Interview potential applicants to develop information concerning their needs, desires and other information.; obtain and review pertinent financial and credit data. + Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software. + Ensure any re-disclosures are made timely. + Order appraisals through system, arrange for title search and obtain necessary documents. + Be responsible to communicate with the customer throughout the process and work with processors through closing. + Originate residential home loan Qualifications: + A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience. + A combination of education and experience may meet requirements. + Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations. + Ability to successfully solicit loans. + Good problem solving skills. + Ability to work independently. + Strong interpersonal skills. + Demonstrated ability to handle multiple priorities. + Strong verbal and written communication skills. + Ability to work effectively in high pressure environment. + Ability to work with various types of computer software, including mortgage specific software. Benefits: + Medical, Dental and Vision Insurance - START DAY ONE! + Life and Disability Insurance, Paid Parental Leave and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts + Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits including coaching and therapy sessions + Tuition Reimbursement for qualifying employees + Employee Ambassador preferred banking products **Req ID:** 068818 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Work location flexible within Zions locations with available work space in Idaho You have the drive, ambition and skills, and we want to give you the opportunity. Zions Bank is full of people just like you who share the same values and work ethic. Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career. Let's talk about how we can help one another succeed. You will: Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches. Ensure compliance with regulatory guidelines in the performance of loan originator duties. Interview potential applicants to develop information concerning their needs, desires and other information.; obtain and review pertinent financial and credit data. Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software. Ensure any re-disclosures are made timely. Order appraisals through system, arrange for title search and obtain necessary documents. Be responsible to communicate with the customer throughout the process and work with processors through closing. Originate residential home loan Qualifications: A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements. Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations. Ability to successfully solicit loans. Good problem solving skills. Ability to work independently. Strong interpersonal skills. Demonstrated ability to handle multiple priorities. Strong verbal and written communication skills. Ability to work effectively in high pressure environment. Ability to work with various types of computer software, including mortgage specific software. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions Obtain an accurate and thorough 1003. Collect supporting documentation from borrower: 30 day paystubs 2 years tax returns Last 2 years W2's Award letters, disability, trust income, etc. LOE for Gaps in jobs At initial contact with borrower provide needs list and complete application 2 months bank statements Obtain executed disclosures within regulations time frame. Obtain accurate AUS findings. Analyze credit report and financial scenario, determining appropriate loan product(s). Determine (price) a profitable loan and communicate fees to ops team. Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. Lock in rate. Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed If loan out of balance, work with processor & branch manager to request subsidy Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. Coordinate, create, track and distribute marketing materials. Manage client and referral partner databases. Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications High school diploma or equivalent required. At least two years of experience in Mortgage lending or related field. Active NMLS License. Ability to manage multiple priorities; strong detail orientation and highly organized. Works with a strong sense of urgency and responsiveness. Passionate about delivering excellence in customer service. Demonstrated patience and professionalism when interacting with both internal and external customers. Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. Strong verbal and written communication skills. Supervision Intermittent to low supervision required, depending on experience Apply sound judgment in execution of core job responsibilities Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer.

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions Obtain an accurate and thorough 1003. Collect supporting documentation from borrower: 30 day paystubs 2 years tax returns Last 2 years W2's Award letters, disability, trust income, etc. LOE for Gaps in jobs At initial contact with borrower provide needs list and complete application 2 months bank statements Obtain executed disclosures within regulations time frame. Obtain accurate AUS findings. Analyze credit report and financial scenario, determining appropriate loan product(s). Determine (price) a profitable loan and communicate fees to ops team. Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. Lock in rate. Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed If loan out of balance, work with processor & branch manager to request subsidy Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. Coordinate, create, track and distribute marketing materials. Manage client and referral partner databases. Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications High school diploma or equivalent required. At least two years of experience in Mortgage lending or related field. Active NMLS License. Ability to manage multiple priorities; strong detail orientation and highly organized. Works with a strong sense of urgency and responsiveness. Passionate about delivering excellence in customer service. Demonstrated patience and professionalism when interacting with both internal and external customers. Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. Strong verbal and written communication skills. Supervision Intermittent to low supervision required, depending on experience Apply sound judgment in execution of core job responsibilities Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer.

Apply Description Company: Cogo Capital EDUCATE - LOAN - INVEST We get more of what we want by helping others get more of what they want. THE OPPORTUNITY: Cogo Capital is a national real estate investment, lending, and education company and one of the nation's leading providers of capital, fund opportunities, and education for real estate investors. We are a rapidly growing company offering beneficial investment mortgage products and services to borrowers on a national scale. As a Loan Originator/Loan Officer, you'll operate with ownership, managing a pipeline that connects borrowers with funding that works. This is a prospecting-heavy role. You'll be making outbound calls, hunting for new opportunities, and building last referral relationships. You'll apply sound judgment in assessing risk, negotiating terms, and ensuring compliance, while building systems that help scale consistent, high-quality outcomes. You'll also strengthen relationships with referral partners and uncover new channels of opportunity. Nationwide reach means your impact grows beyond any one market. WHAT YOU'LL DO: Prospect and cold-call investors to generate new business opportunities Consistently meet outbound activity goals (calls, emails, follow-ups) Pre-qualify borrowers for existing mortgage loan programs Assess risks including deal worthiness, potential fraud, default, and early payoff Review documents and loan packages for accuracy and completeness Ensure proper fees are collected and charged prior to funding Coordinate activities between processing staff and borrowers Maintain borrower communication to gather documentation and manage pipeline quality Negotiate loan rates and terms effectively with borrowers Attend required meetings and complete training Build and maintain relationships with referral partners Develop business through company events and direct-to-consumer activities Expand knowledge of products, policies, and underwriting requirements WHAT YOU'LL NEED: 1+ year of Loan Officer experience Knowledge of mortgage or private money lending practices Strong communication and negotiation skills Attention to detail with commitment to accuracy and compliance Ability to manage multiple loans and meet deadlines Professional work authorization in the U.S. IT'S GREAT IF YOU HAVE: Bachelor's degree in finance, business, or related field Established network of real estate or lending professionals Experience with private money lending specifically Familiarity with CRM (preferably HubSpot) and loan origination software WHY YOU'LL LOVE IT HERE: Competitive Salary + Performance Incentives: Get recognized for your impact. Full Benefits Package: Medical, dental, vision, EAP, and confidential support from Marketplace Chaplains - available 24/7 for life's tough moments. PTO + 9 Paid Holidays: Because rest isn't a luxury, it's a necessity. 401(k) + Profit-Sharing Opportunities: Build a future you're proud of. Free Shoes: After 90 days and a one-page book report on a book selection by Lee Arnold, you'll earn a new pair of kicks. Reading Incentive: Join our Book Club and earn just for reading and sharing your thoughts. Unlimited Learning: Access to industry-leading training and education. No gatekeeping here. Career Growth: Big opportunities, real advancement. Referral Bonus: Bring your friends. Get rewarded. Culture That Celebrates You: From company potlucks and monthly wins to our legendary Christmas party, birthday surprises, walk-a-thons, and sports tournaments, we work hard and have fun doing it! A Culture of Excellence, Ownership, and Purpose: You'll never just be a number here. ABOUT COGO NATION: Cogo Nation is more than a brand. It's a movement of entrepreneurs, real estate investors, brokers, and rehabbers committed to building lasting wealth together. Founded by Lee Arnold, Cogo Nation was born out of a bold idea: that financial freedom should be learned, shared, and scaled. What began as a single training system, the Circle of Wealth, has grown into a national community anchored by real results, strong values, and powerful partnerships. Today, Cogo Nation brings together a thriving network of corporate team members, regional coaches, private lenders, and clients. Our collective mission? To unlock prosperity for every person in the ecosystem, whether they're just starting out or scaling to new levels. Cogo Nation includes the Lee Arnold System of Real Estate Investing, which provides education and mentoring for real-world investors; Cogo Capital, a nationwide private money lender offering fast and flexible funding; Secured Investment Corp, which delivers trust deed and private equity investment opportunities; Lake City Servicing, specializing in the management and servicing of real estate-backed assets; and He's The Solution Ministries, a faith-based organization dedicated to personal growth and leadership development. At Cogo Nation, we believe wealth is a journey best traveled together… and we're just getting started! #LI-REMOTE

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions Obtain an accurate and thorough 1003. Collect supporting documentation from borrower: 30 day paystubs 2 years tax returns Last 2 years W2's Award letters, disability, trust income, etc. LOE for Gaps in jobs At initial contact with borrower provide needs list and complete application 2 months bank statements Obtain executed disclosures within regulations time frame. Obtain accurate AUS findings. Analyze credit report and financial scenario, determining appropriate loan product(s). Determine (price) a profitable loan and communicate fees to ops team. Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. Lock in rate. Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed If loan out of balance, work with processor & branch manager to request subsidy Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. Coordinate, create, track and distribute marketing materials. Manage client and referral partner databases. Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications High school diploma or equivalent required. At least two years of experience in Mortgage lending or related field. Active NMLS License. Ability to manage multiple priorities; strong detail orientation and highly organized. Works with a strong sense of urgency and responsiveness. Passionate about delivering excellence in customer service. Demonstrated patience and professionalism when interacting with both internal and external customers. Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. Strong verbal and written communication skills. Supervision Intermittent to low supervision required, depending on experience Apply sound judgment in execution of core job responsibilities Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer.

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions Obtain an accurate and thorough 1003. Collect supporting documentation from borrower: 30 day paystubs 2 years tax returns Last 2 years W2's Award letters, disability, trust income, etc. LOE for Gaps in jobs At initial contact with borrower provide needs list and complete application 2 months bank statements Obtain executed disclosures within regulations time frame. Obtain accurate AUS findings. Analyze credit report and financial scenario, determining appropriate loan product(s). Determine (price) a profitable loan and communicate fees to ops team. Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. Lock in rate. Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed If loan out of balance, work with processor & branch manager to request subsidy Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. Coordinate, create, track and distribute marketing materials. Manage client and referral partner databases. Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications High school diploma or equivalent required. At least two years of experience in Mortgage lending or related field. Active NMLS License. Ability to manage multiple priorities; strong detail orientation and highly organized. Works with a strong sense of urgency and responsiveness. Passionate about delivering excellence in customer service. Demonstrated patience and professionalism when interacting with both internal and external customers. Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. Strong verbal and written communication skills. Supervision Intermittent to low supervision required, depending on experience Apply sound judgment in execution of core job responsibilities Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. Job Responsibilities: Source mortgage leads. Build business relationships with real estate agents and other lead sources. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: NMLS License Required under the S.A.F.E. Act of 2008. Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems. Experience proactively soliciting new business. Encompass experience, preferred. Knowledge of mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. Advanced communication and collaboration skills. Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator ("Outside LO") is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC ("CCM") processes and product guidelines. Job Responsibilities: * Source mortgage leads. * Build business relationships with real estate agents and other lead sources. * Analyze potential loan markets and develop referral networks to locate prospects for loans. * Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. * Meet with applicants to obtain information for loan applications and answer questions about the process. * Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. * Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. * Generate complete loan applications with corresponding documentation. * Improve loan applications and documentation by informing the applicant of additional requirements. * Help customers by answering questions and responding to requests. * Handle customer complaints and take appropriate action to resolve them. * Own the communication with the real estate agent or referral source. * Confer with processing and underwriting to aid in resolving mortgage application problems. * Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. * Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. * Mortgage coaching available. Qualifications and Skills: * NMLS License Required under the S.A.F.E. Act of 2008. * Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems. * Experience proactively soliciting new business. * Encompass experience, preferred. * Knowledge of mortgage products and programs. * Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. * Advanced communication and collaboration skills. * Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions Obtain an accurate and thorough 1003. Collect supporting documentation from borrower: 30-day paystubs 2 years tax returns Last 2 years W2's Award letters, disability, trust income, etc. LOE for Gaps in jobs At initial contact with borrower provide needs list and complete application 2 months bank statements Obtain executed disclosures within regulations time frame. Obtain accurate AUS findings. Analyze credit report and financial scenario, determining appropriate loan product(s). Determine (price) a profitable loan and communicate fees to ops team. Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. Lock in rate. Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed If loan out of balance, work with processor & branch manager to request subsidy Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. Coordinate, create, track and distribute marketing materials. Manage client and referral partner databases. Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications High school diploma or equivalent required. At least two years of experience in Mortgage lending or related field. Active NMLS License. Ability to manage multiple priorities, strong detail orientation and highly organized. Works with a strong sense of urgency and responsiveness. Passionate about delivering excellence in customer service. Demonstrated patience and professionalism when interacting with both internal and external customers. Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. Strong verbal and written communication skills. Supervision Intermittent to low supervision required, depending on experience Apply sound judgment in execution of core job responsibilities Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

Mortgage Loan Officer Willamette Valley Bank is seeking a results-driven Mortgage Loan Officer (MLO) to originate quality residential mortgage loans while delivering best-in-class borrower experience. This client-facing role is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing. The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence. Some of the Key Responsibilities Include * Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs * Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms * Manage the loan process from application to closing in partnership with operations, ensuing compliance, quality, and timely resolution of any issues * Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities * Maintain proactive, transparent communication with clients and stakeholders throughout the loan process * Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings * Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking * Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings * Stay informed on market trends, regulatory changes, and industry best practices * Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements * Meet or exceed minimum production standards as established by mortgage management * Uphold confidentiality, ethical conduct, and professionalism in all interactions What We Offer * Competitive compensation structure with incentive opportunities * Comprehensive benefits package * A stable, collaborative work environment * Supportive and knowledgeable leadership team