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Actuarial analyst vs health actuary

The differences between actuarial analysts and health actuaries can be seen in a few details. Each job has different responsibilities and duties. Additionally, a health actuary has an average salary of $99,496, which is higher than the $75,593 average annual salary of an actuarial analyst.

The top three skills for an actuarial analyst include statistical analysis, SAS and statistical data. The most important skills for a health actuary are FSA, term care, and GAAP.

Actuarial analyst vs health actuary overview

Actuarial AnalystHealth Actuary
Yearly salary$75,593$99,496
Hourly rate$36.34$47.83
Growth rate21%21%
Number of jobs41,51148,396
Job satisfaction--
Most common degreeBachelor's Degree, 81%Bachelor's Degree, 71%
Average age3939
Years of experience--

What does an actuarial analyst do?

Actuarial Analysts use statistical formulas to assess the probability and costs of certain events such as accidents, property damages, injuries, and deaths. They are usually specialized in finance, general insurance, health and care, life insurance, and savings/investment.

What does a health actuary do?

Health Actuaries are responsible for assessing financial risk and calculating premium costs for healthcare and insurance companies. They are involved in analyzing statistical data and marketplace trends, reviewing plan reserves, preparing rate files, and creating aggregated health data-based monthly reports. A Health Actuary will study and interpret medical patterns to uncover opportunities to manage risk. They must keep abreast of current legislation to ensure the company abides by legal guidelines. A good Actuary uses a combination of professional judgment, logical reasoning, and mathematical modeling.

Actuarial analyst vs health actuary salary

Actuarial analysts and health actuaries have different pay scales, as shown below.

Actuarial AnalystHealth Actuary
Average salary$75,593$99,496
Salary rangeBetween $55,000 And $103,000Between $49,000 And $201,000
Highest paying CitySeattle, WA-
Highest paying stateWashington-
Best paying companyNationwide Financial-
Best paying industryFinance-

Differences between actuarial analyst and health actuary education

There are a few differences between an actuarial analyst and a health actuary in terms of educational background:

Actuarial AnalystHealth Actuary
Most common degreeBachelor's Degree, 81%Bachelor's Degree, 71%
Most common majorMathematicsMathematics
Most common collegeUniversity of Notre DameStanford University

Actuarial analyst vs health actuary demographics

Here are the differences between actuarial analysts' and health actuaries' demographics:

Actuarial AnalystHealth Actuary
Average age3939
Gender ratioMale, 61.1% Female, 38.9%Male, 93.3% Female, 6.7%
Race ratioBlack or African American, 3.1% Unknown, 3.0% Hispanic or Latino, 4.7% Asian, 21.9% White, 67.4% American Indian and Alaska Native, 0.0%Black or African American, 2.9% Unknown, 2.9% Hispanic or Latino, 3.4% Asian, 16.5% White, 74.3% American Indian and Alaska Native, 0.0%
LGBT Percentage18%18%

Differences between actuarial analyst and health actuary duties and responsibilities

Actuarial analyst example responsibilities.

  • Lead an experience study on morbidity assumptions to more accurately identify LTC rider risks.
  • Lead actuarial intern on automating internal reports, help intern write SQL queries and VBA macros.
  • Develop SAS programs to automate analysis correcting extant errors resulting from arduous manual processes.
  • Evaluate capitation agreements between provider groups and manage care plans, including commercial and Medicare populations.
  • Analyze GAAP financial statements including fair value assessment, shadow adjustments, embed derivatives and unlocking.
  • Integrate rating factors and other data used for GLM motor pricing model by SAS, SQL.
  • Show more

Health actuary example responsibilities.

  • Manage the design, implementation and oversight of all insurance and reinsurancepricing functions and processes for corporation.
  • Provide clinical exercise physiology services and health/wellness counseling for family practice/sports medicine/orthopedics medical group effecting positive lifestyle changes in patients serve.
  • Lead actuarial consultant on NALIS to Cyberlife traditional life conversion.

Actuarial analyst vs health actuary skills

Common actuarial analyst skills
  • Statistical Analysis, 14%
  • SAS, 11%
  • Statistical Data, 11%
  • VBA, 6%
  • Actuarial Models, 5%
  • PowerPoint, 4%
Common health actuary skills
  • FSA, 51%
  • Term Care, 33%
  • GAAP, 5%
  • Filings, 4%
  • Financial Analysis, 3%
  • Business Decisions, 3%

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