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Agricultural loan officer vs mortgage banker

The differences between agricultural loan officers and mortgage bankers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both an agricultural loan officer and a mortgage banker. Additionally, an agricultural loan officer has an average salary of $43,755, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for an agricultural loan officer include loan portfolio, financial statements and loan committee. The most important skills for a mortgage banker are customer service, NMLS, and federal regulations.

Agricultural loan officer vs mortgage banker overview

Agricultural Loan OfficerMortgage Banker
Yearly salary$43,755$27,331
Hourly rate$21.04$13.14
Growth rate4%4%
Number of jobs65,43024,297
Job satisfaction--
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 72%
Average age4545
Years of experience66

What does an agricultural loan officer do?

An agricultural loan officer provides loan assistance to people in the agricultural sector. Farmers, fishers, and livestock owners all need steady funds for their operations, and the variable nature of the agricultural sector may threaten to end their businesses. An agricultural loan officer assesses potential recipients, determines their needs, and determines the total cost required to continue their businesses' operations. This position requires good communication skills, high organization, and strong background knowledge of social work.

What does a mortgage banker do?

A Mortgage Banker is specialized in offering financing to buy homes or refinance previous mortgages. They work as part of a banks loan department.

Agricultural loan officer vs mortgage banker salary

Agricultural loan officers and mortgage bankers have different pay scales, as shown below.

Agricultural Loan OfficerMortgage Banker
Average salary$43,755$27,331
Salary rangeBetween $29,000 And $65,000Between $9,000 And $78,000
Highest paying CitySan Bernardino, CA-
Highest paying stateNew York-
Best paying companyGPAC-
Best paying industry--

Differences between agricultural loan officer and mortgage banker education

There are a few differences between an agricultural loan officer and a mortgage banker in terms of educational background:

Agricultural Loan OfficerMortgage Banker
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 72%
Most common majorAgricultureBusiness
Most common collegePennsylvania State UniversityUniversity of Pennsylvania

Agricultural loan officer vs mortgage banker demographics

Here are the differences between agricultural loan officers' and mortgage bankers' demographics:

Agricultural Loan OfficerMortgage Banker
Average age4545
Gender ratioMale, 77.4% Female, 22.6%Male, 71.7% Female, 28.3%
Race ratioBlack or African American, 10.4% Unknown, 4.7% Hispanic or Latino, 12.3% Asian, 7.0% White, 65.1% American Indian and Alaska Native, 0.5%Black or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between agricultural loan officer and mortgage banker duties and responsibilities

Agricultural loan officer example responsibilities.

  • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
  • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
  • Establish linkages and networking with the local authorities and other NGOs for effective implementation of the programme.
  • Participate in small arms range live fire training and ammunition handling safety.

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Agricultural loan officer vs mortgage banker skills

Common agricultural loan officer skills
  • Loan Portfolio, 57%
  • Financial Statements, 12%
  • Loan Committee, 9%
  • Origination, 7%
  • Financial Data, 4%
  • Pest Management, 3%
Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%

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