At-risk specialist vs specialist

The differences between at-risk specialists and specialists can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become an at-risk specialist, becoming a specialist takes usually requires 1-2 years. Additionally, an at-risk specialist has an average salary of $58,801, which is higher than the $58,013 average annual salary of a specialist.

The top three skills for an at-risk specialist include risk management, customer service and operational risk. The most important skills for a specialist are patients, customer service, and work ethic.

At-risk specialist vs specialist overview

	At-Risk Specialist	Specialist
Yearly salary	$58,801	$58,013
Hourly rate	$28.27	$27.89
Growth rate	9%	10%
Number of jobs	14,583	358,433
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 60%	Bachelor's Degree, 49%
Average age	43	42
Years of experience	6	2

What does an at-risk specialist do?

An at-risk specialist is responsible for identifying risk events that may pose harm to the business reputation and financial stability of an organization. At-risk specialists strategize on plans and techniques to minimize financial loss and excessive costings, developing methods and opportunities that would increase the company's revenues and profits. They resolve insurance discrepancies and manage financial disputes that may have litigation impact on the business. An at-risk specialist reviews financial documents and incident reports, file claims, and process requirements for any fraudulent activities.

What does a specialist do?

Specialists are employees who are responsible for specific tasks or activities in the department they are assigned to. The actions or tasks they work on are related to their educational background or work experiences. They are usually highly skilled in specializations related to the work they are assigned to. Specialists are also highly trained on the competencies that are required of their specialty. As such, they are focused on the skills and competencies that are needed to enhance their experience in their specific field further.

At-risk specialist vs specialist salary

At-risk specialists and specialists have different pay scales, as shown below.

	At-Risk Specialist	Specialist
Average salary	$58,801	$58,013
Salary range	Between $33,000 And $103,000	Between $32,000 And $104,000
Highest paying City	Washington, DC	Jersey City, NJ
Highest paying state	Rhode Island	New Jersey
Best paying company	PayPal	The Citadel
Best paying industry	Finance	-

Differences between at-risk specialist and specialist education

There are a few differences between an at-risk specialist and a specialist in terms of educational background:

	At-Risk Specialist	Specialist
Most common degree	Bachelor's Degree, 60%	Bachelor's Degree, 49%
Most common major	Business	Business
Most common college	University of Pennsylvania	Stanford University

At-risk specialist vs specialist demographics

Here are the differences between at-risk specialists' and specialists' demographics:

	At-Risk Specialist	Specialist
Average age	43	42
Gender ratio	Male, 43.2% Female, 56.8%	Male, 47.5% Female, 52.5%
Race ratio	Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3%	Black or African American, 11.4% Unknown, 5.4% Hispanic or Latino, 16.4% Asian, 10.5% White, 55.9% American Indian and Alaska Native, 0.4%
LGBT Percentage	4%	11%

Differences between at-risk specialist and specialist duties and responsibilities

At-risk specialist example responsibilities.

Manage treasury workstation steering team for automation of core treasury operations for increase reliability of financial reporting and decision making.
Focuse on identifying undervalue debt securities, through detail company valuations.
Research and addressed any fraudulent activity including identity theft or OFAC violations.
Examine commercial real estate, corporate credit, structure securities and other insurance company portfolios.
Communicate with third party administrators and insurance carriers to include claims investigation, litigation management and settlement negotiations reducing claim exposure.
Identify suspicious debit card activity through customer profiling and account analysis.

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Specialist example responsibilities.

Create, manage, and assist users with SharePoint sites.
Manage an on-site IRB and company good clinical practice (GCP) inspection.
Manage SharePoint sites by creating, editing, and customizing company sites, libraries and security.
Manage the building of accounts, assigning of static IP's, and scheduling of business class installations.
Convert servers from UNIX to Linux, all hardware diagnostics and repair including printers/plotters/desktops etc.
Follow safety procedures such as maintenance of all equipment (Telxon scanners, terminals and ladders).

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At-risk specialist vs specialist skills

Common at-risk specialist skills

Risk Management, 26%
Customer Service, 11%
Operational Risk, 6%
Risk Assessments, 5%
SQL, 5%
SAS, 4%

Common specialist skills

Patients, 15%
Customer Service, 11%
Work Ethic, 5%
Patient Care, 4%
Exceptional Client, 4%
Troubleshoot, 4%

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Updated January 8, 2025

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