Fair Lending Quantitative Risk Analyst Lead
Remote
Perform advanced data and statistical analysis in support of the creation and maintenance of statistical models, including Regression and Multivariate models. Support unit (dept.) in data analysis and model construction. Provide oversight and expertise in the model creation, testing and validation. Develop and integrate model strategy to support business initiatives and regulatory compliance.
Primary Responsibilities:
Lead Quantitative Analysts in establishing, monitoring, evaluating and interpreting data with a risk management focus with an understanding of business strategy.
Mentor and supervise the work of junior team members and assist in the development of their statistical modeling acumen in areas such as segmentation analysis, logistic regression, decision trees and multivariate analysis.
Demonstrated working knowledge of Credit Risk databases to provide data and analytical support to Senior Management.
Perform data manipulation and analysis using SQL, SAS and Microsoft Excel and present results and recommendations to Credit Risk Management.
Track portfolio performance and risk strategy results. Incorporate observations and data in to existing models to improve predictive results.
Provide guidance and direction to lower level analysts regarding all aspects of data analysis and the construction of predictive statistical models.
Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Education and Experience Required:
Bachelor degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline,
OR in lieu of degree,
A combined minimum of 9 years higher education and/or work experience to include a minimum of 5 years relevant experience.
-OR-
Master's degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline, with minimum of 3 years relevant experience,
OR in lieu of degree,
A combined minimum of 9 years higher education and/or work experience to include a minimum of 3 years relevant experience
Minimum of 5 years relevant experience
Banking or Financial Services experience.
Experience with SAS, SAS Enterprise Miner and other Statistical Software Packages.
Advanced Knowledge of SQL and Microsoft Office.
Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions.
Demonstrated ability to communicate complex concepts.
Demonstrated ability to manipulate and analyze data across large databases.
Education and Experience Preferred:
Credit Analysis experience
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $103,000.00 - $171,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America
Auto-ApplyModel Risk Analyst III - Validation
Remote
Responsible for conducting day-to-day model validation activities.
Will interact with model specific lines of business and support areas.
Primary Responsibilities:
Conduct the independent review and validation of select models used in the organization, focused on assessing risk and validating specific categories of models across the Bank, and ensure compliance with SR 11-07.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Scope of Responsibilities:
Responsible for day-to-day model validation activities. Plan, organize, and produce results. Interact with internal and external stakeholders/vendors to manage Model Risk and maximize shareholder return.
Supervisory/Managerial Responsibilities:
Individual Contributor
Education and Experience Required:
Bachelor's Degree in Mathematics, Statistics, Business Engineering, Econometrics, or Science-based discipline,
Plus 3 years experience in model development or validation, with a combined minimum of 5 years' higher education and relevant work experience.
Technical knowledge of advanced software packages used in analytics.
Education and Experience Preferred:
Master's degree in Business Administration (MBA) or Advanced degree.
Physical Requirements:
Not applicable
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85,800.00 - $143,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America
Auto-ApplySenior Commercial Credit Risk Analyst - Risk Rating Framework
Remote
Responsible for monitoring, evaluating, and interpreting data on the Bank's Commercial Loan portfolio as it relates to the Credit Risk Rating Framework including preparation of trend analysis, exposure limits and various risk identification reports.
Develop tools allowing for the monitoring of movements in the portfolio, identify emerging risks and make recommendations to management.
Leverage risk experience and business knowledge to assist in planning initiatives to accomplish enterprise-wide goals around the Commercial Portfolio.
Primary Responsibilities:
Contribute to the effective management of commercial credit risk by supporting the Risk Rating Framework through analytical practices, adherence to regulatory guidance, and understanding of M&T Credit Culture.
Assist with the review of the Probability of Default and Loss Given Default Masterscales, and the use of scorecards to assign credit risk ratings. Recommend improvements to Credit Risk Management.
Support the PD and LGD Masterscales through large commercial datasets using statistical analysis in Statistical Analysis System (SAS), PYTHON or similar tool to properly compare estimates to historical performance. Communicate analytical results to Bank-wide stakeholders.
Collaborate with Model Risk Management to ensure compliance with model governance requirements, including documentation updates, performance monitoring and validation support for department-owned models.
Provide financial analysis and data support to other groups/departments across the Bank as required.
Develop Knowledge around various Banking Regulatory requirements. Regularly present portfolio risk summaries and dashboards to management and governance committees.
Lead special projects as requested by Management.
Leadership/mentor junior staff.
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Supervisory/ Managerial Responsibilities:
N/A
Education and Experience Required:
Bachelor's Degree in a Business or Mathematics-based or related Disciple, or in lieu of degree four- or five-years' credit risk, financial or business analysis experience. Five years' relevant experience in Banking, Risk or Finance analysis or a related field. Five years' experience preparing written documentation and/or papers/publications.
Statistical Analysis System (SAS), PYTHON or similar tool
Education and Experience Preferred:
MBA preferred.
Development of Statistical Models
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America
Auto-ApplyCredit Risk Sr Professional - Home Equity
Columbus, OH jobs
The Credit Risk Sr Professional will be a critical member of the Home Equity Credit Risk Team, generating the statistical analysis used to inform credit strategy. Will work with our data resources to formulate policy recommendations, communicate those recommendations to important stakeholders, and collaborate with diverse teams to see those recommendations implemented successfully. Will be expected to wear multiple hats, solving problems across the full credit lifecycle and will have the opportunity to take ownership of solutions and see them through to completion in a fast-paced, challenging environment.
Primary responsibilities include:
* Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems.
* Work with proprietary Citizens data in conjunction with bureau data, property data and alternative data sources to shape credit risk strategy.
* Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape.
* Design statistical and mathematical models for reporting and predictive analytics.
* Develop, automate and deliver regular reports and communications to senior management.
* Communicate recommendations and insights to key stakeholders to influence decision making.
* Collaborate with diverse teams to see strategy proposals implemented successfully.
Qualifications:
* 3+ years of Credit Risk experience - preferably real estate lending (mortgage and/or home equity).
* 3+ years of relevant experience in a quantitative role utilizing statistical programing languages.
* 3+ years Quantitative Skills - ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends.
* Expertise with one or more of the following technologies required: SQL, Python, R, Tableau.
* Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership.
* Exceptional problem-solving acumen with ability to think strategically.
* Time Management - ability to prioritize competing assignments and thrive in a fast-paced results orientated environment.
Education:
* Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.).
* Masters/PhD in a quantitative discipline preferred.
Hours & Work Schedule
* Hours per Week: 40
* Work Schedule: 8:30am - 5:00pm, Monday - Friday
Role is hybrid, 4 days in office per week, 1 day remote
Pay Transparency
The salary range for this position is $143,705 - $180,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** .
#LI-Citizens1
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Benefits
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.
View Benefits
Awards We've Received
Age-Friendly Institute's Certified Age-Friendly Employer
Dave Thomas Foundation's Best Adoption-Friendly Workplace
Disability:IN Best Places to Work for Disability Inclusion
Human Rights Campaign Corporate Equality Index 100 Award
Fair360 Top Regional Company
FORTUNE's World's Most Admired Companies
Military Friendly Employer
Auto-ApplyAWM, Portfolio Insights Analyst
Columbus, OH jobs
JobID: 210675536 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $110,000.00-$130,000.00 The Portfolio Insights program plays a lead role in working with financial advisors to help better understand portfolio construction and manager selection. On a per request basis, the team is responsible for running analytics, discussing our output, and communicating our market views.
The team is seeking an analyst to associate-level analyst to assist in servicing clients and continued growth of the program.
Specific Responsibilities
* Construct analytics to ensure quick turnaround times for full-service requests across major channels.
* Manage offshore channel analytics, escalating to specialists for client calls as needed.
* Support program expansion into Canada by handling increased volume of full-service analytics.
* Collate data from multiple sources and perform data manipulation for program-related content.
* Assist team members with updating and producing timely intellectual capital content.
* Distribute and discuss data-driven content across the organization, supporting program growth.
* Respond to data requests and collaboration opportunities from other teams in a timely manner.
* Conduct quarterly TDC data testing, identifying and escalating issues that require further research by PI Specialists.
Preferred Qualifications
* 3+ years' work experience, ideally involving client interaction.
* Demonstrated record of academic and professional achievement.
* Ability to work effectively within a highly motivated and hard-working team as well as on own initiative.
* Strong communication skills (written and oral).
* Basic knowledge base of a variety of investment and capital market concepts, and the ability to articulate complex investment ideas and processes.
* Ability to interact with colleagues at all levels.
* Ability to create & articulate compelling, thoughtful and creative presentation materials.
* Accuracy and attention to detail is essential with strong analytical acumen.
* Strong technical skills, including a proficiency in PowerPoint, Excel and Word.
* High intellectual aptitude.
Auto-ApplyAWM, Portfolio Insights Analyst
Columbus, OH jobs
The Portfolio Insights program plays a lead role in working with financial advisors to help better understand portfolio construction and manager selection. On a per request basis, the team is responsible for running analytics, discussing our output, and communicating our market views.
The team is seeking an analyst to associate-level analyst to assist in servicing clients and continued growth of the program.
**Specific Responsibilities**
+ Construct analytics to ensure quick turnaround times for full-service requests across major channels.
+ Manage offshore channel analytics, escalating to specialists for client calls as needed.
+ Support program expansion into Canada by handling increased volume of full-service analytics.
+ Collate data from multiple sources and perform data manipulation for program-related content.
+ Assist team members with updating and producing timely intellectual capital content.
+ Distribute and discuss data-driven content across the organization, supporting program growth.
+ Respond to data requests and collaboration opportunities from other teams in a timely manner.
+ Conduct quarterly TDC data testing, identifying and escalating issues that require further research by PI Specialists.
**Preferred Qualifications**
+ 3+ years' work experience, ideally involving client interaction.
+ Demonstrated record of academic and professional achievement.
+ Ability to work effectively within a highly motivated and hard-working team as well as on own initiative.
+ Strong communication skills (written and oral).
+ Basic knowledge base of a variety of investment and capital market concepts, and the ability to articulate complex investment ideas and processes.
+ Ability to interact with colleagues at all levels.
+ Ability to create & articulate compelling, thoughtful and creative presentation materials.
+ Accuracy and attention to detail is essential with strong analytical acumen.
+ Strong technical skills, including a proficiency in PowerPoint, Excel and Word.
+ High intellectual aptitude.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
**Base Pay/Salary**
New York,NY $110,000.00 - $130,000.00 / year
Manager - Risk Management
Columbus, OH jobs
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.
The incumbent will play a key role in representing Risk Management in U.S. Consumer new product development initiatives, in close partnership with functional teams across Credit and Fraud Risk (CFR). The incumbent will collaborate across all Credit and Fraud Risk (CFR) functions to create comprehensive and robust credit strategies for banking products. The incumbent will also work in collaboration with non-CFR teams, including Product Management, Corporate Development, Marketing, Finance, Compliance, GCO, Servicing, and Technologies in order to evaluate the impacts of new initiatives on business economics. This position requires strong analytical and communication skills, with an ability to interact with and influence colleagues and senior leaders in CFR and across the enterprise.
**Responsibilities:**
+ Represent CFR in the U.S. Consumer New Product Development process; provide input and consulting to deal teams through the development lifecycle - evaluation, proposal, and launch
+ Review deal pipelines, perform risk due diligence on prospective partners and portfolios, and provide risk inputs into deal contracts
+ Perform benchmarking analyses using internal and external data to predict product performance metrics and behaviors - e.g., approval rate, spend, revolve, write-off
+ Develop end-to-end risk management strategies for new products, implement strategies, policies, and controls, and monitor and assess post-launch performance
+ Define risk management strategies for banking products; implement policies, processes, and controls; monitor and actively manage portfolio credit metrics.
**Minimum Qualifications:**
+ Learning agility and rigor for using analysis to solve complex business problems
+ Deep understanding of card economics
+ Comfort and proven ability to drive results under tight timelines, often with limited information
+ Effective and succinct communication, adjusting style for channel and audience
+ Ability to build strong relationships in a cross-functional environment, interacting with and influencing business partners across CFR, Product Management, Corporate Development, Marketing, Compliance, GCO, and Technologies
+ Strong project management skills with ability to manage multiple competing priorities
+ Experience working with large datasets; knowledge of Lumi, Python, SQL, and/or other similar programming languages required
**Preferred Qualifications:**
+ Expertise in credit risk management, consumer credit, and card/installment lending economics
+ Externally focused and aware of the latest technology and market trends in payment, credit trends, and credit behavior
+ Familiar and pays attention to external/industry development in the payments industry
+ Adaptability in a quickly changing environment
+ Advance degree in an analytical field is a plus
**Qualifications**
Salary Range: $89,250.00 to $150,250.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: ***************************
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
**Job:** Risk
**Primary Location:** United States
**Schedule** Full-time
**Req ID:** 25019902
AWM, Portfolio Insights Analyst
Columbus, OH jobs
The Portfolio Insights program plays a lead role in working with financial advisors to help better understand portfolio construction and manager selection. On a per request basis, the team is responsible for running analytics, discussing our output, and communicating our market views.
The team is seeking an analyst to associate-level analyst to assist in servicing clients and continued growth of the program.
Specific Responsibilities
Construct analytics to ensure quick turnaround times for full-service requests across major channels.
Manage offshore channel analytics, escalating to specialists for client calls as needed.
Support program expansion into Canada by handling increased volume of full-service analytics.
Collate data from multiple sources and perform data manipulation for program-related content.
Assist team members with updating and producing timely intellectual capital content.
Distribute and discuss data-driven content across the organization, supporting program growth.
Respond to data requests and collaboration opportunities from other teams in a timely manner.
Conduct quarterly TDC data testing, identifying and escalating issues that require further research by PI Specialists.
Preferred Qualifications
3+ years' work experience, ideally involving client interaction.
Demonstrated record of academic and professional achievement.
Ability to work effectively within a highly motivated and hard-working team as well as on own initiative.
Strong communication skills (written and oral).
Basic knowledge base of a variety of investment and capital market concepts, and the ability to articulate complex investment ideas and processes.
Ability to interact with colleagues at all levels.
Ability to create & articulate compelling, thoughtful and creative presentation materials.
Accuracy and attention to detail is essential with strong analytical acumen.
Strong technical skills, including a proficiency in PowerPoint, Excel and Word.
High intellectual aptitude.
Auto-ApplyAssociate Risk Specialist
Columbus, OH jobs
Associate Risk SpecialistResponsible for coordinating and conducting periodic reviews on business partners that encompass multiple risk disciplines and engages numerous internal and external business partners. Acts as risk contact for various topics, including regulatory risks for both internal and external partners. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.
Responsibilities:
Plans, directs, and coordinates risk review programs for new and existing partners to control risks and ensure compliance.
Collects and maintains partner-review documentation and feedback to ensure regulatory compliance.
Manages, maintains, and enhances the system of record listing, ensuring accuracy and completeness of data collected and retained.
Creates an accurate and timely reporting of all reviews for internal business partners and senior management in order to provide transparency and identify processing delays.
Basic Qualifications:
Bachelors Degree or military experience
At least 1 year of Financial Services Risk Management Experience
At least 1years of Project Management experience
At least 1 years of experience supporting, partnering and interacting with internal business clients
Preferred Qualifications:
At least 2 years of Project Management experience leading cross functional projects and programs in Risk
At least 1 years of experience in the Payment Services/card industry.
PMP Certification or Masters Certificate of Project Management (CPM)
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Columbus, OH: $72,800 - $83,100 for Risk Specialist
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at ************** or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to **********************
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Auto-ApplyEconomic Sanctions Quantitative Model Analyst
Columbus, OH jobs
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
NOTE: This position is not eligible for current or future visa sponsorship.
Required skillsets for someone incoming to this analytical role include experience working with large data sets/systems/warehouses and utilizing SAS/SQL to translate data analytics into valuable information that can be used for decision making by business leaders.
This individual will work with a team of analysts responsible for providing analytical insights into the bank's Economic Sanctions screening/Office of Foreign Asset Control (OFAC) related systems. This position will support strategic initiatives including machine learning solutions to accelerate and strengthen US Bank's sanctions screening risk control process.
This position will also support business requests, design and produce ongoing analytical reporting and/or alert generation, perform data quality analyses, and develop documentation for all projects and change efforts (procedure documents, program manuals, proposals, PowerPoint presentations, etc.) This position will be a role that supports inquiries from Business Line partners, Technology, as well as senior leaders, team members from Corporate Audit Services (CAS), Model Risk Management (MRM), and regulatory agencies.
It is expected that this analyst will be highly self-motivated and an effective manager of time with strong attention to detail. This individual will have proven capabilities in ownership of analytical projects that require communication and coordination with peers and partners. Professional communication skills are crucial, as this individual will represent the Enterprise Financial Crimes Compliance (EFCC) Economic Sanctions Data & Analytics team in various meetings and discussions.
Essential Functions:
Possess an awareness of regulatory and US Bank compliance environments as well as an interest to self-educate on new topics and changing requirements. Partner with Economic Sanctions alert adjudication to understand their workflow and to utilize their feedback, where appropriate, to strengthen the quality of OFAC Analytics work product. Partner with Business Line (BL) contacts to fully-understand US Bank product offerings, embedded BL compliance functions, and where the Economic Sanctions Data & Analytics team can provide value in terms of risk coverage and mitigation. Quickly learn the US Bank sanctions screening systems (including LexisNexis Bridger Insight XG) and become a subject matter expert.
Support Economic Sanctions Adjudication teams with troubleshooting the application and develop intricate knowledge of the system's relevant algorithms and configurations. Assist in the development, validation and monitoring of machine learning solutions for customer and account screening alert dispositions.
Lead the development and implementation of new reporting functionality for Economic Sanctions support purposes. Create professional program/reporting documentation in support of Economic Sanctions Screening. Professional presentation skills for audiences including but not limited to senior leadership, CAS, regulatory and business partners. Timely response to ad hoc data requests. Advanced computer skills including Microsoft Office suite, Visio, Teradata/Oracle SQL and SAS Ability to work independently with high level direction from leadership or senior analysts. Provide guidance and coaching to junior analysts.
Basic Qualifications
- Bachelor's degree in a quantitative field, and five or more years of relevant experience
OR
- MA/MS in a quantitative field, and three or more years of related experience
OR
- PhD in a quantitative field, and less than two years of related experience Preferred Skills/Experience
Experience supporting Economic Sanctions/OFAC or other compliance related initiatives in a large, complex, highly regulated financial institution.
Experience with the LexisNexis Bridger Insight XG Sanctions Screening tool.
Advanced degree in Mathematics, Statistics, Finance, Economics, Engineering, or other quantitatively rigorous discipline.
Experience using machine learning techniques.
Experience identifying business requirements for technical projects.
Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact Enterprise Financial Crimes Compliance.
Considerable knowledge of Risk/Compliance/Audit competencies
Must possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
Experience authoring professional documentation and incorporating feedback.
Experience in an applicable risk management environment
At least 3 years overall performing analytical work.
Applicable professional certifications
Knowledge of financial and banking products, policies, operations and applicable procedures.
Strong analytical and research skills, and use of good judgment in decision making and sense of urgency for high priority issues.
Strong communication and partnering skills for working with both Technology and Business Line partners (facilitating meetings and key conversations, documenting meetings and action items for publication and tracking, driving actions and initiatives).
Ability to handle multiple priorities and deadlines effectively and efficiently.
Advanced computer skills including Microsoft Office suite, SQL, and SAS (required).
Excellent interpersonal, verbal and written communication skills.
Ability to quickly develop subject matter expertise on Economic Sanctions screening platforms, if not already in possession of such.
LOCATION EXPECTATIONS: This role requires working from a U.S. Bank Location three (3) or more days per week.
NOTE: This position is not eligible for current or future visa sponsorship.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Auto-ApplyAsset Management - Securitized Credit Research Analyst - Vice President
Columbus, OH jobs
JobID: 210675764 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $170,000.00-$285,000.00 The Global Fixed Income Currency and Commodities team (GFICC) at J.P. Morgan Asset Management is one of the world's deepest and best-resourced fixed income managers, with expertise across all major fixed income sectors, including niche markets. Every investment decision in our fixed income solutions is underpinned by the proprietary research of a globally integrated team of sector specialists. Our shared research language, combining fundamental, quantitative valuation and technical inputs, facilitates the comparison of ideas across sectors and geographies. Global Fixed Income, Currency and Commodities manages a broad range of strategies, through funds and/or separate accounts, including broad market, long duration, stable value, intermediate high yield, emerging market debt, short and ultra-short duration, global bonds, structured products, mortgages and tax-aware strategies. The Securitized Credit Research team within Global Fixed Income, Currency & Commodities is responsible for fundamental investment research and analysis across $80+bn in securitized credit AUM across the spectrum of the securitized credit assets, including ABS, CMBS, non-agency RMBS, and CLOs.
As a research analyst on the Securitized Credit team, you will conduct fundamental research and drive investment performance across the various securitized credit sectors for GFICC's strategies using both quantitative and qualitative analysis.
Job Responsibilities
* Conduct thorough sector and issuer due diligence, tracking trends, performance, and macroeconomic drivers to formulate investment recommendations for sectors and individual securities
* Formulate buy/sell recommendations in both new issue and secondary markets and effectively communicate them to the broader investor community, including through written credit opinions
* Actively monitor market themes and sector trends to identify investment opportunities
* Conduct surveillance and monitoring to identify risks to holdings while also enhancing surveillance tools and processes
* Develop models to enhance investment analysis and forecast performance for consumer or real-estate related assets
* Aggregate and analyze large sets of data to develop and test investment opinions
* Build and maintain relationships with both internal and external participants, including portfolio managers, investment specialists, issuers, rating agencies, and broker-dealers
Required qualifications, capabilities and skills
* 5+ years of securitized credit experience across one or more sub-sectors
* Knowledge of one or more securitized sectors including ABS, CMBS, RMBS and CLO
* Knowledge of Intex and/or Trepp
* Strong written and verbal communication skills, with the ability to communicate concisely under typically stringent time constraints
* Demonstrated ability to work effectively in a team-oriented environment and manage multiple tasks
Preferred qualifications, capabilities and skills
* Programming skills are a plus
* Ideal experience as a research analyst, portfolio manager, banker, structurer, or trader
Auto-ApplyRisk Management - Auto Acquisitions Analyst, Vice President
Columbus, OH jobs
JobID: 210685196 JobSchedule: Full time JobShift: Day : Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As an Auto Risk Analyst in the Auto Risk team, you will play a key role in shaping our risk acquisition strategies and driving process improvements. You'll have the opportunity to collaborate with cross-functional partners, present insights to senior leaders, and contribute to initiatives that balance risk and reward while enhancing system efficiencies. Together, we'll identify and assess key risk drivers, segment portfolios analytically, and ensure a robust controls environment. By interpreting big data and participating in complex analytic projects, you'll help us deliver proactive credit views and support strategic decision-making across Chase Auto Finance and the broader business.
Job responsibilities:
* Lead complex analytical initiatives, ensuring seamless execution and delivery of high-impact analysis
* Apply advanced judgment and independent decision-making to resolve multifaceted business challenges
* Collaborate effectively with cross-functional teams-including modeling, finance, business, 3rd party data vendors, and product to address key business issues and accelerate growth within established risk parameters
* Manage the full lifecycle of analytical projects: from problem identification and objective setting, through data discovery, synthesis, and analysis of large, complex datasets, to formulating actionable recommendations.
* Develop and present clear, compelling presentations to communicate findings and strategic recommendations to stakeholders
Required qualifications, capabilities, and skills
* MS or Bachelor's degree in a quantitative discipline (Mathematics, Finance, Statistics, Economics, or related field)
* 8+ years of relevant analytical experience, with a strong understanding of P&L management
* Proven track record in problem-solving, business innovation, and a proactive, agile approach
* Demonstrated ability to manage and prioritize multiple projects across diverse, cross-functional teams
* Deep expertise in multiple analytic disciplines and a thorough understanding of business drivers and cause/effect relationships
* Exceptional communication and interpersonal skills, with the ability to engage and influence stakeholders across departments
* Strong knowledge of consumer risk management, risk policies, control processes, and key metrics
* Advanced technical proficiency in SAS, SQL, and Python
* Highly skilled in PowerPoint and Excel, including advanced use of graphs, charts, and formulas
Preferred qualifications, capabilities, and skills
* Advanced degree preferred
* Experience in Auto Risk Lending is a plus
Auto-ApplyEconomic Sanctions Quantitative Model Analyst
Cincinnati, OH jobs
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
NOTE: This position is not eligible for current or future visa sponsorship.
Required skillsets for someone incoming to this analytical role include experience working with large data sets/systems/warehouses and utilizing SAS/SQL to translate data analytics into valuable information that can be used for decision making by business leaders.
This individual will work with a team of analysts responsible for providing analytical insights into the bank's Economic Sanctions screening/Office of Foreign Asset Control (OFAC) related systems. This position will support strategic initiatives including machine learning solutions to accelerate and strengthen US Bank's sanctions screening risk control process.
This position will also support business requests, design and produce ongoing analytical reporting and/or alert generation, perform data quality analyses, and develop documentation for all projects and change efforts (procedure documents, program manuals, proposals, PowerPoint presentations, etc.) This position will be a role that supports inquiries from Business Line partners, Technology, as well as senior leaders, team members from Corporate Audit Services (CAS), Model Risk Management (MRM), and regulatory agencies.
It is expected that this analyst will be highly self-motivated and an effective manager of time with strong attention to detail. This individual will have proven capabilities in ownership of analytical projects that require communication and coordination with peers and partners. Professional communication skills are crucial, as this individual will represent the Enterprise Financial Crimes Compliance (EFCC) Economic Sanctions Data & Analytics team in various meetings and discussions.
Essential Functions:
Possess an awareness of regulatory and US Bank compliance environments as well as an interest to self-educate on new topics and changing requirements. Partner with Economic Sanctions alert adjudication to understand their workflow and to utilize their feedback, where appropriate, to strengthen the quality of OFAC Analytics work product. Partner with Business Line (BL) contacts to fully-understand US Bank product offerings, embedded BL compliance functions, and where the Economic Sanctions Data & Analytics team can provide value in terms of risk coverage and mitigation. Quickly learn the US Bank sanctions screening systems (including LexisNexis Bridger Insight XG) and become a subject matter expert.
Support Economic Sanctions Adjudication teams with troubleshooting the application and develop intricate knowledge of the system's relevant algorithms and configurations. Assist in the development, validation and monitoring of machine learning solutions for customer and account screening alert dispositions.
Lead the development and implementation of new reporting functionality for Economic Sanctions support purposes. Create professional program/reporting documentation in support of Economic Sanctions Screening. Professional presentation skills for audiences including but not limited to senior leadership, CAS, regulatory and business partners. Timely response to ad hoc data requests. Advanced computer skills including Microsoft Office suite, Visio, Teradata/Oracle SQL and SAS Ability to work independently with high level direction from leadership or senior analysts. Provide guidance and coaching to junior analysts.
Basic Qualifications
* Bachelor's degree in a quantitative field, and five or more years of relevant experience
OR
* MA/MS in a quantitative field, and three or more years of related experience
OR
* PhD in a quantitative field, and less than two years of related experience
Preferred Skills/Experience
* Experience supporting Economic Sanctions/OFAC or other compliance related initiatives in a large, complex, highly regulated financial institution.
* Experience with the LexisNexis Bridger Insight XG Sanctions Screening tool.
* Advanced degree in Mathematics, Statistics, Finance, Economics, Engineering, or other quantitatively rigorous discipline.
* Experience using machine learning techniques.
* Experience identifying business requirements for technical projects.
* Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact Enterprise Financial Crimes Compliance.
* Considerable knowledge of Risk/Compliance/Audit competencies
* Must possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
* Experience authoring professional documentation and incorporating feedback.
* Experience in an applicable risk management environment
* At least 3 years overall performing analytical work.
* Applicable professional certifications
* Knowledge of financial and banking products, policies, operations and applicable procedures.
* Strong analytical and research skills, and use of good judgment in decision making and sense of urgency for high priority issues.
* Strong communication and partnering skills for working with both Technology and Business Line partners (facilitating meetings and key conversations, documenting meetings and action items for publication and tracking, driving actions and initiatives).
* Ability to handle multiple priorities and deadlines effectively and efficiently.
* Advanced computer skills including Microsoft Office suite, SQL, and SAS (required).
* Excellent interpersonal, verbal and written communication skills.
* Ability to quickly develop subject matter expertise on Economic Sanctions screening platforms, if not already in possession of such.
LOCATION EXPECTATIONS: This role requires working from a U.S. Bank Location three (3) or more days per week.
NOTE: This position is not eligible for current or future visa sponsorship.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
* Healthcare (medical, dental, vision)
* Basic term and optional term life insurance
* Short-term and long-term disability
* Pregnancy disability and parental leave
* 401(k) and employer-funded retirement plan
* Paid vacation (from two to five weeks depending on salary grade and tenure)
* Up to 11 paid holiday opportunities
* Adoption assistance
* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Transactions Analyst
Columbus, OH jobs
Join a dynamic team at JPMorgan Chase, where your skills will drive innovation and operational excellence. As part of the IMCC and ATM Monitoring Group, you'll play a key role in enhancing customer and employee experiences through proactive oversight of operational issues. This is your opportunity to grow your career and make a significant impact within a global financial leader.
As a Transactions Analyst within the Integrated Monitoring and Control Center (IMCC) and ATM Monitoring Group (AMG), you will support the ATM Fleet and over 50 applications by monitoring their health, production environments, and job and file transmissions. You will act as a liaison between support groups and the line of business, providing resolution assistance and ensuring operational excellence. Your role is crucial in maintaining the normal flow of business and maximizing both customer and employee experiences. You will be part of a collaborative team that values innovation, continuous improvement, and shared success.
**Job Responsibilities:**
+ Manage incidents via ServiceNow for timely resolution and escalation.
+ Provide L1 Technology support to 2-3 technology products.
+ Research performance/health and resolve technical failures.
+ Analyze details using multiple systems to resolve problems.
+ Maintain strict adherence to risk procedures and complete risk training.
+ Assist in IMCC risk avoidance assessments.
+ Escalate concerns to production areas or vendor partners for resolution.
+ Communicate clearly with internal/external clients, including senior management.
+ Identify risk trends and patterns for management and technology partners.
+ Participate in service/process education to enhance customer experience.
+ Lead/support Continuous Improvement activities.
**Required Qualifications, Capabilities, and Skills:**
+ 3 years of experience in Operations, including Risk & Control.
+ Strong oral & written communication skills, problem-solving skills, and organizational skills.
+ Advanced MS Office skills.
+ Attention to detail and ability to make decisions with minimal supervision.
+ SQL knowledge.
+ Flexibility and project management skills.
**Preferred Qualifications, Capabilities, and Skills:**
+ Technical qualification/skills preferred.
+ B.Tech, MBA, BCom graduates considered.
+ Prior Level 1 incident management experience preferred.
+ Excellent written communication skills.
+ Ability to communicate across all levels of leadership.
+ Ability to work within a team and maintain confidentiality.
+ Familiarity with ATMs.
**Work Schedule**
Tuesday - Saturday - 1:30 pm - 10:00 pm
**Shift Diff**
10%
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
2026 Commercial Bank Rotational Analyst Program - Business Development Track: Banker Cohort
Cleveland, OH jobs
Program Start: JULY 13, 2026
Launching in July 2026, this intensive two-year program is designed to develop future client-facing professionals in Commercial Banking. Participants begin their journey with KeyBank's Enterprise Analyst Training, followed by specialized Commercial Bank training and an intensive nine-month credit training experience based in Cleveland, OH. Upon successful completion of training, analysts will relocate to New York City, where they are immersed in relationship strategy, credit structuring, and client engagement. Through hands-on learning, mentorship, and real-world impact, analysts build the foundation for a high-growth career in commercial banking.
What does our Enterprise Analyst Program offer?
KeyBank's Enterprise Analyst Program is a multi-week training program that facilitates the transition from college to a full-time career at Key. The program provides opportunities to learn about Key's business and strategic pillars, learn about Key's industry-leading employee benefits, engage in exciting networking events with Analysts across various teams, hear from members of the Executive Leadership Team, and receive relevant training ahead of starting in a full-time role.
At the conclusion of the multi-week training program, Analysts will enter their Line of Business and begin working with their respective teams within a rotational program within a specific segment or full-time role. Continued development beyond the program is provided through mentorship opportunities with teammates across various levels of the organization that will provide an environment for shared learning and advice, encourage professional development, and assist in the development of career aspirations and goals.
Commercial Banking
Commercial at Key offers a comprehensive suite of financial solutions tailored to support the growth, liquidity, and risk management needs of middle market and institutional clients. What differentiates us from competitors is our ability to seamlessly deliver comprehensive industry expertise, unique insight and capital markets solutions. This includes services such as lending, commercial payments (treasury), and advisory support. As a core component of Key's strategic priorities, the Commercial Bank plays a vital role in driving client success and contributing to the company's overall performance.
About the Commercial Bank Rotational Analyst Program
Within the 2-year program, analysts build transferable skillsets that will set the foundation for a career in client-relationship management. This foundation offers a holistic view of the Commercial Bank's value proposition and provides analysts with an upward career trajectory within the Commercial Bank and at Key. In addition to the diversity of experience, you will be exposed to strategic thinking, asked to problem-solve continuously, and expected to build a network of highly motivated peers. Finally, you will be joining a culture that is high-energy and entrepreneurial. Analysts work with diverse talent from a peer to the Senior Management level. Project ownership in a flat organizational structure enables analysts to add incredible value while working alongside payments industry experts.
Business Development Track & Banker Cohort Experience
The Business Development track is designed for individuals who aspire to build a client-facing career within Commercial Banking.
Analysts in the Banker Cohort begin their journey with a rigorous nine-month credit training program based in Cleveland, OH. This immersive experience builds foundational expertise in credit underwriting, financial statement analysis, and credit risk assessment, while also introducing analysts to the full credit approval process.
Upon successful completion of training, analysts will relocate to the New York City market -where they will integrate with the local Commercial Banking team. Analysts will work alongside Relationship Managers to support both prospecting new business opportunities and deepening existing client relationships. Responsibilities include preparing client pitch materials, conducting industry and market research, contributing to relationship strategy and portfolio management, and supporting overall needs of the business.
This cohort is designed to develop well-rounded bankers who understand the full lifecycle of client engagement-from initial outreach and credit structuring to long-term relationship management and growth.
Qualifications
Must obtain a four-year degree or graduate level degree by May 2026 with focused coursework in Finance, Economics, Accounting, Data Sciences, Business Analytics, Information Systems, Mathematics
Willingness to relocate based on business need
A high degree of adaptability and intellectual curiosity
Desire to pursue a client-facing career
Solid understanding of financial principles
Ability to problem-solve and think strategically
Strong verbal and written communication skills
Focus on teamwork and collaboration
Strong work ethic
Professional conduct
Positive attitude
Desire to develop personally and professionally
Minimum of 3.3 undergraduate GPA preferred
Prior experience within the field preferred
KeyBank's Internship and Analyst positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $51,000.00 - $78,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation subject to individual and company performance.
Please note: While a base pay range is referenced above, this position is compensated at a fixed rate of $75,000 annually and is eligible to receive a $5,000 sign-on bonus.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 01/03/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************.
#LI-Remote
Auto-ApplyHead of Credit Risk Strategy
Cincinnati, OH jobs
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
Lead the Credit Card Credit Risk Strategy function and team that maximizes risk adjusted returns through the cycle while staying within credit risk appetite through various credit risk strategies and tactics. Develop and execute the high level Credit Risk Strategy that ensures robust risk adjusted returns and differentiates Fifth Third cards, increases share of wallet and drives increased customer value to accomplish business and financial objectives. Actively use analytical methods and modeling, testing and other objective and hypothesis based approach in the Learning Agenda.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
DUTIES & RESPONSIBILITIES:
Develop and execute the Credit Risk Strategy to accomplish objectives.
Lead the function and team and be accountable for delivering Credit Risk Strategy objectives.
Plan and coordinate the execution of new and changes to various acquisition credit policies and customer management credit policies like new account approvals, line assignment, line increase/decrease and other risk mitigation policies and collections/recoveries.
Plan and build credit statistical models for various credit decisions.
Develop and implement valuation (cash flow) models for key credit decisions.
Develop, plan and implement the Learning Agenda (tests, analyses) that identifies and delivers opportunities to enhance risk adjusted returns.
Partner with 2nd line of defense Credit and other functional partners to build and execute on the agenda.
Monitor, optimize and change ongoing card strategies and tactics to ensure continue delivery of expected profitability and risk objectives.
Work closely credit risk and other risk management functions to ensure compliance with Fifth Third policies and laws and regulations.
Build and develop analytical and strategy management talent for long term sustained competitive advantage in Credit Risk Strategy.
Support and contribute to corporate initiatives as and when required.
SUPERVISORY RESPONSIBILITIES:
Responsible for providing employees timely, candid and constructive feedback; developing employees to their full potential and providing challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
Bachelor's degree or Master's degree in quantitative discipline (e.g. science, technology, engineering, math, or economics) or Business Management with a quantitative minor. MBA Preferred.
5+ years leading card credit risk strategy function and teams.
10+ years' experience in Financial services performing or supervising analytically rigorous methods to drive business value.
Experience in direct marketing to customers or prospects in multiple channels including online banking, mobile, digital, direct mail, branches.
Excellent verbal, written, and interpersonal communication skills.
Excellent Leadership skills, driving P&L goals, planning complex initiatives, a detail orientation.
Strong analytical/quantitative skills and ability to structure complex analyses, mentor analysts, and create an environment and culture that leverages analytics to drive value.
Ability to collaborate with, present to, and persuade Executive (including C-level) Management and across functions.
Proficiency in Microsoft Office suite of software products (Outlook, Word, Excel, PowerPoint), statistical modeling with SAS or Python and statistical techniques.
Head of Credit Risk StrategyTotal Base Pay Range 152,100.00 - 327,000.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45202
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Auto-ApplyCredit Risk and Strategy Analyst
Cincinnati, OH jobs
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Responsible for developing analytics and reporting to assist in the identification and evaluation of all risks related to Consumer Credit (i.e. Direct, Indirect, Credit Card, and Mortgage).
The Business Strategy Optimization Analyst uses various analytical frameworks and modeling techniques (including decisions trees, logistic and linear regression, machine learning) to generate insights and strategies that drive the bottom-line profitability of various banking products and customers. The role requires an understanding of the intersection of consumer behavior, business drivers and data-driven decision-making to solve problems and influence business strategy.
The Business Strategy & Optimization Analyst will provide recommendations that could impact product design, pricing, segmentation and marketing, credit, fulfillment, and customer experience.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Generate and develop monthly, quarterly and ad-hoc reporting
Gather and prepare complex data for modeling and analysis
Develop and execute models, segmentation, and policy in market
Project business impacts and monitor and track against the commitments
Create and present convincing business cases to support recommendations
Design tests to generate insights and improve understanding of our customers
Effectively lead project teams in a highly matrixed environment
Communicate effectively with senior leadership
Perform adhoc portfolio analysis in a fast paced and dynamic business environment
MINIMUM KNOWLEDGE, SKILLS & ABILTIES
Bachelor's degree in quantitative discipline (e.g. science, technology, engineering, math, or economics).
Master's degree in quantitative discipline (e.g. statistics, data sciences, business analysis, finance, mathematics, or economics) preferred.
Minimum 3 years of demonstrated analytical experience or formal education
Experienced in data mining and analysis using SAS or SQL, Python, R or other relevant programming languages
Ability to develop and design tests that are statistically grounded
Demonstrated leadership and interpersonal skills
Excellent verbal and written communication skills
**This position is not available for immigration sponsorship.
#LI-GM1
Credit Risk and Strategy Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45227
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Auto-ApplyCredit Risk and Strategy Analyst
Cincinnati, OH jobs
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
not available for immigration sponsorship.**
GENERAL FUNCTION: The Credit Risk and Strategy Analyst uses various analytical frameworks and modeling techniques (including decisions trees, logistic and linear regression, machine learning) to generate insights and strategies that drive the bottom-line profitability of various banking products and customers. The role requires an understanding of the intersection of consumer behavior, business drivers and data-driven decision-making to solve problems and influence business strategy.
The Credit Risk and Strategy Analyst will provide recommendations that could impact product design, pricing, segmentation and marketing, credit, fulfillment and customer experience.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Gather and prepare complex data for modeling and analysis
Develop and execute models, segmentation and policy in market
Project business impacts and monitor and track against the commitments
Create and present convincing business cases to support recommendations
Design tests to generate insights and improve understanding of our customers
Effectively lead project teams in a highly matrixed environment
Communicate effectively with senior leadership
Perform adhoc portfolio analysis in a fast paced and dynamic business environment
MINIMUM KNOWLEDGE, SKILLS & ABILTIES
Bachelor's degree in quantitative discipline (e.g. science, technology, engineering, math, or economics).
Master's degree in quantitative discipline (e.g. statistics, data sciences, business analysis, finance, mathematics, or economics) preferred.
Minimum 3 years of demonstrated analytical experience.
Experience in data mining and analysis using SAS or SQL, Python, R and ML
Experience with quantitative marketing and market research techniques
Ability to develop and design tests that are statistically grounded
Demonstrated management, leadership and interpersonal skills.
Strong product management, design and development skills.
Credit Risk and Strategy Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45202
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Auto-ApplyTransactions Analyst
Ohio jobs
Join a dynamic team at JPMorgan Chase, where your skills will drive innovation and operational excellence. As part of the IMCC and ATM Monitoring Group, you'll play a key role in enhancing customer and employee experiences through proactive oversight of operational issues. This is your opportunity to grow your career and make a significant impact within a global financial leader.
As a Transactions Analyst within the Integrated Monitoring and Control Center (IMCC) and ATM Monitoring Group (AMG), you will support the ATM Fleet and over 50 applications by monitoring their health, production environments, and job and file transmissions. You will act as a liaison between support groups and the line of business, providing resolution assistance and ensuring operational excellence. Your role is crucial in maintaining the normal flow of business and maximizing both customer and employee experiences. You will be part of a collaborative team that values innovation, continuous improvement, and shared success.
Job Responsibilities:
Manage incidents via ServiceNow for timely resolution and escalation.
Provide L1 Technology support to 2-3 technology products.
Research performance/health and resolve technical failures.
Analyze details using multiple systems to resolve problems.
Maintain strict adherence to risk procedures and complete risk training.
Assist in IMCC risk avoidance assessments.
Escalate concerns to production areas or vendor partners for resolution.
Communicate clearly with internal/external clients, including senior management.
Identify risk trends and patterns for management and technology partners.
Participate in service/process education to enhance customer experience.
Lead/support Continuous Improvement activities.
Required Qualifications, Capabilities, and Skills:
3 years of experience in Operations, including Risk & Control.
Strong oral & written communication skills, problem-solving skills, and organizational skills.
Advanced MS Office skills.
Attention to detail and ability to make decisions with minimal supervision.
SQL knowledge.
Flexibility and project management skills.
Preferred Qualifications, Capabilities, and Skills:
Technical qualification/skills preferred.
B.Tech, MBA, BCom graduates considered.
Prior Level 1 incident management experience preferred.
Excellent written communication skills.
Ability to communicate across all levels of leadership.
Ability to work within a team and maintain confidentiality.
Familiarity with ATMs.
Work Schedule
Tuesday - Saturday - 1:30 pm - 10:00 pm
Shift Diff
10%
Auto-ApplyTransactions Analyst
Ohio jobs
JobID: 210680799 JobSchedule: Full time JobShift: : Join a dynamic team at JPMorgan Chase, where your skills will drive innovation and operational excellence. As part of the IMCC and ATM Monitoring Group, you'll play a key role in enhancing customer and employee experiences through proactive oversight of operational issues. This is your opportunity to grow your career and make a significant impact within a global financial leader.
As a Transactions Analyst within the Integrated Monitoring and Control Center (IMCC) and ATM Monitoring Group (AMG), you will support the ATM Fleet and over 50 applications by monitoring their health, production environments, and job and file transmissions. You will act as a liaison between support groups and the line of business, providing resolution assistance and ensuring operational excellence. Your role is crucial in maintaining the normal flow of business and maximizing both customer and employee experiences. You will be part of a collaborative team that values innovation, continuous improvement, and shared success.
Job Responsibilities:
* Manage incidents via ServiceNow for timely resolution and escalation.
* Provide L1 Technology support to 2-3 technology products.
* Research performance/health and resolve technical failures.
* Analyze details using multiple systems to resolve problems.
* Maintain strict adherence to risk procedures and complete risk training.
* Assist in IMCC risk avoidance assessments.
* Escalate concerns to production areas or vendor partners for resolution.
* Communicate clearly with internal/external clients, including senior management.
* Identify risk trends and patterns for management and technology partners.
* Participate in service/process education to enhance customer experience.
* Lead/support Continuous Improvement activities.
Required Qualifications, Capabilities, and Skills:
* 3 years of experience in Operations, including Risk & Control.
* Strong oral & written communication skills, problem-solving skills, and organizational skills.
* Advanced MS Office skills.
* Attention to detail and ability to make decisions with minimal supervision.
* SQL knowledge.
* Flexibility and project management skills.
Preferred Qualifications, Capabilities, and Skills:
* Technical qualification/skills preferred.
* B.Tech, MBA, BCom graduates considered.
* Prior Level 1 incident management experience preferred.
* Excellent written communication skills.
* Ability to communicate across all levels of leadership.
* Ability to work within a team and maintain confidentiality.
* Familiarity with ATMs.
Work Schedule
Tuesday - Saturday - 1:30 pm - 10:00 pm
Shift Diff
10%
Auto-Apply