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Business banker vs finance & sales representative

The differences between business bankers and finance & sales representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a business banker and a finance & sales representative. Additionally, a finance & sales representative has an average salary of $86,114, which is higher than the $69,423 average annual salary of a business banker.

The top three skills for a business banker include customer service, financial products and financial services. The most important skills for a finance & sales representative are financial products, work ethic, and customer service.

Business banker vs finance & sales representative overview

Business BankerFinance & Sales Representative
Yearly salary$69,423$86,114
Hourly rate$33.38$41.40
Growth rate10%10%
Number of jobs70,054175,031
Job satisfaction--
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 67%
Average age4343
Years of experience44

What does a business banker do?

A business banker is an individual who collaborates with other bank coworkers to help business customers meet their specific banking needs. Business bankers must sell a variety of banking products and services such as business deposit accounts, treasury management, and business credit cards. They are required to maintain consistent communication with their clients through outbound calls and personal onsite visits. Business bankers must also devise and modify loan schemes depending on the market requirements as well as study the schemes offered by competitors.

What does a finance & sales representative do?

A finance and sales representative is responsible for selling financial services and instruments to clients according to their needs and requirements. Finance and sales representatives identify the clients' long-term financial goals and objectives to provide accurate investment options and plans by considering their risk tolerance and credit performance. They also follow the movement of the stock market and inform the clients of any changes that may affect their portfolio and financial stability. A finance and sales representative must have excellent analytical and communication skills, especially in handling client accounts and developing financial strategies for their best interests.

Business banker vs finance & sales representative salary

Business bankers and finance & sales representatives have different pay scales, as shown below.

Business BankerFinance & Sales Representative
Average salary$69,423$86,114
Salary rangeBetween $39,000 And $121,000Between $62,000 And $119,000
Highest paying City--
Highest paying state--
Best paying company--
Best paying industry--

Differences between business banker and finance & sales representative education

There are a few differences between a business banker and a finance & sales representative in terms of educational background:

Business BankerFinance & Sales Representative
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Business banker vs finance & sales representative demographics

Here are the differences between business bankers' and finance & sales representatives' demographics:

Business BankerFinance & Sales Representative
Average age4343
Gender ratioMale, 63.3% Female, 36.7%Male, 57.3% Female, 42.7%
Race ratioBlack or African American, 5.4% Unknown, 4.1% Hispanic or Latino, 11.1% Asian, 12.1% White, 67.1% American Indian and Alaska Native, 0.2%Black or African American, 5.7% Unknown, 4.1% Hispanic or Latino, 11.9% Asian, 9.9% White, 68.1% American Indian and Alaska Native, 0.2%
LGBT Percentage6%6%

Differences between business banker and finance & sales representative duties and responsibilities

Business banker example responsibilities.

  • Facilitate the origination process; manage re-looks with corporate small business lending group.
  • Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
  • Develop relationships with high-value commercial clients by prospecting and cross-selling banking product portfolio.
  • Collaborate regularly with business partners to ensure optimal productivity and identify cross-selling opportunities for stock/mutual funds and life insurances.
  • Develop business relationships and provide financial advisory skills for business owners seeking depository accounts, notary services and lines of credit.
  • Analyze collateral, such as property, securities and business assets to ensure sufficient loan coverage.
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Finance & sales representative example responsibilities.

  • Manage customer portfolios, service relationships, and used profiling analysis tools to identify cross-selling opportunities.
  • Perform advance math functions with capability to analyze credit and financial information.
  • Used profiling analysis tools to identify cross-sell opportunities and ultimately increase the product-per-customer ratio.
  • Perform monthly client-profitability analysis using branch profit and loss metrics in order to maximize current client profitability and cross-sell opportunities.
  • Provide notary services of documents for customers and partners.
  • Take lending applications, open new accounts, notary services.
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Business banker vs finance & sales representative skills

Common business banker skills
  • Customer Service, 7%
  • Financial Products, 7%
  • Financial Services, 7%
  • Financial Statements, 6%
  • Business Development, 5%
  • Cash Flow Analysis, 5%
Common finance & sales representative skills
  • Financial Products, 11%
  • Work Ethic, 8%
  • Customer Service, 8%
  • Loan Applications, 7%
  • Product Knowledge, 6%
  • FSR, 6%