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Claim approver vs claims representative

The differences between claim approvers and claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a claim approver and a claims representative. Additionally, a claim approver has an average salary of $44,986, which is higher than the $38,796 average annual salary of a claims representative.

The top three skills for a claim approver include process claims, medical terminology and disability claims. The most important skills for a claims representative are customer service, quality standards, and policy coverage.

Claim approver vs claims representative overview

Claim ApproverClaims Representative
Yearly salary$44,986$38,796
Hourly rate$21.63$18.65
Growth rate-6%-6%
Number of jobs2,91818,565
Job satisfaction--
Most common degreeBachelor's Degree, 44%Bachelor's Degree, 62%
Average age4444
Years of experience66

Claim approver vs claims representative salary

Claim approvers and claims representatives have different pay scales, as shown below.

Claim ApproverClaims Representative
Average salary$44,986$38,796
Salary rangeBetween $31,000 And $63,000Between $28,000 And $53,000
Highest paying City-Dearborn, MI
Highest paying state-New Jersey
Best paying company-W. R. Berkley
Best paying industry-Government

Differences between claim approver and claims representative education

There are a few differences between a claim approver and a claims representative in terms of educational background:

Claim ApproverClaims Representative
Most common degreeBachelor's Degree, 44%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Claim approver vs claims representative demographics

Here are the differences between claim approvers' and claims representatives' demographics:

Claim ApproverClaims Representative
Average age4444
Gender ratioMale, 25.6% Female, 74.4%Male, 37.5% Female, 62.5%
Race ratioBlack or African American, 10.5% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.5% White, 62.8% American Indian and Alaska Native, 0.5%Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.4% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between claim approver and claims representative duties and responsibilities

Claim approver example responsibilities.

  • Manage confidential medical records and directs them to the appropriate practitioners while ensuring HIPPA regulations are maintain.
  • Train new hires on HMO claim processing.
  • Provide claim processing information for medical indemnity and PPO plans.
  • Present clinical management appeals for physician review and prepare provider resolution correspondence.
  • Submit appeals insurance follow-ups electronically, no fault, and workers compensation insurance.
  • Direct litigation in the areas of environmental liability, extra contractual claims, general liability, and medical malpractice.
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Claims representative example responsibilities.

  • Perform initial set-up and continuously manage claims in the Juris claims management system.
  • Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
  • Prepare necessary state filings within statutory limits, manage litigation and vocational rehabilitation process, used appropriate cost containment techniques.
  • Assist the training department in developing CSR training in order to set expectations.
  • Create custom templates and guide sheets for new trainees in the CSR Internet division to ensure consistency and increase department efficiency.
  • Utilize proper SIU reporting procedures for extensive investigation as required.
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Claim approver vs claims representative skills

Common claim approver skills
  • Process Claims, 24%
  • Medical Terminology, 23%
  • Disability Claims, 11%
  • Dental Claims, 9%
  • Data Entry, 5%
  • Insurance Claims, 4%
Common claims representative skills
  • Customer Service, 26%
  • Quality Standards, 6%
  • Policy Coverage, 6%
  • Reservations, 5%
  • Claims Handling, 3%
  • Insurance Coverage, 3%

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