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Claim approver vs liability claims examiner

The differences between claim approvers and liability claims examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a claim approver and a liability claims examiner. Additionally, a liability claims examiner has an average salary of $54,421, which is higher than the $44,986 average annual salary of a claim approver.

The top three skills for a claim approver include process claims, medical terminology and disability claims. The most important skills for a liability claims examiner are party claims, litigation, and claims handling.

Claim approver vs liability claims examiner overview

Claim ApproverLiability Claims Examiner
Yearly salary$44,986$54,421
Hourly rate$21.63$26.16
Growth rate-6%-6%
Number of jobs2,91813,734
Job satisfaction--
Most common degreeBachelor's Degree, 44%Bachelor's Degree, 73%
Average age4444
Years of experience66

Claim approver vs liability claims examiner salary

Claim approvers and liability claims examiners have different pay scales, as shown below.

Claim ApproverLiability Claims Examiner
Average salary$44,986$54,421
Salary rangeBetween $31,000 And $63,000Between $34,000 And $85,000
Highest paying City-Lansing, MI
Highest paying state-Washington
Best paying company-W. R. Berkley
Best paying industry-Insurance

Differences between claim approver and liability claims examiner education

There are a few differences between a claim approver and a liability claims examiner in terms of educational background:

Claim ApproverLiability Claims Examiner
Most common degreeBachelor's Degree, 44%Bachelor's Degree, 73%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Claim approver vs liability claims examiner demographics

Here are the differences between claim approvers' and liability claims examiners' demographics:

Claim ApproverLiability Claims Examiner
Average age4444
Gender ratioMale, 25.6% Female, 74.4%Male, 46.0% Female, 54.0%
Race ratioBlack or African American, 10.5% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.5% White, 62.8% American Indian and Alaska Native, 0.5%Black or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between claim approver and liability claims examiner duties and responsibilities

Claim approver example responsibilities.

  • Manage confidential medical records and directs them to the appropriate practitioners while ensuring HIPPA regulations are maintain.
  • Train new hires on HMO claim processing.
  • Provide claim processing information for medical indemnity and PPO plans.
  • Present clinical management appeals for physician review and prepare provider resolution correspondence.
  • Submit appeals insurance follow-ups electronically, no fault, and workers compensation insurance.
  • Direct litigation in the areas of environmental liability, extra contractual claims, general liability, and medical malpractice.
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Liability claims examiner example responsibilities.

  • Handle automobile liability, general liability, products liability and manage litigation for one specific client.
  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Oversee adjustment of all third-party liability losses, coverage assessment, investigation, and evaluations regarding litigation claims.
  • Mentore less experience and newer employees in career development and individual development plans to facilitate future leadership candidates for the enterprise.
  • Interact with assign counsel for case status, interrogatories and preparation for trials on calendar.
  • Investigate and identify fraud claims and partner with SIU for additional investigations to prevent payouts after fraud are proven.
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Claim approver vs liability claims examiner skills

Common claim approver skills
  • Process Claims, 24%
  • Medical Terminology, 23%
  • Disability Claims, 11%
  • Dental Claims, 9%
  • Data Entry, 5%
  • Insurance Claims, 4%
Common liability claims examiner skills
  • Party Claims, 12%
  • Litigation, 12%
  • Claims Handling, 11%
  • Claims Process, 11%
  • Policy Coverage, 10%
  • Coverage Analysis, 9%

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