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Claim approver vs liability claims representative

The differences between claim approvers and liability claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a claim approver and a liability claims representative. Additionally, a liability claims representative has an average salary of $45,654, which is higher than the $44,986 average annual salary of a claim approver.

The top three skills for a claim approver include process claims, medical terminology and disability claims. The most important skills for a liability claims representative are litigation, claims handling, and customer service.

Claim approver vs liability claims representative overview

Claim ApproverLiability Claims Representative
Yearly salary$44,986$45,654
Hourly rate$21.63$21.95
Growth rate-6%-6%
Number of jobs2,91813,563
Job satisfaction--
Most common degreeBachelor's Degree, 44%Bachelor's Degree, 81%
Average age4444
Years of experience66

Claim approver vs liability claims representative salary

Claim approvers and liability claims representatives have different pay scales, as shown below.

Claim ApproverLiability Claims Representative
Average salary$44,986$45,654
Salary rangeBetween $31,000 And $63,000Between $33,000 And $61,000
Highest paying City-Somerville, MA
Highest paying state-New Jersey
Best paying company-The Travelers Companies
Best paying industry-Insurance

Differences between claim approver and liability claims representative education

There are a few differences between a claim approver and a liability claims representative in terms of educational background:

Claim ApproverLiability Claims Representative
Most common degreeBachelor's Degree, 44%Bachelor's Degree, 81%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Claim approver vs liability claims representative demographics

Here are the differences between claim approvers' and liability claims representatives' demographics:

Claim ApproverLiability Claims Representative
Average age4444
Gender ratioMale, 25.6% Female, 74.4%Male, 43.1% Female, 56.9%
Race ratioBlack or African American, 10.5% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.5% White, 62.8% American Indian and Alaska Native, 0.5%Black or African American, 11.5% Unknown, 4.4% Hispanic or Latino, 16.7% Asian, 5.2% White, 61.7% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between claim approver and liability claims representative duties and responsibilities

Claim approver example responsibilities.

  • Manage confidential medical records and directs them to the appropriate practitioners while ensuring HIPPA regulations are maintain.
  • Train new hires on HMO claim processing.
  • Provide claim processing information for medical indemnity and PPO plans.
  • Present clinical management appeals for physician review and prepare provider resolution correspondence.
  • Submit appeals insurance follow-ups electronically, no fault, and workers compensation insurance.
  • Direct litigation in the areas of environmental liability, extra contractual claims, general liability, and medical malpractice.
  • Show more

Liability claims representative example responsibilities.

  • Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
  • Investigate and conclude property and casualty liability claims including those in litigation with the highest overall production of the claims representatives.
  • Participate in arbitration hearings through writing contentions, compiling evidence and personally representing files.
  • Control expenses by developing and following resolutions and/or litigation plans to drive claim to resolution.
  • Facilitate training seminars for new employees to familiarize them with various corporate procedures including exposure recognition, fraud detection and arbitration.
  • Complete field inspection of losses including accurate scope of damages, photographic evidence collection, written estimates utilizing Xactimate estimating software.
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Claim approver vs liability claims representative skills

Common claim approver skills
  • Process Claims, 24%
  • Medical Terminology, 23%
  • Disability Claims, 11%
  • Dental Claims, 9%
  • Data Entry, 5%
  • Insurance Claims, 4%
Common liability claims representative skills
  • Litigation, 9%
  • Claims Handling, 8%
  • Customer Service, 7%
  • Law Enforcement Agencies, 6%
  • Insurance Claims, 6%
  • Reservations, 6%

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