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The differences between claims adjudicators and claim specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a claims adjudicator and a claim specialist. Additionally, a claims adjudicator has an average salary of $44,556, which is higher than the $43,164 average annual salary of a claim specialist.
The top three skills for a claims adjudicator include medical terminology, CPT and disability claims. The most important skills for a claim specialist are customer service, litigation, and patients.
| Claims Adjudicator | Claim Specialist | |
| Yearly salary | $44,556 | $43,164 |
| Hourly rate | $21.42 | $20.75 |
| Growth rate | -6% | -6% |
| Number of jobs | 12,413 | 29,505 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 57% | Bachelor's Degree, 54% |
| Average age | 44 | 44 |
| Years of experience | 6 | 6 |
Claims adjudicators determine the amount of money an insurance policy owner is entitled to receive. Other names they are known for are claims adjusters and medical bill advocates. They investigate the claims filed and decide to deny, pay, or negotiate a settlement with the policyholder themselves or their representatives. The insurance companies that hire them provide insurances for property, casualty, and liability. To do their job well, they should be organized and understand how the insurance industry works.
A claims specialist is responsible for processing insurance claims, reviewing insurance coverage, and analyzing claims cases. Claims specialists' duties include negotiating claims settlements, validating claims to prevent fraud, creating court testimonies as needed, developing claim review plans, and checking necessary documents and related resolve claims. A claims specialist must have strong analytical and critical-thinking skills to authorize claim payment and investigate complex and unusual claims. Claims specialists should also have extensive knowledge of the insurance processes to handle various cases, following legal policies and regulatory procedures.
Claims adjudicators and claim specialists have different pay scales, as shown below.
| Claims Adjudicator | Claim Specialist | |
| Average salary | $44,556 | $43,164 |
| Salary range | Between $31,000 And $63,000 | Between $27,000 And $67,000 |
| Highest paying City | Madison, WI | Newark, NJ |
| Highest paying state | New Jersey | New Jersey |
| Best paying company | Evolent Health | W. R. Berkley |
| Best paying industry | Insurance | Insurance |
There are a few differences between a claims adjudicator and a claim specialist in terms of educational background:
| Claims Adjudicator | Claim Specialist | |
| Most common degree | Bachelor's Degree, 57% | Bachelor's Degree, 54% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between claims adjudicators' and claim specialists' demographics:
| Claims Adjudicator | Claim Specialist | |
| Average age | 44 | 44 |
| Gender ratio | Male, 23.1% Female, 76.9% | Male, 31.0% Female, 69.0% |
| Race ratio | Black or African American, 10.5% Unknown, 4.5% Hispanic or Latino, 15.3% Asian, 6.1% White, 63.0% American Indian and Alaska Native, 0.5% | Black or African American, 11.4% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.1% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |