Credit analyst jobs in Asheville, NC

As part of the Operations team, the Credit Analyst is responsible for evaluating the creditworthiness of loan applicants in the business purpose residential lending space. This role involves analyzing financial data, assessing risk, and making recommendations to ensure the integrity of our loan portfolio. Responsibilities: Review and analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of loan applicants. Evaluate the viability of proposed real estate investments, including property value, market conditions, and borrower experience. Prepare detailed credit memos with recommendations for loan approval or decline, ensuring alignment with company policies and risk appetite. Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies. Work closely with underwriters and credit risk managers to ensure thorough and accurate risk assessments. Monitor loan portfolio performance and report on trends or emerging risks. Ensure all credit analysis and documentation comply with internal policies, industry standards, and regulatory requirements. Maintain accurate and organized records of credit decisions and supporting documentation. Stay informed of changes in regulations and best practices within the residential lending space. Collaborate with loan officers, processors, and other team members to gather necessary information and provide clear communication on credit decisions. Participate in meetings to discuss complex cases, share insights, and contribute to decision-making processes. Qualifications: Bachelor's degree in Finance, Business, Economics, or a related field. 2-4 years of experience in credit analysis, preferably within the residential lending or real estate sector. Strong analytical skills with the ability to interpret financial data and assess risk. Knowledge of residential real estate markets and investment principles. Excellent attention to detail and organizational skills. Strong written and verbal communication skills.

The ERP Analyst will be responsible for the support and maintenance of S2K ERP system. This role involves analyzing business processes, identifying areas for improvement, and ensuring that ERP solutions meet the needs of the organization. The ideal candidate will have a strong understanding of ERP systems, excellent problem-solving skills, and the ability to work collaboratively with various departments. Essential Functions and Responsibilities: Collaborate with business process orders on methods to improve efficiency and accuracy in daily work. Document improvement requirements and technical details in a change management process for business approvals and accurate record keeping. Work independently, and with 3 rd party ERP support teams to configure and personalize the ERP system to support process needs Lead the business owners in testing, validation, and promotion of the change to the production system. Provide helpdesk support and troubleshooting for ERP related issues Collaborate with the IT Technical team to configure devices including printers, RF technologies, client computers, etc. Troubleshoot and resolve all connectivity issues with these devices as required. Conduct end user training as needed Monitor the ERP activity and scheduled jobs for performance and bottlenecks. Resolve issues as needed to restore standard operations Monitor the ERP database for integrity and resolve any data irregularities Support and maintain data interfaces between the ERP and outside systems including manufacturing, supply chain planning, financial, and reporting systems Configure and monitor EDI communications with customers and suppliers. This includes collaborating with corresponding VANs and partner EDI teams. Completed all testing and validation. Collaborate with local and Global IT Team mates on the ERP functions and data interfacing needs Remain current with ERP functionality and industry best practices Performs other ERP tasks/duties as assigned. Required Knowledge, Skills and Abilities: Bachelor's degree in Information Technology or related field 3+ years of experience as ERP Analyst or similar role Knowledge of AS400 or iSeries Information System, proficiency is a plus. Accuracy with detail, planning, organizing and efficiency. Excellent oral and written communication skills (For example, ability to write reports, business correspondence and procedures. Must have ability to effectively present information and respond to questions from customers, suppliers, managers and employees.) Excellent analytical and problem-solving skills (For example, must have ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.) Strong customer service skills (i.e. views other Departments/Employees as customers and strives to provide results in a timely fashion that always meets expectations.) Effective interpersonal skills (e.g. team building, conflict resolution) Ability to work independently.

Job Title: Technical Financial Analyst (Workday) Compensation: $125,000-$140,000 base + 9% annual bonus Schedule: Full-time, Hybrid About the Role We are supporting a leading organization in Atlanta seeking a Technical Financial Analyst with strong Workday Financials expertise. This role bridges finance and technology, ensuring business processes are optimized through effective Workday configuration, reporting, and integrations. You'll partner with finance and technology teams to deliver scalable solutions and drive process improvements. Key Responsibilities Configure Workday Financials modules supporting Q2C, OTC, P2P, and RTR processes. Develop reports, dashboards, and calculated fields to meet business needs. Perform and manage EIB imports while ensuring data integrity. Collaborate across teams to gather requirements, design solutions, and support enhancements. Document workflows and manage tasks using Jira, Confluence, SharePoint, and Visio. Provide support, training, and troubleshooting for Workday Financials. Stay current on Workday releases and recommend improvements. Qualifications 5+ years of experience in a Financial or Technical Analyst role with a focus on Workday Financials. Strong understanding of finance processes (Q2C, OTC, P2P, RTR). Hands-on experience with Workday configuration, reporting, and EIB imports. Proficiency with Jira, Confluence, SharePoint, Visio, and MS Office. Excellent communication and stakeholder management skills. Workday certifications preferred but not required. What's in it for You Base salary of $125,000-$140,000 plus 9% annual bonus. Hybrid schedule (3 days onsite, 2 remote). Collaborative environment with professional growth opportunities. Oscar Associates Limited (US) is acting as an Employment Agency in relation to this vacancy.

Onsite - Atlanta GA Must have - Four years' experience implementing and/or administering HRIS. Direct experience in large-scale data conversions. We are implementing a Workday HCM for 70,000 state employees, replacing PeopleSoft HCM. This resource would provide project business analysis support for HR systems integrations, data conversion, and benefits administration. Additional duties may include support for Compensation, Learning, Talent (Recruiting and Performance) and/or Core HR functions. REQUIRED KNOWLEDGE, SKILLS AND ABILITIES: Strong data analysis skills. Demonstrated success in implementing complex HRIS integrations. Extensive experience managing and optimizing large-scale Workday environments. Advanced knowledge in MS Excel, SQL, and/or data analysis tools. Effective written and verbal communication skills. Ability to present and document high quality, detailed deliverables. PREFERRED QUALIFICATIONS: Direct experience administering Workday Benefits with multiple integration partners. Direct experience supporting large scale HR system integrations. Experience administering PeopleSoft HCM Experience supporting technology in the public sector.

Essential Functions: •Continuous Improvement - collaborate with cross functional teams to optimize warehouse systems for improved efficiency and operational service levels •Create processes and standard operating procedures leveraging current procedures from Lowe's •Lead or participate in (depending on project size) the documentation of functional requirements for approved projects. Interface with other groups in Supply Chain as needed to determine cross functional impacts. •Train leadership and hourly associates on Distribution or order fulfillment process and system enhancements •Provide support for the implementation and execution of action plans related to Warehouse management systems for new and existing Distribution Centers •Manage and proactively monitor all time sensitive fulfillment issues impacting Stores and Cross Dock Delivery Terminals. Collaborate with business stakeholders to understand all components of order fulfillment and refine warehouse management system requirements to meet customer needs. •Prioritize mission-critical work activities - identify root cause for exceptions and escalate as necessary to prevent customer impacts. •Evaluate, verify, and monitor new item configuration. Resolve item setup and allocation exceptions, ensure consistency across the network. •Actively monitor Distribution Center storage space and prescribe actions to maintain adequate capacity. •Maintains, triages, and supports Lowe's Warehouse Management System requiring weekend, overnight, and evening support Minimum Requirements: •Bachelor's Degree •3-5 years' experience handling store/field support questions and solving business problems. •3-5 years' Supply Chain or Store Operations experience and project management and inventory process management experience. Preferences: •Experience in a role that builds knowledge of distribution facility processes, responsibilities, functions, limitations, controls and common problems. •Experience with Blue Yonder Warehouse Management System. •Experience with training and presenting new information to associates. •Experience supporting or managing a third party provider. Lowe's is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law. Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit

We are seeking an Collections and Deductions Analyst. This role is responsible for researching and reconciling customer disputes, payments, credits, invoices, and contracts to reflect the proper status and balance of the customer's account receivable and ensure payment recovery on invalid short payments/claims. Disputes are researched utilizing SAP, Customer and third-party websites and external and internal departments. Position handles significant high volumes which requires fast decision making and a self-starter requiring minimal supervision. Analyze historical customer payments and disputes to derive issues, trends and root cause analysis using multiple systems and customer supplied information. PRIMARY DUTIES AND RESPONSIBILITIES: Monitor and track the daily analysis of customer disputed invoices/short-payments on a very high volume-based activity. Perform analysis of customer accounts based on the customer's purchases, payment history, credit worthiness, credit limit exposure and our business strategy. Track and evaluate past due A/R accounts to reduce the risk of credit exposure Evaluate credit worthiness of accounts and determine proper account order hold or releases Ability to research cash application matters on customer account Evaluate aged items for bad debt write off and refund analysis Perform offsetting adjustments to ensure customer account balances are properly stated Contact customers to secure payment on overdue balances, issues resolution on open items Provide guidance and support to Sales and Operations Managers, Logistics, Common carrier disputes, outside Distribution operations about the release of orders to accounts that have aged accounts receivable. Maintain a strong cross functional communication with Sales, Logistics, and Management regarding identified account risks, potential credit problems, disputes and customer comments. Identify and escalate as necessary. Provide monthly and ad-hoc reports and updates to key stakeholders Systems: Maintain and manage all data related to customer discounts, allowances and other deductions in SAP Track work on deductions issues unless the issue is resolved Research Cash Applications done on customers from Bank Statements Compliance: Following SOP business rules, and through case creation, generate a credit memo where applicable to resolve customer financial disputes. Ensures GAAP, SOX and Watts policies and procedures are adhered to and the ongoing operation, maintenance and controls of the AR system; Ensure proper SOX documentation on customer accounts, credit memo issuance and approvals Support audits of deductions, payments and write-offs Identify and assist in the preparation of accounts for placement with collection agencies or 3rd Party activity. Financial Responsibilities: Financial recovery of invalid disputed customer account receivables balances Negotiate and structure payment plans Ensure customer accounts are accurately stated in adherence to US GAAP Recommend write offs for uncollectable open invoices and disputed balances EXPERIENCE AND EDUCATIONAL REQUIREMENTS: Requires broad training in fields such as business administration, accountancy, generally obtained through completion of a four-year Bachelor's degree program MINIMUM SKILLS, KNOWLEDGE AND ABILITY REQUIREMENTS: Associate Degree in Accounting or Finance, but Bachelor's Degree preferred 5 years of A/R software experience for large corporations such as SAP, Oracle, etc 5 years minimum of A/R Dispute resolution experience in a large organization, working with vendor portals 5 years minimum of Cash Application research and analysis Must have Advanced Excel skills: writing advanced formulas, Pivot Tables, V-lookups, etc. 5 years of experience working with functional groups and different level of employees throughout the organization to achieve business results effectively and professionally 5 years following GAAP and SOX requirements in a publicly traded company Ability to work in a global team environment About BrickRed Systems: BrickRed Systems is a global leader in next-generation technology, consulting, and business process service companies. We enable clients to navigate their digital transformation. BrickRed Systems delivers a range of consulting services to our clients across multiple industries around the world. Our practices employ highly skilled and experienced individuals with a client-centric passion for innovation and delivery excellence. With ISO 27001 and ISO 9001 certification and over a decade of experience in managing the systems and workings of global enterprises, we harness the power of cognitive computing hyper-automation, robotics, cloud, analytics, and emerging technologies to help our clients adapt to the digital world and make them successful. Our always-on learning agenda drives their continuous improvement through building and transferring digital skills, expertise, and ideas from our innovation ecosystem.

The Credit Monitoring Analyst II supports the commercial credit monitoring and portfolio management for the Bank through the review and analysis of borrower and guarantor financial information, testing of financial covenants, and post-closing loan review to ensure alignment between loan approval, documentation, and tracking system. Duties & Responsibilities * Accurately calculate financial ratios and monitor Borrower's covenants for compliance as outlined in loan documents. * Effectively communicate all internal communication of the borrower's performance and trend analysis to the appropriate parties. * Completes post booking reviews on commercial loans to ensure accuracy of loan documents as outlined in the credit approval and ensure internal tracking of covenants are accurately built for internal tracking purposes. * Analyze and assess financial statements and credit history of existing and potential clients. * Provide additional support to Credit Administration as it relates to special projects as assigned. * Comply with all credit administration policies and procedures. * Prepare ad hoc reports as requested. * Provide back-up assistance to other team members at peak volume times, including but not limited to reviewing and analyzing Borrowing Base Certificates and reviewing financial statements for accuracy and advancement of next due date. * Mentorship of less experienced Credit Monitoring Analysts. * Complete Moody's Credit Modules, as assigned. * Comply with all credit administration policies and procedures. * Maintain the highest level of confidentiality of all information. * Provide extraordinary service while complying with all Bank policies and procedures. * Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices. * Reliable and predictable attendance; both onsite and remote. Education & Experience Knowledge of: * Strong oral, written and interpersonal communication skills * Intermediate understanding of credit analysis and financial statements. * Full understanding of balance sheets, income statements and cash flow statements * Full understanding of loan and collateral documents, including attorney prepared documentation * Strong problem solving and analytical skills Ability to: * Read and comprehends credit write-ups and loan documentation * Prioritize workflow, multi-task and work independently * Perform duties under frequent time pressures with high degree of accuracy and attention to detail Education and Training: * Requires bachelor's degree in Finance, accounting or business * Minimum 2 years of experience with credit loan documents and credit monitoring experience in the financial services industry. * Experience in nCino and Jack Henry preferred, but not required * Requires knowledge of Microsoft Office Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $62,000.00 - 82,000.00 /year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

The Portfolio & Analytics (P&A) team is a critical part of Antares, focused on overseeing and managing one of the largest middle‐market portfolios in the private credit space. Based in Chicago and Atlanta, the high‐performing team utilizes an industry coverage model to generate portfolio insights, monitor portfolio performance and market trends, and manage portfolio related activity including amendments, add‐on acquisitions, incremental financings, dividend recapitalizations and refinancings. The primary role of the Analyst, Private Credit - Portfolio & Account Management is to oversee and manage a portfolio of cash flow loans and monitor certain industries for key trends and market insights. The Analysts are responsible for monitoring the performance of assigned loan accounts, completing internal reporting requirements, and validating the accuracy of portfolio related data, as well as generating industry specific dashboards and white papers. Additionally, the Analysts assist senior deal team members in the underwriting, structuring, documentation and closing of on‐going portfolio related requests. RESPONSIBILITIES * Monitor the performance of assigned portfolio of cash‐flow loans, including reviewing and spreading financial statements and monitoring on‐going compliance with loan agreements and internal policies. * Build and maintain borrower relationships and communicate directly with respective management teams and 3rd party lenders and investors, including establishing and maintaining lender portals. * Prepare clear and concise written business updates on portfolio performance and present assigned loan accounts at internal portfolio reviews. Proactively highlight any concerns or issues with a comprehensive assessment and recommendation. * As a member of the account management team, conduct financial and business due diligence, including company and industry research, cash flow modeling, financial and dataroom analysis to determine creditworthiness of borrower related transactions including amendments, add‐on acquisitions, incremental financings, dividend recapitalizations and refinancings. * Assist in the preparation of approval memos, present the underwriting results and recommendations to an investment committee, and lead the closing and funding process. * Compile portfolio and industry metrics for industry dashboards, reviews, reporting, and analytics projects, coordinating with various stakeholders. * Anticipate key business, marketplace and competitor dynamics in finding opportunities for the portfolio. * Ensure proper records and associated documents are maintained on an on‐going basis. Audit certain business processes to ensure data accuracy for portfolio reporting purposes. QUALIFICATIONS * Bachelor's degree, with a preferred concentration in finance, accounting, business, or economics. * 3+ years related experience including, but not limited to: private credit, commercial corporate lending, corporate credit ratings, valuations, or accounting. Portfolio management experience preferred. * Knowledge and proven experience with financial statement analysis and ability to independently monitor and identify variances in financial performance. * Motivated self‐starter with a responsive, friendly, and professional demeanor and strong written and verbal communication skills. * Demonstrated ability to be decisive, highly organized and prioritize tasks including the ability to adapt to changing circumstances and adjust priorities as needed in a deadline‐driven environment while maintaining careful attention to detail and accuracy. * Ability to work productively in a cross‐functional team environment with both internal and external stakeholders while taking individual responsibility for quality and accuracy. * Proven record of reliability and dedication to high quality work product. * High proficiency with Excel, Microsoft Word, PowerPoint and financial spreading software. THE FINE PRINT * Must have unrestricted authorization to work in the United States * Must be willing to comply with pre-employment screening, including but not limited to drug testing, reference verification, and background check * Must be willing to work from the Chicago or Atlanta office #LI-hybrid #LI-CK1 A reasonable estimate of the current base salary range at the time of posting is below. Base salary does not include other forms of compensation or benefits. Actual base salary within the specified range is comprised of several components, including but not limited to applicant's skill, prior relevant experience, specific degrees and certifications, job responsibilities, market considerations and the location of the position. This role is eligible for a discretionary annual bonus (based on company, business unit and individual performance). Our benefit offerings include medical, dental and vision coverage, employer paid short & long-term disability and life insurance, 401(k), profit sharing, paid time off, Maven family & fertility benefit, parental leave (including adoption, surrogacy, and foster placement), as well as other voluntary benefits. Salary Range $90,000 - $110,000 To learn more, visit **************** Antares is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability, protected veteran status or other characteristics protected by law.

Requirements What will you need? Bachelor's degree in business administration, accounting or other related field of study preferred. Five (5) years of relevant experience in underwriting loans or in reviewing or producing loan documentation for commercial or small business credit requests or an appropriate combination of education and closely work related experience Ability to accurately perform mathematical calculations including but not limited to ratios and percentages Reads, analyzes, and interprets industry information, financial statements, tax returns and other documents and reports relevant to credit and trend analysis Recognizes need for action, defines problems, collects data, establishes facts, and draws valid conclusions, proposes viable solutions Basic knowledge of relevant banking regulations and operational policies and procedures preferred Possesses strong interpersonal, verbal and written communication skills with ability to understand and carry out instructions, speak clearly and make effective presentations to peers, management and committees Proficient in the use of Microsoft Office products, bank information systems, internet research and other PC-based applications. Physical/Environmental Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions The environment is typical of an office atmosphere. The noise level in the environment is usually moderate While performing the duties of this job, the team member is frequently required to sit and regularly required to talk and hear. The team member is required to stand, walk, and reach with hands and arms. The team member must occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision We are proud to be an EEO/AA/M/F/Disabled/Veteran Employer

Credit Analyst - (250000PI) Description Who We AreThrough our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our PeopleAlong with competitive pay, as an employee of HCA, you are eligible for the following benefits:· Medical, Dental and Vision plans that include no-cost and low-cost plan options· Immediate 401(k) matching and vesting· Vehicle purchase and lease discounts plus monthly vehicle allowances· Paid Volunteer Time Off with company donation to a charity of your choice· Tuition reimbursement What to ExpectThe Associate, Consumer Credit is responsible for underwriting consumer applications from Hyundai, Kia and Genesis Dealers. This position is responsible for making credit decisions that meet acceptable underwriting standards within HCA's policies and procedures as well as adhering to all State and Federal regulatory compliance. All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI's. This position requires flexibility and ability to adapt to a multi-functional departmental structure. All positions within the Operations Division are expected to collaborate cross-divisionally to achieve a seamless customer experience; this includes supporting other departments as necessary to meet the business need. What You Will Do1. Analyze information from credit applications utilizing the four C's of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash. 2. Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA's. Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals. 3. Follow up for approvals and pending contracts to increase capture rate and monitor dealer's portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts. 4. Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance. 5. Perform all other duties as assigned. Qualifications What You Will Bring· Minimum 1-year automotive finance experience (Desirable)· Experience with Collections, Funding, Dealer Services, Lease end or Customer Service (Desirable)· Auto finance or related background is preferred· 2 years of experience in fast paced office environment· Experience with Dealer operations or Sales (Desirable)· High school graduate (GED), College Degree preferred· Strong verbal, written and interpersonal skills· Analytical with high attention to detail· Self- starter with excellent time management skills· Well versed on company product offerings, reporting and measurement systems· Ability to negotiate, influence and collaborate both with customers and associates Work EnvironmentEmployees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. This position requires flexibility with schedule to include weekends, evenings and holidays. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy NoticeThis notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs. com. Primary Location: United States-Georgia-AtlantaWork Locations: Atlanta, GA 4100 Wildwood Pkwy Atlanta 30339Job: Underwriting Op. Job Type: RegularOvertime Status: Non-exempt Schedule: Full-time Minimum Salary: $48,552. 00Maximum Salary: $72,828. 00Job Posting: Dec 10, 2025

The position of Credit Analyst II is responsible for reviewing financial information taken from the lending officers and making sure that the cash flows and credit package are developed correctly; assists loan officers in determining if additional information is needed; and organizes the information in a specific format to be given to the Credit Officer for review for approval consideration. In addition, the Analyst is responsible for providing package preparation guidance to junior analysts and lending officers and supporting the training efforts of the bank in this area. Able to analyze complex borrower and loan structures, consolidate financial information across a number of related borrowing entities and present a summary of financial analysis in an organized and comprehensive package. ESSENTIAL FUNCTIONS: Assists loan officers in performing pre-qualifications assessment and analysis of financial condition and risk of requests within the framework of Bank credit culture and current economic and industries trends. Assists in preparing spreadsheets and analysis of financial information including financial statements and tax returns. Provides the spreading of financial information to the Regional Credit Officer for review. Conducts industry peer comparisons, performs cash flow analyses and other such tasks and comparisons. Develops knowledge of financial industry, economy, market conditions, rates and competition. Prepares a written underwriting package for new loans where the obligor or relationship is considered complex or as required by the Regional Credit Officer. Uses Moody's Financial Analyst as analytical tool. Reinforces the application of superior customer service through his or her own example along with appropriate follow through with employees. Operates computer terminal or personal computer to obtain and process data, do credit research or portfolio analysis. Answers telephones, answers questions from lending officers. Performs duties specific to the position and other functions as assigned. Assists with on-going computerization of the loan review function. Assists in training sessions for the lending officers when needed. Assists in maintaining the portfolio of loans where an individual borrower's total loan exposure is $1,000,000 or greater in the aggregate. This consists of working with the lending officers to make sure that all documentation is in file, that financial information is current, and any other items that may be required by the Regional Credit Officer. Completes annual compliance courses. Adheres specifically to all corporate policies and procedures. Also adheres to Federal and State regulations and laws; including, the Bank Secrecy Act and the Anti-Money Laundering Act. Adheres to all levels of our Service Excellence standards. Performs other duties as required. GENERAL QUALIFICATIONS: Knowledge & Experience: These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. Individual abilities may result in some deviation from these guidelines. College degree in Business Administration, Accounting or Economics or related area with 3-5 years professional experience in the areas of financial analysis, loan origination and underwriting. Work related experience should include direct experience in financial analysis, financial ratio and industry analysis and a comprehensive level of branch operations, loan structuring and underwriting to include credit package preparation and memo writing for complex borrowing structures. Requires a working knowledge of loan structures for Commercial Real Estate, Commercial and Industrial and Asset Based Lending transactions and the lending concepts and structures customary and unique to each of these lending products. Working knowledge of complex borrower organizational structures and consolidated or consolidating financial statement presentations and financial ratio analysis to assist in developing global cash flow presentations and analysis of repayment capacity. Physical Demands/Work Environment: Vision, hearing, speech, dexterity, visual concentration. A valid driver's license is required. Must have the ability to stand, walk, sit and use hands and fingers. Must have the ability to work the hours and days required to complete the essential functions of the position, as scheduled. The environment is a professional office with standard office equipment. Cognitive Requirements: Learning, thinking, concentration, ability to exercise self-control, ability to work in a customer relations' environment. Must be able to pay close attention to detail and be able to work as a member of a team. Must have the ability to interact effectively with co-workers and customers, and exercise self-control and diplomacy in customer and employee relations' situations. Must have the ability to exercise discretion as well as appropriate judgments when necessary. Strong organizational skills required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit Analyst to join our team. Qualified candidate may work in the Mount Joy, PA, Chambersburg, PA, Mechanicsburg, PA, Reedsville, PA or Winchester, VA branch locations. The hours of operation are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with agricultural or commercial credit analysis experience. This is a great opportunity to make a difference for agriculture and rural communities. Position Description: In this position, you will serve as a confident financial professional through the delivery of sound credit and financial services within regulations and policies. You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective and existing borrowers. You will work closely with Relationship Managers to structure, condition, and approve credits for our borrowers. Develop relationships with large and/or complex customers to more accurately and efficiently analyze the credit. Promotes related services, participates in credit decisions, and maintains a favorable Farm Credit image. Areas of Responsibility Include but not limited to: Based on Size, Scope, and Risk in the overall credit facility; complete the following: Analyze financial information - accurately complete historical trends, pro-forma projections, debt repayment schedules, consolidations, stress testing, Probability of Default and Loss Given Default, source and use table, commodity worksheets, and any other necessary schedules, worksheets, and/or template tools available to adequately support the overall credit recommendation. Prepare a loan narrative that provides an adequate summary of the financial analysis, addressing the applicable five C's of credit, highlighting credit strengths and documenting credit weaknesses to support the credit recommendation. Actively collaborate with Relationship Managers to finalize credit recommendations. Obtain necessary delegated authority for loan approvals. Continue to study and be familiar with internal credit practices, loan products and compliance standards to ensure sound and eligible credit decisions. Effectively manage loan underwriting pipeline and meet targeted turnaround time for loan decisions. Maintain high level of communication with lending and operations. Assist as needed in the preparation of larger loan packages. Help monitor larger accounts for compliance to loan covenants and other on-going conditions of the loan approval. Participate in continued education of agricultural industry trends/news. Participates in association initiatives and engages regularly with cross-functional teams. Other projects and/or research as assigned. REQUIREMENTS: Bachelor's degree in Business Administration, Agriculture, Economics, or Finance. Generally, a minimum of three plus years of agricultural or commercial credit analysis/underwriting experience is preferred. Must possess sound credit judgment and differential credit skills to complete accurate and timely credit package. Ability to effectively communicate (verbal and written) with a large, geographically diverse team of co-workers. Strong analytical and computer skills. Adaptable and flexible to a changing work environment. Prolonged periods of sitting at a desk and working on a computer. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401 (k) with significant employer matching Paid time off, holidays and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid parental leave and short-term disability Fun and inclusive work environment Salary Range: $50,500 - $95,800, depending on previous experience. Opportunity to earn additional incentive. Equal Opportunity Employer including veterans and individuals with disabilities.

Seeking a capable, detail-oriented individual to join our commercial lending TEAM! 3+ years' experience in Commercial credit review & analysis, Underwriting, Portfolio Management, CRE credit review and loan structuring. If this is YOU, apply today! Title: Specialty and CRE Portfolio Analyst Position Status - Full Time exempt Reports To: Business Lending Manager Salary information: $61,984 - 92,976 The listed pay information includes the minimum rate of pay to the max-point rate of pay for the posted position The actual compensation for this position may vary based upon, but not limited to, licenses or certifications, education or equivalent work experience, market data, qualifications, relevant experience, prior work and performance history, geographic location, and business sector. We believe great work is to be rewarded with great benefits. Our benefits include, but aren't limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays. Purpose : The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.” The Specialty/CRE Analyst and Portfolio Manager serves as the primary APCU Center Parc resource performing initial credit analysis for the underwriting of new business loans, managing an assigned portfolio of existing loans and maintaining a cadence of ongoing credit analysis and monitoring existing loans. The position focuses on Commercial Real Estate (CRE) and Specialty (GSA, USPS, IRE, etc.) loans. Essential Duties and Responsibilities: Other duties may be assigned. Adhere to and deliver on APCU Center Parc's core values: Serve Exceptionally Commit to Better Find the Fun Invest in Integrity Follow the Numbers Go Forth and Conquer Protect with Passion Assesses the credit worthiness of businesses seeking CRE or specialty loans and for new and existing businesses members of APCU Center Parc. Perform a thorough financial analysis; Review financial statements, credit history, and other relevant data to evaluate the borrower's ability to pay on both a short-term and long-term basis. On a schedule cadence, identify disparities, risks, and fluctuations in financial ratios and make recommendations on creative ways to mitigate risks to the credit union. Make recommendations on CRE and specialty loan approvals, credit limits, loan structure, collateralization, and terms based upon a thorough assessment of financial risk. Analyze appropriate structuring options for loan request and booked loans, considering collateral and borrower valuations; Monitors book loans for adherence to structure and covenants. Prepare commitment letters or collaborate with internal stakeholders or internal counsel to prepare commitment letters. Demonstrate full ownership of an assigned portfolio of existing business members with minimal guidance. Complete annual reviews and both material and non-material modifications independently and within assigned time frame. Coordinate all activity and interactions, associated with modifications, with the members, attorneys, agents, title agencies, underwriters, and processors Monitor quarterly, semiannual, or annual reporting and financial statements and determine upgrades and downgrades in risk ratings. Monitors and analyzes escrow accounts for contribution adjustments. As required, support underwriters in reviewing and negotiating legal documentation. Promptly escalates concerns, identified risks, or problem accounts in accordance with established procedures and in collaboration with other internal stakeholders. Ensure that portfolio data is accurate, up to date, and complete; Commits to timeliness and quality of reporting capabilities. Ensure compliance with established credit policies and procedures. Perform all necessary tasks and assignments necessary to prepare for audits. Demonstrate a sense of urgency, attention to detail, the ability to multi-task and the ability to make data driven financial decisions. Effectively use written and oral communication skills in daily correspondence. Adhere to the provisions of the Fair Credit Reporting Act (FCRA), Military Lending Act (MLA), Equal Credit Opportunity Act (ECOA), Truth in Lending Act (TILA), Fair Housing Act (FHA), the Universal Code (UCC), and any other state or federal regulation associated with the granting of credit that are applicable to this position. Comply with all aspects of BSA/AML and OFAC regulations as they relate to this position. Travel associated with this role less than 10%. Other duties as assigned. Supervisory Responsibilities: No direct reports. May manage day-to-day tasks through indirect reporting relationships or through a matrixed management approach and the ability to collaboratively interact with internal and external partners. Qualification Requirements : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/pr ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. REQUIRED Education and/or Experience: A bachelor's degree in finance, accounting, business administration, or related field of study; 4 years of specific work experience in lieu of degree 3 years of specific work experience where the primary tasks involved credit analysis, underwriting, portfolio management for specialty and CRE loans 3 years of specific work experience using modeling software like Argus, CoStar, lease management software, portfolio management software, and portfolio benchmarking tools and software Advanced skills in Microsoft Excel or Google Sheets PREFFERED Education and/or Experience: 5 years of broad work experience managing and monitoring a portfolio of Specialty and CRE loans including the annual evaluation of escrows, loan covenants, and mitigation of credit risks in a credit union Working knowledge of Symitar, Baker Hill LOS, Meridian Link, Laser Pro, Co Tribute, and other software applications and tools relevant to this position and the evaluation of credit and monitoring of loan performance Experience in the utilization of data visualization tools for credit and portfolio management Physical Job Requirements: Must be physically able to operate a variety of automated office machines such as calculator, computer, printer, facsimile, telephone, copier, etc. Must be able to stand, bend and stoop as needed. Must be able to lift and/or carry weights of 5 to 25 pounds. APCU Center Parc Credit Union is an equal opportunity employer committed to providing equal opportunities to applicants and our policy is not to discriminate against any applicant or employee based on race, color, sex, religion, national origin, disability status or veteran status or any other basis protected by applicable federal, state, or local laws. APCU Center Parc Credit Union prohibits harassment based on the same protected classes and criteria. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. The requirements for the position listed are general and are not all inclusive. If you have any questions concerning this position, please contact Human Resources. Please note that an employment offer, and your continued employment are contingent upon acceptable results of a background and credit check, and satisfactory proof of your right to work in the U.S.

Job Posting: We realize that our greatest assets are our best-in-class associates, which is why we're dedicated to offering limitless opportunities for growth and advancement. We want to help you build a long-lasting career with Millennium Lighting. Together, we can continue to lead the industry and help build our nation's infrastructure from the ground up. Join our team today. Millennium Lighting is currently seeking a Credit Specialist to join our team! This is a Hybrid role based out of McDonough, GA, in accordance with Millennium Lighting Flex schedule; 3 days office / 2 days remote. Responsibilities: Work on credit accounts, following guidelines established for the organization Receipt of customer payments, reconciling outstanding account balances, and preparation of periodic reports on accounts receivable and past due status Help customers with inquiries on their account Approve order ticket releases for credit accounts on restriction Update and summarize receivables Notify/resolve uncollected COD's and processes/resolves NSF checks Approve tax exempt forms and issue tax credits Process payments for open customer accounts Review obtained credit information, evaluate credit risk, and approve or decline credit accounts, in accordance with established company policies and terms, in a timely manner. Collection activities including sending follow-up inquiries, negotiating with past due accounts on repayment terms, and decisions on referring accounts to collection agencies and/or writing off accounts receivables Build relationships with customers and the sales team through routine communication. Regular discussion of A/R strategy in cooperation with Area Credit Manager. Qualifications: Credit experience of 0-2 years Ability to prioritize workload appropriately in order to balance multiple demands and meet timelines as required Effectively communicate in writing and verbally Proficiency in Microsoft Office software (Outlook, Word, Excel, PowerPoint, Access, etc.) Strong and accurate data entry skills Ability to perform basic math functions At Millennium Lighting, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more! - Pay Range: - $21.63 - $32.45 - Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles. - This role is Bonus or Incentive Plan eligible. - Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements. - The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability. Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity. Equal Employment Opportunity and Reasonable Accommodation Information

The Credit Analyst works with our Commercial Lenders and Business Bankers to serve the needs of our commercial clients. This individual will work with our Commercial Lenders to manage existing commercial clients and develop new relationships. A key part of the Commercial Lending Team, the credit analyst helps usher loan requests through the approval process. This position must adhere to all Bank policies, procedures and compliance regulations. DUTIES Analyzing financial reports, business plans, projections, and industry reports to understand customer/prospect credit-worthiness. Preparing written narratives describing borrowers' current financial condition and future outlook. Assisting lenders with daily credit monitoring tasks and monthly credit review. Reviewing covenant compliance for all commercial borrowers. Completing annual reviews on borrowing customers and reviewing ACH/ETL limits. Reviewing credit proposals for loan committee for accuracy and for continuing education. Participating in credit training opportunities. Accompanying lenders on customer/prospect visits to improve credit analysis understanding and to learn business development techniques. Qualifications Bachelor's degree in Business, Business Administration, Finance or Accounting is required. At least one year of work experience in banking, financial analysis, or a related field is required. Working understanding of accounting concepts and how they apply to businesses is required. Preferred Qualifications 1-3 years of financial analysis or banking is preferred. Confidence and competency in oral and written presentation is preferred. A quick learner with the ability to self-direct on important tasks with little to no direction is preferred. Excellent computer skills including, MS Word, Excel, and PowerPoint. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, gender identity, gender stereo typing, and age. Independent Bank is an EO/AA Employer M/F/Vets/Disabled

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Summary The Credit Analyst position is an important piece to the underwriting/credit analysis process. Credit Analysts in the CCL assist the Underwriting and Relationship Managers with a multitude of front-end work to help provide a quick and efficient client experience. This position is within the Centralized Commercial Lending (CCL) team. This person will be expected to provide support for commercial lending portfolios within the footprint. Work is expected to be performed within a production-based environment to include, but not limited to financial statement spreading and completion of the CCL's standard cash flow template. Key Responsibilities * Spread financial statements and tax returns. * Create Global Cash Flows for borrowers, guarantors, and prospects * Due Diligence including verifying 4506-Cs, ordering tax transcripts, performing background checks. * Assist underwriters with loan requests on both the new money and renewal side. * Communicate with RMs, client specialists, and underwriters to ensure that deals are progressing as intended. * Request missing documentation when necessary. * Participate in special projects and assignments and other duties as needed. Requirements * Bachelor's degree is required. A degree in a related business discipline is preferred (Finance, Accounting, etc.) * At least 1 year of relevant experience preferred, or an equivalent combination of education and experience * Experience with Microsoft Outlook, Word, Excel, and PowerPoint * Experience with nCino and Moody's CreditLens a plus * Understanding of financial ratios * Ability to communicate effectively. * Ability to read, analyze, and interpret financial reports; analyze and evaluate information, solve problems and achieve goals. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending - a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. Ready to disrupt the mortgage industry with us as a TRID Review Analyst I? Then we think it's time to #join Movement What You Need To Know Reviews Closing Disclosures for missing information after closing and prior to post closing Ensures compliance with CFPB and TRID regulations Processes and responds to all incoming methods of communication Adapts to change in the work environment, manages competing demands and is able to handle frequent changes What We Are Looking For 1+ years of business related experience Working knowledge about TRID requirements Detail oriented, ability to work in a fast paced environment Strong oral and written communication skills Highly adaptable team player Even Better Bachelor's Degree in related field preferred 1+ years of compliance experience preferred 1+ years of closing experience preferred Sound like a good fit? Let's talk about how we can work together. The expected salary range for this position is between: $44,600.00 - $57,100.00 The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law. We also offer a benefits package that includes: Competitive pay Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE Retirement plan: 401(k) and Roth Paid Time Off: 16 days front loaded. Prorated based on the start date month 11.5 paid holidays per year Employee assistance program Excellent career growth opportunity Fun, team-focused working environment Employee driven community outreach program Relocation packages available The application window is anticipated to close on: December 1, 2025 We're definitely not your average mortgage company. When you're ready to grow your career AND your impact, we're ready for you. We're also one of the nation's top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at *****************

Essential Functions: •Continuous Improvement - collaborate with cross functional teams to optimize warehouse systems for improved efficiency and operational service levels •Create processes and standard operating procedures leveraging current procedures from Lowe's •Lead or participate in (depending on project size) the documentation of functional requirements for approved projects. Interface with other groups in Supply Chain as needed to determine cross functional impacts. •Train leadership and hourly associates on Distribution or order fulfillment process and system enhancements •Provide support for the implementation and execution of action plans related to Warehouse management systems for new and existing Distribution Centers •Manage and proactively monitor all time sensitive fulfillment issues impacting Stores and Cross Dock Delivery Terminals. Collaborate with business stakeholders to understand all components of order fulfillment and refine warehouse management system requirements to meet customer needs. •Prioritize mission-critical work activities - identify root cause for exceptions and escalate as necessary to prevent customer impacts. •Evaluate, verify, and monitor new item configuration. Resolve item setup and allocation exceptions, ensure consistency across the network. •Actively monitor Distribution Center storage space and prescribe actions to maintain adequate capacity. •Maintains, triages, and supports Lowe's Warehouse Management System requiring weekend, overnight, and evening support Minimum Requirements: •Bachelor's Degree •3-5 years' experience handling store/field support questions and solving business problems. •3-5 years' Supply Chain or Store Operations experience and project management and inventory process management experience. Preferences: •Experience in a role that builds knowledge of distribution facility processes, responsibilities, functions, limitations, controls and common problems. •Experience with Blue Yonder Warehouse Management System. •Experience with training and presenting new information to associates. •Experience supporting or managing a third party provider. Lowe's is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law. Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit

Are you looking for a rewarding career with an organization who puts people first? Would you like to contribute to the mission of supporting agriculture and rural America? Do you enjoy working in a team environment? Do you have a passion for providing a great customer experience? Look no further because Southwest Georgia Farm Credit is seeking a Credit Analyst to serve our 21-county territory in southwest Georgia. Company Profile Southwest Georgia Farm Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. We are headquartered in Bainbridge, with six offices that service 21 counties in the southwestern-most portion of the state of Georgia. With over $600 million in assets, Southwest Georgia Farm Credit is a cooperative and part of the nationwide Farm Credit System. Job Description The Credit Analyst develops and analyzes all types of credit information. The successful candidate prepares complete loan packages independently for small to mid size loans, completes all documents, including projections, prepares analyses and makes the appropriate recommendations. The Credit Analyst assists with preparation of larger and more complex loan packages. The successful candidate improves professionalism associated with loan servicing, monitoring, and reporting. The Credit Analyst provides assistance to Relationship Managers as needed in loan servicing and processing as needed, as well as performs timely and efficient processing of assigned loans. Required Qualifications • Education and/or experience equivalent to a bachelor degree in finance, accounting, or business administration • Possesses a working knowledge of spreadsheets, word processing and other customized software • Demonstrates accuracy and thoroughness • Exhibits sound and accurate judgment • Supports and explains reasoning for decisions • Uses intuition and experience to complement data • Effective group presentation skills • Self starter