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Credit assistant vs commercial analyst

The differences between credit assistants and commercial analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 1-2 years to become both a credit assistant and a commercial analyst. Additionally, a commercial analyst has an average salary of $83,036, which is higher than the $33,741 average annual salary of a credit assistant.

The top three skills for a credit assistant include data entry, financial statements and customer service. The most important skills for a commercial analyst are portfolio, data analysis, and financial statements.

Credit assistant vs commercial analyst overview

Credit AssistantCommercial Analyst
Yearly salary$33,741$83,036
Hourly rate$16.22$39.92
Growth rate-5%9%
Number of jobs5,29454,953
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 72%
Average age3939
Years of experience22

What does a credit assistant do?

A credit assistant is responsible for processing credit requests and assisting customers. They usually answer inquiries, explain procedures, provide instructions, and deal with customer concerns. In some companies, a credit assistant is also in charge of providing support to managers, supervisors, or investigators by preparing and processing documents, handling calls and correspondence, arranging appointments, and coordinating with different departments. They may also participate in training new employees.

What does a commercial analyst do?

A commercial analyst is responsible for evaluating the performance of business operations in the market, including consumer demands and sales analysis. Commercial analysts monitor the market trends, identifying business opportunities that would generate more revenue resources for the business, as well as developing strategic approaches to attract potential clients and maintain long-lasting business relationships. They also manage the company's financial stability, reviewing competitors' activities, and recommending methods to maximize production operations and achieve the highest customer satisfaction.

Credit assistant vs commercial analyst salary

Credit assistants and commercial analysts have different pay scales, as shown below.

Credit AssistantCommercial Analyst
Average salary$33,741$83,036
Salary rangeBetween $26,000 And $43,000Between $60,000 And $114,000
Highest paying CitySan Francisco, CANew York, NY
Highest paying stateCaliforniaNew York
Best paying companyCarter LumberMeta
Best paying industryFinanceEnergy

Differences between credit assistant and commercial analyst education

There are a few differences between a credit assistant and a commercial analyst in terms of educational background:

Credit AssistantCommercial Analyst
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Credit assistant vs commercial analyst demographics

Here are the differences between credit assistants' and commercial analysts' demographics:

Credit AssistantCommercial Analyst
Average age3939
Gender ratioMale, 20.4% Female, 79.6%Male, 53.2% Female, 46.8%
Race ratioBlack or African American, 7.9% Unknown, 2.7% Hispanic or Latino, 9.7% Asian, 10.7% White, 68.7% American Indian and Alaska Native, 0.3%Black or African American, 8.1% Unknown, 2.7% Hispanic or Latino, 9.7% Asian, 10.7% White, 68.5% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between credit assistant and commercial analyst duties and responsibilities

Credit assistant example responsibilities.

  • Manage accounting operations, accounting close, account reporting and reconciliations.
  • Research applicants and corporations utilizing OFAC, LEXIS/NEXIS, and FastData.
  • Pull customer's personal credit report and analyze (via Equifax).
  • Co-Organize department meetings and orchestrate / create all PowerPoint presentations.
  • Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.
  • Monitor Dunn and Bradstreet ratings.
  • Show more

Commercial analyst example responsibilities.

  • Manage datasets in SAS, which are used by various groups.
  • Develop, maintain financial models/applications (VBA Excel/Access) to automate and streamline business processes and perform financial analysis.
  • Perform SQL tuning to improve the performance of the queries.
  • Participate in initial reports build and optimization of existing reports and ETL during post-implementation cycle of EMR build.
  • Implement commercial strategy and tactics in the areas of upstream supply chain management, scheduling, sales origination and purchase origination.
  • Identify and develop specific KPIs and quality improvement goals.
  • Show more

Credit assistant vs commercial analyst skills

Common credit assistant skills
  • Data Entry, 10%
  • Financial Statements, 9%
  • Customer Service, 8%
  • Credit Card Payments, 6%
  • Past Due Accounts, 6%
  • Credit Applications, 5%
Common commercial analyst skills
  • Portfolio, 12%
  • Data Analysis, 8%
  • Financial Statements, 7%
  • Business Development, 6%
  • SQL, 6%
  • Real Estate, 5%

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