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Credit assistant vs credit administrator

The differences between credit assistants and credit administrators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 1-2 years to become both a credit assistant and a credit administrator. Additionally, a credit administrator has an average salary of $59,271, which is higher than the $33,741 average annual salary of a credit assistant.

The top three skills for a credit assistant include data entry, financial statements and customer service. The most important skills for a credit administrator are financial statements, credit card payments, and real estate.

Credit assistant vs credit administrator overview

Credit AssistantCredit Administrator
Yearly salary$33,741$59,271
Hourly rate$16.22$28.50
Growth rate-5%-8%
Number of jobs5,29455,726
Job satisfaction-2
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 63%
Average age3939
Years of experience22

What does a credit assistant do?

A credit assistant is responsible for processing credit requests and assisting customers. They usually answer inquiries, explain procedures, provide instructions, and deal with customer concerns. In some companies, a credit assistant is also in charge of providing support to managers, supervisors, or investigators by preparing and processing documents, handling calls and correspondence, arranging appointments, and coordinating with different departments. They may also participate in training new employees.

What does a credit administrator do?

A credit administrator oversees the credit operations in a company, ensuring efficiency and client satisfaction. They typically conduct research and analysis, handle credit portfolios, perform credit risk assessments, monitor credit accounts, validate requirements, evaluate applications, and develop strategies to optimize operations. A credit administrator may also perform a variety of clerical tasks such as preparing and processing documents, answering calls and correspondence, organizing information, and maintaining records. Moreover, they must lead and encourage staff to reach goals, all while enforcing and promoting the company's policies and regulations.

Credit assistant vs credit administrator salary

Credit assistants and credit administrators have different pay scales, as shown below.

Credit AssistantCredit Administrator
Average salary$33,741$59,271
Salary rangeBetween $26,000 And $43,000Between $33,000 And $106,000
Highest paying CitySan Francisco, CANew York, NY
Highest paying stateCaliforniaNew York
Best paying companyCarter LumberBNY Mellon
Best paying industryFinance-

Differences between credit assistant and credit administrator education

There are a few differences between a credit assistant and a credit administrator in terms of educational background:

Credit AssistantCredit Administrator
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 63%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Credit assistant vs credit administrator demographics

Here are the differences between credit assistants' and credit administrators' demographics:

Credit AssistantCredit Administrator
Average age3939
Gender ratioMale, 20.4% Female, 79.6%Male, 28.4% Female, 71.6%
Race ratioBlack or African American, 7.9% Unknown, 2.7% Hispanic or Latino, 9.7% Asian, 10.7% White, 68.7% American Indian and Alaska Native, 0.3%Black or African American, 8.1% Unknown, 2.7% Hispanic or Latino, 10.0% Asian, 9.4% White, 69.5% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between credit assistant and credit administrator duties and responsibilities

Credit assistant example responsibilities.

  • Manage accounting operations, accounting close, account reporting and reconciliations.
  • Research applicants and corporations utilizing OFAC, LEXIS/NEXIS, and FastData.
  • Pull customer's personal credit report and analyze (via Equifax).
  • Co-Organize department meetings and orchestrate / create all PowerPoint presentations.
  • Work on A/R and billing for a manufacturing company specializing in premium orthopedic, reconstructive and postoperative products.
  • Monitor Dunn and Bradstreet ratings.
  • Show more

Credit administrator example responsibilities.

  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Utilize computer software including QuickBooks to maintain account activity and ensure accuracy; reconcile inaccuracies between invoices and accounts receivable payments.
  • Utilize computer software including QuickBooks to maintain account activity and ensure accuracy; reconcile inaccuracies between invoices and accounts receivable payments.

Credit assistant vs credit administrator skills

Common credit assistant skills
  • Data Entry, 10%
  • Financial Statements, 9%
  • Customer Service, 8%
  • Credit Card Payments, 6%
  • Past Due Accounts, 6%
  • Credit Applications, 5%
Common credit administrator skills
  • Financial Statements, 6%
  • Credit Card Payments, 6%
  • Real Estate, 5%
  • Customer Service, 5%
  • Loan Portfolio, 5%
  • Credit Policy, 4%

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