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Damage appraiser vs insurance appraiser

The differences between damage appraisers and insurance appraisers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a damage appraiser and an insurance appraiser. Additionally, an insurance appraiser has an average salary of $53,229, which is higher than the $48,075 average annual salary of a damage appraiser.

The top three skills for a damage appraiser include vehicle repairs, parts costs and process claims. The most important skills for an insurance appraiser are windows, CCC, and insurance appraisals.

Damage appraiser vs insurance appraiser overview

Damage AppraiserInsurance Appraiser
Yearly salary$48,075$53,229
Hourly rate$23.11$25.59
Growth rate-6%-6%
Number of jobs1,11734,724
Job satisfaction--
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 48%
Average age4444
Years of experience44

What does a damage appraiser do?

A damage appraiser is someone who determines the damage costs associated with a property, such as buildings and vehicles, in preparation for filing claims and requesting payments from insurance. The damage appraiser compiles estimated and actual costs of repairs and creates a report used as a reference for any claims and insurance requests. The damage appraiser can also come in handy for any legal requirement for repair agreements between parties and such. The damage appraiser works closely with the client and all the repair companies that repaired the damaged property.

What does an insurance appraiser do?

An appraiser is responsible for assessing a client's personal property, such as homes, cars, or jewelry. They provide an impartial and unbiased judgment about the property's value, assisting clients who wish to buy, sell, manage, and invest money. Usually, they work with an adjuster and conduct repairs or replacements of products.

Damage appraiser vs insurance appraiser salary

Damage appraisers and insurance appraisers have different pay scales, as shown below.

Damage AppraiserInsurance Appraiser
Average salary$48,075$53,229
Salary rangeBetween $33,000 And $68,000Between $37,000 And $74,000
Highest paying City--
Highest paying state--
Best paying company--
Best paying industry--

Differences between damage appraiser and insurance appraiser education

There are a few differences between a damage appraiser and an insurance appraiser in terms of educational background:

Damage AppraiserInsurance Appraiser
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 48%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Damage appraiser vs insurance appraiser demographics

Here are the differences between damage appraisers' and insurance appraisers' demographics:

Damage AppraiserInsurance Appraiser
Average age4444
Gender ratioMale, 86.0% Female, 14.0%Male, 79.0% Female, 21.0%
Race ratioBlack or African American, 10.5% Unknown, 4.4% Hispanic or Latino, 17.0% Asian, 5.0% White, 62.7% American Indian and Alaska Native, 0.5%Black or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 15.9% Asian, 5.6% White, 62.2% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between damage appraiser and insurance appraiser duties and responsibilities

Damage appraiser example responsibilities.

  • Greet customers and write complete repair estimates on damage vehicles using different computer programs, CCC and ADP.
  • Coordinate with SIU on fraudulent claims effectively.
  • Investigate claims and report fraud to SIU.
  • Work with DRP shops to maintain and follow company guidelines.
  • Obtain exterior measurements of the home and create a computerize sketch using RapidSketch v2.5.
  • Measure and sketch all floors of home, porches, patios and any other structures.
  • Show more

Insurance appraiser example responsibilities.

  • Provide detailed written reviews of residential properties ensuring USPAP guidelines, federal regulatory requirements and lender appraisal guidelines are met.
  • Perform appraisals on business personal property as well as residential and commercial properties for taxation purposes.

Damage appraiser vs insurance appraiser skills

Common damage appraiser skills
  • Vehicle Repairs, 21%
  • Parts Costs, 20%
  • Process Claims, 17%
  • Customer Service, 8%
  • Audatex, 6%
  • Repair Process, 6%
Common insurance appraiser skills
  • Windows, 94%
  • CCC, 2%
  • Insurance Appraisals, 1%
  • Sketch, 1%
  • Automotive Repair, 1%
  • Insurance Forms, 0%

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