Teller
Teller job at First Community Credit Union
Schedule: Full-Time, Monday through Friday
If you excel at customer service, have a passion for helping people and the ability to make sound decisions, we have a position for you!
You are the key to assisting our members with personalized solutions to enhance their banking experience with the best financial products in Oregon. Skill expectations include: Meticulous attention to details, outstanding problem-solving skills and the ability to manage multiple projects and tasks simultaneously.
As a First Community employee, you will enjoy:
100% Employer Paid Medical & Dental
Annual Bonus & Incentive Plan
Generous Personal, Vacation & Sick Days
Tuition Reimbursement
Wellness & Fitness Incentive
Paid Volunteer Leave
As an ideal candidate, you will have:
High School Diploma or Equivalent
Cash Handling & Customer Service Experience
Capability to assist members confidently in person or by telephone
Company's website: ******************
** First Community Credit Union is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process. Equal opportunity employer, including protected Veterans and individuals with disabilities.
Auto-ApplyBank Teller- Morgan Hill
Morgan Hill, CA jobs
Bank Teller At CommonWealth, we serve the financial needs of more than 40,000 people who live or work in Santa Clara County. We are seeking candidates who share our value and commitment in helping bring financial wellness to the community of Santa Clara County. In addition to a competitive base salary, our compensation package includes:
13 paid holidays
17 days of Paid Time Off (PTO) during first year of employment
Up to 2% discounts on loans--including first mortgages*
401(k) Plan with Company Match
Medical, dental, vision insurance
Long-term disability insurance
Life insurance
Voluntary insurance
Employee assistance program
Financial Wellness benefits and resources
Tuition reimbursement and more
We are currently accepting applications for a full-time Bank Teller at our San Jose-Cambrian Branch.
As a Bank Teller, your major responsibilities will include:
Assisting members and potential members with their financial needs. Perform transactions with accuracy. Explain products and services, and refer member to appropriate personnel. Ensure that appropriate records are maintained and required reports are prepared. Maintain and update member account information on computer system.
Our ideal candidate will possess: outstanding customer service skills; previous cash handling experience; excellent written and verbal communication skills. Previous experience in a credit union or bank a plus. Pay Range: $18.65/hour - $23.31/hour; based on skills and experience.
For immediate consideration, apply today! CommonWealth is an Equal Opportunity Employer
Compensation details: 18.65-23.31
PI923013b2b868-31181-39208261
Teller, Part time
Marion, IL jobs
About the Role:
As a Teller at our banking institution, you will be responsible for providing exceptional customer service to our clients. You will be the face of our organization, greeting customers and assisting them with their banking needs. Your primary goal will be to ensure that all transactions are processed accurately and efficiently, while maintaining a high level of professionalism and confidentiality.
Responsibilities:
Assist customers with deposits, withdrawals, and other banking transactions
Provide information to customers about our products and services
Balance cash drawers and reconcile discrepancies
Maintain a clean and organized work area
Adhere to all banking regulations and security procedures
Skills:
As a Teller, you will utilize your strong attention to detail and accuracy to ensure that all transactions are processed correctly. Your excellent communication and interpersonal skills will be essential in providing exceptional customer service to our clients. Additionally, your ability to work in a fast-paced environment will allow you to efficiently assist customers with their banking needs.
Minimum Qualifications:
High school diploma or equivalent
1+ years of experience in a customer service role
Strong attention to detail and accuracy
Excellent communication and interpersonal skills
Ability to work in a fast-paced environment
We offer competitive pay and free telehealth, AFLAC, AirEvac, 401k, paid vacation. Plus, theres potential for discretionary bonuses!
Equal Opportunity Employer
Compensation details: 17-17 Hourly Wage
PIccd00ff02770-31181-37584727
30 Hour Teller - Irvine
Irvine, CA jobs
Banking Specialist II This position, Banking Specialist II, may be called by many other names: New Accounts Representative, Senior Teller, etc. At First Bank, we choose to call you a "specialist" because that is what you are! You have mastered the art of handling transactions at the teller window and are working to gain more training and skills to help clients with new accounts as well as other non-monetary transactions.
What You Will Be Doing
* Providing excellent client service by accurately and expeditiously opening new accounts and other products for current clients and new clients to the Bank. Providing maintenance on accounts and products when requested and authorized by the client. For those quoting rates, terms and fees on all products and services and providing necessary disclosures as required (NMLS registration will be required).
* Expanding the use of alternative delivery systems by explaining the merits of other systems such as Online Banking System, Online Bill Pay, ATM network, Debit Card, and Client Contact Center.
* Identifying the need for borrowing and originating consumer loan applications. Assisting in the processing of loan applications and closing.
* Increasing sales and cross-sell opportunities by participating in sales events such as in-aisle sales (where applicable), internal/external events, out bound calls, and promotional activities.
* Supporting our Bank's culture and client-friendly environment by greeting clients with a courteous and friendly demeanor, including greeting clients by name when possible.
* Ensuring continued relationships with our clients by processing client transactions such as deposits, withdrawals, payments, check cashing, etc. courteously, accurately and as expeditiously as possible.
* Assuring Branch compliance by performing a variety of tasks, including but not limited to, the following: cash audits, alarm tests, loss prevention training, safe deposit delinquencies, ATM balancing, monthly and quarterly branch audits, regulation training, monthly security reports, balancing of travelers checks, official checks and money orders.
* Protecting the interests of the Bank and our clients by following all security, regulatory and audit procedures, including daily balancing of individual teller drawers, ATM and vault. Maintaining of proper dual control and appropriate holds. Accurately balancing assigned cash drawer on a daily basis. Immediately reporting out of balance conditions to branch management.
* Helping coach Banking Specialist I on products, services, policies and procedures.
* Contributing to the Bank's success by identifying sales opportunities and referring clients to the appropriate area. Works towards achievement of branch and individual sales and referral goals.
* Working to retain existing client relationships and obtain new ones by conducting calls on maturing accounts, following up on leads, referrals and other prospecting opportunities.
* Driving branch profitability and client satisfaction by getting to know clients and encouraging their consideration of other Bank products where they may benefit the client. (In-Store) Should cultivate relationship with retail store associates.
* Contributing to the Bank's efforts in reaching and surpassing its Community Reinvestment Act goals by participating in community service activities.
* High School Diploma or Equivalent
* Minimum of 12 months previous client service experience preferred
* Previous cash-handling experience required
* Previous banking experience strongly preferred
* NLMS registration preferred
* Developed customer service skills, including written and verbal communication
* Ability to use a PC and alpha/numeric keyboard
Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.
Diversity
At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.
First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.
Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.
At First Bank, we embrace a hybrid work environment (for roles other than our branch/retail positions) which allows employees to work at an alternative location depending upon the needs of their job and team. The in-office days are designed to inspire increased collaboration, development, productivity, and quick decision making.
Hybrid schedules should include at least two full days in the office with more or all in-office days expected of our client facing teams and the groups that support them in the business.
The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to, prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the range below. The range is driven by the geographic location of our estimated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance. A reasonable estimate of the current pay is $20.00 to $25.00
Teller (Part-Time)
Kewanee, IL jobs
Job Description
Join Our Team as a Teller (Part-Time) at IHMVCU!
IHMVCU is dedicated to supporting our members' financial well-being by fostering engagement, creating alignment with their goals and promoting continual growth. We are seeking a member-focused Teller with a passion for building lasting relationships and enhancing member satisfaction to join our team. We value strong interpersonal skills and welcome candidates of all professional backgrounds. If you excel at connecting with people and providing superior service, your experience will be a great match, even if you're new to the financial services industry.
As a Teller, you will play a crucial role in creating a welcoming experience for members while providing accurate financial transactions and personalized solutions to member needs. This position is based at our Kewanee, Illinois location, however regional travel to assist other branch locations may occasionally be required.
Education and Experience:
High School Diploma or equivalent, additional education in finance, business or related field is a plus.
Relative experience in customer support, problem solving and providing quality service is preferred.
High level of integrity and commitment to exceptional member service with genuine desire to help others.
Ability to build rapport quickly, actively listen and develop strong member relationships.
Strong attention to detail skills and commitment to accuracy.
Team-oriented with the flexibility to adapt and support various member needs in a fast-paced environment.
What are some of the day-to-day responsibilities of a Teller?
Actively listen to members' needs to identify, assess and educate on solutions that may include products and services such as deposit accounts, loans and credit cards.
Process a variety of transactions, including deposits, withdrawals, transfers, loan payments, and check cashing accurately and efficiently.
Responds to member inquiries regarding the operation of accounts, access to services, resolving account discrepancies, balancing, and reconciling, adding or reducing service features on various accounts, and assisting members to make the most effective usage of service offerings.
Follow all cash, dual control and daily work documentation procedures, to include balancing all work and cash drawer daily.
The pay range for this position is $15.00-$16.00/hour. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications and internal pay equity.
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. IHMVCU provides a healthy balance of benefits including resources and support:
Outstanding training; We are committed to learning new skills and growing personally & professionally
Competitive compensation
401(k) with company match and profit sharing
Paid time off with paid holidays
Life Insurance
Paid Community Volunteering
Education reimbursement
Fitness reimbursement
Health insurance including dental and vision
Flexible Spending Accounts & Health Savings Accounts
Employee Assistance Program (EAP)
Access to fitness center
We look forward to welcoming a new team member who shares our dedication to service and community. Move Up your career at IHMVCU with this great opportunity!
Physical Requirements
Standing: Remaining upright on the feet, particularly for sustained periods of time.
Walking: Moving about on foot to accomplish tasks, particularly for long distances or moving from one work site to another.
Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound.
Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm.
Lifting Demands: Up to 50 lbs.
Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation of machines (including inspection); using measurement devices; and/or assembly or fabrication of parts at distances close to the eyes.
Teller (Part-Time)
Kewanee, IL jobs
Join Our Team as a Teller (Part-Time) at IHMVCU!
IHMVCU is dedicated to supporting our members' financial well-being by fostering engagement, creating alignment with their goals and promoting continual growth. We are seeking a member-focused Teller with a passion for building lasting relationships and enhancing member satisfaction to join our team. We value strong interpersonal skills and welcome candidates of all professional backgrounds. If you excel at connecting with people and providing superior service, your experience will be a great match, even if you're new to the financial services industry.
As a Teller, you will play a crucial role in creating a welcoming experience for members while providing accurate financial transactions and personalized solutions to member needs. This position is based at our Kewanee, Illinois location, however regional travel to assist other branch locations may occasionally be required.
Education and Experience:
High School Diploma or equivalent, additional education in finance, business or related field is a plus.
Relative experience in customer support, problem solving and providing quality service is preferred.
High level of integrity and commitment to exceptional member service with genuine desire to help others.
Ability to build rapport quickly, actively listen and develop strong member relationships.
Strong attention to detail skills and commitment to accuracy.
Team-oriented with the flexibility to adapt and support various member needs in a fast-paced environment.
What are some of the day-to-day responsibilities of a Teller?
Actively listen to members' needs to identify, assess and educate on solutions that may include products and services such as deposit accounts, loans and credit cards.
Process a variety of transactions, including deposits, withdrawals, transfers, loan payments, and check cashing accurately and efficiently.
Responds to member inquiries regarding the operation of accounts, access to services, resolving account discrepancies, balancing, and reconciling, adding or reducing service features on various accounts, and assisting members to make the most effective usage of service offerings.
Follow all cash, dual control and daily work documentation procedures, to include balancing all work and cash drawer daily.
The pay range for this position is $15.00-$16.00/hour. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications and internal pay equity.
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. IHMVCU provides a healthy balance of benefits including resources and support:
Outstanding training; We are committed to learning new skills and growing personally & professionally
Competitive compensation
401(k) with company match and profit sharing
Paid time off with paid holidays
Life Insurance
Paid Community Volunteering
Education reimbursement
Fitness reimbursement
Health insurance including dental and vision
Flexible Spending Accounts & Health Savings Accounts
Employee Assistance Program (EAP)
Access to fitness center
We look forward to welcoming a new team member who shares our dedication to service and community. Move Up your career at IHMVCU with this great opportunity!
Physical Requirements
Standing: Remaining upright on the feet, particularly for sustained periods of time.
Walking: Moving about on foot to accomplish tasks, particularly for long distances or moving from one work site to another.
Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound.
Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm.
Lifting Demands: Up to 50 lbs.
Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation of machines (including inspection); using measurement devices; and/or assembly or fabrication of parts at distances close to the eyes.
Bank Teller - Full & Part Time Available
Springfield, MO jobs
Guaranty Bank has been serving our friends and neighbors in southwest Missouri for over a century - we are as uniquely Springfield as Cashew Chicken! We have a deep sense of community pride and a commitment to our customers. We know that we wouldn't be where we are today if not for one of our greatest assets - our employees! We encourage a strong work-life balance, offer an employee benefits package that is second to none, and provide incentives for our employees to lead healthy lives. We look forward to talking with you about career opportunities! Your Career. Your Future. Your Bank.
Job Description
The Teller position is responsible for providing superior service to bank customers regarding daily transactions, inquiries, problem resolution, and referrals, in accordance with Guaranty Bank policies, procedures, products and services. Duties may include, but are not limited to:
Delivering excellent customer service 
Processing in-person retail and commercial customer transactions 
Cross-selling bank products and services 
Completing routine banking center activities 
Contributing to the fulfillment of department and company objectives and goals 
Adhering to all department and company policies and procedures and follows applicable banking regulations
Carrying out the duties of vault teller as assigned 
Completing duties as a back-up to the Personal Banker as required (Opening new accounts, etc.)
Performing additional job related duties as assigned or required
Try a Career in Banking! We bet you'll like it!
Available Positions:
Full Time Teller - Kearney Banking Center
Monday-Friday, 10:15am - 6:45pm
2-3 Saturdays/mo,
8:15am - 12:15pm
Part Time Teller - Sunshine Banking Center
Monday-Friday, 12:30pm - 6:45pm
2-3 Saturdays/mo,
8:15am - 12:15pm
Part Time Teller - Ozark Banking Center
Monday-Friday, 1:45pm - 6:45pm
2-3 Saturdays/mo,
8:15am - 12:15pm
***All interested candidates must apply online at:
***************
***
Qualifications
Achievement of a high-school degree or equivalent (or working towards completion) required. Prior customer service, cash handling, and sales experience highly desired.
Additional Information
***All interested candidates MUST apply online at: ***************/careers***
Multiple positions open - Kearney, Sunshine, & Ozark Banking Centers
Responsible for handling basic transactions for customers in a friendly and efficient manner, in conformance with the established policies and procedures. Also responsible for maintaining and balancing a teller window, providing high quality customer service and cross selling Bank products and services.
Essential duties and responsibilities:
Represents the Bank to customers in a courteous, professional manner
Processes transactions in an enthusiastic, courteous, and prompt manner in conformance with policies and procedures
Provides customers with outstanding service
Cross sells Bank products to customers
Maintains and balances a teller drawer
Views basic account history and answers account questions
Processes Vertex transactions including but not limited to deposits, withdrawals, loan payments, check cashing, money orders, cashier's checks
Answers the phone and assists customers as needed
Processes check orders/reorders
Processes cash advances
Processes stop payments
Processes changes of address
Processes coin orders
Processes wire transfers
Unlocks and resets digital banking access
Processes Add on CD deposits/batching
All other duties as assigned
These additional duties may be assigned based upon branch need:
Safe Deposit Box access
Vault
Override authority
Critical Competencies:
Accuracy
Customer Service Excellence
Teamwork
Requirements:
High School Diploma or GED required
Prior banking experience preferred
6 months or more related experience in customer service and cash handling required
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act and the requirements of the Office of Foreign Assets Control. Additionally, must follow policies and procedures to minimize risk by exercising good judgment, raising questions to management, and adhering to policy guidelines.
High level of professionalism
Basic computer skills, using Word, Excel, Internet, e-mail, and other date or software programs and applications
Professional communication skills
High level of confidentiality
Excellent organizational skills
Accuracy
Teamwork
****Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities****
Our company is an equal opportunity/affirmative action employer. Applicants can learn more about their rights by viewing the federal EEO poster at ********************************************************************************************
Auto-Apply
Join Our Team as a Teller at IHMVCU!
IHMVCU is dedicated to supporting our members' financial well-being by fostering engagement, creating alignment with their goals and promoting continual growth. We are seeking a member-focused Teller with a passion for building lasting relationships and enhancing member satisfaction to join our team. We value strong interpersonal skills and welcome candidates of all professional backgrounds. If you excel at connecting with people and providing superior service, your experience will be a great match, even if you're new to the financial services industry.
As a Teller, you will play a crucial role in creating a welcoming experience for members while providing accurate financial transactions and personalized solutions to member needs. This position is based at our Silvis, IL, location, however regional travel to assist other branch locations may occasionally be required.
Education and Experience:
High School Diploma or equivalent, additional education in finance, business or related field is a plus.
Relative experience in customer support, problem solving and providing quality service is preferred.
High level of integrity and commitment to exceptional member service with genuine desire to help others.
Ability to build rapport quickly, actively listen and develop strong member relationships.
Strong attention to detail skills and commitment to accuracy.
Team-oriented with the flexibility to adapt and support various member needs in a fast-paced environment.
What are some of the day-to-day responsibilities of a Teller?
Actively listen to members' needs to identify, assess and educate on solutions that may include products and services such as deposit accounts, loans and credit cards.
Process a variety of transactions, including deposits, withdrawals, transfers, loan payments, and check cashing accurately and efficiently.
Responds to member inquiries regarding the operation of accounts, access to services, resolving account discrepancies, balancing, and reconciling, adding or reducing service features on various accounts, and assisting members to make the most effective usage of service offerings.
Follow all cash, dual control and daily work documentation procedures, to include balancing all work and cash drawer daily.
The pay range for this position is $15.00-$16.00/hour. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications and internal pay equity.
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. IHMVCU provides a healthy balance of benefits including resources and support:
Outstanding training; We are committed to learning new skills and growing personally & professionally
Competitive compensation
401(k) with company match and profit sharing
Paid time off with paid holidays
Life Insurance
Paid Community Volunteering
Education reimbursement
Fitness reimbursement
Health insurance including dental and vision
Flexible Spending Accounts & Health Savings Accounts
Employee Assistance Program (EAP)
Access to fitness center
We look forward to welcoming a new team member who shares our dedication to service and community. Move Up your career at IHMVCU with this great opportunity!
Physical Requirements
Standing: Remaining upright on the feet, particularly for sustained periods of time.
Walking: Moving about on foot to accomplish tasks, particularly for long distances or moving from one work site to another.
Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound.
Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm.
Lifting Demands: Up to 50 lbs.
Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation of machines (including inspection); using measurement devices; and/or assembly or fabrication of parts at distances close to the eyes.
Join Our Team as a Teller at IHMVCU!
IHMVCU is dedicated to supporting our members' financial well-being by fostering engagement, creating alignment with their goals and promoting continual growth. We are seeking a member-focused Teller with a passion for building lasting relationships and enhancing member satisfaction to join our team. We value strong interpersonal skills and welcome candidates of all professional backgrounds. If you excel at connecting with people and providing superior service, your experience will be a great match, even if you're new to the financial services industry.
As a Teller, you will play a crucial role in creating a welcoming experience for members while providing accurate financial transactions and personalized solutions to member needs. This position is based at our Milan, IL, location, however regional travel to assist other branch locations may occasionally be required.
Education and Experience:
High School Diploma or equivalent, additional education in finance, business or related field is a plus.
Relative experience in customer support, problem solving and providing quality service is preferred.
High level of integrity and commitment to exceptional member service with genuine desire to help others.
Ability to build rapport quickly, actively listen and develop strong member relationships.
Strong attention to detail skills and commitment to accuracy.
Team-oriented with the flexibility to adapt and support various member needs in a fast-paced environment.
What are some of the day-to-day responsibilities of a Teller?
Actively listen to members' needs to identify, assess and educate on solutions that may include products and services such as deposit accounts, loans and credit cards.
Process a variety of transactions, including deposits, withdrawals, transfers, loan payments, and check cashing accurately and efficiently.
Responds to member inquiries regarding the operation of accounts, access to services, resolving account discrepancies, balancing, and reconciling, adding or reducing service features on various accounts, and assisting members to make the most effective usage of service offerings.
Follow all cash, dual control and daily work documentation procedures, to include balancing all work and cash drawer daily.
The pay range for this position is $15.00-$16.00/hour. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications and internal pay equity.
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. IHMVCU provides a healthy balance of benefits including resources and support:
Outstanding training; We are committed to learning new skills and growing personally & professionally
Competitive compensation
401(k) with company match and profit sharing
Paid time off with paid holidays
Life Insurance
Paid Community Volunteering
Education reimbursement
Fitness reimbursement
Health insurance including dental and vision
Flexible Spending Accounts & Health Savings Accounts
Employee Assistance Program (EAP)
Access to fitness center
We look forward to welcoming a new team member who shares our dedication to service and community. Move Up your career at IHMVCU with this great opportunity!
Physical Requirements
Standing: Remaining upright on the feet, particularly for sustained periods of time.
Walking: Moving about on foot to accomplish tasks, particularly for long distances or moving from one work site to another.
Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound.
Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm.
Lifting Demands: Up to 50 lbs.
Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation of machines (including inspection); using measurement devices; and/or assembly or fabrication of parts at distances close to the eyes.
Universal Teller
Beaver Dam, WI jobs
Job Description
Horicon Bank in Beaver Dam, Wisconsin is actively seeking a productive full-time Universal Teller. Are you passionate about providing financial services to our community? Do you want to work for a successful company that is continuously growing? If yes, please continue reading!
This Universal Teller role earns a competitive wage dependent on experience. We provide great benefits and perks, including a full benefits package with generous paid time off and an Employee Stock Ownership Plan (ESOP). If this sounds like the right banking opportunity for you, apply today!
ABOUT HORICON BANK
For more than 125 years, we have built a foundation of beneficial relationships with our customers throughout nineteen locations in Wisconsin. We are committed to providing quality customer service as we support the sound and productive growth of local businesses and strive to meet the financial needs of our customers in our bank market areas. In the same way animals and plants thrive together in the internationally famous Horicon Marsh - we are linked to the growth and prosperity of the families and businesses in our communities.
Our company has been named a Top Workplace by the Milwaukee Journal Sentinel for 10 consecutive years in a row. We are a family-oriented team with an excellent culture. Our company encourages employees to maintain a work-life balance and to give back to the community with paid volunteer time.
A DAY IN THE LIFE OF A UNIVERSAL TELLER
As our Universal Teller, you play a vital role in growing relationships and sharing about the great products and services that we offer. You are friendly and confident as you enthusiastically greet customers and provide valuable assistance. With excellent attention to detail, you accept and process deposits, withdrawals, transfers, night drop and mail deposits, cash checks, process loan and credit card payments and sell cashier's checks. You accurately balance a teller cash drawer, balance and maintain the vault, ATM/ITM and coin machines according to established bank procedures while maintaining all audit requirements. Your effective collaboration may assist our team with ordering bank cash, check ordering, branch supply ordering, scheduling vendor maintenance, reviewing cameras, monthly and quarterly branch audits, maintenance of debit cards and you may assist other areas of the bank. You gain great satisfaction in supplying significant banking services to our community.
UNIVERSAL TELLER QUALIFICATIONS
High School Diploma or equivalent required.
Basic mathematical skills required.
Previous cash handling and customer service experience preferred.
Flexible schedule
Are you a strong communicator? Do you have excellent organization and time management skills? Can you efficiently prioritize multiple tasks? Is attention to detail your strong suit? Are you calm under pressure? If yes, we want you on our banking team!
UNIVERSAL TELLER WORK SCHEDULE
Your schedule as a full-time Universal Teller is typically Monday through Friday from 8 AM to 5 PM with an average of 40 hours per week. Your flexibility provides excellent customer service on some Saturdays. Some out of town travel may be required.
ARE YOU READY TO JOIN OUR BANKING TEAM?
If you feel you'll be perfect as our full-time Universal Teller, apply now using our initial 3-minute, mobile-friendly application.
Location: 53916
Teller I
Centerville, WI jobs
Citizens First Bank is now seeking a Universal Banker to work full-time from our Centerville branch! Citizens First Bank is a family-owned community bank with roots dating back to 1969. We are proud of our role in helping people and businesses grow and thrive in Viroqua, Sparta, Trempealeau, Viola, Centerville, and Holmen.
Citizens First Bank supports local community organizations and non-profits and our employees take part in community events and volunteer to help improve the lives of others. At Citizens First Bank, our strength is in our people. We believe our employees' experiences, backgrounds, and lives contribute to their roles and our communities. If this sounds like something that you would like to be a part of, apply today for consideration!
POSITION SUMMARY: Performs teller duties, both routine and complex accurately and professionally. Assists with customer inquiries/problem solving. Willing to rotate between locations as needed.
PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES:
Functions as an experienced, fully trained Teller, receiving and processing Teller transactions accurately and timely. Follows Bank procedures when performing transactions on teller machine and other required equipment such as encoder, CRT.
Handles all face-to-face transactions. Opens new accounts, edits accounts and close customer accounts when necessary.
Cross sells and/or refers Bank products and services to specific customers through needs identification, maximizing profitable relationship. Interacts with customers to identify their needs. Works with appropriate areas of the Bank to refer customers.
Verifies and balances assigned cash drawer daily with minimal cash variances. Assists in reconciling errors or discrepancies for self and other tellers. Maintains adequate cash and/or cash drawer limits as required by Bank policy.
Provides outstanding customer service for all types of customer inquiries and transactions. Includes accurate, professional, efficient service to all customers.
Opens night deposit vault and ensures contents are processed using dual control at all times. Balances ATM, replenishes cash supply and ensures ATM is working.
Provide support to the branch operations by scanning and operating the proof machine as needed.
Rents/grants access to safe deposit boxes. Verifies access authority against safe deposit contracts for each request exercising prescribed controls. Check booth or conference room after each use. Accepts and processes payments for new boxes, renewals, drilling fees and lost key fees. Input safe deposit information to manual and computer system according to established procedures. Purge files as appropriate.
Other duties as assigned.
ROLE QUALIFICATIONS:
Education
High school diploma
Experience:
A minimum of 1 to 3 years related cash handling experience and/or related experience preferred, but not required
Other Skills and Abilities:
Strong communication skills
Customer service focused
Maintain confidentiality of customer information
Resourceful, well organized and ability to multitask
Effective problem-solving and decision-making skills
Strong attention to detail
Understanding of regulatory compliance
Sales skills
Ability to operate a personal computer
PERFORMANCE MEASURES:
Meets or exceeds annual goals as pre-established by immediate supervisor
Effectiveness of communications and development of good working relationships with co-workers and customers
Balances efficiently and accurately, with quarterly offages
Maintains confidentiality of customer account information
Follows established policies and procedures in responding to inquiries and requests
Cross sells additional products/services based on customer profile and customer need
Willingly participates in bank training, including sales and service training
In compliance with all regulations related to job duties
PERKS OF WORKING WITH US:
Competitive wage
Year-end bonuses
Discretionary profit share CD contribution
3% safe harbor contribution to 401k
Fully comprehensive benefits package
Family-oriented culture and teams
Community involvement and Volunteer PTO
Bank-sponsored get-togethers outside of work
All-staff training and celebration days
And so much more!
The first 500 hours worked are with Express Employment.
Teller
New Berlin, WI jobs
Responsible for handling basic transactions for customers in a friendly and efficient manner, in conformance with the established policies and procedures. Also responsible for maintaining and balancing a teller window, providing high quality customer service and cross selling Bank products and services.
Essential duties and responsibilities:
Represents the Bank to customers in a courteous, professional manner
Processes transactions in an enthusiastic, courteous, and prompt manner in conformance with policies and procedures
Provides customers with outstanding service
Cross sells Bank products to customers
Maintains and balances a teller drawer
Views basic account history and answers account questions
Processes Vertex transactions including but not limited to deposits, withdrawals, loan payments, check cashing, money orders, cashier's checks
Answers the phone and assists customers as needed
Processes check orders/reorders
Processes cash advances
Processes stop payments
Processes changes of address
Processes coin orders
Processes wire transfers
Unlocks and resets digital banking access
Processes Add on CD deposits/batching
All other duties as assigned
These additional duties may be assigned based upon branch need:
Safe Deposit Box access
Vault
Override authority
Critical Competencies:
Accuracy
Customer Service Excellence
Teamwork
Requirements:
High School Diploma or GED required
Prior banking experience preferred
6 months or more related experience in customer service and cash handling required
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act and the requirements of the Office of Foreign Assets Control. Additionally, must follow policies and procedures to minimize risk by exercising good judgment, raising questions to management, and adhering to policy guidelines.
High level of professionalism
Basic computer skills, using Word, Excel, Internet, e-mail, and other date or software programs and applications
Professional communication skills
High level of confidentiality
Excellent organizational skills
Accuracy
Teamwork
****Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities****
Our company is an equal opportunity/affirmative action employer. Applicants can learn more about their rights by viewing the federal EEO poster at ********************************************************************************************
Auto-Apply
Responsible for handling basic transactions for customers in a friendly and efficient manner, in conformance with the established policies and procedures. Also responsible for maintaining and balancing a teller window, providing high quality customer service and cross selling Bank products and services.
Essential duties and responsibilities:
Represents the Bank to customers in a courteous, professional manner
Processes transactions in an enthusiastic, courteous, and prompt manner in conformance with policies and procedures
Provides customers with outstanding service
Cross sells Bank products to customers
Maintains and balances a teller drawer
Views basic account history and answers account questions
Processes Vertex transactions including but not limited to deposits, withdrawals, loan payments, check cashing, money orders, cashier's checks
Answers the phone and assists customers as needed
Processes check orders/reorders
Processes cash advances
Processes stop payments
Processes changes of address
Processes coin orders
Processes wire transfers
Unlocks and resets digital banking access
Processes Add on CD deposits/batching
All other duties as assigned
These additional duties may be assigned based upon branch need:
Safe Deposit Box access
Vault
Override authority
Critical Competencies:
Accuracy
Customer Service Excellence
Teamwork
Requirements:
High School Diploma or GED required
Prior banking experience preferred
6 months or more related experience in customer service and cash handling required
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act and the requirements of the Office of Foreign Assets Control. Additionally, must follow policies and procedures to minimize risk by exercising good judgment, raising questions to management, and adhering to policy guidelines.
High level of professionalism
Basic computer skills, using Word, Excel, Internet, e-mail, and other date or software programs and applications
Professional communication skills
High level of confidentiality
Excellent organizational skills
Accuracy
Teamwork
****Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities****
Our company is an equal opportunity/affirmative action employer. Applicants can learn more about their rights by viewing the federal EEO poster at ********************************************************************************************
Auto-ApplyTeller - Roseville
Roseville, CA jobs
Banking Specialist II This position, Banking Specialist II, may be called by many other names: New Accounts Representative, Senior Teller, etc. At First Bank, we choose to call you a "specialist" because that is what you are! You have mastered the art of handling transactions at the teller window and are working to gain more training and skills to help clients with new accounts as well as other non-monetary transactions.
What You Will Be Doing
* Providing excellent client service by accurately and expeditiously opening new accounts and other products for current clients and new clients to the Bank. Providing maintenance on accounts and products when requested and authorized by the client. For those quoting rates, terms and fees on all products and services and providing necessary disclosures as required (NMLS registration will be required).
* Expanding the use of alternative delivery systems by explaining the merits of other systems such as Online Banking System, Online Bill Pay, ATM network, Debit Card, and Client Contact Center.
* Identifying the need for borrowing and originating consumer loan applications. Assisting in the processing of loan applications and closing.
* Increasing sales and cross-sell opportunities by participating in sales events such as in-aisle sales (where applicable), internal/external events, out bound calls, and promotional activities.
* Supporting our Bank's culture and client-friendly environment by greeting clients with a courteous and friendly demeanor, including greeting clients by name when possible.
* Ensuring continued relationships with our clients by processing client transactions such as deposits, withdrawals, payments, check cashing, etc. courteously, accurately and as expeditiously as possible.
* Assuring Branch compliance by performing a variety of tasks, including but not limited to, the following: cash audits, alarm tests, loss prevention training, safe deposit delinquencies, ATM balancing, monthly and quarterly branch audits, regulation training, monthly security reports, balancing of travelers checks, official checks and money orders.
* Protecting the interests of the Bank and our clients by following all security, regulatory and audit procedures, including daily balancing of individual teller drawers, ATM and vault. Maintaining of proper dual control and appropriate holds. Accurately balancing assigned cash drawer on a daily basis. Immediately reporting out of balance conditions to branch management.
* Helping coach Banking Specialist I on products, services, policies and procedures.
* Contributing to the Bank's success by identifying sales opportunities and referring clients to the appropriate area. Works towards achievement of branch and individual sales and referral goals.
* Working to retain existing client relationships and obtain new ones by conducting calls on maturing accounts, following up on leads, referrals and other prospecting opportunities.
* Driving branch profitability and client satisfaction by getting to know clients and encouraging their consideration of other Bank products where they may benefit the client. (In-Store) Should cultivate relationship with retail store associates.
* Contributing to the Bank's efforts in reaching and surpassing its Community Reinvestment Act goals by participating in community service activities.
* High School Diploma or Equivalent
* Minimum of 12 months previous client service experience preferred
* Previous cash-handling experience required
* Previous banking experience strongly preferred
* NLMS registration preferred
* Developed customer service skills, including written and verbal communication
* Ability to use a PC and alpha/numeric keyboard
* Flexible work week schedule
Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.
Diversity
At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.
First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.
Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.
The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to, prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the range below. The range is driven by the geographic location of our estimated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance. A reasonable estimate of the current range is: Min: $21.00 to $25.50
Teller
Mount Vernon, IL jobs
About the Role:
As a Teller at our banking institution, you will be responsible for providing exceptional customer service to our clients. You will be the face of our organization, greeting customers and assisting them with their banking needs. Your primary goal will be to ensure that all transactions are processed accurately and efficiently, while maintaining a high level of professionalism and confidentiality.
Minimum Qualifications:
High school diploma or equivalent
1+ years of experience in a customer service role
Strong attention to detail and accuracy
Excellent communication and interpersonal skills
Ability to work in a fast-paced environment
Responsibilities:
Assist customers with deposits, withdrawals, and other banking transactions
Provide information to customers about our products and services
Balance cash drawers and reconcile discrepancies
Maintain a clean and organized work area
Adhere to all banking regulations and security procedures
Skills:
As a Teller, you will utilize your strong attention to detail and accuracy to ensure that all transactions are processed correctly. Your excellent communication and interpersonal skills will be essential in providing exceptional customer service to our clients. Additionally, your ability to work in a fast-paced environment will allow you to efficiently assist customers with their banking needs.
We offer a generous benefits package, including:
Competitive Salary
Medical Dental and Vision Insurance
Life and AD&D Insurance
Long Term Disability
AirEvac Membership
AFLAC Policies
Telemedicine
401k & Company Match
Invest in Company Stock
Discretionary Bonus
Peoples National Bank is an Equal Opportunity Employer.
Compensation details: 17-17 Hourly Wage
PI08a1dc8e004b-31181-37856583
Teller
Mount Vernon, IL jobs
About the Role:
As a Teller at our banking institution, you will be responsible for providing exceptional customer service to our clients. You will be the face of our organization, greeting customers and assisting them with their banking needs. Your primary goal will be to ensure that all transactions are processed accurately and efficiently, while maintaining a high level of professionalism and confidentiality.
Part-time position available!
Minimum Qualifications:
High school diploma or equivalent
1+ years of experience demonstrating professionalism in a customer service role
Strong attention to detail and accuracy
Excellent communication and interpersonal skills
Ability to work in a fast-paced environment
Cash handling experience
Responsibilities:
Assist customers with deposits, withdrawals, and other banking transactions
Provide information to customers about our products and services
Balance cash drawers and reconcile discrepancies
Maintain a clean and organized work area
Adhere to all banking regulations and security procedures
Skills:
As a Teller, you will utilize your strong attention to detail and accuracy to ensure that all transactions are processed correctly. Your excellent communication and interpersonal skills will be essential in providing exceptional customer service to our clients. Additionally, your ability to work in a fast-paced environment will allow you to efficiently assist customers with their banking needs.
Monday - Friday business hours and Saturday mornings
We offer competitive pay and free Telehealth, AFLAC, AirEvac, 401k & Company Match, and paid vacation. Plus, theres potential for discretionary bonuses!
Peoples National Bank is an Equal Opportunity Employer.
Compensation details: 17 Hourly Wage
PI459c3e61bf9b-31181-38343182
At Citizens Bank we help people, businesses, and communities achieve financial success to build a better future. We hope you will consider joining our team. We are seeking a full time Teller to join our Mukwonago Branch teams.
Hours/Schedule:
Business Hours: Sunday Closed, Monday - Friday 8:30am-5:30pm, Saturday 8:30am-12pm
38-40 hours/week
*Hours may change at any time based upon business needs
This position will support both Mukwonago locations. Schedule will be based on branch and business needs.
Description:
Responsible for handling basic transactions for customers in a friendly and efficient manner, in conformance with the established policies and procedures. Also responsible for maintaining and balancing a teller window, providing high quality customer service and cross selling Bank products and services.
Essential duties and responsibilities:
Represents the Bank to customers in a courteous, professional manner
Processes transactions in an enthusiastic, courteous, and prompt manner in conformance with policies and procedures
Provides customers with outstanding service
Cross sells Bank products to customers
Maintains and balances a teller drawer
Views basic account history and answers account questions
Processes Vertex transactions including but not limited to deposits, withdrawals, loan payments, check cashing, money orders, cashier's checks
Answers the phone and assists customers as needed
Processes check orders/reorders
Processes cash advances
Processes stop payments
Processes changes of address
Processes coin orders
Processes wire transfers
Unlocks and resets digital banking access
Processes Add on CD deposits/batching
All other duties as assigned
These additional duties may be assigned based upon branch need:
Safe Deposit Box access
Vault
Override authority
Critical Competencies:
Accuracy
Customer Service Excellence
Teamwork
Requirements:
High School Diploma or GED required
Prior banking experience preferred
6 months or more related experience in customer service and cash handling required
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act and the requirements of the Office of Foreign Assets Control. Additionally, must follow policies and procedures to minimize risk by exercising good judgment, raising questions to management, and adhering to policy guidelines.
High level of professionalism
Basic computer skills, using Word, Excel, Internet, e-mail, and other date or software programs and applications
Professional communication skills
High level of confidentiality
Excellent organizational skills
Accuracy
Teamwork
****Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities****
Our company is an equal opportunity/affirmative action employer. Applicants can learn more about their rights by viewing the federal EEO poster at ********************************************************************************************
Auto-ApplyBank Teller - Shrewsbury
Saint Louis, MO jobs
Banking Specialist I This position, Banking Specialist I, may be called by many other names: Teller, Client Service Representative, Member Services, etc. At First Bank, we choose to call you a "specialist" because that is what you are! You are the front line or first point of contact providing client service for our clients, and you specialize in the products and services that help our clients meet their current and future financial needs.
What You Will Be Doing
* Supporting our Bank's culture and client-friendly environment by greeting clients with a courteous and friendly demeanor, including greeting clients by name when possible.
* Ensuring continued relationships with our clients by processing client transactions such as deposits, withdrawals, payments, check cashing, etc. courteously, accurately and as expeditiously as possible.
* Expanding the use of alternative delivery systems by explaining the merits of other systems such as Online Banking System, Online Bill Pay, ATM network, Debit Card, and Client Contact Center.
* Protecting the interests of the Bank and our clients by following all security, regulatory and audit procedures, including daily balancing of individual teller drawers, ATM, and vault, if needed. Maintaining of proper dual control and appropriate holds. Accurately balancing assigned cash drawer on a daily basis. Immediately reporting out of balance conditions to branch management.
* Furthering personal development by actively seeking out and maintaining basic product knowledge of all Bank products. This may be obtained through training courses, branch meetings, corporate communications, etc.
* Contributing to the Bank's success by identifying sales opportunities and referring clients to the appropriate area. Working towards achievement of branch and individual sales and referral goals.
* Driving branch profitability and client satisfaction by getting to know clients and encouraging their consideration of other Bank products where they may benefit the clients' needs. (In-Store) Should cultivate relationship with retail store associates.
* High School Diploma or Equivalent
* Minimum of 12 months previous client service experience preferred
* Previous cash-handling experience required
* Previous banking experience strongly preferred
* NLMS registration preferred
* Developed customer service skills, including written and verbal communication
* Ability to use a PC and alpha/numeric keyboard
* Flexible work week schedule, which may include Saturdays
Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.
Diversity
At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.
First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.
Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.
#INDEW1
The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to, prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the range below. The range is driven by the geographic location of our estimated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance. A reasonable estimate of the current pay: Min $15.51 - Avg $19.00
Teller
Teller job at First Community Credit Union
Job DescriptionSchedule: Full-Time, Monday through Friday
If you excel at customer service, have a passion for helping people and the ability to make sound decisions, we have a position for you!
You are the key to assisting our members with personalized solutions to enhance their banking experience with the best financial products in Oregon. Skill expectations include: Meticulous attention to details, outstanding problem-solving skills and the ability to manage multiple projects and tasks simultaneously.
As a First Community employee, you will enjoy:
100% Employer Paid Medical & Dental
Annual Bonus & Incentive Plan
Generous Personal, Vacation & Sick Days
Tuition Reimbursement
Wellness & Fitness Incentive
Paid Volunteer Leave
As an ideal candidate, you will have:
High School Diploma or Equivalent
Cash Handling & Customer Service Experience
Capability to assist members confidently in person or by telephone
Company's website: ******************
** First Community Credit Union is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process. Equal opportunity employer, including protected Veterans and individuals with disabilities.