Senior Underwriter jobs at HCSC - 18 jobs

Sr. Specimen Processor (Overnight Shift)
Antech Diagnostics 3.7
Oak Brook, IL jobs
We understand that the world we want tomorrow starts with how we do business today, and that's why we're inspired to make A Better World for Pets. Antech is comprised of a diverse team of individuals who are committed to each other's growth and development. Our culture is centered on our guiding philosophy, The Five Principles: Quality, Responsibility, Mutuality, Efficiency and Freedom. Today Antech is driving the future of pet health as part of Mars Science & Diagnostics, a family-owned company focused on veterinary care. Current Associates will need to apply through the internal career site. Please log into Workday and click on Menu or View All Apps, select the Jobs Hub app, then click the magnifying glass to Browse Jobs. **Work Shift: 11pm-7:30am Monday - Friday, with alternating Saturdays.** **The Target Pay for this position is $20.67 an hour. At Antech, pay decisions are determined using factors such as relevant job-related skills, experience, education, training and budget.** **Job Purpose/Overview** Senior Specimen Processors are responsible for processing samples that may require extra attention and experience such as manifest or problem submissions from clients. **Essential Duties and Responsibilities** _To perform this job successfully, an individual must be able to satisfactorily perform each essential function. The requirements listed are representative of the knowledge, skill, and/or ability_ _required_ _. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential function_ _s_ _._ + Receives and prepares samples for distribution to main laboratory. + Removes specimens from transport bags and splits as needed for multiple testing. + Retrieves and prepares add-ons and rechecks. + Accurately process Avian/Exotic, manifest, and problem specimensatexpected rate. + Meets department production goals per hour and shift + Records information about specimens. Label and numbers of slides, specimens, and submittals. Enters specimen data into database, scan tubes, process ZLOOK, and other postproduction duties asrequired.Verifies accuracy of information. + CompletesAdd Log/recheck specimens ina timelyand thorough manner. + May assists Leads/Supervisors with training + Assistother lab personnel with specimen storage + Sort samples for distribution throughout the lab(Coggins, cytology, etc.). + Ensure Turn Around Times (TAT's) are met. + Follows applicable Standard Operating Procedures (SOP's), including safety and quality procedures. Maintains clean and organized work area. Restocks supplies as needed. + Participates in improving lab efficiency,quality,and cooperation. + Consultswith senior peers on processing tasks to learn through experience. + Works on specimen processing tasks that are semi-routine in nature without deviating from SOP's. + Participate in enterprise initiatives, special projects, and other duties as assigned. + All other duties asassigned. We share a collaborative obligation to ensure that we conduct ourselves in the utmost ethical manner and that we hold each other accountable to the values and standards of the organization. Every Associate is responsible for asking questions, seeking guidance, and reporting concerns and/or violations of company policy or ethical standards. Antech Diagnostics has several processes in place to communicate with leadership and expects that Associates will have a commitment to integrity and uncompromising values. **Education and Experience** + High School Diploma or equivalentcombinationof education and work experiencerequired, preferably in a Science-related field. + 6 months of specimen processingexperience preferred. **Knowledge, Skills, and Abilities** + Attention to detail and organized withtheability tomulti-task in a fast-paced environment + Reasoning and analytical skills to resolve issues + Communication skills, both verbal and written + Proficiencyin the English language which allows for participation in team meetings,accurateentry of data into company systems and understanding of written directions + Attention to detail and organized with ability to multi-task in a fast-paced environment + Positive, can-do attitude + Data Entry skills + Personal computer skills, includingtyping ability and proficient use of Microsoft Office **Travel** Travel may be required **Working Conditions** + Stationary Position- must be able toremainin a stationary position for up to 2 hours. + Constantlyoperatesa computer and other lab equipment accurately and efficiently. + Occasionally required to bend, kneel, stoop, or crouch + Required to lift, move, and carry up to50 lbs. + Extended hours may be needed + Laboratoryenvironmentswith potential biohazards present that are mitigated by the mandatory use of PPE. + Work under close to moderate supervision. + Potential for exposure to agents known to cause zoonotic disease in humans and use of potentially hazardous chemicals as defined by the National Hazard Communication Standards. A complete list of such chemicals is available from department supervision. **About Antech** Antech is a leader in veterinary diagnostics, driven by our passion for innovation that delivers better animal health outcomes. Our products and services span 90+ reference laboratories around the globe; in-house diagnostic laboratory instruments and consumables, including rapid assay diagnostic products and digital cytology services; local and cloud-based data services; practice information management software and related software and support; veterinary imaging and technology; veterinary professional education and training; and board-certified specialist support services. **Benefits** Antech offers an industry competitive benefits package and continues to invest in and evolve benefits programs that meet the health, wellness and financial needs of our associates. _Benefits eligiblity is based on employment status._ + Paid Time Off & Holidays + Medical, Dental, Vision (Multiple Plans Available) + Basic Life (Company Paid) & Supplemental Life + Short and Long Term Disability (Company Paid) + Flexible Spending Accounts/Health Savings Accounts + Paid Parental Leave + 401(k) with company match + Tuition/Continuing Education Reimbursement + Life Assistance Program + Pet Care Discounts **Commitment to Equal Employer Opportunities** We are proud to be an Equal Opportunity Employer - Veterans / Disabled. For a complete EEO statement, please see our Career page at Antech Careers (************************************************************** . **Note to Search Firms/Agencies** Antech Diagnostics, Inc. and its subsidiaries and affiliates (Antech) do not compensate search firms for unsolicited assistance unless they have a written search agreement with Antech and the requisition is position-specific. Any resumes, curriculum vitae, and other unsolicited assistance from search firms that do not have a written search agreement or position-specific requisition submitted to any Associate of Antech will be deemed the sole property of Antech and no fee will be paid in the event the candidate is hired by Antech.
$20.7 hourly 2d ago

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Manager, Large Group Underwriting
Healthpartners 4.2
Remote
HealthPartners is hiring a Manager of Large Group Underwriting. This leader directs the determination of rates, approval and renewal process for all group products. Establishes requirements for group composition, contribution, and eligibility provisions. The Manager of Large Group Underwriting works in the development of new group products and market strategies to attract and retain business that ensures the financial success of HealthPartners. ACCOUNTABILITIES: Responsible for the supervision of staff, including having the authority to hire, transfer, lay off, promote, discipline and discharge, train, reward and review performance of employees. Ensures compliance to organizational and departmental policies and procedures. Establishes and maintains written HMO Standard, choice, self-funded medical and dental group underwriting rules, including “field underwriting” rules and procedures for initial consideration of new groups and renewal of inforce groups. Manages the process whereby groups are initially considered as purchasers of our products. Establishes and implements rules for assessing group composition, contribution levels, eligibility and other underwriting criteria for renewal of all group products to protect the company's financial interests and to ensure the profitability of these product lines. Provides specific guidance to the Marketing, Sales and retention staff regarding the necessary rating and underwriting information which they must supply to determine rating and coverage strategies and methodologies for existing groups and potential new business. Implements simultaneous offerings of multiple GHI products to maximize membership growth and minimize loss of profitability in existing groups. Directs the systems which control the release of (and contingencies for) group quotes. Directs work objectives with other departments (I.S., Finance and others) to provide up-to-date information on the current and projected profitability of each product line. Provides technical field support to the Sales and retention staff in the acquisition and retention of all group business. Presents to large external customers on Group Health's rating methodologies and underwriting philosophies. (Benefit Managers, consulting firms, brokerages, and other key business leaders). Consults with Marketing and Sales Management Team in developing specific sales strategies for prospective and renewal group business. Develops and proposes alternate funding and rating methodologies, strategies and tactics which are consistent with senior management objectives for the purpose of enhancing the marketability and profitability of GHI products. Estimates the value and impact of proposed and legally required eligibility and administrative changes in all group coverage. Provides guidance and assistance in their implementation. Actively participates in the creation, update and ongoing testing of business continuity and disaster recovery planning and preparation. REQUIRED QUALIFICATIONS: (Minimum qualifications needed for this position) A Bachelor's Degree in a related field. Ten or more years previous experience in underwriting group health coverage with direct responsibility for financial results and strategic planning. Excellent oral and written communications ability. Relevant math skills and computer experience. Minimum of two years experience managing appropriate work group. PREFERRED QUALIFICATIONS: A Master's Degree or a professional benefits or insurance certification HMO or PPO experience. DECISION MAKING: This position requires decisions be made quickly and decisively, especially as it pertains to responding to questions from outside consultants, brokers and actuaries. Numerical interpretation as well as understanding the need of the customer are crucial for decisions which yield the desired effect for both GHI and the client. Underwriting and pricing authority on groups of up to 1,000 contracts and annual premiums per group to approximately $3,000,000.
$71k-94k yearly est. Auto-Apply 59d ago
Executive Underwriter Large Property
Livewell 3.8
Philadelphia, PA jobs
As a Large Property Underwriter you will have a chance to use your marketing and analytical skills. Specifically, you will analyze and underwrite new and renewal business, under general direction, utilizing The Zurich Way of Underwriting Framework within delegated authority levels on assignments of higher technical complexity ensuring a high-level service to customers. This is a market facing position thus we are seeking someone with a strong sales execution mindset and knowledge of commercial property policies. Some of the key accountabilities of this role include: Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. Develop, maintain & collaborate with Line of Business representatives and other business related needs, as appropriate. Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions. Support the organization's sales culture by being a Help Point for agents, brokers and customers. Proactively seek renewal and new account opportunities. Complete detailed opportunity assessment with key distributors to identify growth opportunities. Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. Make broker/customer and on-site calls with a planned and well-prepared purpose. Executive Underwriter Basic Qualifications: High School Diploma or Equivalent and 5 or more years of experience in the Underwriting, or Market Facing area. OR High School Diploma or equivalent and 10 or more years of experience in the claims or underwriting support area OR Zurich approved Apprenticeship program including an associate degree and 3 or more years of experience in the Underwriting, or Market Facing area. OR Zurich approved Apprenticeship program including an associate degree and 8 or more years of experience in the Claims or Underwriting Support area. Knowledge of Microsoft Office Experience working on time restraints for quotes on new and renewal business. Experience working in a team environment. OR AVP, Underwriting Director Basic Qualifications: High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area OR High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area AND Experience with Microsoft Office Preferred Qualifications: Bachelor's Degree Sales execution mindset Creative problem-solving skills Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The combined salary range for this position is $103,300.00 - $223,700.00. The proposed salary range for the Executive Underwriter is $103,300.00 - $169,100.00, with short-term incentive bonus eligibility set at 15%. The proposed salary range for the AVP, Underwriting Director is $136,500.00 - $223,700.00, with short-term incentive bonus eligibility set at 20%. We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.] Why Zurich? At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500 . Join us for a brighter future-for yourself and our customers. Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033. Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal. Location(s): AM - Philadelphia Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-JJ1 #LI-ASSOCIATE #LI-HYBRID
$62k-91k yearly est. 59d ago
Underwriting Manager
Guardian Life 4.4
Bethlehem, PA jobs
We're seeking a confident, independent underwriting leader who can blend analytical rigor with strategic thinking to guide a high-performing team and drive smart, consistent risk decisions. **You will** + Lead a team of underwriters and pre-sale coordinators; establish underwriting guidelines, workflows, and processes. + Partner with Sales & Distribution to support producer relationships. + Collaborate with Product, Actuarial, and Operations to deliver strong, client-focused solutions. + Monitor KPIs and ensure decisions align with risk appetite. + Improve execution and efficiency across risk assessment and renewals. + Serve as the escalation point for complex cases and exceptions. + Ensure adherence to compliance and regulatory requirements. **You have** + 5-7 years of insurance risk management experience. + 3-4 years in a supervisory, management, or lead role. + Experience in life or disability underwriting. + Strong knowledge of underwriting principles, risk methodologies, pricing strategies, and insurance regulations. + Ability to assess, approve, or decline complex and high-value cases. + Familiarity with underwriting software, data analysis tools, and KPI tracking (loss ratio, turnaround time, close ratio). + Proven leadership skills, including mentoring, performance improvement, and policy development. + Excellent communication, negotiation, and cross-functional collaboration skills. + Strong analytical and strategic mindset with the ability to adjust guidelines and support innovation. + Solid understanding of regulatory standards and compliance alignment. **Nice to Have (Preferred, Not Required)** + Experience with Guarantee Issue Case-Level Underwriting for Individual Disability or Executive Benefit Life. **Location** + Bethlehem, PA or Pittsfield, MA + Hybrid - In office 3 days per week **Salary Range:** $86,210.00 - $141,635.00 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. **Our Promise** At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. **Inspire Well-Being** As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at *********************************************** . _Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits._ **Equal Employment Opportunity** Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. **Accommodations** Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact *************. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site. **Visa Sponsorship** Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant. you must be legally authorized to work in the United States, without the need for employer sponsorship. **Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.** Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being - mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com . Visa Sponsorship: Guardian Life is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship.
$86.2k-141.6k yearly 54d ago
Commercial Underwriter - COE - Bellville
Sanlam Ltd. 4.0
Bellville, TX jobs
What will you do? Santam's Commercial Contact Centre currently has exciting opportunities available for Commercial Underwriters (CoE) who will be based in Bellville The Commercial Underwriter is a technical role with strong underwriting and client focus. The successful incumbents will embark on a rotational journey within CLCC, gaining exposure to various departments to foster a well-rounded skill set and a deep understanding of our underwriting principles and practices. Although the primary role focus but not limited to underwriting, new and existing business to maintain profitability while also creating a platform to aid the growth process. What will make you successful in this role? * Effective underwriting of complex risks (new business, renewals, ad-hoc) * Identifying re-insurance and appropriate action * Effective screening actions * Providing quality and correct feedback on high level technical queries * Working within higher level mandates * Ownership of non-standard commercial products * Negotiating with internal and external clients * Building and maintaining relationships at various levels within the organisation including CCC, distribution and HO underwriting * Strong retention (profitability and growth) focus Qualifications and Experience * A minimum of 3 years underwriting Commercial Insurance * Grade 12 * IISA professional membership (licentiate / associate) * FAIS compliant: 120 credits on NQF level 5 (Commercial Lines) * Proficiency in MS Word and Excel * Santam Commercial product training (SMK's) * Regulatory Examination (RE) * Risk Identification and Assessment programme (RIA) * A good understanding of contact centre processes, SLA's and commercial quoting tools. Skills * Good communication and negotiation skills * Must be fully bi-lingual in English and Afrikaans * Strong client service orientation * Strong analytical skills * Ability to work under pressure * Strong sense of self-management * Strong relationship building and network skills Applications should specify the following: * Total years of commercial underwriting experience * Years of commercial underwriting experience at Santam * Total years of service at Santam * Insurance Qualification (if applicable) * Professional Qualification (if applicable) * RE Certificate (if applicable) Confirm if training was completed on the following: * Santam Agri (Namibia + SA) * SMK 1 /SCP 1 * SMK 2 /SCP 2 * SMK 3 /SCP 3 * SMK 5 * SMK 8 * SMK 9 * Thatched Roof * Tourism & Guesthouse * Confirm completion of: Yes/No * FPA * GIS * RIA * Risk Management Qualification * Veld on Fire Build a successful career with us We're all about building strong, lasting relationships with our employees. We know that you have hopes for your future - your career, your personal development and of achieving great things. We pride ourselves in helping our employees to realise their worth. Through its five business clusters - Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office - the group provides many opportunities for growth and development. Turnaround time The shortlisting process will only start once the application due date has been reached. The time taken to complete this process will depend on how far you progress and the availability of managers. Closing Date 16 December 2025
$57k-90k yearly est. 1d ago
Underwriter, Analyst
CVS Health 4.6
Franklin, TN jobs
We're building a world of health around every individual - shaping a more connected, convenient and compassionate health experience. At CVS Health , you'll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger - helping to simplify health care one person, one family and one community at a time. Position Summary Supports the organization's ability to achieve its financial and strategic goals through effective underwriting. Identifies and manages risk in order to maximize revenue, membership, and earnings. Performs underwriting analysis and risk assessment Applies in-depth knowledge to single product types, funding arrangements and/or rating methodologies and progresses to multiple types, arrangements and methodologies with experience and skill development. Roles & Responsibilities Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals, and/or accountings. Applies underwriting guidelines and escalates underwriting exceptions/financial variances for assigned cases to the appropriate level. Assists department with projects or workgroups; identifies and supports process improvement through automation or process change. Required Qualifications 6+ months-2 years Health care/ insurance experience. Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment. Demonstrated ability to utilize analytical and independent thinking skills. Demonstrated success in collaborating with others to meet/exceed expectations. Experience providing clear and concise written and verbal communications. Experience working with standard Microsoft Office products. If near an office location; onsite required 3 days Preferred Qualifications Strong Analytical Skills to interpret financial and medical information to make sound underwriting decisions. Proficiency in Microsoft Excel and experience working with underwriting or case management systems. Prior experience collaborating with cross-functional teams. Strong written and verbal communication for documentation, customer correspondence, and internal recommendations. Detail-Oriented with the ability to manage multiple applications or projects. Continuous improvement mindset and willingness to adapt to changing processes and guidelines. Education High School Diploma, Bachelor's degree preferred. Anticipated Weekly Hours 40 Time Type Full time Pay Range The typical pay range for this role is: $21.10 - $40.90 This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong. Great benefits for great people We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include: Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan. No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching. Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility. For more information, visit ***************************************** We anticipate the application window for this opening will close on: 02/24/2026 Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.
$21.1-40.9 hourly Auto-Apply 11d ago
Underwriter
Bluecross Blueshield of Tennessee 4.7
Chattanooga, TN jobs
BlueCross BlueShield of Tennessee is recruiting top talent to join our Underwriting organization. On these remote-first teams, you'll play a critical role in supporting the health and financial well-being of our 3.4 million customers. We're considering candidates for Assistant Underwriter roles (G9) through Underwriting Consultant roles (G12). Whether you're early in your career or bring years of specialized experience, we want to hear from you. What We'd Be Excited To See: Experience with Medical, Stop-Loss and/or financial underwriting Actuarial and/or financial management experience Experience supporting group healthcare underwriting functions within major health insurance organizations Passion for predictive analytics (including leveraging generative and/or agentic AI tools) Additional information on our Underwriting opportunities: These are full-time, fully remote positions. Note: We cannot currently hire candidates living in CA, NY, NJ, NH or MA. Benefits begin the first date of employment. Exact title, leveling and offer details will be determined only after your interview (and are dependent on your individual skills, experience and interview performance). Sponsorship is not available for these roles. We are not accepting unsolicited assistance from search firms for these employment opportunities. Receiving an invitation to interview does not guarantee employment. Below are the minimum qualifications to be considered for an open Underwriting role. Job Responsibilities Collecting information, contacting sales, account managers, agents, and other parties as appropriate to clarify and correct inconsistent, incorrect or missing group health application information. Researching, investigating risk for group health insurance prospects and renewals and associated underwriting documentation, involving group health insurance. Evaluating, classifying risks and setting terms/rates for approval, modification or reasons for rejection. Resolving customer problems involving group health insurance. Providing on-going support to experienced underwriters regarding all group health insurance processes and products to both assist underwriting task completion and improve individual process and product proficiency. Must pass a math test. Job Qualifications Education Bachelors Degree in Mathematics, Finance, Accounting or related field or equivalent work experience. Skills\Certifications Proficient in Microsoft Office (Outlook, Word, Excel and PowerPoint) Excellent oral and written communication skills Effective analytical, planning, interpersonal, organizational and research skills Number of Openings Available 0 Worker Type: Employee Company: BCBST BlueCross BlueShield of Tennessee, Inc. Applying for this job indicates your acknowledgement and understanding of the following statements: BCBST will recruit, hire, train and promote individuals in all job classifications without regard to race, religion, color, age, sex, national origin, citizenship, pregnancy, veteran status, sexual orientation, physical or mental disability, gender identity, or any other characteristic protected by applicable law. Further information regarding BCBST's EEO Policies/Notices may be found by reviewing the following page: BCBST's EEO Policies/Notices BlueCross BlueShield of Tennessee is not accepting unsolicited assistance from search firms for this employment opportunity. All resumes submitted by search firms to any employee at BlueCross BlueShield of Tennessee via-email, the Internet or any other method without a valid, written Direct Placement Agreement in place for this position from BlueCross BlueShield of Tennessee HR/Talent Acquisition will not be considered. No fee will be paid in the event the applicant is hired by BlueCross BlueShield of Tennessee as a result of the referral or through other means.
$49k-59k yearly est. Auto-Apply 4d ago
Underwriting Specialist
Redstone Payment Solutions 4.5
Houston, TX jobs
Job Description At Redstone Payment Solutions, we believe in the power of relationships, built on trust, honesty, and a commitment to delivering exceptional service. Since 1994, our family-owned business has been at the forefront of the payment processing industry, helping businesses grow by providing secure, cutting-edge solutions tailored to their needs. The Underwriting Analyst is responsible for collecting, analyzing, and entering merchant information to support sound business decisions regarding short-term funding. This role requires strong analytical ability, diligence, and collaboration across teams to ensure accurate decisions. Requirements Prescreening & Prequalification: Enter merchant application data accurately into internal systems Retrieve and evaluate credit information from multiple credit sources Review and analyze bank statements and credit reports Underwriting Analysis & Decision-Making: Assess all gathered information to determine business eligibility Identify whether sufficient information exists to make decisions Request additional documentation as needed Make and document decisions to properly status an application to pend, decline, or approve based on underwriting criteria Utilize the underwriting matrix and other company policies to guide decisions Exercise judgment using client data, credit bureau information, reference checks, and other third-party resources Collaboration & Communication: Partner effectively with the underwriting and risk teams: Identify and report any questionable business activities to the appropriate departments Collaborate with merchants, ISOs, sales representatives, and internal operations teams Application & Account Review: Conduct reference checks with outside vendors as required Perform quality assurance reviews post-transmission to ensure accuracy and completeness Additional Responsibilities: Provide secondary support by answering and directing incoming phone calls Deliver excellent customer service to both internal and external partners Perform other duties as assigned to support departmental and organizational objectives Qualifications: Associate or Bachelor's degree, or equivalent combination of education and work experience Minimum of 3 years of experience in financial services, underwriting, or credit analysis Strong ability to interpret and analyze credit reports and financial data Exceptional diligence and accuracy in a demanding environment Proficient data entry and organizational skills with the ability to manage multiple priorities Elevated level of integrity and discretion when overseeing sensitive information Excellent problem-solving, analytical, and decision-making abilities Strong written and verbal communication skills Demonstrated initiative, ownership, and sense of urgency in achieving results Positive attitude with the ability to thrive in a dynamic environment Benefits Health and wellness: Medical, dental, and vision insurance: Comprehensive medical, dental, and vision insurance plans with options for your dependents. Mental health support: Access to mental health services and wellness programs. Financial security: Retirement plan: 401(k) retirement savings plan with a company match. Life insurance: Employer-paid life insurance policy. Disability insurance: Short-term and long-term disability insurance. Work-life balance and time off: Paid time off (PTO): Paid time off (PTO) plus paid sick leave and holidays.
$57k-90k yearly est. 27d ago
Underwriter: SLS: Sanlam Risk & Savings
Sanlam Ltd. 4.0
Bellville, TX jobs
Who are we? The Sanlam Retail Affluent business (SRA) is dedicated to empower South Africans in the middle- and upper-income segments to be financially confident, secure and prosperous. With deep client understanding and a focus on excellence in technology, client and intermediary experiences, SRA delivers financial solutions including comprehensive financial planning, life- and disability insurance, credit solutions, savings and investments, retirement and fiduciary services that can be accessed through various platforms. Sanlam Risk & Savings, which is one of the businesses within SRA, offers Risk and Savings solutions to various segments within the market. What will you do? The role of the underwriter is to assess the risk of our clients based on their individual risk profile (this includes consideration of insurable interest, occupation, medical, financial, part-time activities & travel/territorial risk). Core outputs: 1. Underwrite risk applications with respect to the client overall risk profile - taking into account previous &/or existing cover. 2. Underwrite & effectively manage communication on sub-standard cases. 3. Request underwriting requirements and/or limit requirements. 4. Placement of cases according to reassurance treaty and related guidelines. 5. Enhance & manage the customer experience through effective, clear & proactive communication &/or collaboration (both written & telephonic) 6. Stay up-to-date with industry trends, regulatory changes, and advancements in AI and analytics. 7. Continuously build expertise on underwriting process & technical skills/knowledge. What will make you successful in this role? Qualification: * Grade 12. * Relevant qualification will be an advantage. Experience: * At least 3 years medical and/or financial underwriting experience. * Experience in underwriting processes will be an advantage. * Exposure to underwriting software/programs will be an advantage. * Exposure to the application of underwriting and re-insurance policy will be an advantage. * Exposure to financial underwriting and/or business insurance will be an advantage. Knowledge: * Knowledge of prognosis of medical conditions. * Understand medical terminology (anatomy and physiology). * In-depth knowledge and understanding of financial statements and questionnaires. Competencies: * Communicates effectively * Persuades * Business insight * Decision quality * Analytical thinking * Cultivates innovation * Plans and aligns * Concern for accuracy * Customer focus * Collaborates * Drives engagement * Team success * Being resilient * Tech savvy Note: The environment necessitates overtime in peak periods. The amount of overtime hours depends on the business need in terms of the volumes received. The position is based in either Western Cape or Gauteng. Build a successful career with us We're all about building strong, lasting relationships with our employees. We know that you have hopes for your future - your career, your personal development and of achieving great things. We pride ourselves in helping our employees to realise their worth. Through its five business clusters - Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office - the group provides many opportunities for growth and development. Turnaround time The shortlisting process will only start once the application due date has been reached. The time taken to complete this process will depend on how far you progress and the availability of managers. Our commitment to transformation The Sanlam Group is committed to achieving transformation and embraces diversity. This commitment is what drives us to achieve a diverse, inclusive and equitable workplace as we believe that these are key components to ensuring a thriving and sustainable business in South Africa. The Group's Employment Equity plan and targets will be considered as part of the selection process.
$72k-119k yearly est. 60d+ ago
Senior Underwriter OR Underwriting Specialist- Direct Markets Retail
Livewell 3.8
Overland Park, KS jobs
Zurich Insurance is currently looking for a Senior Underwriter OR Underwriting Specialist to support our Direct Markets line of business. This position will be based out of our Overland Park, KS office. This is a technical, position that will support Zurich's growth initiatives within Direct Markets. As a member of Zurich's Underwriting team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills. Specifically, you will underwrite and analyze policies utilizing The Zurich Way of Underwriting Framework within delegated authority levels. The position will have technical, transactional and market facing responsibilities; and it will also make contributions in the areas of product/proposition development, fulfillment, and portfolio management. Our Underwriters are responsible for: Complying with underwriting rules and guidelines, insurance laws and regulations and rating manual rules Managing a portfolio of accounts Developing and maintaining agency and broker relationships Providing superior service to our broker partners and customers Working within broad limits and authorities on complex assignments ZNA Education and Experience This role will be filled at either the Senior Underwriter OR Underwriting Specialist Level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. Basic Qualifications: Senior Underwriter: High School Diploma or Equivalent and 1 or more years of experience in the Insurance or Market Facing area OR High School Diploma or Equivalent and 2 or more years of experience in the Claims or Underwriting Support area AND Knowledge of the insurance industry and the legal and regulatory environment Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines OR Underwriting Specialist: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND Knowledge of line/s of business and the legal and regulatory guidelines Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office Preferred Qualifications: Bachelors Degree with 1 or more years experience in the underwriting area Strong negotiation skills Strong verbal and written communication skills Microsoft Office skills Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The combined salary range for this position is $59,900.00 - $124,100.00. The proposed salary range for the Senior Underwriter is $59,900.00 - $98,200.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Underwriting Specialist is $75,800.00 - $124,100.00, with short-term incentive bonus eligibility set at 10%. We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.] Why Zurich? At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500 . Join us for a brighter future-for yourself and our customers. Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033. Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal. Location(s): AM - Overland Park Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-RA1 #LI-ASSOCIATE #LI-HYBRID
$75.8k-124.1k yearly 18d ago
Underwriter, Analyst
CVS Health 4.6
Franklin, TN jobs
We're building a world of health around every individual - shaping a more connected, convenient and compassionate health experience. At CVS Health , you'll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger - helping to simplify health care one person, one family and one community at a time. **Position Summary** Supports the organization's ability to achieve its financial and strategic goals through effective underwriting. Identifies and manages risk in order to maximize revenue, membership, and earnings. Performs underwriting analysis and risk assessment Applies in-depth knowledge to single product types, funding arrangements and/or rating methodologies and progresses to multiple types, arrangements and methodologies with experience and skill development. **Roles & Responsibilities** + Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals, and/or accountings. + Applies underwriting guidelines and escalates underwriting exceptions/financial variances for assigned cases to the appropriate level. + Assists department with projects or workgroups; identifies and supports process improvement through automation or process change. **Required Qualifications** + 6+ months-2 years Health care/ insurance experience. + Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment. + Demonstrated ability to utilize analytical and independent thinking skills. + Demonstrated success in collaborating with others to meet/exceed expectations. + Experience providing clear and concise written and verbal communications. + Experience working with standard Microsoft Office products. + **If near an office location; onsite required 3 days** **Preferred Qualifications** + Strong Analytical Skills to interpret financial and medical information to make sound underwriting decisions. + Proficiency in Microsoft Excel and experience working with underwriting or case management systems. + Prior experience collaborating with cross-functional teams. + Strong written and verbal communication for documentation, customer correspondence, and internal recommendations. + Detail-Oriented with the ability to manage multiple applications or projects. + Continuous improvement mindset and willingness to adapt to changing processes and guidelines. **Education** + High School Diploma, Bachelor's degree preferred. **Anticipated Weekly Hours** 40 **Time Type** Full time **Pay Range** The typical pay range for this role is: $21.10 - $40.90 This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong. **Great benefits for great people** We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include: + **Affordable medical plan options,** a **401(k) plan** (including matching company contributions), and an **employee stock purchase plan** . + **No-cost programs for all colleagues** including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching. + **Benefit solutions that address the different needs and preferences of our colleagues** including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility. For more information, visit ***************************************** We anticipate the application window for this opening will close on: 02/24/2026 Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws. CVS Health is an equal opportunity/affirmative action employer, including Disability/Protected Veteran - committed to diversity in the workplace.
$21.1-40.9 hourly 10d ago
Underwriting Specialist OR Executive Underwriter - Multinational
Livewell 3.8
Chicago, IL jobs
Zurich is currently looking for an experienced Underwriting Specialist OR Executive Underwriter - Multinational to join our team in the Central Region. This position will focus on Middle Market Multinational business and work out of one of the following office locations: Overland Park, KS, Chicago, IL, Minneapolis, MN, Cleveland, OH, St. Louis, MO, Dallas, TX or Denver, CO. While this position will be based out of one of these locations, you will have the flexibility to work on a hybrid basis being in office 3 days a week. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills. Specifically, you will underwrite and analyze new and renewal Multinational Casualty accounts. This is a market facing position and you will be expected to be visible in the marketplace 25% of the time. Our motto: One Carrier, One Solution, we are selling Multinational and Domestic business together to provide a holistic solution to multinational customers. This role will be filled at either an Underwriting Specialist or Executive Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skillset relative to the qualifications listed for this position. Responsibilities: Underwriting, analyzing, and generating new and renewal business Market facing and production within the Middle Market Multinational division Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules Developing and maintaining agency and broker relationships in the West Region Working within broad limits and authorities on highly complex assignments Underwriting Specialist Basic Qualifications: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND Knowledge of line/s of business and the legal and regulatory guidelines Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office OR Executive Underwriter Basic Qualifications: High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area Preferred Qualifications: Bachelor's Degree Multinational experience Strong verbal and written communication skills Microsoft Office experience Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialist is $75,000.00 - $ 125,000.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Executive Underwriter is $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%. We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.] Why Zurich? At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500 . Join us for a brighter future-for yourself and our customers. Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033. Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal. Location(s): AM - Overland Park, AM - Chicago, AM - Dallas, AM - Denver, AM - Minneapolis, AM - Cleveland, AM - St. Louis Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-JR1 #LI-ASSOCIATE #LI-HYBRID
$98.5k-165k yearly 41d ago
Underwriter Senior, Geisinger Health Plan (Eastern United States resident)
Geisinger Medical Center 4.7
Remote
Shift: Days (United States of America) Scheduled Weekly Hours: 40 Worker Type: Regular Exemption Status: Yes We are seeking a highly skilled and detail-oriented Senior Underwriter- serving as an individual contributor- with strong expertise in Administrative Services Only (ASO), Stop Loss, and Pharmacy risk evaluation and pricing to join our dynamic team. In this role, you will independently evaluate risk, deploy pricing strategies, and ensure sustainable growth across our self-funded product lines. Job Duties: Calculates premium rate proposals and develops product portfolios for new client groups and renewal business. Contributes to the achievement of the financial and marketing objectives for the thorough assessment of group risk, the expected cost to deliver services, the expected marketability and competitiveness of health care services that will result in profitable enrollment. Uses actuarial data in standard application of various rating methodologies and formulas and identifies potential areas for application of underwriting judgment. Confers with management to identify and develop methods and procedures to obtain greater efficiency. Provides support to Management relative to financial forecasting, profitability and expense analysis, and assigned special projects. Analyze the risk of a group and calculate premium rates for new and renewal clients adhering to regulatory requirements, underwriting guidelines and pricing strategies to achieve target financial results. Analyze claims experience, demographics, benefit plans, group attributes and competitor data. Applies underwriting judgment as appropriate. Complete Request for Proposals providing explanations of rate action, configuration of benefits and market position to sales, client, broker, or consultant. Organizes proposal questionnaire responses to consulting firms. Presents key accounts to all levels of management providing an explanation of premium rating strategies, product offerings and market position specific to the account. Conducts conference calls with the clients and sales to interpret the renewal and new business proposal rating, negotiating premium reductions as part of these calls. Assists with designing and implementing rating models. Recommends measures to improve efficiency and ensure accuracy. Acts as a department resource for co-workers, sales, and inter-departmental projects Assists in preparing various management reports to analyze the financial risk for the health plan. Utilizes a high level of experience in Excel and reporting programs for special analysis Work is typically performed in an office environment. Accountable for satisfying all job specific obligations and complying with all organization policies and procedures. The specific statements in this profile are not intended to be all-inclusive. They represent typical elements considered necessary to successfully perform the job. #LI-REMOTE Position Details: Education: Associate's Degree- (Required) Experience: Minimum of 7 years-Related work experience (Required) Certification(s) and License(s): Skills: Insurance Finance And Actuarial Concepts, Insurance Legal And Regulatory Environment OUR PURPOSE & VALUES: Everything we do is about caring for our patients, our members, our students, our Geisinger family and our communities. KINDNESS: We strive to treat everyone as we would hope to be treated ourselves. EXCELLENCE: We treasure colleagues who humbly strive for excellence. LEARNING: We share our knowledge with the best and brightest to better prepare the caregivers for tomorrow. INNOVATION: We constantly seek new and better ways to care for our patients, our members, our community, and the nation. SAFETY: We provide a safe environment for our patients and members and the Geisinger family. We offer healthcare benefits for full time and part time positions from day one, including vision, dental and domestic partners. Perhaps just as important, we encourage an atmosphere of collaboration, cooperation and collegiality. We know that a diverse workforce with unique experiences and backgrounds makes our team stronger. Our patients, members and community come from a wide variety of backgrounds, and it takes a diverse workforce to make better health easier for all. We are proud to be an affirmative action, equal opportunity employer and all qualified applicants will receive consideration for employment regardless to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or status as a protected veteran.
$63k-89k yearly est. Auto-Apply 4d ago
Senior Financial Underwriter, Employer Direct - Remote
Unitedhealth Group Inc. 4.6
Eden Prairie, MN jobs
Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. As a Sr Underwriter you will play an active role in achieving OptumRx's sales and renewal financial targets with specific responsibility for the Employer Underwriting Team. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities: * Active role in New Business and Renewals RFPs through an in-depth understanding of OptumRx and all competitors, industry trends, market dynamics and internal key performance indicators * Working closely with internal teams, including sales, finance, proposal, legal and operations, to structure competitive deals * Pricing support in acquiring new clients and retaining existing clients * Communicate underwriting decisions effectively to key stakeholders * Negotiate contract terms and conditions to achieve favorable underwriting outcomes * Review and approve underwriting requests, ensuring compliance with company policies and industry regulations You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: * 2+ years in financial pharmacy benefit management or other underwriting experience * Client-facing experience, problem-solving and decision-making skills including negotiating and consulting with clients * Solid business and financial acumen, including solid financial analysis experience * Proficiency in financial modeling and data analysis * Intermediate or higher level of proficiency in Microsoft Excel and other data analysis tools * Proven excellent communication skills with the ability to collaborate effectively across multiple teams * Proven ability to manage time and prioritize tasks to meet required deadlines * All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 to $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.
$60.2k-107.4k yearly 3d ago
Underwriting Specialist OR Executive Underwriter - Complex Casualty
Livewell 3.8
Chicago, IL jobs
Zurich is currently looking for an experienced Loss Sensitive/Complex Casualty Underwriter to join our Complex Casualty Underwriting team in Chicago. This is a technical and market facing role working with our complex/loss sensitive casualty products and is a great opportunity to join an expanding team. While this position will be based out of our Chicago office, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers on a regular schedule. Our Underwriters are market-facing with objectives focused on profitable growth and superior service to our broker partners and customers and are responsible for: Generating, underwriting and analyzing domestic Complex and Loss Sensitive Casualty business Market facing and production activities Complying with underwriting rules and guidelines, insurance laws and regulations and rating manual rules Developing and maintaining agency and broker relationships Working within broad limits and authorities on complex assignments This role will be filled at either the Underwriting Specialist or Executive Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. Underwriting Specialist Required Qualifications: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND Knowledge of line/s of business and the legal and regulatory guidelines Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office Executive Underwriter Qualifications: High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Brokerage or Market Facing area OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND Knowledge of Microsoft Office Experience working on time restraints for quotes on new and renewal business Experience working in a team environment Preferred Qualifications: Bachelor's Degree Knowledge of Domestic Complex Casualty/Loss Sensitive Products Ability to effectively assess risk Strong negotiation skills Strong broker relationships within the region Superior skills in relationship building, active listening, needs analysis, and win-win negotiation. Possess a high level of customer service by meeting or exceeding broker and or customer expectations with respect to required deadlines Excellent oral and written communication skills Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialist is $75,000.00 - $125,000.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Executive Underwriter is $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%. We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.] Why Zurich? At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500 . Join us for a brighter future-for yourself and our customers. Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033. Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal. Location(s): AM - Chicago Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-WL1 #LI-ASSOCIATE
$98.5k-165k yearly 18d ago
Senior Underwriter Large Market, Group Insurance
Guardian Life 4.4
Bethlehem, PA jobs
The **Senior Underwriter** is responsible for providing pricing and plan design for companies with 1,000 or more lives utilizing prior claim experience and manual rates. Products include Group Dental, Vision, FMLA, STD, LTD, and Life insurance. The underwriter will possess top technical competence, the ability to learn how to underwrite new lines of coverage and the ability to deeply analyze the key drivers of insurance plan performance. The underwriter will be an excellent negotiator who builds collaborative relationships with Sales and other areas of Guardian to solve business issues and win. The underwriter will be both a confident communicator and an independent decision-maker. You will + Recommend competitively priced products, funding arrangements, and services to meet customer requirements + Leverage all available resources to improve risk management, enhance decision-making, and provide create solutions for internal and external customers + Determine pricing of new business and/or renewal business, including alternate plan of benefit options, within assigned authority levels + Communicate rate/fee development and plan design offered. Assess contract comparisons for takeover business + Negotiate with sales representatives or agents/brokers to resolve rate questions and risk related concerns + Provide consultative services to sales producers, brokers, and/or customers regarding group insurance plans + Handle administrative processing of cases. Utilize underwriting systems and databases for quotes, sales, and/or renewals to track results + Ensure accurate and consistent application of Underwriting Policies and Procedures + Apply knowledge of Federal and State legislation related to Group Insurance Products + Document case decisions and underwriting rationale + Effectively works as part of a regional Underwriting Team + Provide mentoring/coaching to help develop technical skills of others, support team growth and development initiatives. Conduct training for sales and/or underwriting staff as needed + Participate in project work or on teams to develop or improve underwriting processes You have + 5+ years of experience with Group Life, Disability and/or Dental underwriting + Background in experience-based rating and risk assessment + Ability to prioritize and efficiently manage multiple work items and due dates + Proficiency with Underwriting tools and systems. + Demonstrated ability to leverage AI-driven tools (e.g., Microsoft Copilot) and automation to enhance decision-making and efficiency; comfortable exploring emerging technologies and continuously seeking innovative solutions + Thorough knowledge of Group Insurance products/processes + Knowledge of local market competition and strategy (e.g., impact on claim pricing and product choices) + Excellent analytical and mathematical skills and ability to apply them to complex cases and issues + Ability to make decisions, solve problems and meet challenges in completing work + Strong negotiation and conflict resolution skills + Proven ability to work independently + Excellent verbal and written communication and presentation skills. Effective command of Word, Excel, and PowerPoint applications + Continuously strives to provide superior products and customer service + Takes ownership for meeting individual performance objectives + Upholds Guardian's commitment to ethical business practices Critical Skills: + Risk Assessment & Analytical Thinking + Financial Analysis & Business Acumen + Attention to Detail & Regulatory Compliance + Communication & Negotiation Skills + Technical Proficiency & Adaptability LOCATION Hybrid role - This position requires 3 days in a Guardian office with preferred locations being Bethlehem, PA and Boston, MA. We will consider candidates outside of preferred locations, offering flexible work arrangements if aligned. **Salary Range:** $68,970.00 - $113,310.00 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. **Our Promise** At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. **Inspire Well-Being** As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at *********************************************** . _Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits._ **Equal Employment Opportunity** Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. **Accommodations** Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact *************. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site. **Visa Sponsorship** Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant. you must be legally authorized to work in the United States, without the need for employer sponsorship. **Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.** Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being - mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com . Visa Sponsorship: Guardian Life is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship.
$69k-113.3k yearly 47d ago
Underwriter Senior, Geisinger Health Plan (Eastern United States resident)
Geisinger 4.7
Danville, PA jobs
We are seeking a highly skilled and detail-oriented Senior Underwriter- serving as an individual contributor- with strong expertise in Administrative Services Only (ASO), Stop Loss, and Pharmacy risk evaluation and pricing to join our dynamic team. In this role, you will independently evaluate risk, deploy pricing strategies, and ensure sustainable growth across our self-funded product lines. Job Duties Calculates premium rate proposals and develops product portfolios for new client groups and renewal business. Contributes to the achievement of the financial and marketing objectives for the thorough assessment of group risk, the expected cost to deliver services, the expected marketability and competitiveness of health care services that will result in profitable enrollment. Uses actuarial data in standard application of various rating methodologies and formulas and identifies potential areas for application of underwriting judgment. Confers with management to identify and develop methods and procedures to obtain greater efficiency. Provides support to Management relative to financial forecasting, profitability and expense analysis, and assigned special projects. + Analyze the risk of a group and calculate premium rates for new and renewal clients adhering to regulatory requirements, underwriting guidelines and pricing strategies to achieve target financial results. + Analyze claims experience, demographics, benefit plans, group attributes and competitor data. Applies underwriting judgment as appropriate. + Complete Request for Proposals providing explanations of rate action, configuration of benefits and market position to sales, client, broker, or consultant. Organizes proposal questionnaire responses to consulting firms. + Presents key accounts to all levels of management providing an explanation of premium rating strategies, product offerings and market position specific to the account. + Conducts conference calls with the clients and sales to interpret the renewal and new business proposal rating, negotiating premium reductions as part of these calls. + Assists with designing and implementing rating models. Recommends measures to improve efficiency and ensure accuracy. + Acts as a department resource for co-workers, sales, and inter-departmental projects + Assists in preparing various management reports to analyze the financial risk for the health plan. Utilizes a high level of experience in Excel and reporting programs for special analysis Work is typically performed in an office environment. Accountable for satisfying all job specific obligations and complying with all organization policies and procedures. The specific statements in this profile are not intended to be all-inclusive. They represent typical elements considered necessary to successfully perform the job. #LI-REMOTE Position Details Education Associate's Degree- (Required) Experience Minimum of 7 years-Related work experience (Required) Certification(s) and License(s) OUR PURPOSE & VALUES: Everything we do is about caring for our patients, our members, our students, our Geisinger family and our communities. KINDNESS: We strive to treat everyone as we would hope to be treated ourselves. EXCELLENCE: We treasure colleagues who humbly strive for excellence. LEARNING: We share our knowledge with the best and brightest to better prepare the caregivers for tomorrow. INNOVATION: We constantly seek new and better ways to care for our patients, our members, our community, and the nation. SAFETY: We provide a safe environment for our patients and members and the Geisinger family We offer healthcare benefits for full time and part time positions from day one, including vision, dental and domestic partners. Perhaps just as important, from senior management on down, we encourage an atmosphere of collaboration, cooperation and collegiality. We know that a diverse workforce with unique experiences and backgrounds makes our team stronger. Our patients, members and community come from a wide variety of backgrounds, and it takes a diverse workforce to make better health easier for all. We are proud to be an affirmative action, equal opportunity employer and all qualified applicants will receive consideration for employment regardless to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or status as a protected veteran. We are an Affirmative Action, Equal Opportunity Employer Women and Minorities are Encouraged to Apply. All qualified applicants will receive consideration for employment and will not be discriminated against on the basis of disability or their protected veteran status.
$67k-95k yearly est. 2d ago
Senior Financial Underwriter, Employer Direct - Remote
Unitedhealth Group 4.6
Eden Prairie, MN jobs
Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start **Caring. Connecting. Growing together.** As a Sr Underwriter you will play an active role in achieving OptumRx's sales and renewal financial targets with specific responsibility for the Employer Underwriting Team. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. **Primary Responsibilities:** + Active role in New Business and Renewals RFPs through an in-depth understanding of OptumRx and all competitors, industry trends, market dynamics and internal key performance indicators + Working closely with internal teams, including sales, finance, proposal, legal and operations, to structure competitive deals + Pricing support in acquiring new clients and retaining existing clients + Communicate underwriting decisions effectively to key stakeholders + Negotiate contract terms and conditions to achieve favorable underwriting outcomes + Review and approve underwriting requests, ensuring compliance with company policies and industry regulations You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. **Required Qualifications:** + 2+ years in financial pharmacy benefit management or other underwriting experience + Client-facing experience, problem-solving and decision-making skills including negotiating and consulting with clients + Solid business and financial acumen, including solid financial analysis experience + Proficiency in financial modeling and data analysis + Intermediate or higher level of proficiency in Microsoft Excel and other data analysis tools + Proven excellent communication skills with the ability to collaborate effectively across multiple teams + Proven ability to manage time and prioritize tasks to meet required deadlines *All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 to $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable. **Application Deadline:** This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. _At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission._ _UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations._ _UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment._
$60.2k-107.4k yearly 2d ago

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