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Home office claims examiner vs claims representative

The differences between home office claims examiners and claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a home office claims examiner and a claims representative. Additionally, a home office claims examiner has an average salary of $47,178, which is higher than the $38,796 average annual salary of a claims representative.

The top three skills for a home office claims examiner include oversight, litigation and claims handling. The most important skills for a claims representative are customer service, quality standards, and policy coverage.

Home office claims examiner vs claims representative overview

Home Office Claims ExaminerClaims Representative
Yearly salary$47,178$38,796
Hourly rate$22.68$18.65
Growth rate-6%-6%
Number of jobs79,96718,565
Job satisfaction--
Most common degreeBachelor's Degree, 79%Bachelor's Degree, 62%
Average age4444
Years of experience66

Home office claims examiner vs claims representative salary

Home office claims examiners and claims representatives have different pay scales, as shown below.

Home Office Claims ExaminerClaims Representative
Average salary$47,178$38,796
Salary rangeBetween $32,000 And $68,000Between $28,000 And $53,000
Highest paying City-Dearborn, MI
Highest paying state-New Jersey
Best paying company-W. R. Berkley
Best paying industry-Government

Differences between home office claims examiner and claims representative education

There are a few differences between a home office claims examiner and a claims representative in terms of educational background:

Home Office Claims ExaminerClaims Representative
Most common degreeBachelor's Degree, 79%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Home office claims examiner vs claims representative demographics

Here are the differences between home office claims examiners' and claims representatives' demographics:

Home Office Claims ExaminerClaims Representative
Average age4444
Gender ratioMale, 81.6% Female, 18.4%Male, 37.5% Female, 62.5%
Race ratioBlack or African American, 11.6% Unknown, 4.3% Hispanic or Latino, 11.5% Asian, 3.9% White, 68.2% American Indian and Alaska Native, 0.5%Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.4% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between home office claims examiner and claims representative duties and responsibilities

Home office claims examiner example responsibilities.

  • Investigate, manage, negotiate and resolve claims arising out of accidents involving automobile and homeowner policies.
  • Review and approve new applications in accordance to CIP guidelines.
  • Provide technical support and direction as to case management, experts, litigation management and final authority on reportable claims.
  • Participate in business process redesign in claims and litigation.
  • Provide oversight for quarterly system testing ensuring system integrity are not compromise by directing consistent testing practices across multiple groups.
  • Negotiate settlements and file arbitration or hire counsel when warrant.

Claims representative example responsibilities.

  • Perform initial set-up and continuously manage claims in the Juris claims management system.
  • Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
  • Prepare necessary state filings within statutory limits, manage litigation and vocational rehabilitation process, used appropriate cost containment techniques.
  • Assist the training department in developing CSR training in order to set expectations.
  • Create custom templates and guide sheets for new trainees in the CSR Internet division to ensure consistency and increase department efficiency.
  • Utilize proper SIU reporting procedures for extensive investigation as required.
  • Show more

Home office claims examiner vs claims representative skills

Common home office claims examiner skills
  • Oversight, 36%
  • Litigation, 29%
  • Claims Handling, 20%
  • Settlement Authority, 15%
Common claims representative skills
  • Customer Service, 26%
  • Quality Standards, 6%
  • Policy Coverage, 6%
  • Reservations, 5%
  • Claims Handling, 3%
  • Insurance Coverage, 3%

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