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Home office claims examiner vs liability claims representative

The differences between home office claims examiners and liability claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a home office claims examiner and a liability claims representative. Additionally, a home office claims examiner has an average salary of $47,178, which is higher than the $45,654 average annual salary of a liability claims representative.

The top three skills for a home office claims examiner include oversight, litigation and claims handling. The most important skills for a liability claims representative are litigation, claims handling, and customer service.

Home office claims examiner vs liability claims representative overview

Home Office Claims ExaminerLiability Claims Representative
Yearly salary$47,178$45,654
Hourly rate$22.68$21.95
Growth rate-6%-6%
Number of jobs79,96713,563
Job satisfaction--
Most common degreeBachelor's Degree, 79%Bachelor's Degree, 81%
Average age4444
Years of experience66

Home office claims examiner vs liability claims representative salary

Home office claims examiners and liability claims representatives have different pay scales, as shown below.

Home Office Claims ExaminerLiability Claims Representative
Average salary$47,178$45,654
Salary rangeBetween $32,000 And $68,000Between $33,000 And $61,000
Highest paying City-Somerville, MA
Highest paying state-New Jersey
Best paying company-The Travelers Companies
Best paying industry-Insurance

Differences between home office claims examiner and liability claims representative education

There are a few differences between a home office claims examiner and a liability claims representative in terms of educational background:

Home Office Claims ExaminerLiability Claims Representative
Most common degreeBachelor's Degree, 79%Bachelor's Degree, 81%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Home office claims examiner vs liability claims representative demographics

Here are the differences between home office claims examiners' and liability claims representatives' demographics:

Home Office Claims ExaminerLiability Claims Representative
Average age4444
Gender ratioMale, 81.6% Female, 18.4%Male, 43.1% Female, 56.9%
Race ratioBlack or African American, 11.6% Unknown, 4.3% Hispanic or Latino, 11.5% Asian, 3.9% White, 68.2% American Indian and Alaska Native, 0.5%Black or African American, 11.5% Unknown, 4.4% Hispanic or Latino, 16.7% Asian, 5.2% White, 61.7% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between home office claims examiner and liability claims representative duties and responsibilities

Home office claims examiner example responsibilities.

  • Investigate, manage, negotiate and resolve claims arising out of accidents involving automobile and homeowner policies.
  • Review and approve new applications in accordance to CIP guidelines.
  • Provide technical support and direction as to case management, experts, litigation management and final authority on reportable claims.
  • Participate in business process redesign in claims and litigation.
  • Provide oversight for quarterly system testing ensuring system integrity are not compromise by directing consistent testing practices across multiple groups.
  • Negotiate settlements and file arbitration or hire counsel when warrant.

Liability claims representative example responsibilities.

  • Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
  • Investigate and conclude property and casualty liability claims including those in litigation with the highest overall production of the claims representatives.
  • Participate in arbitration hearings through writing contentions, compiling evidence and personally representing files.
  • Control expenses by developing and following resolutions and/or litigation plans to drive claim to resolution.
  • Facilitate training seminars for new employees to familiarize them with various corporate procedures including exposure recognition, fraud detection and arbitration.
  • Complete field inspection of losses including accurate scope of damages, photographic evidence collection, written estimates utilizing Xactimate estimating software.
  • Show more

Home office claims examiner vs liability claims representative skills

Common home office claims examiner skills
  • Oversight, 36%
  • Litigation, 29%
  • Claims Handling, 20%
  • Settlement Authority, 15%
Common liability claims representative skills
  • Litigation, 9%
  • Claims Handling, 8%
  • Customer Service, 7%
  • Law Enforcement Agencies, 6%
  • Insurance Claims, 6%
  • Reservations, 6%

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