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Insurance appraiser vs appraiser

The differences between insurance appraisers and appraisers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance appraiser and an appraiser. Additionally, an insurance appraiser has an average salary of $53,229, which is higher than the $42,223 average annual salary of an appraiser.

The top three skills for an insurance appraiser include windows, CCC and insurance appraisals. The most important skills for an appraiser are commercial property, appraisal reports, and customer service.

Insurance appraiser vs appraiser overview

Insurance AppraiserAppraiser
Yearly salary$53,229$42,223
Hourly rate$25.59$20.30
Growth rate-6%7%
Number of jobs34,7241,186
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 62%
Average age4449
Years of experience44

What does an insurance appraiser do?

An appraiser is responsible for assessing a client's personal property, such as homes, cars, or jewelry. They provide an impartial and unbiased judgment about the property's value, assisting clients who wish to buy, sell, manage, and invest money. Usually, they work with an adjuster and conduct repairs or replacements of products.

What does an appraiser do?

An appraiser is someone who assesses the monetary value of a property such as an automobile, real property, and personal claim. His/Her or her responsibilities include resolving disparities between a property's monetary values and preparing narrative reports for projects. The essential skills that an appraiser should possess to accomplish such responsibilities include a keen eye for details, strong communication, analytical, and problem-solving skills, and the ability to work under pressure. The education requirements for the job vary depending on the area of focus.

Insurance appraiser vs appraiser salary

Insurance appraisers and appraisers have different pay scales, as shown below.

Insurance AppraiserAppraiser
Average salary$53,229$42,223
Salary rangeBetween $37,000 And $74,000Between $29,000 And $59,000
Highest paying City-San Mateo, CA
Highest paying state-California
Best paying company-City National Bank
Best paying industry-Insurance

Differences between insurance appraiser and appraiser education

There are a few differences between an insurance appraiser and an appraiser in terms of educational background:

Insurance AppraiserAppraiser
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Insurance appraiser vs appraiser demographics

Here are the differences between insurance appraisers' and appraisers' demographics:

Insurance AppraiserAppraiser
Average age4449
Gender ratioMale, 79.0% Female, 21.0%Male, 67.8% Female, 32.2%
Race ratioBlack or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 15.9% Asian, 5.6% White, 62.2% American Indian and Alaska Native, 0.5%Black or African American, 4.6% Unknown, 3.9% Hispanic or Latino, 6.8% Asian, 2.9% White, 81.5% American Indian and Alaska Native, 0.4%
LGBT Percentage10%8%

Differences between insurance appraiser and appraiser duties and responsibilities

Insurance appraiser example responsibilities.

  • Provide detailed written reviews of residential properties ensuring USPAP guidelines, federal regulatory requirements and lender appraisal guidelines are met.
  • Perform appraisals on business personal property as well as residential and commercial properties for taxation purposes.

Appraiser example responsibilities.

  • Cross-Train in numerous banking/lending fields relate to real property appraisal such as underwriting, loan processing, and loan origination.
  • Experience in appraising single family residences, condominiums, raw land, develop lots, construction appraisals, and final inspections.
  • Complete commercial appraisal assignments in Illinois under a supervising MAI.
  • Prepare analysis of valuation issues for federal agency rent appeals, federal acquisitions, and litigation.
  • Provide oversight of the appraisers, to insure they are FHA approve.
  • Handle total losses by obtaining CCC reports, obtaining DMV documents and contacting lien holders.
  • Show more

Insurance appraiser vs appraiser skills

Common insurance appraiser skills
  • Windows, 94%
  • CCC, 2%
  • Insurance Appraisals, 1%
  • Sketch, 1%
  • Automotive Repair, 1%
  • Insurance Forms, 0%
Common appraiser skills
  • Commercial Property, 13%
  • Appraisal Reports, 12%
  • Customer Service, 7%
  • MAI, 6%
  • Discounted Cash Flow, 5%
  • Market Research, 4%

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