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Insurance appraiser vs auto claims adjuster

The differences between insurance appraisers and auto claims adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance appraiser and an auto claims adjuster. Additionally, an insurance appraiser has an average salary of $53,229, which is higher than the $52,621 average annual salary of an auto claims adjuster.

The top three skills for an insurance appraiser include windows, CCC and insurance appraisals. The most important skills for an auto claims adjuster are repair process, body shop, and strong customer service.

Insurance appraiser vs auto claims adjuster overview

Insurance AppraiserAuto Claims Adjuster
Yearly salary$53,229$52,621
Hourly rate$25.59$25.30
Growth rate-6%-6%
Number of jobs34,72416,187
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 72%
Average age4444
Years of experience44

What does an insurance appraiser do?

An appraiser is responsible for assessing a client's personal property, such as homes, cars, or jewelry. They provide an impartial and unbiased judgment about the property's value, assisting clients who wish to buy, sell, manage, and invest money. Usually, they work with an adjuster and conduct repairs or replacements of products.

What does an auto claims adjuster do?

A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.

Insurance appraiser vs auto claims adjuster salary

Insurance appraisers and auto claims adjusters have different pay scales, as shown below.

Insurance AppraiserAuto Claims Adjuster
Average salary$53,229$52,621
Salary rangeBetween $37,000 And $74,000Between $38,000 And $71,000
Highest paying City-Jersey City, NJ
Highest paying state-Alaska
Best paying company-EMC Insurance
Best paying industry-Insurance

Differences between insurance appraiser and auto claims adjuster education

There are a few differences between an insurance appraiser and an auto claims adjuster in terms of educational background:

Insurance AppraiserAuto Claims Adjuster
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Insurance appraiser vs auto claims adjuster demographics

Here are the differences between insurance appraisers' and auto claims adjusters' demographics:

Insurance AppraiserAuto Claims Adjuster
Average age4444
Gender ratioMale, 79.0% Female, 21.0%Male, 52.2% Female, 47.8%
Race ratioBlack or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 15.9% Asian, 5.6% White, 62.2% American Indian and Alaska Native, 0.5%Black or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between insurance appraiser and auto claims adjuster duties and responsibilities

Insurance appraiser example responsibilities.

  • Provide detailed written reviews of residential properties ensuring USPAP guidelines, federal regulatory requirements and lender appraisal guidelines are met.
  • Perform appraisals on business personal property as well as residential and commercial properties for taxation purposes.

Auto claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Work closely with staff attorneys to develop litigation strategies and prepare for depositions.
  • Provide feedback and implement strategies on claim investigation, reserving, settlement and litigation.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Prepare written arguments for arbitration and provide all supporting documentation and evidence.
  • Compile and submit arbitration applications against the insurers of at-fault parties who refuse liability.
  • Show more

Insurance appraiser vs auto claims adjuster skills

Common insurance appraiser skills
  • Windows, 94%
  • CCC, 2%
  • Insurance Appraisals, 1%
  • Sketch, 1%
  • Automotive Repair, 1%
  • Insurance Forms, 0%
Common auto claims adjuster skills
  • Repair Process, 14%
  • Body Shop, 10%
  • Strong Customer Service, 9%
  • Vehicle Inspections, 8%
  • Insurance Claims, 7%
  • Customer Service, 5%

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