Post job

Insurance appraiser vs claim processor

The differences between insurance appraisers and claim processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become an insurance appraiser, becoming a claim processor takes usually requires 4-6 years. Additionally, an insurance appraiser has an average salary of $53,229, which is higher than the $41,201 average annual salary of a claim processor.

The top three skills for an insurance appraiser include windows, CCC and insurance appraisals. The most important skills for a claim processor are customer service, data entry, and medical terminology.

Insurance appraiser vs claim processor overview

Insurance AppraiserClaim Processor
Yearly salary$53,229$41,201
Hourly rate$25.59$19.81
Growth rate-6%-6%
Number of jobs34,72411,542
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 43%
Average age4444
Years of experience46

What does an insurance appraiser do?

An appraiser is responsible for assessing a client's personal property, such as homes, cars, or jewelry. They provide an impartial and unbiased judgment about the property's value, assisting clients who wish to buy, sell, manage, and invest money. Usually, they work with an adjuster and conduct repairs or replacements of products.

What does a claim processor do?

A Claims Processor is responsible for processing and verifying insurance claims, in adherence to the policies, laws, and regulations of the company involved. Aside from examining its authenticity, they must also oversee new policies and recommend modifications should it be needed. Moreover, it is also the task of the Claims Processor to prepare the necessary documents and guidelines for the policyholder, process reimbursements upon approval, provide answers to inquiries, and report issues and updates to the management.

Insurance appraiser vs claim processor salary

Insurance appraisers and claim processors have different pay scales, as shown below.

Insurance AppraiserClaim Processor
Average salary$53,229$41,201
Salary rangeBetween $37,000 And $74,000Between $26,000 And $62,000
Highest paying City-Columbia, MD
Highest paying state-Connecticut
Best paying company-NTT Data International L.L.C.
Best paying industry-Insurance

Differences between insurance appraiser and claim processor education

There are a few differences between an insurance appraiser and a claim processor in terms of educational background:

Insurance AppraiserClaim Processor
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 43%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Insurance appraiser vs claim processor demographics

Here are the differences between insurance appraisers' and claim processors' demographics:

Insurance AppraiserClaim Processor
Average age4444
Gender ratioMale, 79.0% Female, 21.0%Male, 22.9% Female, 77.1%
Race ratioBlack or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 15.9% Asian, 5.6% White, 62.2% American Indian and Alaska Native, 0.5%Black or African American, 11.2% Unknown, 4.4% Hispanic or Latino, 16.7% Asian, 5.2% White, 62.0% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between insurance appraiser and claim processor duties and responsibilities

Insurance appraiser example responsibilities.

  • Provide detailed written reviews of residential properties ensuring USPAP guidelines, federal regulatory requirements and lender appraisal guidelines are met.
  • Perform appraisals on business personal property as well as residential and commercial properties for taxation purposes.

Claim processor example responsibilities.

  • Experience in many facets of the managed healthcare insurance business.
  • Manage claims, route/queues, and ECHS, within specify turn- around time parameters.
  • Use ICD-9, CPT-4 and other medical manuals to adjudicate claims.
  • Analyze claims submit by providers and facilities for appropriate ICD-9, CPT and HCPCS codes against charges that are being bill.
  • Call DME and HME companies to correct invoices.
  • Coach and assist in the training of new EMR databases.
  • Show more

Insurance appraiser vs claim processor skills

Common insurance appraiser skills
  • Windows, 94%
  • CCC, 2%
  • Insurance Appraisals, 1%
  • Sketch, 1%
  • Automotive Repair, 1%
  • Insurance Forms, 0%
Common claim processor skills
  • Customer Service, 20%
  • Data Entry, 8%
  • Medical Terminology, 5%
  • CPT, 5%
  • Claims Processing, 4%
  • Medical Insurance Claims, 4%

Browse business and financial jobs