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Insurance appraiser vs claims analyst

The differences between insurance appraisers and claims analysts can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become an insurance appraiser, becoming a claims analyst takes usually requires 4-6 years. Additionally, an insurance appraiser has an average salary of $53,229, which is higher than the $48,398 average annual salary of a claims analyst.

The top three skills for an insurance appraiser include windows, CCC and insurance appraisals. The most important skills for a claims analyst are customer service, medical terminology, and CPT.

Insurance appraiser vs claims analyst overview

Insurance AppraiserClaims Analyst
Yearly salary$53,229$48,398
Hourly rate$25.59$23.27
Growth rate-6%-6%
Number of jobs34,72422,062
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 52%
Average age4444
Years of experience46

What does an insurance appraiser do?

An appraiser is responsible for assessing a client's personal property, such as homes, cars, or jewelry. They provide an impartial and unbiased judgment about the property's value, assisting clients who wish to buy, sell, manage, and invest money. Usually, they work with an adjuster and conduct repairs or replacements of products.

What does a claims analyst do?

A claims analyst specializes in processing medical insurance claims. They are primarily responsible for verifying the authenticity and eligibility of claims, analyzing the billing, communicating with policyholders, and ensuring adherence to all the policies and regulations during the entire procedure. Furthermore, a claims analyst is also in charge of administrative tasks such as keeping and updating records, reaching out and sending reports to creditors, setting appointments and schedules, processing paperwork, coordinating with key personnel, and discussing terms and necessary information to clients.

Insurance appraiser vs claims analyst salary

Insurance appraisers and claims analysts have different pay scales, as shown below.

Insurance AppraiserClaims Analyst
Average salary$53,229$48,398
Salary rangeBetween $37,000 And $74,000Between $29,000 And $78,000
Highest paying City-Trenton, NJ
Highest paying state-New Jersey
Best paying company-Google
Best paying industry--

Differences between insurance appraiser and claims analyst education

There are a few differences between an insurance appraiser and a claims analyst in terms of educational background:

Insurance AppraiserClaims Analyst
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Insurance appraiser vs claims analyst demographics

Here are the differences between insurance appraisers' and claims analysts' demographics:

Insurance AppraiserClaims Analyst
Average age4444
Gender ratioMale, 79.0% Female, 21.0%Male, 27.6% Female, 72.4%
Race ratioBlack or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 15.9% Asian, 5.6% White, 62.2% American Indian and Alaska Native, 0.5%Black or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between insurance appraiser and claims analyst duties and responsibilities

Insurance appraiser example responsibilities.

  • Provide detailed written reviews of residential properties ensuring USPAP guidelines, federal regulatory requirements and lender appraisal guidelines are met.
  • Perform appraisals on business personal property as well as residential and commercial properties for taxation purposes.

Claims analyst example responsibilities.

  • Help managed meetings regarding decision making on CMS regulations.
  • Process UB's and HCFA's according to guidelines.
  • Analyze and investigate medical claims utilizing ICD-9 and CPT-4 coding.
  • Review claims (HCFA and UB) for accurate billing submission.
  • Interpret medical reports to apply appropriate ICD-9, CPT-4 and HCPCS codes for member submit claims.
  • Acquire biometrics and perform phlebotomy.
  • Show more

Insurance appraiser vs claims analyst skills

Common insurance appraiser skills
  • Windows, 94%
  • CCC, 2%
  • Insurance Appraisals, 1%
  • Sketch, 1%
  • Automotive Repair, 1%
  • Insurance Forms, 0%
Common claims analyst skills
  • Customer Service, 14%
  • Medical Terminology, 5%
  • CPT, 5%
  • Process Claims, 5%
  • Medicaid, 5%
  • Data Entry, 5%

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