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The differences between investigative analysts and senior credit analysts can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become an investigative analyst, becoming a senior credit analyst takes usually requires 1-2 years. Additionally, an investigative analyst has an average salary of $125,975, which is higher than the $86,364 average annual salary of a senior credit analyst.
The top three skills for an investigative analyst include criminal justice, external stakeholders and anti-money laundering. The most important skills for a senior credit analyst are credit analysis, customer service, and real estate.
| Investigative Analyst | Senior Credit Analyst | |
| Yearly salary | $125,975 | $86,364 |
| Hourly rate | $60.56 | $41.52 |
| Growth rate | 3% | 17% |
| Number of jobs | 28,703 | 15,221 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 67% | Bachelor's Degree, 71% |
| Average age | 44 | 39 |
| Years of experience | 4 | 2 |
An investigative analyst is responsible for handling and resolving suspicious activities that pose risks for an organization's reputation and stability. Investigative analysts review incident reports, such as fraud and other law violations, strategizing on effective ways to minimize losses and prevent misconduct reoccurrence. They collect evidence, including documents and interviews, to support their claims and record their findings. An investigative analyst must be highly communicative and organizational, as well as the ability to keep and secure confidential information until further notice.
A senior credit analyst is responsible for reviewing the loan applications of an individual and organization, determining their eligibility by evaluating their credit scores and financial history. Senior credit analysts assess the applicant's capability to pay according to terms and conditions and loan payment plans. They submit recommendation reports of qualified applicants for further investigation and have them submit additional documents as needed. A senior credit analyst decides on credit limits and may provide the applicants' loan and credit alternatives, requiring them to have excellent knowledge of the financial industry and loan options.
Investigative analysts and senior credit analysts have different pay scales, as shown below.
| Investigative Analyst | Senior Credit Analyst | |
| Average salary | $125,975 | $86,364 |
| Salary range | Between $102,000 And $154,000 | Between $59,000 And $125,000 |
| Highest paying City | Washington, DC | White Plains, NY |
| Highest paying state | Montana | New York |
| Best paying company | Meta | Apple |
| Best paying industry | Professional | Finance |
There are a few differences between an investigative analyst and a senior credit analyst in terms of educational background:
| Investigative Analyst | Senior Credit Analyst | |
| Most common degree | Bachelor's Degree, 67% | Bachelor's Degree, 71% |
| Most common major | Criminal Justice | Business |
| Most common college | SUNY at Binghamton | University of Pennsylvania |
Here are the differences between investigative analysts' and senior credit analysts' demographics:
| Investigative Analyst | Senior Credit Analyst | |
| Average age | 44 | 39 |
| Gender ratio | Male, 44.9% Female, 55.1% | Male, 54.6% Female, 45.4% |
| Race ratio | Black or African American, 11.9% Unknown, 5.0% Hispanic or Latino, 16.9% Asian, 2.8% White, 62.7% American Indian and Alaska Native, 0.7% | Black or African American, 8.3% Unknown, 2.7% Hispanic or Latino, 9.9% Asian, 10.0% White, 68.8% American Indian and Alaska Native, 0.3% |
| LGBT Percentage | 9% | 11% |