Explore jobs
Find specific jobs
Explore careers
Explore professions
Best companies
Explore companies
The average salary for a Liability Claims Representative stands at approximately $45,654 annually, translating to about $22 per hour. This salary can vary based on experience, location, and the specific insurance sector. Typically, representatives with more experience or those working in larger metropolitan areas tend to earn higher wages.
For example, states like California and New York often feature higher salary averages due to increased demand for skilled professionals in urban regions. Additionally, those in senior-level positions or specialized roles can see significant salary growth.
As you consider a career as a Liability Claims Representative, evaluate factors such as the potential for salary growth based on your experience and the types of companies you may work for. Exploring job opportunities in various states can also provide insights into the best locations for competitive compensation.
Overall, this role not only offers a stable income but also a pathway for career advancement within the insurance industry.
Let Zippia find your next liability claims representative job
Let Zippia find your next liability claims representative job
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level liability claims representative | $28,000 | $13.44 |
| Mid-level liability claims representative | $42,300 | $20.33 |
| Senior-level liability claims representative | $72,700 | $34.95 |
The average liability claims representative salary in New Jersey, Alaska, and Michigan are the highest in the U.S. The lowest average liability claims representative salary states are North Dakota, Montana, and West Virginia.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New Jersey | $58,488 | $28.12 |
| 2 | Idaho | $50,029 | $24.05 |
| 3 | Kansas | $48,231 | $23.19 |
| 4 | Georgia | $45,260 | $21.76 |
| 5 | Michigan | $52,274 | $25.13 |
| 6 | New York | $48,529 | $23.33 |
| 7 | Wisconsin | $46,450 | $22.33 |
| 8 | Massachusetts | $49,934 | $24.01 |
| 9 | Alaska | $56,046 | $26.95 |
| 10 | Texas | $41,830 | $20.11 |
| 11 | California | $48,187 | $23.17 |
| 12 | Vermont | $46,182 | $22.20 |
| 13 | Nevada | $41,114 | $19.77 |
| 14 | Missouri | $44,709 | $21.49 |
| 15 | South Dakota | $40,580 | $19.51 |
| 16 | Connecticut | $43,576 | $20.95 |
| 17 | District of Columbia | $49,905 | $23.99 |
| 18 | Indiana | $44,782 | $21.53 |
| 19 | Minnesota | $41,404 | $19.91 |
| 20 | Washington | $48,040 | $23.10 |
| 21 | Rhode Island | $41,793 | $20.09 |
| 22 | Hawaii | $46,189 | $22.21 |
| 23 | Kentucky | $41,571 | $19.99 |
| 24 | Colorado | $42,710 | $20.53 |
| 25 | Ohio | $40,615 | $19.53 |
| 26 | Wyoming | $38,853 | $18.68 |
| 27 | Florida | $39,474 | $18.98 |
| 28 | Iowa | $37,578 | $18.07 |
| 29 | Pennsylvania | $38,145 | $18.34 |
| 30 | New Hampshire | $40,914 | $19.67 |
| 31 | Arizona | $38,068 | $18.30 |
| 32 | Arkansas | $40,841 | $19.64 |
| 33 | Illinois | $40,351 | $19.40 |
| 34 | Alabama | $40,612 | $19.52 |
| 35 | Oregon | $41,174 | $19.80 |
| 36 | Nebraska | $36,444 | $17.52 |
| 37 | North Carolina | $38,302 | $18.41 |
| 38 | Delaware | $37,528 | $18.04 |
| 39 | North Dakota | $34,645 | $16.66 |
| 40 | Virginia | $40,555 | $19.50 |
| 41 | Maine | $35,849 | $17.24 |
| 42 | Montana | $34,020 | $16.36 |
| 43 | Tennessee | $36,156 | $17.38 |
| 44 | Mississippi | $35,775 | $17.20 |
| 45 | Oklahoma | $35,136 | $16.89 |
| 46 | Maryland | $39,436 | $18.96 |
| 47 | Louisiana | $32,764 | $15.75 |
| 48 | South Carolina | $32,130 | $15.45 |
| 49 | New Mexico | $34,716 | $16.69 |
| 50 | West Virginia | $33,644 | $16.18 |
| 51 | Utah | $32,844 | $15.79 |
The highest-paying cities for liability claims representatives are Somerville, MA, Seattle, WA, and Overland Park, KS.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Somerville, MA | $49,733 | $23.91 |
| 2 | Seattle, WA | $48,302 | $23.22 |
| 3 | Overland Park, KS | $48,284 | $23.21 |
| 4 | Diamond Bar, CA | $48,000 | $23.08 |
| 5 | Buffalo, NY | $47,584 | $22.88 |
| 6 | Madison, WI | $46,166 | $22.20 |
| 7 | Macon, GA | $45,346 | $21.80 |
| 8 | Saint Peters, MO | $44,822 | $21.55 |
| 9 | Indianapolis, IN | $44,526 | $21.41 |
| 10 | Hartford, CT | $43,493 | $20.91 |
| 11 | Thornton, CO | $42,718 | $20.54 |
| 12 | Houston, TX | $42,194 | $20.29 |
| 13 | Minneapolis, MN | $41,413 | $19.91 |
| 14 | Lake Oswego, OR | $41,124 | $19.77 |
| 15 | Las Vegas, NV | $41,018 | $19.72 |
| 16 | Fredericksburg, VA | $40,756 | $19.59 |
| 17 | Hoffman Estates, IL | $40,519 | $19.48 |
| 18 | Columbus, OH | $40,435 | $19.44 |
| 19 | Miami, FL | $40,059 | $19.26 |
| 20 | Tucson, AZ | $38,216 | $18.37 |
A liability claims representative's salary ranges from $33,000 a year at the 10th percentile to $61,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $61,000 | $5,083 | $29 |
| 75th Percentile | $53,000 | $4,417 | $25 |
| Average | $45,654 | $3,805 | $22 |
| 25th Percentile | $39,000 | $3,250 | $19 |
| 10th Percentile | $33,000 | $2,750 | $16 |
The highest paying types of liability claims representatives are claims director, senior claims analyst, and claims supervisor.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Worker's Compensation Claims Examiner | $53,581 | $4,465 | $25.76 | 15,002 |
| Claims Adjudicator | $44,556 | $3,713 | $21.42 | 12,413 |
| Claims Adjuster | $51,116 | $4,260 | $24.57 | 13,221 |
| Claim Processor | $41,201 | $3,433 | $19.81 | 11,542 |
| Claims Analyst | $48,398 | $4,033 | $23.27 | 22,062 |
| Claims Supervisor | $75,263 | $6,272 | $36.18 | 13,197 |
Top companies hiring liability claims representatives now:
Liability claims representative salaries at The Travelers Companies and CNA Insurance are the highest-paying according to our most recent salary estimates. In addition, the average liability claims representative salary at companies like Liberty Mutual Insurance and Gallagher are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | The Travelers Companies | $51,203 | $24.62 |
| 2 | CNA Insurance | $50,868 | $24.46 |
| 3 | Liberty Mutual Insurance | $49,616 | $23.85 |
| 4 | Gallagher | $49,024 | $23.57 |
| 5 | Federated Insurance | $48,736 | $23.43 |
| 6 | Federated Life Insurance Company | $48,575 | $23.35 |
| 7 | Partners Healthcare Solutions Inc | $48,575 | $23.35 |
| 8 | Clearcover | $48,574 | $23.35 |
| 9 | The Independent Traveler | $48,573 | $23.35 |
| 10 | The Plymouth Rock Company Incorporated | $48,236 | $23.19 |
| 11 | GEICO | $48,065 | $23.11 |
| 12 | The Hill Group | $48,033 | $23.09 |
| 13 | Sedgwick LLP | $47,836 | $23.00 |
| 14 | Piedmont Healthcare | $42,432 | $20.40 |
| 15 | GAINSCO Auto Insurance | $40,027 | $19.24 |
| 16 | San Bernardino County | $39,196 | $18.84 |
| 17 | All-Ways-Care Services | $36,319 | $17.46 |
| 18 | Enterprise Holdings | $32,317 | $15.54 |
The average liability claims representative salary has risen by $5,985 over the last ten years. In 2014, the average liability claims representative earned $39,669 annually, but today, they earn $45,654 a year. That works out to a 7% change in pay for liability claims representatives over the last decade.
Compare liability claims representative salaries for cities or states with the national average over time.
Compare liability claims representative salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $45,700 | $21.95 | +2.2% |
| 2024 | $44,700 | $21.47 | +1.3% |
| 2023 | $44,100 | $21.19 | +1.5% |
| 2022 | $43,400 | $20.87 | +1.9% |
| 2021 | $42,600 | $20.47 | +1.1% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Get It-Real Estate | General Liability Claim Representative-Remote | WFH | Rancho Cordova, CA | 06/29/2025 | $65,300 |
| Federated Mutual Insurance Company | Claims Representative-Auto & Liability-Overland | Overland Park, KS | 06/27/2025 | $61,700 |
| Federated Mutual Insurance Company | Claims Representative-Auto & Liability | Indianapolis, IN | 06/27/2025 | $61,700 |
| Federated Mutual Insurance Company | Claims Representative-Auto & Liability | Edina, MN | 06/27/2025 | $61,700 |
| Federated Insurance Companies | Claims Representative-Auto & Liability | Indianapolis, IN | 06/27/2025 | $61,700 |
| The Travelers Companies | General Liability Claim Representative Trainee | Diamond Bar, CA | 06/25/2025 | $48,700 |
| Farmers | Bristol West Liability Claims REP: AZ, CO, ID, MT, NV, OR, or UT | Phoenix, AZ | 06/18/2025 | $52,947 |
| Farmers | Bristol West Liability Claims REP: Preferred Location | Lane, KS | 06/18/2025 | $52,947 |
| Farmers Insurance Group | Bristol West Liability Claims REP: AZ, CO, ID, MT, NV, OR, or UT | Englewood, CO | 06/17/2025 | $52,947 |
| Travelers Indemnity Co | General Liability Claim Representative | Indianapolis, IN | 06/06/2025 | $65,300 |
Search for liability claims representative jobs