Post job

Loan adviser vs senior loan processor

The differences between loan advisers and senior loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan adviser and a senior loan processor. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $40,365 average annual salary of a loan adviser.

The top three skills for a loan adviser include customer service, origination and mortgage loans. The most important skills for a senior loan processor are customer service, FHA, and va.

Loan adviser vs senior loan processor overview

Loan AdviserSenior Loan Processor
Yearly salary$40,365$50,297
Hourly rate$19.41$24.18
Growth rate4%4%
Number of jobs24,18921,995
Job satisfaction--
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 50%
Average age4545
Years of experience66

What does a loan adviser do?

A loan adviser evaluates and assesses mortgage applications to ensure that the client is capable and capacitated to pay their finances and obligations. They conduct one on one interviews with the client, verifies the documents presented, and handles the approval process. They can often be seen in a bank or a credit institution that gives support to the clients and borrowers. This career is considered a vital part of a bank as it determines the possible increase of a company's profit by their loan programs.

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

Loan adviser vs senior loan processor salary

Loan advisers and senior loan processors have different pay scales, as shown below.

Loan AdviserSenior Loan Processor
Average salary$40,365$50,297
Salary rangeBetween $28,000 And $56,000Between $33,000 And $75,000
Highest paying City-Baltimore, MD
Highest paying state-Hawaii
Best paying company-Accenture
Best paying industry-Professional

Differences between loan adviser and senior loan processor education

There are a few differences between a loan adviser and a senior loan processor in terms of educational background:

Loan AdviserSenior Loan Processor
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan adviser vs senior loan processor demographics

Here are the differences between loan advisers' and senior loan processors' demographics:

Loan AdviserSenior Loan Processor
Average age4545
Gender ratioMale, 47.7% Female, 52.3%Male, 23.0% Female, 77.0%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.1% American Indian and Alaska Native, 0.5%Black or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan adviser and senior loan processor duties and responsibilities

Loan adviser example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Follow the FDCPA, FCRA and TCPA guidelines and is a license collector.
  • Assist future homeowners obtain financing through FHA, VA, USDA, or conventional financing.
  • Handle all calls with due care to ensure proper adherence to FDCPA rules and regulations.
  • Determine financing options for clients, and advise them on a variety of FHA, conventional, and sub-prime mortgages.
  • Communicate to a small team basic loan restructuring possibilities to assist customers in resolving delinquency and avoiding foreclosure.
  • Show more

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Loan adviser vs senior loan processor skills

Common loan adviser skills
  • Customer Service, 44%
  • Origination, 14%
  • Mortgage Loans, 7%
  • Loan Process, 5%
  • Automated Underwriting, 4%
  • NMLS, 4%
Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%

Browse business and financial jobs