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Loan analyst vs loan review analyst

The differences between loan analysts and loan review analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan analyst and a loan review analyst. Additionally, a loan review analyst has an average salary of $42,678, which is higher than the $37,857 average annual salary of a loan analyst.

The top three skills for a loan analyst include loan documentation, customer service and real estate. The most important skills for a loan review analyst are financial statements, loan documentation, and real estate.

Loan analyst vs loan review analyst overview

Loan AnalystLoan Review Analyst
Yearly salary$37,857$42,678
Hourly rate$18.20$20.52
Growth rate4%4%
Number of jobs24,75626,042
Job satisfaction--
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 60%
Average age4545
Years of experience66

What does a loan analyst do?

A loan analyst is responsible for determining the eligibility of loan applicants in purchasing loan services by analyzing their application documents, account statements, and financial and credit status. Loan analysts evaluate loan agreements and payment plans and explain feasibility to the customers and loan officers before granting the loan. They also provide loan options and alternatives to the clients according to their needs and risk limitations. A loan analyst must have excellent knowledge of the loan and financial industry, especially in handling credit policies and loan processes and ensuring timely submission of reports.

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

Loan analyst vs loan review analyst salary

Loan analysts and loan review analysts have different pay scales, as shown below.

Loan AnalystLoan Review Analyst
Average salary$37,857$42,678
Salary rangeBetween $24,000 And $58,000Between $25,000 And $72,000
Highest paying CityRaleigh, NCParsippany-Troy Hills, NJ
Highest paying stateSouth DakotaWashington
Best paying companyBarclaysCFA Institute
Best paying industryFinanceFinance

Differences between loan analyst and loan review analyst education

There are a few differences between a loan analyst and a loan review analyst in terms of educational background:

Loan AnalystLoan Review Analyst
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 60%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan analyst vs loan review analyst demographics

Here are the differences between loan analysts' and loan review analysts' demographics:

Loan AnalystLoan Review Analyst
Average age4545
Gender ratioMale, 43.2% Female, 56.8%Male, 37.7% Female, 62.3%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan analyst and loan review analyst duties and responsibilities

Loan analyst example responsibilities.

  • Innovate technical solutions, including development of complex macros within MSP, to automate work and reduce manual processes
  • Prepare and remit quarterly / semi-annual USDA reporting
  • Communicate with FHA, VA, FNMA and FHLMC investors for any missing documents that are not include at closing.
  • Review government loan's documents including FHA & VA loans, and approves or suspends the loans after the underwriter decision.
  • Contact correspondent lenders for any missing documents and request correction of documents when necessary.
  • Select to participate in company management as a critical member of loan origination process improvement team.
  • Show more

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
  • Show more

Loan analyst vs loan review analyst skills

Common loan analyst skills
  • Loan Documentation, 13%
  • Customer Service, 12%
  • Real Estate, 9%
  • Financial Statements, 9%
  • Loan Portfolio, 4%
  • Data Entry, 4%
Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%

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