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Loan doc specialist vs mortgage loan processor

The differences between loan doc specialists and mortgage loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan doc specialist and a mortgage loan processor. Additionally, a mortgage loan processor has an average salary of $43,594, which is higher than the $38,480 average annual salary of a loan doc specialist.

The top three skills for a loan doc specialist include customer service, organization and origination. The most important skills for a mortgage loan processor are customer service, FHA, and va.

Loan doc specialist vs mortgage loan processor overview

Loan DOC SpecialistMortgage Loan Processor
Yearly salary$38,480$43,594
Hourly rate$18.50$20.96
Growth rate-3%-3%
Number of jobs31,24316,276
Job satisfaction--
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 50%
Average age4242
Years of experience44

What does a loan doc specialist do?

A loan document specialist is a person who gathers loan documents from the client to help them with the approval of their mortgage, credit, and lease application for a business, home, and school needs. They are responsible for combining the data that is needed and then reviewing and compiling it according to loan requirements and guidelines. A loan document specialist also communicates with the client if there are any problems and additional documents that are needed. Furthermore, the specialist is a person who knows how to manage loans and has organizational and management skills.

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

Loan doc specialist vs mortgage loan processor salary

Loan doc specialists and mortgage loan processors have different pay scales, as shown below.

Loan DOC SpecialistMortgage Loan Processor
Average salary$38,480$43,594
Salary rangeBetween $25,000 And $58,000Between $33,000 And $57,000
Highest paying CityJersey City, NJSan Francisco, CA
Highest paying stateWest VirginiaMassachusetts
Best paying companyValley Children'sAmplify Credit Union
Best paying industryFinanceProfessional

Differences between loan doc specialist and mortgage loan processor education

There are a few differences between a loan doc specialist and a mortgage loan processor in terms of educational background:

Loan DOC SpecialistMortgage Loan Processor
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan doc specialist vs mortgage loan processor demographics

Here are the differences between loan doc specialists' and mortgage loan processors' demographics:

Loan DOC SpecialistMortgage Loan Processor
Average age4242
Gender ratioMale, 29.0% Female, 71.0%Male, 21.7% Female, 78.3%
Race ratioBlack or African American, 11.2% Unknown, 4.5% Hispanic or Latino, 14.5% Asian, 8.6% White, 60.8% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan doc specialist and mortgage loan processor duties and responsibilities

Loan doc specialist example responsibilities.

  • Manage a pipeline of FHA and conforming conventional mortgage loans for refinance and purchase through closing.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Pull LDP/GSA list, FHA CAIVR numbers, VA certificate of eligibility, VA case numbers and VA appraisals.
  • Schedule loan closing and review final HUD-1 to verify fees are appropriate and within guidelines.
  • Review final HUD-1, payment plan, calculations and closing documents for accuracy, prepare package for funding to review.
  • Make sound business decisions base on credit risk policy and procedures in accordance with TILA, ECOA, and RESPA guidelines.
  • Show more

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
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Loan doc specialist vs mortgage loan processor skills

Common loan doc specialist skills
  • Customer Service, 10%
  • Organization, 7%
  • Origination, 6%
  • Loan Types, 5%
  • Title Commitments, 5%
  • FHA, 5%
Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%

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