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Loan officer/loan processor vs mortgage loan processor

The differences between loan officers/loan processor and mortgage loan processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan officer/loan processor, becoming a mortgage loan processor takes usually requires 2-4 years. Additionally, a loan officer/loan processor has an average salary of $46,753, which is higher than the $43,594 average annual salary of a mortgage loan processor.

The top three skills for a loan officer/loan processor include customer service, escrow and credit reports. The most important skills for a mortgage loan processor are customer service, FHA, and va.

Loan officer/loan processor vs mortgage loan processor overview

Loan Officer/Loan ProcessorMortgage Loan Processor
Yearly salary$46,753$43,594
Hourly rate$22.48$20.96
Growth rate4%-3%
Number of jobs71,80116,276
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 50%
Average age4542
Years of experience64

What does a loan officer/loan processor do?

A loan processor is a person who does all the processing as well as submitting all the required documents for a loan application. They play an important role in ensuring that the personal information and documents of a client are orderly complied. Also, a loan processor's other tasks include being the bridge or channel between the loan applicant and the loan assessor.

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

Loan officer/loan processor vs mortgage loan processor salary

Loan officers/loan processor and mortgage loan processors have different pay scales, as shown below.

Loan Officer/Loan ProcessorMortgage Loan Processor
Average salary$46,753$43,594
Salary rangeBetween $28,000 And $76,000Between $33,000 And $57,000
Highest paying CityColumbia, MDSan Francisco, CA
Highest paying stateNew JerseyMassachusetts
Best paying companyXeroxAmplify Credit Union
Best paying industryAutomotiveProfessional

Differences between loan officer/loan processor and mortgage loan processor education

There are a few differences between a loan officer/loan processor and a mortgage loan processor in terms of educational background:

Loan Officer/Loan ProcessorMortgage Loan Processor
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan officer/loan processor vs mortgage loan processor demographics

Here are the differences between loan officers/loan processor' and mortgage loan processors' demographics:

Loan Officer/Loan ProcessorMortgage Loan Processor
Average age4542
Gender ratioMale, 32.1% Female, 67.9%Male, 21.7% Female, 78.3%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.5% White, 62.9% American Indian and Alaska Native, 0.5%Black or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between loan officer/loan processor and mortgage loan processor duties and responsibilities

Loan officer/loan processor example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Experience includes conventional, non-conforming, conforming, FHA, VA, builder purchase and refinances.
  • Originate conventional, FHA, and VA loans as a correspondent lender for loans to be sell on the secondary market.
  • Comply with all of RESPA's requirements and guidelines.
  • Prepare all RESPA documents and make sure loans are in compliance.
  • Review new Conventional/FHA and VA files for items need from the borrower.
  • Show more

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Loan officer/loan processor vs mortgage loan processor skills

Common loan officer/loan processor skills
  • Customer Service, 14%
  • Escrow, 6%
  • Credit Reports, 6%
  • Lenders, 6%
  • FHA, 6%
  • Va, 6%
Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%

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