Loan Officer III
Loan officer job in Fort Lee, NJ
* Keep abreast of industry changes, local economic, financial and legislative events which may have an impact on commercial lending activities. * Analyze cash flow, liquidity, profitability, leverage and other financial ratios and be able to come to various conclusions, including evaluation of collateral and other relevant credit information.
* Prepare loan presentations that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of borrower's surrounding credits.
* Recommend or deny loan requests in conformance with banking regulations and Bank's loan policies and procedures.
* Gather documents to perfect the security interest in collateral, if applicable.
* Detect early warning signs of problem loans and immediate notification to a supervisor, Chief Credit Administrator, Loan Review, or Loan Servicing.
* Monitor loan covenants and conditions per loan agreement and report any violation to manager.
* Assist in loan closing and funding including obtaining signatures on loan documents according to the Bank's procedures.
* Analyze collateral values and insurance coverage.
* Collect loan accounts and overdraft information.
* Submit reports of calls made and document customer contact.
* Meet customers regularly and seek opportunities to grow relationship.
* Conduct site visits and on-site interviews under the supervision of a portfolio manager.
* Comply with regulatory requirements including but not limited to: Reg B, HMDA, Bank Secrecy Act, OFAC, and USA Patriot Act, CRA, Privacy, and Security.
* Comply with the Bank's security program, including but not limited to:
* Review and comply with the End-User Computing Agreement.
* Acquire good knowledge on functions and usage of computer systems as related to the assigned job functions.
* Be current and knowledgeable in industry's trend in safeguarding the Bank against confidential data leak, identity theft, fraudulent activities, and computer security threats.
* Reports suspicious activities to manager, Chief Risk Officer or Information Security Officer.
* Mentor junior lending staff.
* Occasional local travel is required, as may participate in client meetings with Relationship Managers.
* Participate in community organizations and/or events to help the Bank meet its CRA Objectives.
* All other reasonable duties as assigned.
Job Qualifications/Requirements
* Required: 5+ years of commercial lending experience.
* Required: Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
* Required: Ability to respond effectively to customer complaints or other sensitive inquiries.
* Required: Ability to make effective presentations.
* Required: Excellent analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.
* Required: Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
* Required: Strong Analytical/Math skills.
* Required: Effectively manage multiple deadlines and projects.
* Required: Knowledge of bank regulations affecting customer accounts.
* Required: Knowledge of lending operations, Note or International Dept policies and procedures.
The salary range for this full-time position is $85,000.00 annually - $95,000.00 annually + bonus + benefits
Salary ranges are determined based on qualifications, level, and location.
Exact compensation may vary based on your skills and experience.
Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.
Loan Officer
Loan officer job in Stamford, CT
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Originator
Loan officer job in Bronxville, NY
Job Title: Mortgage Originator Reports to: Assistant Vice President of Mortgage Services FLSA Status: Non-Exempt Salary Grade: Commission Based Supervisory Responsibility: No The Mortgage Originator is responsible to increase the mortgage loan portfolio by developing business contacts and attracting mortgage customers.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned by supervisor.
* Develop a business referral network through marketing, cold-calling, prospecting and networking activities. A mortgage loan officer's network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the mortgage loan officer's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.
* Participate in community efforts to promote home ownership.
* Follow up on internet and branch referrals on prospective customers.
* Meet with prospective borrowers.
* Review and analyze credit and financial data to determine borrower financing objectives and goals.
* Present appropriate Bank products and programs and explain guidelines.
* Advise of pricing and terms as required. Identify appropriate opportunities to sell additional products.
* Collect supporting loan documentation as required and provide complete package to the Mortgage Department.
REQUIRED EDUCATION/EXPERIENCE:
* High School Diploma or equivalent education or experience.
* Sales experience within a residential lending environment.
* Effective verbal and written communication skills.
* Well organized with the ability to manage multiple tasks and work to time sensitive deadlines.
* Ability to work well independently and in groups.
* Working knowledge with Microsoft Office Programs; Excel and Word.
* Must be eligible to be registered in the Nationwide Mortgage Licensing System & Registry for purposes of SAFE Act.
PREFERRED EDUCATION/EXPERIENCE:
* A bachelor's degree in a business related field.
POSITION TYPE/EXPECTED HOURS:
This is a full time position. Office hours Monday - Friday 8:30am - 5:00pm. Evening and weekend work may be required as job duties demand.
TRAVEL:
Travel using personal vehicle, occasional overnight travel. Valid driver's license required.
LANGUAGE SKILLS:
Must be able to speak, read, write, and understand the primary language(s) used in the workplace; bilingual skills a plus. Ability to read, analyze, and interpret general business information, including but not limited to company policies and procedures. Ability to effectively present information and respond to questions from groups of managers and customers.
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* This is largely sedentary role, requiring use of typical office equipment such as a computer, laptop and phone.
* Ability to communicate both in person and/or by telephone.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently exposed to outside conditions. The employee is occasionally exposed to a variety of extreme working conditions, such as construction sites. The noise level in the work environment or at certain sites can be loud.
OTHER DUTIES:
Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO Statement: We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.
EQUAL EMPLOYMENT OPPORTUNITY STATEMENT:
Trustco Bank is an equal opportunity employer. It is the policy of Trustco Bank to afford equal employment opportunities to all qualified persons without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability or protected veteran status.
This includes, but is not limited to, the following:
* Hiring, placement, upgrading, transfer, demotion or promotion.
* Recruitment, advertising or solicitation for employment.
* Treatment during employment.
* Rates of pay or other forms of compensation.
* Selection for training, including apprenticeship.
* Layoff or termination.
It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.
Loan Officer/Originator
Loan officer job in Fairfield, NJ
Job Responsibilities Loan Officer/Originator with a primary focus of originating residential mortgages for both homebuyer and refinance clients. This includes prospecting new clientele, gathering accurate and useful information to establish complete applications, and analyzing income/assets/credit/etc. to accurately propose a mortgage solution that meets their needs. Forward Mortgage, LLC is a New Jersey based mortgage broker that is revolutionizing the mortgage experience for our clients. Decades of high-level mortgage experience, combined with cutting-edge technology and a laser-focus on digital and traditional marketing, has birthed a loan process that promotes, not only establishing highly satisfied clients and repeat-business but high levels of success for our employees. Our primary focus is investing in our employees and helping develop their existing mortgage experience to allow them to fit seamlessly into our process and ideology. We understand that we are only as strong as our team. For our employees, this means hands-on training with our veteran staff, concise and common-sense support from our experienced processing department, as well as a competitive marketing budget that allows our loan officers to have constant contact with new potential clients.
Skills Required
Active & Approved NMLS License, valid in State of New Jersey Self-driven individuals with a sense of urgency and a desire to succeed Strong communication skills; whether phone, e-mail, personal, etc. The ability to sell is crucial. Excellent attention to detail with a focus on urgency while still prioritizing the client's best interest and overall satisfaction Represent Forward Mortgage with integrity and respect, perpetuating the established high-quality brand and mortgage experience offered to all clients and business partners Highly Desired: Relevant experience in the mortgage industry Proven history of success in sales-related positions Proficient in Mortgage Loan Origination Software, i.e. Calyx Point
Jr. Loan Officer
Loan officer job in Hoboken, NJ
Job DescriptionOur lending team is experiencing tremendous growth and we are looking for a results-oriented junior loan officer who can generate new business and referrals and assist our senior loan officers in creating and closing loan packages. Lending or mortgage industry experience is not required but is a tremendous asset. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine, please start your application today!Compensation:
$50,000 - $70,000 yearly
Responsibilities:
Communicate with the senior mortgage loan officer/ MLO to make a recommendation of which mortgage loan products are best suited depending on applicant's financial status
Meet sales expectations, generate new business, get referrals, and monitor sales pipeline
Gather financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility
Interface between loan processor, senior loan officer/ mortgage loan originator, underwriter, mortgage lender or mortgage banker, and realtors on behalf of the applicant as needed to ensure a successful loan transaction
Create personal relationships with loan applicants - offer additional information and answer questions about home mortgage products
Qualifications:
High school diploma or equivalent required; Bachelor's degree is desired
Knowledge of guidelines for loan programs and various types of loans such as FHA, commercial loans, VA, etc is an asset, but not required
Possess the intention to complete a training program to obtain NMLS/ MLO/ state license
Experience in real estate, lending institutions, credit unions, financial services, or related fields is desired, but not required
Superb relationship, sales, communication, and MS Office skills are needed
About Company
CrossCountry Mortgage (CCM) is the #1 retail mortgage lender. We have been recognized nine times on Inc. 5000's Fastest-Growing Private Companies list and have received countless awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture, driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our enterprising spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, and vision, as well as a 401(k) with an employer match. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Loan Originator
Loan officer job in West Nyack, NY
Job DescriptionJoin LaundryLux
Laundrylux is the North American supplier of Electrolux Professional & Wascomat equipment for Laundromats, Coin Laundries & On-Premises Laundries. From financing to repairs, Laundrylux provides a comprehensive set of services to help with all elements of commercial laundry.
Loan Originator
The Loan Originator is responsible for assessing the risks associated with lending activities. This typically involves analyzing financial statements, credit reports, and other relevant data to determine the likelihood of repayment. The analyst aims to support decision-making processes by providing detailed assessments that help the funding institution make informed choices about extending credit. Additionally, they provide superior service and support to our customers.
Before we continue to dive into the requirements for the role let's talk about Why you should join LaundryLux?
Career Advancement: We offer a career, not just a job. We invest in the personal and professional growth of every employee because we believe growth leads to both business impact and personal fulfillment.
Learning and Development: We foster a culture that encourages and promotes professional growth and development, with continuous learning
Diversity Initiatives: We are proud to have launched the Women's Initiative focused on building a better workplace for women, providing support, and recognizing the talented women within our company.
LaundryLux Benefits: We offer a comprehensive benefits package including:
Health benefits package including medical, dental & vision plans
Life Insurance
401(k) with company matching
Paid Time Off
Paid Holidays
Profit Sharing
Employee Referral Program
Mentorship Program
Company Sponsored Training
Tuition Reimbursement
Back to the role:
What you will do:
Compile and generate comprehensive reports on finance and credit data.
Review, analyze, and interpret financial information to support decision-making.
Complete and submit loan applications, including detailed credit analyses and summaries of loan requests, to loan committees for approval.
Enhance the quality of credit applications through thorough review and feedback.
Research, identify, and recommend process improvement opportunities to management.
Reconcile customer statements and billing discrepancies to ensure accuracy.
Ensure that collateral is perfected in accordance with approved credit decisions.
Review loan packages for accuracy and completeness, including business entity documents, prior to preparing loan documents.
Prepare documentation for loan modifications, renewals, and extensions.
Read and interpret loan documents to ensure understanding and compliance.
Create and prepare ad hoc documents as required by specific projects or needs.
Enter loan applications into proprietary software systems accurately.
Request and review insurance certificates to verify that collateral coverage is adequate.
Responsible for the origination of simple loans.
Manage and oversee a smaller territory, ensuring the effective administration and servicing of funded loans within that region.
What you should have:
Strong understanding of loan documentation principles and the perfection of security interests.
Ability to effectively manage time to meet deadlines and prioritize tasks.
Proficient in negotiating terms and conditions to achieve favorable outcomes.
Familiarity with leasing software for efficient management of leases.
Skilled in analyzing financial statements to assess financial health.
Experienced in using Microsoft Word and Excel for documentation and analysis.
Competent in reading and interpreting complex legal documents.
Highly analytical with strong critical thinking abilities to solve problems.
Detail-oriented, ensuring accuracy and thoroughness in all tasks.
Exceptional written and oral communication skills for effective interactions.
Confident in making and handling phone calls in a professional manner.
Brings energy and enthusiasm to the workplace and team environment.
Must be able to work on complex loans.
Must be able to read loan documents
Education and Experience:
Bachelors in finance or related field is required.
1 - 3 years of experience in credit analysis, financial analysis, or a related field is expected.
Our Values:
People, Share Responsibility, Integrity, Excellence, Customer Focused, Meaningfulness and Fun
If you are looking for your next challenge, then this is your chance to join our team of exceptionally talented, creative and innovative professionals. We want you!
We are an equal opportunity employer and we are committed to providing reasonable accommodations to individuals with disabilities in all aspects of the employment process. All qualified applicants will receive consideration for employment without regard to age, ancestry, color, family or medical care leave, gender identity or expression, genetic information, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran status, race, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable laws, regulations and ordinances.
Our company participates in E-Verify.
Mortgage Originator
Loan officer job in Tarrytown, NY
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationTarrytown, New York, United States of America
Auto-ApplyMortgage Loan Processor
Loan officer job in Scarsdale, NY
Job Description
Mortgage Broker located in Westchester County, N.Y, looking for a Loan Processor.
Are you an experienced, detail-oriented mortgage loan processor who can successfully aid loan officers in navigating the loan process? Our mortgage brokerage is interested in hiring a highly productive mortgage loan processor for our seasoned loan officers. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!
Compensation:
$65,000 - $75,000 yearly
Responsibilities:
Act as a liaison between applicants, mortgage brokers, loan officers, real estate agents, and mortgage lending underwriters to help further loan approval.
Work with the borrower to gather financial information and verify the accuracy of the loan officer's application.
Assemble and submit loan packages to the lender underwriters for approval.
Adhere to all lending and regulatory guidelines and policies while preparing the loan file for submission to underwriting.
Qualifications:
Experience in mortgage lending and knowledge of loan types, such as Conventional , FHA ,VA and Non QM loans required.
Must possess exceptional attention to detail, as well as strong analytical and time management skills.
At least 5 years of loan processing experience required.
Excellent written and verbal communication skills are a requirement.
About Company
We are currently licensed in NY, NJ, CT, and Florida. We utilize industry-leading technology along with a great workflow to provide clients with a process that is simpler, faster, and easier. In addition, we value individuals who are interested in being part of a company culture that strives to be the best!
We provide value to our team by focusing our energies on bringing in high-quality leads, closing with a >90% conversion rate, and providing the latest AI-driven technology to help you stay on top of clients and leads.
Mortgage Loan Originator
Loan officer job in Newark, NJ
Job Description
Industrial Bank is a Community Bank that was established in 1934 and has been successfully operating for 90 years. It has acquired the distinction as a Community Development Financial Institution, with a mission to invest in low to moderate income communities we serve in the Mid-Atlantic region ranging from DC, Maryland, Virginia, New Jersey and New York City. Industrial Bank is known for its community engagement and volunteer participation in all the communities it serves. We embrace a culture of Professional Kindness and Ideal Team Player.
This is a hybrid position, with a work location in Largo, MD. Industrial Bank provides health, dental, vision, 401k, performance bonuses, vacation, sick/safe pay, personal days, company paid short and long-term disability and life insurance plan.
We are seeking a qualified Mortgage Loan Officer for our Residential Lending Department, located at our Administrative Offices at 12 Lombardy St, Newark, NJ
This is a salary plus commission position. This position requires an active NMLS Certification License.
The qualified candidates must demonstrate prior experience in the following job functions:
Must demonstrate experience and knowledge in residential lending functions
Must demonstrate experience and knowledge in residential lending functions
Originate and develop new loan business
Proactively develop and foster partnership with builders, developers, real estate brokers and additional potential resources.
Guide and educate client through the application process by communicating and answering questions.
Meet minimum monthly closed loan production (3 loans)
Participate in business related development activities to contribute to community efforts to promote homeownership
Ability to explain the different loan programs and credit terms available.
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
Keep up to date with compliance and secondary market programs.
Analyze personal and financial information for potential clients.
Provide guidance to prospective applicants who have problems qualifying for traditional loan products.
New business leads and loans necessary to meet assigned goals.
Develop and maintain relationships with retail, commercial, and consumer divisions
Tracking processing of loan applications to meet customer needs and earn income for the bank.
Timely and accurate information for use in the analysis of loan applications.
Secure supporting loan documentation
Provide ongoing status reports to applicant, realtor, and builder on loan process
Maintain customer satisfaction at all levels
Required education and experience
A high school diploma and some college preferred in business administration
5 years' experience is processing residential or consumer loans
Familiarity with loan processing procedures.
Knowledge of financial analysis and credit risk ratings
Strong time management skills
Good communication skills and have good judgement,
Be dependable with excellent customer service skills
Additional eligibility preferences (types), if applicable.
Loan Origination Systems (LOS)
Microsoft Suite
Knowledge of computer software programs used to evaluate loan information
Reverse Mortgage Funder
Loan officer job in Mahwah, NJ
Longbridge Financial, LLC. is an innovative company committed to responsibly helping seniors use home equity to have a better retirement. We work with reputable companies in the financial services industry and anticipate rapid expansion and opportunities for personal and professional growth while moving into exciting new directions for the reverse mortgage business.
Job Description
We are looking for a detail oriented Mortgage Funder to review loan packages, clear pre-funding or pre-purchase conditions and prepare loan packages for boarding and collateral. This is an entry level position that could lead to advancement within a rapidly growing company for the right individual.
Responsibilities
include but are not limited to:
Review loan closing documents for funding or purchase
Request and review pre-funding or pre-purchase conditions from settlement agents and lenders
Communicate with inside staff, loan officers, settlement agents and lenders to ensure funding or purchase in a timely manner
Determine all underwriting pre-funding and pre-purchase conditions have been satisfied
Complete pre-funding or pre-purchase review checklists to ensure company guidelines are met
Maintain data integrity of system data fields
Deliver loan packages to our servicing department for boarding
Prepare and ship collateral packages to our doc custodian
Qualifications
High School diploma or GED required
Precise attention to detail
Ability to multi task and work well under pressure
Excellent communication and customer service skills
Skilled in the use of personal computers and related software applications, specifically Internet Explorer, Microsoft Outlook, Microsoft Excel and Word
High level of integrity and trust
Motivated team player with a selfless attitude
Additional Information
Full benefits
401(k) with company match.
Paid time off.
Potential growth within a growing organization. We promote from within
Working in a growing and dynamic industry
Mortgage Loan Processor
Loan officer job in Fairfield, NJ
We are seeking a detail-oriented and organized Mortgage Loan Processor to join our dynamic team. This role is essential in ensuring the smooth and efficient processing of mortgage loan applications, helping clients achieve their homeownership goals while maintaining compliance with industry standards.
Key Responsibilities:
- Review and verify loan application documents for accuracy and completeness
- Collect and analyze financial information from applicants, including credit reports, income statements, and asset documentation
- Coordinate with underwriters, lenders, and other stakeholders to facilitate loan approval
- Prepare and submit loan packages for approval in a timely manner
- Communicate effectively with clients to gather additional information and provide updates on application status
- Ensure all loan processing activities comply with federal, state, and company regulations
Skills and Qualifications:
- Proven experience in mortgage loan processing or related financial services
- Strong attention to detail and organizational skills
- Excellent communication and interpersonal abilities
- Knowledge of mortgage lending guidelines and regulations
- Ability to work efficiently under pressure and meet deadlines
- Proficiency in loan processing software and Microsoft Office Suite
- High school diploma or equivalent; additional certification in mortgage processing is a plus
Join our team and be part of a company that values growth, professionalism, and a commitment to providing exceptional service. We offer a supportive work environment and opportunities for career advancement in the mortgage industry.
Loan Closing Specialist
Loan officer job in Newark, NJ
Integrated Resources, Inc., is led by a seasoned team with combined decades in the industry. We deliver strategic workforce solutions that help you manage your talent and business more efficiently and effectively. Since launching in 1996, IRI has attracted, assembled and retained key employees who are experts in their fields. This has helped us expand into new sectors and steadily grow.
Job Description
This is a loan closing position responsible for coordinating document flow and loan closings for a growing portfolio of secured solar loans with a stable Fortune 500 utility company located in New Jersey. The successful candidate must be familiar with closing residential and commercial loans and must work well in a fast-paced environment.
Key Duties
· Communicate with loan customers as to closing procedures and answer customer generated questions and interact regularly with state agencies, legal department, and solar contractors.
· Coordinate document flow and gather due diligence from closing attorney, borrowers and solar contractors
· Review documentation received, solar technical data and site inspection reports for accuracy
· Schedule loan closings with borrower
· Calculate final loan amount based upon solar technical data and loan commitment amount.
· Prepare funding information sheets detailing wiring information and disbursal of loan proceeds
· Coordinate with Accounts Payable to process loan disbursals
· Organize closing documentation, files and records
Essential Qualifications:
· Bachelor's degree or equivalent experience.
· Minimum of 3 years of loan processing and/or loan closing experience
· Knowledge of, or ability to learn quickly, the technical aspect of solar system production
· Experience with records and file management
· Strong computer skills; in-depth knowledge of MS Office (Word, Excel) and SharePoint
Desired:
· Basic knowledge of NJ SREC market
· Previous experience working in the solar industry with familiarity with technical aspects of solar system generation
Manager Must have
· Documentation reading
· Loan closing residential/commercial
· SharePoint, power point, Excel preferred
· Solar or utility exp preferred
Qualifications
Essential Qualifications:
· Bachelor's degree or equivalent experience.
· Minimum of 3 years of loan processing and/or loan closing experience
· Solar or utility exp preferred
Additional Information
Kind Regards,
Pramod Kumar
Technical Recruiter
Integrated Resources, Inc.
DIRECT # - 732-844-8730
New Home Consultant
Loan officer job in Tuxedo, NY
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a “tickled, delighted and happy” customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Role on the Team
Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
Participate in sales meetings, neighborhood promotions, and marketing programs.
Ensure the maintenance of Welcome Home Center models and inventory homes.
Complete required training and participate in community events and phone banks.
Your Toolbox
High school diploma or equivalent; college degree and real estate license preferred.
1-2 years of experience in homebuilding or real estate sales preferred.
Valid driver's license and reliable transportation.
Strong communication, organizational, and customer service skills.
Proficiency in Microsoft Office and ability to use sales tracking tools.
Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
We reasonably expect the base compensation offered for this position from an annual salary of $35,000, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
#LI-TE1 #CB
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Auto-ApplyLoan Officer
Loan officer job in Jersey City, NJ
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Commercial Loans Manager
Loan officer job in Nyack, NY
Commercial Loan Manager Employment Type: Regular Full-Time Salary Range: $64,350- $80,000 Elevate Your Career with Trustco Bank! Join a dynamic team at Trustco Bank, where we empower individuals and businesses to thrive through innovative commercial lending solutions. We pride ourselves on our commitment to excellence, fostering strong relationships and driving the economic growth of our communities. We invite you to be a part of our mission to reshape the financial landscape. We are seeking a highly motivated Commercial Loans Manager who possesses a passion for sales and a commitment to exceptional customer service. If you thrive in a fast-paced environment and have a knack for building lasting relationships, we want to hear from you!
Position Summary:
We are seeking an exceptional Commercial Loans Manager to work as part of our commercial lending team to foster exceptional customer service and to originate quality commercial loans. This pivotal role is crafted for a proven leader with a passion for advancing financial solutions for our clients. As part of our commercial team, you will assist in implementing the growth of our commercial loan portfolio while ensuring compliance with regulatory standards and our institution's loan policies.
Key Responsibilities:
Lead with Expertise: Utilize your previous banking experience to guide clients through the commercial lending process, ensuring their needs are met with precision and care.
Craft Compelling Proposals: Showcase your writing skills by preparing accurate loan proposals and documentation that resonate with potential clients and stakeholders.
Communicate with Confidence: Use your well-spoken demeanor to present and explain financial solutions, empowering clients to make informed decisions.
Build Relationships: Foster strong, personable connections with clients, understanding their unique needs and providing tailored lending solutions.
Manage Time Effectively: Demonstrate exceptional time management skills to prioritize tasks, ensuring that all client inquiries and loan applications are handled promptly and efficiently.
Juggle Multiple Tasks: Exhibit your ability to multi-task in a dynamic environment, ensuring that every aspect of the lending process is executed flawlessly.
Stay Organized: Maintain meticulous records and documentation, ensuring the highest level of organization within the loan management process.
Qualifications:
Bachelor's degree in finance, Business Administration, or a related field preferred.
Excellent verbal and written communication skills
Proven banking experience, particularly in commercial lending or related fields, credit analysis, or banking management.
Exceptional analytical and financial assessment skills, with a keen understanding of credit risk and financial statements.
Excellent communication and interpersonal skills, capable of building relationships with clients, stakeholders, and team members.
Demonstrated ability to work independently and as part of a team.
Why Join Us?
At Trustco Bank, we recognize that our employees are our greatest asset. Join us in fostering a workplace that values collaboration, innovation, and integrity. We are proud to be an Equal Opportunity Employer and are committed to creating a diverse environment for all employees.
If you're ready to take your career to the next level and make a significant impact in the world of commercial loans, apply today and become a part of the Trustco Bank family!
Application Process:
If you are ready to take on a challenging yet rewarding role as a Commercial Loans Manager, we want to hear from you! Please submit your resume and application in our career page.
Transform your career and join us in redefining the future of commercial lending!
Position Type/ Expected Hours: This is a full-time position. Office hours Monday - Friday 8:30am - 5:00pm. Evening and weekend work may be required as job duties demand.
Travel: Travel using personal vehicle, occasional overnight travel. Valid driver's license required.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* This is largely sedentary role, requiring use of typical office equipment such as a computer, laptop and phone.
* Ability to communicate both in person and/or by telephone.
EEO Statement: We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.
EQUAL EMPLOYMENT OPPORTUNITY STATEMENT:
Trustco Bank is an equal opportunity. It is the policy of Trustco Bank to equal employment opportunities to all qualified persons without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability or protected veteran status.
This includes, but is not limited to, the following:
* Hiring, placement, upgrading, transfer, demotion or promotion
* Recruitment, advertising or solicitation for employment
* Treatment during employment
* Rates of pay or other forms of compensation
* Selection for training, including apprenticeship
* Layoff or termination
It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.
Senior Loan Processor
Loan officer job in Montvale, NJ
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Senior Loan Processor supports the Montvale, NJ office of CrossCountry Mortgage. The Senior Loan Processor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Senior Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents.
Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices received, and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and help supervise new loan processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.
Qualifications and Skills:
High School Diploma or equivalent.
A minimum of 5 years' residential mortgage processing experience.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Excellent math and analytical skills.
Excellent communication skills.
Ability to prioritize and meet deadlines.
Available to work varying hours and overtime if needed.
Encompass experience.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $38.00 - $42.00
Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyMortgage Loan Originator
Loan officer job in Newark, NJ
Industrial Bank is a Community Bank that was established in 1934 and has been successfully operating for 90 years. It has acquired the distinction as a Community Development Financial Institution, with a mission to invest in low to moderate income communities we serve in the Mid-Atlantic region ranging from DC, Maryland, Virginia, New Jersey and New York City. Industrial Bank is known for its community engagement and volunteer participation in all the communities it serves. We embrace a culture of Professional Kindness and Ideal Team Player.
This is a hybrid position, with a work location in Largo, MD. Industrial Bank provides health, dental, vision, 401k, performance bonuses, vacation, sick/safe pay, personal days, company paid short and long-term disability and life insurance plan.
We are seeking a qualified Mortgage Loan Officer for our Residential Lending Department, located at our Administrative Offices at 12 Lombardy St, Newark, NJ
This is a salary plus commission position. This position requires an active NMLS Certification License.
The qualified candidates must demonstrate prior experience in the following job functions:
Must demonstrate experience and knowledge in residential lending functions
Must demonstrate experience and knowledge in residential lending functions
Originate and develop new loan business
Proactively develop and foster partnership with builders, developers, real estate brokers and additional potential resources.
Guide and educate client through the application process by communicating and answering questions.
Meet minimum monthly closed loan production (3 loans)
Participate in business related development activities to contribute to community efforts to promote homeownership
Ability to explain the different loan programs and credit terms available.
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
Keep up to date with compliance and secondary market programs.
Analyze personal and financial information for potential clients.
Provide guidance to prospective applicants who have problems qualifying for traditional loan products.
New business leads and loans necessary to meet assigned goals.
Develop and maintain relationships with retail, commercial, and consumer divisions
Tracking processing of loan applications to meet customer needs and earn income for the bank.
Timely and accurate information for use in the analysis of loan applications.
Secure supporting loan documentation
Provide ongoing status reports to applicant, realtor, and builder on loan process
Maintain customer satisfaction at all levels
Required education and experience
A high school diploma and some college preferred in business administration
5 years' experience is processing residential or consumer loans
Familiarity with loan processing procedures.
Knowledge of financial analysis and credit risk ratings
Strong time management skills
Good communication skills and have good judgement,
Be dependable with excellent customer service skills
Additional eligibility preferences (types), if applicable.
Loan Origination Systems (LOS)
Microsoft Suite
Knowledge of computer software programs used to evaluate loan information
Auto-ApplyReverse Mortgage Funder
Loan officer job in Mahwah, NJ
Longbridge Financial, LLC. is an innovative company committed to responsibly helping seniors use home equity to have a better retirement. We work with reputable companies in the financial services industry and anticipate rapid expansion and opportunities for personal and professional growth while moving into exciting new directions for the reverse mortgage business.
Job Description
We are looking for a detail oriented Mortgage Funder to review loan packages, clear pre-funding or pre-purchase conditions and prepare loan packages for boarding and collateral. This is an entry level position that could lead to advancement within a rapidly growing company for the right individual.
Responsibilities include but are not limited to:
Review loan closing documents for funding or purchase
Request and review pre-funding or pre-purchase conditions from settlement agents and lenders
Communicate with inside staff, loan officers, settlement agents and lenders to ensure funding or purchase in a timely manner
Determine all underwriting pre-funding and pre-purchase conditions have been satisfied
Complete pre-funding or pre-purchase review checklists to ensure company guidelines are met
Maintain data integrity of system data fields
Deliver loan packages to our servicing department for boarding
Prepare and ship collateral packages to our doc custodian
Qualifications
High School diploma or GED required
Precise attention to detail
Ability to multi task and work well under pressure
Excellent communication and customer service skills
Skilled in the use of personal computers and related software applications, specifically Internet Explorer, Microsoft Outlook, Microsoft Excel and Word
High level of integrity and trust
Motivated team player with a selfless attitude
Additional Information
Full benefits
401(k) with company match.
Paid time off.
Potential growth within a growing organization. We promote from within
Working in a growing and dynamic industry
Commercial Loans Manager
Loan officer job in Bronxville, NY
Commercial Loan Manager Employment Type: Regular Full-Time Salary Range: $64,350- $80,000 Elevate Your Career with Trustco Bank! Join a dynamic team at Trustco Bank, where we empower individuals and businesses to thrive through innovative commercial lending solutions. We pride ourselves on our commitment to excellence, fostering strong relationships and driving the economic growth of our communities. We invite you to be a part of our mission to reshape the financial landscape. We are seeking a highly motivated Commercial Loans Manager who possesses a passion for sales and a commitment to exceptional customer service. If you thrive in a fast-paced environment and have a knack for building lasting relationships, we want to hear from you!
Position Summary:
We are seeking an exceptional Commercial Loans Manager to work as part of our commercial lending team to foster exceptional customer service and to originate quality commercial loans. This pivotal role is crafted for a proven leader with a passion for advancing financial solutions for our clients. As part of our commercial team, you will assist in implementing the growth of our commercial loan portfolio while ensuring compliance with regulatory standards and our institution's loan policies.
Key Responsibilities:
Lead with Expertise: Utilize your previous banking experience to guide clients through the commercial lending process, ensuring their needs are met with precision and care.
Craft Compelling Proposals: Showcase your writing skills by preparing accurate loan proposals and documentation that resonate with potential clients and stakeholders.
Communicate with Confidence: Use your well-spoken demeanor to present and explain financial solutions, empowering clients to make informed decisions.
Build Relationships: Foster strong, personable connections with clients, understanding their unique needs and providing tailored lending solutions.
Manage Time Effectively: Demonstrate exceptional time management skills to prioritize tasks, ensuring that all client inquiries and loan applications are handled promptly and efficiently.
Juggle Multiple Tasks: Exhibit your ability to multi-task in a dynamic environment, ensuring that every aspect of the lending process is executed flawlessly.
Stay Organized: Maintain meticulous records and documentation, ensuring the highest level of organization within the loan management process.
Qualifications:
Bachelor's degree in finance, Business Administration, or a related field preferred.
Excellent verbal and written communication skills
Proven banking experience, particularly in commercial lending or related fields, credit analysis, or banking management.
Exceptional analytical and financial assessment skills, with a keen understanding of credit risk and financial statements.
Excellent communication and interpersonal skills, capable of building relationships with clients, stakeholders, and team members.
Demonstrated ability to work independently and as part of a team.
Why Join Us?
At Trustco Bank, we recognize that our employees are our greatest asset. Join us in fostering a workplace that values collaboration, innovation, and integrity. We are proud to be an Equal Opportunity Employer and are committed to creating a diverse environment for all employees.
If you're ready to take your career to the next level and make a significant impact in the world of commercial loans, apply today and become a part of the Trustco Bank family!
Application Process:
If you are ready to take on a challenging yet rewarding role as a Commercial Loans Manager, we want to hear from you! Please submit your resume and application in our career page.
Transform your career and join us in redefining the future of commercial lending!
Position Type/ Expected Hours: This is a full-time position. Office hours Monday - Friday 8:30am - 5:00pm. Evening and weekend work may be required as job duties demand.
Travel: Travel using personal vehicle, occasional overnight travel. Valid driver's license required.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* This is largely sedentary role, requiring use of typical office equipment such as a computer, laptop and phone.
* Ability to communicate both in person and/or by telephone.
EEO Statement: We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.
EQUAL EMPLOYMENT OPPORTUNITY STATEMENT:
Trustco Bank is an equal opportunity. It is the policy of Trustco Bank to equal employment opportunities to all qualified persons without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability or protected veteran status.
This includes, but is not limited to, the following:
* Hiring, placement, upgrading, transfer, demotion or promotion
* Recruitment, advertising or solicitation for employment
* Treatment during employment
* Rates of pay or other forms of compensation
* Selection for training, including apprenticeship
* Layoff or termination
It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.
Loan Processor
Loan officer job in Montvale, NJ
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $33.63-36.06
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-Apply