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Loan processor vs mortgage loan processor

The differences between loan processors and mortgage loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan processor and a mortgage loan processor. Additionally, a mortgage loan processor has an average salary of $43,594, which is higher than the $38,122 average annual salary of a loan processor.

The top three skills for a loan processor include loan applications, customer service and property appraisals. The most important skills for a mortgage loan processor are customer service, FHA, and va.

Loan processor vs mortgage loan processor overview

Loan ProcessorMortgage Loan Processor
Yearly salary$38,122$43,594
Hourly rate$18.33$20.96
Growth rate-3%-3%
Number of jobs16,22816,276
Job satisfaction--
Most common degreeBachelor's Degree, 46%Bachelor's Degree, 50%
Average age4242
Years of experience44

What does a loan processor do?

A loan processor is responsible for assisting customers with their loan requests, ensuring their eligibility, and choosing the best loan options for their needs. Loan processors carefully review loan application documents and prepare loan proposals for underwriting, analyzing the applicant's financial status and credit scores, processing repayment plans, and adhering to banking and financial regulations. A loan processor must have excellent knowledge of the banking industry and processes to provide the best loan services for the customers efficiently and accurately.

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

Loan processor vs mortgage loan processor salary

Loan processors and mortgage loan processors have different pay scales, as shown below.

Loan ProcessorMortgage Loan Processor
Average salary$38,122$43,594
Salary rangeBetween $28,000 And $50,000Between $33,000 And $57,000
Highest paying CitySan Francisco, CASan Francisco, CA
Highest paying stateWest VirginiaMassachusetts
Best paying companyStanford UniversityAmplify Credit Union
Best paying industryFinanceProfessional

Differences between loan processor and mortgage loan processor education

There are a few differences between a loan processor and a mortgage loan processor in terms of educational background:

Loan ProcessorMortgage Loan Processor
Most common degreeBachelor's Degree, 46%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan processor vs mortgage loan processor demographics

Here are the differences between loan processors' and mortgage loan processors' demographics:

Loan ProcessorMortgage Loan Processor
Average age4242
Gender ratioMale, 20.6% Female, 79.4%Male, 21.7% Female, 78.3%
Race ratioBlack or African American, 12.5% Unknown, 4.3% Hispanic or Latino, 17.1% Asian, 7.4% White, 58.3% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan processor and mortgage loan processor duties and responsibilities

Loan processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Review and verify documentation consistent with company policies and compliance of FNMA, FHLMC, FHA/VA, USDA guidelines.
  • Gather all documentation necessary to process mortgage loans in accordance with FNMA and credit union guidelines/requirements.
  • Disclose and re-disclose the LE's and Prelim TRID require CD.
  • Upload monthly reports to FHLMC including principal & interest reports, delinquent loans and appraisals.
  • Ensure conditions on USDA commitments are met and loan files are prepared for closing on time.
  • Show more

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Loan processor vs mortgage loan processor skills

Common loan processor skills
  • Loan Applications, 22%
  • Customer Service, 20%
  • Property Appraisals, 5%
  • Mortgage Loans, 5%
  • Credit Reports, 5%
  • FHA, 4%
Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%

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