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Loan review analyst vs commercial loan officer

The differences between loan review analysts and commercial loan officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan review analyst and a commercial loan officer. Additionally, a commercial loan officer has an average salary of $70,876, which is higher than the $42,678 average annual salary of a loan review analyst.

The top three skills for a loan review analyst include financial statements, loan documentation and real estate. The most important skills for a commercial loan officer are customer service, loan portfolio, and financial statements.

Loan review analyst vs commercial loan officer overview

Loan Review AnalystCommercial Loan Officer
Yearly salary$42,678$70,876
Hourly rate$20.52$34.08
Growth rate4%4%
Number of jobs26,04291,582
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 76%
Average age4545
Years of experience66

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

What does a commercial loan officer do?

Commercial loan officers are financial professionals who are responsible for assessing and processing business loan applications at financial institutions. These loan officers must advise clients about their suitable loan and credit options while consulting with managers on credit policies, credit lines, and procedures. They are required to obtain and assess the financial information of applicants that includes their financial statements and credit histories. Commercial loan officers must also collaborate with other financial institutions to set up loan packages for extensive loans.

Loan review analyst vs commercial loan officer salary

Loan review analysts and commercial loan officers have different pay scales, as shown below.

Loan Review AnalystCommercial Loan Officer
Average salary$42,678$70,876
Salary rangeBetween $25,000 And $72,000Between $50,000 And $100,000
Highest paying CityParsippany-Troy Hills, NJFort Lee, NJ
Highest paying stateWashingtonMaine
Best paying companyCFA InstituteGlacier Ban
Best paying industryFinanceFinance

Differences between loan review analyst and commercial loan officer education

There are a few differences between a loan review analyst and a commercial loan officer in terms of educational background:

Loan Review AnalystCommercial Loan Officer
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 76%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan review analyst vs commercial loan officer demographics

Here are the differences between loan review analysts' and commercial loan officers' demographics:

Loan Review AnalystCommercial Loan Officer
Average age4545
Gender ratioMale, 37.7% Female, 62.3%Male, 73.8% Female, 26.2%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 15.5% Asian, 6.5% White, 63.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan review analyst and commercial loan officer duties and responsibilities

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
  • Show more

Commercial loan officer example responsibilities.

  • Create and manage mortgage loan department along with commercial consumer, SBA and real estate lending producing additional revenue stream.
  • Manage a multifacete commercial real estate investment firm.
  • Mortgage underwriter for FHA direct endorsement, VA authorize & FNMA delegate programs.
  • Sign and issue payroll checks to contractors hire to complete REO projects.
  • Secure new loans, investment accounts, treasury management products and depository accounts.
  • Compile figures for sales amount prior to selling real estate own (REO).
  • Show more

Loan review analyst vs commercial loan officer skills

Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%
Common commercial loan officer skills
  • Customer Service, 9%
  • Loan Portfolio, 8%
  • Financial Statements, 6%
  • Business Development, 6%
  • Commercial Loans, 4%
  • Bank Products, 4%

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