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Loan review analyst vs escrow officer

The differences between loan review analysts and escrow officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan review analyst and an escrow officer. Additionally, an escrow officer has an average salary of $50,270, which is higher than the $42,678 average annual salary of a loan review analyst.

The top three skills for a loan review analyst include financial statements, loan documentation and real estate. The most important skills for an escrow officer are customer service, HOA, and title insurance.

Loan review analyst vs escrow officer overview

Loan Review AnalystEscrow Officer
Yearly salary$42,678$50,270
Hourly rate$20.52$24.17
Growth rate4%4%
Number of jobs26,04262,077
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 47%
Average age4545
Years of experience66

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

What does an escrow officer do?

Escrow officers, commonly known as loan officers, are responsible for real estate processing and finalizing deals. They ensure all documents are authentic and prepared, property titles are clear, and financial obligations have been thoroughly met by the buyer and seller. They verify the document of land ownership, checking property title, and consulting with potential buyers, sellers, and lending firms. It is also their responsibility to handle the deposition of funds and processing of legal documents, including paperwork to finalize the transaction.

Loan review analyst vs escrow officer salary

Loan review analysts and escrow officers have different pay scales, as shown below.

Loan Review AnalystEscrow Officer
Average salary$42,678$50,270
Salary rangeBetween $25,000 And $72,000Between $36,000 And $70,000
Highest paying CityParsippany-Troy Hills, NJWalnut Creek, CA
Highest paying stateWashingtonNew Mexico
Best paying companyCFA InstituteFidelity National Financial
Best paying industryFinanceFinance

Differences between loan review analyst and escrow officer education

There are a few differences between a loan review analyst and an escrow officer in terms of educational background:

Loan Review AnalystEscrow Officer
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 47%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan review analyst vs escrow officer demographics

Here are the differences between loan review analysts' and escrow officers' demographics:

Loan Review AnalystEscrow Officer
Average age4545
Gender ratioMale, 37.7% Female, 62.3%Male, 14.9% Female, 85.1%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 8.8% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.2% White, 64.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan review analyst and escrow officer duties and responsibilities

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
  • Show more

Escrow officer example responsibilities.

  • Manage escrow department for title insurance company.
  • Perform closing for a variety of real estate escrows types, including but not limit to REO resale and resale escrows.
  • Operate multi-line phone system and perform basic office procedures.
  • Prepare closing documents, close escrow, TRID CD, clear title.
  • Order conveyance deeds and other pertinent documents from outside vendors.
  • Prepare documents to be record with county and return to mortgage company for conveyance.
  • Show more

Loan review analyst vs escrow officer skills

Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%
Common escrow officer skills
  • Customer Service, 23%
  • HOA, 6%
  • Title Insurance, 6%
  • Notary, 5%
  • Develop Client Relationships, 5%
  • Real Estate Transactions, 5%

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