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Loan review analyst vs loan consultant

The differences between loan review analysts and loan consultants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan review analyst and a loan consultant. Additionally, a loan review analyst has an average salary of $42,678, which is higher than the $38,876 average annual salary of a loan consultant.

The top three skills for a loan review analyst include financial statements, loan documentation and real estate. The most important skills for a loan consultant are loan applications, origination, and customer service.

Loan review analyst vs loan consultant overview

Loan Review AnalystLoan Consultant
Yearly salary$42,678$38,876
Hourly rate$20.52$18.69
Growth rate4%4%
Number of jobs26,04223,448
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 62%
Average age4545
Years of experience66

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

What does a loan consultant do?

A Loan Consultant specializes in assessing loan applications to ensure potential clients uphold their financial obligations. Their responsibilities include conducting interviews with applicants, reviewing and verifying documentation, and evaluating financial credit and other records. They may also answer inquiries, advise potential clients on which program suits them the best, and help them understand every procedure. Moreover, there are also instances when they must handle delinquent accounts, reach out to clients, and negotiate payment terms when necessary.

Loan review analyst vs loan consultant salary

Loan review analysts and loan consultants have different pay scales, as shown below.

Loan Review AnalystLoan Consultant
Average salary$42,678$38,876
Salary rangeBetween $25,000 And $72,000Between $27,000 And $54,000
Highest paying CityParsippany-Troy Hills, NJSioux Falls, SD
Highest paying stateWashingtonSouth Dakota
Best paying companyCFA InstituteAccion
Best paying industryFinanceFinance

Differences between loan review analyst and loan consultant education

There are a few differences between a loan review analyst and a loan consultant in terms of educational background:

Loan Review AnalystLoan Consultant
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan review analyst vs loan consultant demographics

Here are the differences between loan review analysts' and loan consultants' demographics:

Loan Review AnalystLoan Consultant
Average age4545
Gender ratioMale, 37.7% Female, 62.3%Male, 57.2% Female, 42.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan review analyst and loan consultant duties and responsibilities

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
  • Show more

Loan consultant example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Facilitate the entire residential loan transaction from underwriting under regulatory compliance, processing, loan origination and marketing.
  • Originate conventional, FHA, VA and PHFA mortgages, while establishing and maintaining relationships with referral sources.
  • Consult with attorneys, VA & FHA, appraisers, and construction and lending officials for loan conveyances and loan closings.
  • Validate income, assets and credit/liability documentation to support origination underwriting guidelines in addition to collection of supporting documentation.
  • Maintain a sound knowledge of investor guidelines, DU guidelines.
  • Show more

Loan review analyst vs loan consultant skills

Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%
Common loan consultant skills
  • Loan Applications, 21%
  • Origination, 11%
  • Customer Service, 9%
  • Financial Services, 6%
  • Inbound Calls, 5%
  • Business Development, 4%

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