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Loan review analyst vs loan originator

The differences between loan review analysts and loan originators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan review analyst and a loan originator. Additionally, a loan review analyst has an average salary of $42,678, which is higher than the $41,291 average annual salary of a loan originator.

The top three skills for a loan review analyst include financial statements, loan documentation and real estate. The most important skills for a loan originator are customer service, origination, and FHA.

Loan review analyst vs loan originator overview

Loan Review AnalystLoan Originator
Yearly salary$42,678$41,291
Hourly rate$20.52$19.85
Growth rate4%4%
Number of jobs26,04210,716
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 61%
Average age4545
Years of experience66

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

What does a loan originator do?

A Loan Originator is a potential liaison between borrowers and lenders. They help borrowers complete loan applications and evaluate which loans are most appropriate for the customers.

Loan review analyst vs loan originator salary

Loan review analysts and loan originators have different pay scales, as shown below.

Loan Review AnalystLoan Originator
Average salary$42,678$41,291
Salary rangeBetween $25,000 And $72,000Between $28,000 And $60,000
Highest paying CityParsippany-Troy Hills, NJNew York, NY
Highest paying stateWashingtonSouth Dakota
Best paying companyCFA InstituteCentennial Bank
Best paying industryFinanceTransportation

Differences between loan review analyst and loan originator education

There are a few differences between a loan review analyst and a loan originator in terms of educational background:

Loan Review AnalystLoan Originator
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan review analyst vs loan originator demographics

Here are the differences between loan review analysts' and loan originators' demographics:

Loan Review AnalystLoan Originator
Average age4545
Gender ratioMale, 37.7% Female, 62.3%Male, 54.0% Female, 46.0%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan review analyst and loan originator duties and responsibilities

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
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Loan originator example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Complete yearly the NMLS continuing education requirements.
  • Direct lender with FNMA while maintaining all loan servicing.
  • Increase revenues and product awareness by cross-selling service lines and packages.
  • Complete a rigorous training program and have obtained 25 NMLS state licensing requirements to be a loan originator.
  • Review FHA case number assignments, mortgage credit rejects and refinances authorizations to determine qualification.
  • Show more

Loan review analyst vs loan originator skills

Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%
Common loan originator skills
  • Customer Service, 18%
  • Origination, 9%
  • FHA, 6%
  • Va, 6%
  • Phone Calls, 6%
  • Excellent Interpersonal, 5%

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