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Loan review analyst vs senior loan officer

The differences between loan review analysts and senior loan officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan review analyst and a senior loan officer. Additionally, a loan review analyst has an average salary of $42,678, which is higher than the $37,162 average annual salary of a senior loan officer.

The top three skills for a loan review analyst include financial statements, loan documentation and real estate. The most important skills for a senior loan officer are customer service, loan applications, and origination.

Loan review analyst vs senior loan officer overview

Loan Review AnalystSenior Loan Officer
Yearly salary$42,678$37,162
Hourly rate$20.52$17.87
Growth rate4%4%
Number of jobs26,04265,807
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 66%
Average age4545
Years of experience66

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

What does a senior loan officer do?

A senior loan officer is responsible for authorizing loan applications after evaluating the applicant's loan eligibility upon submitting documents and other requirements. Senior loan officers assist the loan staff for the approval or rejection of the application, providing alternatives for the applicants based on their credibility. They monitor the loan process, create loan contracts, ensuring that the payment plans meet the federal laws and regulations. A senior loan officer must have extensive knowledge of the financial industry to prepare proposals timely and accurately.

Loan review analyst vs senior loan officer salary

Loan review analysts and senior loan officers have different pay scales, as shown below.

Loan Review AnalystSenior Loan Officer
Average salary$42,678$37,162
Salary rangeBetween $25,000 And $72,000Between $29,000 And $46,000
Highest paying CityParsippany-Troy Hills, NJMiami, FL
Highest paying stateWashingtonHawaii
Best paying companyCFA InstituteSalal Credit Union
Best paying industryFinanceFinance

Differences between loan review analyst and senior loan officer education

There are a few differences between a loan review analyst and a senior loan officer in terms of educational background:

Loan Review AnalystSenior Loan Officer
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 66%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan review analyst vs senior loan officer demographics

Here are the differences between loan review analysts' and senior loan officers' demographics:

Loan Review AnalystSenior Loan Officer
Average age4545
Gender ratioMale, 37.7% Female, 62.3%Male, 69.4% Female, 30.6%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan review analyst and senior loan officer duties and responsibilities

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
  • Show more

Senior loan officer example responsibilities.

  • Oversee the loan origination process from inception to completion and initiate aggressive business growth opportunities in a highly competitive market.
  • Maintain close relationships with loan processors and problem-solve upcoming issues to ensure quality loan origination and minimize last-minute conditions of approval.
  • Prepare FNMA 1003 and RESPA documents.
  • Underwrite over 30 FNMA modification loans determining terms of trial and permanent modifications.
  • Utilize automated underwriting engines to assess credit and collateral risk conventional and FHA lending.
  • Establish communication with escrow officers, processors, loan officers and underwriter regarding loan status and/or missing information.
  • Show more

Loan review analyst vs senior loan officer skills

Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%
Common senior loan officer skills
  • Customer Service, 15%
  • Loan Applications, 11%
  • Origination, 10%
  • Business Relationships, 5%
  • FHA, 5%
  • Va, 5%

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