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Loan review analyst vs senior underwriter

The differences between loan review analysts and senior underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, a senior underwriter has an average salary of $69,375, which is higher than the $42,678 average annual salary of a loan review analyst.

The top three skills for a loan review analyst include financial statements, loan documentation and real estate. The most important skills for a senior underwriter are customer service, portfolio, and underwriting guidelines.

Loan review analyst vs senior underwriter overview

Loan Review AnalystSenior Underwriter
Yearly salary$42,678$69,375
Hourly rate$20.52$33.35
Growth rate4%-4%
Number of jobs26,0426,726
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 71%
Average age4544
Years of experience6-

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

What does a senior underwriter do?

A senior underwriter is responsible for evaluating the eligibility of an applicant for loan application processing. Senior underwriters verify the applicant's information, including their credit score and other valid documents, ensuring that the applicant fulfills the loan application's parameters. They check the applicant's portfolios and provide them the next necessary steps and the alternatives for loan types. A senior underwriter must have excellent knowledge of the loan processes and underwriting procedures to analyze applications and make accurate decisions.

Loan review analyst vs senior underwriter salary

Loan review analysts and senior underwriters have different pay scales, as shown below.

Loan Review AnalystSenior Underwriter
Average salary$42,678$69,375
Salary rangeBetween $25,000 And $72,000Between $44,000 And $108,000
Highest paying CityParsippany-Troy Hills, NJNew York, NY
Highest paying stateWashingtonNew York
Best paying companyCFA InstituteCapital Group
Best paying industryFinanceInsurance

Differences between loan review analyst and senior underwriter education

There are a few differences between a loan review analyst and a senior underwriter in terms of educational background:

Loan Review AnalystSenior Underwriter
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 71%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan review analyst vs senior underwriter demographics

Here are the differences between loan review analysts' and senior underwriters' demographics:

Loan Review AnalystSenior Underwriter
Average age4544
Gender ratioMale, 37.7% Female, 62.3%Male, 42.0% Female, 58.0%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 2.5% Hispanic or Latino, 9.4% Asian, 5.6% White, 72.9% American Indian and Alaska Native, 0.4%
LGBT Percentage8%9%

Differences between loan review analyst and senior underwriter duties and responsibilities

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
  • Show more

Senior underwriter example responsibilities.

  • Manage AUS findings and analyze approvals and results accordingly.
  • Perform underwriter approval/declines on FHA, VA, FmHA and conventional loan applications providing financing for one-to-four family residential properties.
  • Fix and n variable annuities.
  • Check for the accuracy and proper recording of UCC filings and mortgages.
  • Order and review flood searches, title reports, UCC searches, appraisals, insurance policies and binders, and contracts.
  • Review preliminary HUD-1 for accuracy.
  • Show more

Loan review analyst vs senior underwriter skills

Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%
Common senior underwriter skills
  • Customer Service, 11%
  • Portfolio, 8%
  • Underwriting Guidelines, 5%
  • Strong Analytical, 4%
  • SR, 4%
  • Excellent Interpersonal, 4%

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